
UNITED STATES OF AMERICA. 



THE AUTHOR 




A BOOK USEFUL TO ALL. 

THE FRUITS OF ECONOMY; 

OB 

INTERESTING TABLES, 

SHOWING THE AMOUNT OF DIFFERENT SUMS FROM 

ONE CENT TO FIFTY DOLLARS, 

SAVED DAILY, AND ONCE IN SIX MONTHS PUT AT INTEREST, AT 

FIVE, SIX, SEVEN AND EIGHT PER CENT. PER ANNUM, 

FOR VARIOUS PERIODS OF TIME, FROM SIX MONTHS TO FIFTY YEARS : 
BEING DESIGNED TO EXCITE 

Habits of Industry and Economy, especially among Children and Youth. 

ALSO, 

TABLES SHOWING THE ANNUAL INTEREST TO WHICH FIVE, SIX, SEVEN AND EIGHT PER CENT. ARK 

RESPECTIVELY EQUIVALENT, WHEN TAKEN IN ADVANCE FOR VARIOUS TIMES, FROM ONE 

MONTH TO. ONE YEAR, ACCORDING TO THE PRACTICE OF DISCOUNTING AT BANKS, 

AND THE VALUE OF ONE DOLLAR AT COMPOUND INTEREST, AT FROM 

6 TO 14 PER CENT. PER ANNUM, FROM ONE TO FIFTY YEARS. 



THE TABLES BY GEORGE BECKWITH. 



ALSO, THE 

DECLARATION OF INDEPENDENCE 

AND THE 

CONSTITUTION OF THE UNITED STATES. 

TO WHICH IS ADDED 

A PRACTICAL AND EASY METHOD FOR PARISHES TO PROVIDE FOR 

PASTORS AND THEIR FAMILIES IN THE DECLINE OF LIFE, 

OR IN THE DAY OF ADVERSITY. 



NEW HAVEN: 
GEORGE BECKWITH, AUTHOR AND PUBLISHER. 

STEREOTYPED AND PRINTED BY J. H. BENHAM, 

1867. 



V 



^ 



^-y 



Entered, according to Act of Congress, in the year 1856, 
BY WILLIAM FRANKLIN, 

In the office of the Clerk of the United States District Court, for the District of 

Connecticut. 



PRELIMINARY CHAPTER. 



PRELIMINARY CHAPTER. 

•• Gather up the fragments that nothing be lost." 



The object of publishing the following tables, is, to stimulate industry 
in a large class who are prone to spend much of their time to no useful 
purpose, and impel to habits of economy a still larger class who, though 
they are diligent in productive labor, never produce for themselves any 
thing more than a current subsistence, and some of whom do not ac- 
complish even that. The efficiency which the tables possess to effect 
the object intended, consists in their showing that by such savings as any 
person who has comfortable health, and is reasonably industrious, can 
make if he will. Any one may accumulate a fund which, when he 
reaches the age of fifty years, will be sufficient, with no more labor than 
will best promote his vigor and prolong his days, for his support during 
the remainder of his life. The truth of this result will be verified by 
illustrations connected with the explanation of the tables in the next 
chapter. • «.*.»• 

It is a common maxim that one who has money can make money, and 
that one who has not something to begin with can make nothing. This 
is all true. But it does not by any means follow that a small sum may 
not produce a gain as well as a large one. The mistake which men 
of limited means are apt to fall into, is that of not husbanding the little 
that they have, so as to make it constantly accumulate, and finally become 
large. Because a man has not at any one time a surplus sufficient to 
purchase a farm, or a vessel, establish a store, set up business at his 
trade for himself, he is very apt not to think he can invest to any good 
purpose the single dollar that he can as well spare as not. He will 
therefore spend it for something that he might as well or better do with- 
out, instead of putting it into a savings bank, where, in the course of 
the active part of his life it would accumulate to six or eight times its 
amount, and in connection with other sums which he might from time to 
time lay by, would produce the capital which he desired. 



4 PRELIMINARY CHAPTER, 

A small sura saved daily through a period of ten, fifteen or twenty 
years, will make an amount that may be invested to some purpose, even 
though there might be no place where the small items which compose 
it could be applied so as to produce any gain. But this is not the case. 
The country abounds in savings banks which will receive deposits of 
money and pay lawful rates of interest on them. Some of them receive 
sums on deposit as small as five cents, and pay interest from the time of 
receiving it. Others fix their smallest deposit at different sums as large 
as one dollar, and some have regular quarter days from which interest 
is reckoned, and on sums deposited between those quarter days they do 
not allow interest until the expiration of the quarter in which they are 
deposited. 

In most and perhaps all savings banks, the interest is reckoned semi, 
annually, and either paid to the depositors or added to the principal, and 
on this increased sum interest is computed ; that is, compound interest 
(usually at the highest rate allowed by law) is reckoned on the deposits 
semi-annually. 

The occasion of constructing the tables contained in this book was a 
casual inquiry by a friend, what I thought one cent deposited daily in a 
savings bank, and accumulating by compound interest at 6 per cent, per 
annum, reckoned semi-annually, agreeably to the custom of savings 
banks, would amount to in fifty years. I made a guess, (which was my 
prerogative by virtue of pedigree,) first calculating approximately the 
nett amount that would be deposited, and then estimating the accumu- 
lation, and I replied that it might probably amount to $400 or 8500. As 
neither of us knew what the truth was, I made the computation, and 
found it to be $950.41, only the secular time (313 days in each year) be- 
ing reckoned. The nett sum deposited is only $156.50 ; and the sum 
to which this accumulates is $950.41, which is a little more than six 
times the sum deposited. Although I had been for twenty-five years 
aware of the rapid manner in which numbers in geometrical ratio will 
amount, and perhaps had no reason to be surprised at the result, yet the 
circumstance afforded me a practical thought which had never before 
been enforced upon my mind. I am now about forty-five years old, and 
have hitherto observed most literally the command to " lay not up treas- 
ure on earth," while I have found it very difficult to " owe no man any 
thing." In one word, I have always been poor; not because I have 



PRELIMINARY CHATTER. 



been adversely situated for becoming otherwise ; not because I expected 
to be any better for remaining so ; but because I have not turned my 
opportunities to the best account. Had I begun in childhood to invest 
an occasional penny where it would accumulate, and followed up that 
frugal habit to the present time, those little savings would by this time 
have increased to many times their original amount, and accumulated to 
a fund sufficient to purchase a farm which would furnish me desirable 
and useful employment, and an adequate support during the rest of my 
pilgrimage. 

Or, if my temporal estate was such as to enable me to dispense with 
the gains thus accumulated, (as I doubtless might,) I could apply it to 
works of philanthropy, which, by benefitting others, would bless myself 
and glorify Him whose " whole law is fulfilled in one word, even in this, 
thou shalt love thy neighbor as thyself." 

The effect of my friends question was to bring most poignantly to my 
mind a sense of my neglect, and add another to the pangs that a retros- 
pect of time, forever lost, too often inflicts upon me, if it does not upon 
others. If I was not encouraged or rightly directed in this matter 
when a child, I surely could have begun at 15 years of age a system of 
penny savings, which I could have followed up at a constantly increas- 
ing rate, with not a whit of detriment to any interest, as compared with 
what T have realized, and those savings now (at the end of 30 years) 
would amount to not less than $2,000, probably to twice that sum. I 
know I could have done this, and furnished myself physically, morally 
and intellectually, as well as I have done, and abated nothing from the 
charities I have bestowed upon others, but rather enlarged them. 

In this estimate I assume that my course of business would have been 
much the same as it has been, but that I should have been more careful 
to gather up the fragments and apply them to advantage. But the 
early and continued habit of economy would have had its influence 
upon my industrial pursuits, and I should have been more efficient in 
the business I pursued. If my occupations had been of the same gcnus t 
they would have been of a different species — if I had pursued another 
(equally honorable) calling, I should have magnified it to better pur- 
pose for the penny discipline adopted preparatory to it. The difference 
in my pecuniary means, therefore, would now be something more than 
the savings themselves, with their accumulations — the tone of business 

1* 



6 PRELIMINARY CHAPTER. 

habits would have been improved, and I could now command $5,000 
to $10,030, and how much more I cannot say, instead of simply paying 
current expenses. That I could have realized a fortune cannot be 
doubted ; if I retained it, I should now have it to do good with ; had I 
spent it for that purpose as I went along, I should have accomplished 
in the pecuniary branch of benevolent effort, incomparably more than 
I have done. 

Although the golden, yes, literally golden, opportunity has fled by mc 
like a fugitive, it is not yet out of sight, and I know the direction in 
which it came. I can follow it while it is visible, and point those who 
stand near the starting point of its momentary successors, to the course 
in which it invites them to run. The past cannot be recalled ; the fu, 
ture only can be improved. As it respects myself, I can but partially 
retrieve the error ; but to the young I may render the service, which 
was not afforded to me, of bringing to their attention the prospective 
fortunes which surely lie in a saving of the pennies which all of them 
are wont to spend to no useful purpose. 

The gentleman who proposed the question of which this book is the 
sequel, gave me an illustration of the surprising manner in which little 
savings will accumulate, in the case of his little son, which was on this 
wise : 

The grandmother of the boy, gave him when an infant, a five dollar 
piece as a memento, which she requested should be invested where it 
could accumulate for him. The father accordingly put it in the savings 
bank, and added to it from time to time a few cents, which he would 
otherwise have spent for him in sweetmeats or toys, or something else 
about as valuable. He continued this practice until the boy was seven 
vears old, when he was surprised to find that the little items, each of 
which had been counted as nothing, with the gain which had arisen on 
them, had amounted to One Hundred Dollars. He then withdrew the 
fund from the savings bank, (continuing to make a deposit there) and 
invested it where it has produced for the last three years 10 percent, 
annually. 

It is easy to predict the results that will issue from that five dollar 
piece. In the first place, it will be kept at work producing at least law- 
ful interest semi-annually, and its operations will be coeval with his ex- 
istence. When he is 15 years old, it will have amounted to 812 14 ; 



PRELIMINARY CHAPTER. 7 

at 21 it will have become $17.30 ; at 3D, it will be $29.46 ; at 40 it will 
be $50,30 ; at 50 years old, $96.09 ; at the age of 60 it will be $173.56 j 
and when he reaches threescore and ten, it will have amounted to 
$313.46. This is the issue of a single jive dollar piece, without regarding 
the other little sums that have been or will be saved from time to time 
and put with it. He will not probably need to draw it for his support 
until he is 60 years old, if he ever does. Suppose it to be then neces- 
sary, the little yellow-boy which his grandmother gave him, will have 
grown up like himself, having increased from $5.00 to $173.56, and will 
perhaps be bestowed upon his grand-cliildren as a memento of their 
care and affection for him in the eve of life. 

Again, he has added to his five talents which three years ago had in- 
creased them to $100, and this has since that time been actually invested 
at ten per cent, interest. Suppose this single sum of $100 is continued 
at work after that rate until he is 60 or 70 years old, in what will it 
eventuate ? It was invested at this rate when he was 7 years old. At 
the age of 15 it will have become $224.36 ; at 21 years, $379.75 ; at 30 
years, $895.43 ; at 40 years, $2,322.52 ; when he is 50 years old, 
$3,024.02 ; at the age of 57 years, (59 years from the time of its invest- 
ment) $11,739.10 ; at the age of 60 it will be $15,624.75 ; and when he 
reaches three-score and ten it will be $40,526.60 ! 

In 53 years, then, this single investment of $100, at 10 per cent., 
without the addition of anything to it except the gains that it makes, 
amounts to a fortune of over fifteen thousand dollars, and in 63 
years (when its possessor is 70 years old) it will be over forty thou- 
sand ! 

But, says one, perhaps he cannot invest it during the whole time at 10 
per cent., and in that case these results exist only in the mind or on pa- 
per. Although in this particular case I have no doubt that 10 per cent. 
can be realized for any length of time, (for I know where it is invested,) 
yet we will suppose that he cannot make it produce as large gains as it 
now does. This he can do — he can return it to the savings bank, and 
there receive lawful interest added semi-annually. Let us see how he 
will come out in that case. 

$100 has been at work for the last three years at 10 per cent, com- 
pound interest; it has therefore now amounted to precisely $133.10* 
The boy is now 10 years old. If he now puts this sum into the savings 



8 TEELnilXASY CHAPTER. 

bank, and never deposits another cent, the amounts at different ages will 
be as follows. 

At 15 years of age $17S.88 ; at 21 years old, 255.03, at 30 years old, 
$434.18 ; at $40 years old, $743.17 ; when he is 50 years old, $1,416.29 ; 
when he reaches 60 years, $2,557.99 ; (or $2,558) : and when he reaches 
70, it will be $4,620. 

These results can be realized ; and, although the amounts are not as 
large as at 10 per cent., yet the amount when he becomes 50 or 60 years 
old will be sufficient to support him during the remainder of his sojourn 
here. 

" In all of the above calculations we have not included any deposits 
made after the deposits and their gains amounted to $100, which took 
place in 7 years. The average deposit to produce that result would be 
almost 98 cents per month, which is substantially one dollar. The re- 
sult will certainly stimulate the parent to proceed, and the boy, being 
old enough now to see a little of the nature of the matter, will take 
some interest in it also. We may therefore reasonably suppose that at 
least the former rate of contributions will be kept up. Let him then be 
supposed to have continued his deposits at the rate of $1.00 per month, 
and that he will receive from first to last only lawful interest. The 
amount at various times in his life will be as follows : 

At 10 years of age, 8161.06; at the age of 15 years, $283.22; when 
21 years old, $492.14; at 30 years, $978.32; when 40 years old, 
$1,928.17 ; at the age of 50 years, $3,643.71; at the age of 70 years 
it will be $22,445.50. In view of these facts, will not some of the grand- 
mothers go and do likewise 1 and in cases where there is no grand- 
mother, wtll not the parent supply her place, and plant for their children 
while in infancy, the seeds of their future industry and ultimate for- 
tunes 1 

In this case, the nett sum deposited is $12 per year, and this sum any 
person who has good health, and is properly industrious, can save after he 
begins to take care of himself, say from 15, or from 21 years old. Sup- 
pose he does not begin till he is 21 years, at 6 per cent., he will at 50 
have $910.67 ; at 60 years of age, $1,806 ; and when he is 70, it will be 
$3,423.06. Either of these sums is sufficient, moneywise, to do himself 
■or somebody else a great deal of good. 

Perhaps the reader will be interested to know who the friend is that 
asked the question to which this humble volume is the sequel. I am 



PRELIMINARY CHAPTER. 9 

permitted to say that it is Mr. William Franklin, a merchant tailor, of 
New Haven, Conn. Although he is by no means too big for his busi- 
ness, yet I esteem him to be in all respects, much more than the ninth 
part of a man. The name is suggestive of economy and enterprise, and 
in these respects he is no reproach to it. 

In the case that has been cited, those results that we have seen to be 
strictly feasible, to say nothing of such as may or may not be obtained, 
show most distinctly that in the small sums that are spent to no good 
purpose, but often a bad one, there lies for almost every one a latent for- 
tune, if he will but develop it. Nay, he has only to let its elements be 
put legitimately at work, and then he may let it alone, and it will de- 
velop itself. 

But whether he infuses the leaven which will vitalize and magnify the 
lump, depends upon the training the child or youth, more than upon all 
other conditions united, except the enjoyment of physical health. This 
fact affords parents or others having the oversight of his early years an 
opportunity of determining with general certainty what the event shall 
be ; and in proportion as they value the object, do the circumstances in 
which they stand impose a duty to train the child with a view to its at- 
tainment. 

It is desirable that the savings be begun by the parents (where there 
is no grandmother) in the infancy of the child, and continued in his be- 
half, until the charge can be transferred to him, which should be done 
as early as circumstances will allow. The effect of stimulating the 
child to habits of industry and economy, (which is the main object, for 
this habit being established, his fortune is morally sure,) it appears to 
me, will be more certain than it would to begin when he is old enough 
to measurably understand the nature of the enterprise, and carry it for- 
ward wholly or partially for himself. For, in the first place, the habits 
of the parents generally have their influence on those of the child. The 
practice of making a daily saving, small though it may be, will promote 
in the former a habit of economy that will be reflected to the letter. At 
the same time, there will be for the child a motive to industry, in the re- 
sults that it will bring to himself, and this will render more grateful and 
effectual to him any arrangements which the parents may make to pro- 
vide for him useful and productive employment. Again, the child, while 
he has yet but a faint conception of the object, will, at the suggestion of 



13 PRELIMINARY CHAPTER. 

the parents, deposit some of the pennies which it may receive, and thus 
become interested in the operation, and receive further training to qualify 
him for the ultimate management of his penny affairs, and other busi- 
ness. Further, when he becomes old enough, and is in such circum- 
stances as to be suitable to take charge of the fund, he will see that 
economy thus far has produced him something, from a penny though it 
may be, and he will be encouraged to follow it up. Besides, when he 
can begin to apprehend the law of increase, he will see that his fund is 
not all savings simply, but that a part of it is gain upon those savings. 
In this connectiion he should be made to realize as far as may be, that 
the longer the fund continues, the faster will it increase, and that when 
he reaches middle age, the deposits made in childhood will have become 
six or eight times the original sum, and at 50 or 60 years of age, it will 
have increased sixteen or twenty fold. This will show him the advant- 
age of beginning early. In addition, it is to be hoped that a sense of 
gratitude to his parents will move him to appreciate and husband the 
provision they have made for him. 

But there are those in this unequal state of things whose daily sup. 
port requires all that they can earn, and they are scantily supplied at 
that. Such ought to find benevolent friends who will assist them in this 
way, as well as others. That they will have such friends is too much 
for me to hope. But let such take courage by considering that the ad- 
vantage, to children especially, of saving consists not so much in the daily 
amount saved, as in the discipline to economy which the habit confers. A 
single cent a week, at 6 per cent, interest, will accumulate in 5 years to 
S3. 00 : in 10 years to $7.00 ; and in 15 years to $12.41. Although an 
indigent widow with three or four small children leaning on her for sup- 
port, has nothing to spare, yet to enlist those children in assisting her to 
save even a penny a week, will be the very best course that she can take 
to provide for them ; for it will stimulate them to industry and educate 
them in an economy which will make their industry self-sustaining in the 
least possible time. The family will not suffer any more for current ne- 
cessities by doing so, and prospectively they will be great gainers by it. 
If the oldest remains with her 5 years, and then leaves her and provides 
for himself, he can carry with him, in addition to a maternal benediction, 
a little fund of three dollars, reserved from her scanty supply, which will 
be to him a memento of her affection, and afford a nucleus around which, 



PRELIMINARY CHAPTER. 11 

by the frugality which the circumstances of its collection have inspired, 
he will gather a fortune from which he will requite the toil and sacrifice 
which provided for the necessities of his dependent years. 
But, I doubt not that what I have said will make the impression and ex- 
cite the action I am seeking to induce. Before dismissing the matter 
however, I desire to add a word of caution against allowing economy to 
degenerate into avarice. 

In any system of savings that may be adopted, let not your means be 
so absorbed in providing for future wants or emolument as to leave 
nothing for present charities. To those who have long known me, I may 
be permitted to say, (and shall be credited when I do so,) that I entertain 
all the sentiments in respect to the cause and the cure of the disease in 
the body pecuniary \ that I have always held and often urged. I admire 
benevolence and abhor avarice, with an intensity which experience and 
observation have only served to strengthen, and I feel as keenly as ever 
that worldliness is the crushing curse of the times. The unequal distri- 
bution of the rational enjoyments of life has so distressed society that in 
its agony it is distorted into a most frightful spectacle. Did I suppose 
that a plea for economy would in any way conduce to strengthen the 
ligaments that bind the miser to his golden idol, or draw an additional 
sigh from the bosom of poverty, I would not be found its advocate. But 
the rich have already acted upon maxims no better than those I have urg.. 
ed ; and the poor are in their dependent condition, not because they have 
not been worldly enough to have produced wealth, nor from any lack of 
industry ; but because they have not turned their worldliness and indus- 
try to advantage. The poor man may as well save the money he earns,, 
and enjoy it himself, as to earn it for another to save and enjoy. 

It is as well for a poor man to adopt a system of saving a little to pro- 
vide a fund that he will one day need, as to spend that little needlessly 
and foolishly, and by and by call on another to help him, and either be 
coldly denied, or receive a grudged pittance, for which he has to sacri- 
fice his own independence. The proper use of what is spent unwisely 
by those of moderate means, would prevent more than half of the pov- 
erty that comes upon them. Besides, I believe that a man may do such 
a thing as to pursue a system of economy to obtain the means of bene- 
fiting others equally with himself; and I believe, moreover, that the poor 
men who may be induced from this little work to commence a system* 



12 PRELIMINARY CHAPTER. 

of savings, will do so from philanthropic no less than a selfish impulse, 
and while they are taking measures to benefit themselves, they will 
increase their ability, without diminishing their disposition, to benefit 
others. 

The poor can expect very little assistance, encouragement or consid- 
eration from the wealthy ; but if all the former class will make the most 
of their opportunities, half of them will soon overcome their dependence 
upon the latter, and be able very essentially to ameliorate the condition 
of the other half. The purpose of this work is to incite them to do so 
and that it will produce that effect I feel assured, from the fact that all 
to whose attention I have presented the idea while preparing the book, 
have seen the matter as I do, and commenced the system of savings 
here recommended. With this prologue, I offer this humble effort to 
my fellow citizens, hoping that its influence will be to ameliorate their 
condition and advance our common welfare. G. B. 

New Haven, July 14, 1856. 



EXPLANATION OF TABLES, &C. 



The principal tables (from page 17 to page 68) are calculated for 
annuities on compound interest, at 5, 6, 7 and 8 per cent per annum, 
added semi-annually during 50 years. The annuities are supposed to 
arise from daily savings of various sums from one cent to fifty dol- 
lars. In forming any annuity here given, the sum saved daily is multi- 
plied by the number of secular days in half a year, and this sum is sup. 
posed to be deposited in a Savings Bank, at each interval of six months. 
The years are all counted common years, and 52 Sundays are deducted, 
leaving only 313 secular days in a year. Half of this is 156 1 days, which 
multiplied by the sum saved daily, forms the annuity. If the saving is 
one cent per day, the annuity is $1 56£ ; if 2 cents per day, it is $3.13, &c» 

The annuities accumulate by compound interest, as above stated, 
and the tables show how much the whole amount is at the end of each 
interval of 6 months. Each page shows the result from one daily rate 
of savings, at each of the four rates of interest. 

The daily computations are made for each cent consecutively, up to 
25 ; from that number to 50 cents, each succeeding table is reckoned for 
5 cents more than the previous one ; and from 50 cents to one dollar, 10 
cents are added at each succeding table. Each consecutive dollar is 
given as far as $10, and from that sum to $50, the sum for each table in 
creases by five dollars. The use of the tables will be understood with, 
out detailed examples. 

Although the great object of the work is to encourage the saving of 
small sums daily, by showing that such little sums as almost every one 
can save will inevitably come to a fortune in the course of one's active 
life — for which purpose 25 cents daily is sufficient — yet there are multi- 
tudes whose income for half their lifetime is from one to five dollars per day, 
and a few that receive tens of dollars daily. For the gratification of such 
the tables are extended to $50 per day. Those whose income is greater 

2 



14 EXPLANATION < F TABLES, &C. 

than that can afford to calculate it for themselves, or they can deduce it 
from the tables which contain other sums. 

Two reasons induced the omission of the intermediate sums that have 
been left out between 25 cents and one dollar, to say nothing of those omit- 
ted between ten and fifty dollars. Those reasons were : 1st — the time for 
computing the tables was limited, and to have attempted it would have 
delayed the publication of the work long beyond the time at which the 
publisher must produce it if he issued it at all ; and 2d : the insertion of 
each cent to a dollar, and each dollar to fifty dollars, would have increased 
the volume to about twice its present size, and therefore added to its 
cost; which fact, as far as it might affect the circulation of the work, 
would countervail the object of publishing it. It is designed to be a book 
for the million, and it should be made available to as many as may be. 

This omission will work no embarassment in finding the result for sums 
intermediate between any two consecutive ones ; because any such re- 
sult can always be found by adding together the results for two numbers 
whose sum will make the intermediate one. The more natural way 
would be, to take the results for the number next less than the one for 
which the result is sought, and what this less number lacks of being 
equal to the one in question. The sum of these results will be the result 
required. 

For example, how much will arise from 28 cents, saved daily, for 50 
years ; the savings at the end of each 6 months being deposited where 
they will draw interest at 6 per cent per annum, added semi-annually ? 

Here the more natural mode would be to make up the number (28) 
from 25 and 3, the results for both of which are given. 

On page 41 we find 25 cents daily to amount in 50 years to $23,760.15, 
and 3 cents daily to produce $2,851.22. These added together make 
$26,611.37, which is the result for 28 cents daily. 

The result for any number not given in the tables may be obtained in 
like manner. If the number is a composite one, its factors may be taken 
and the result for any one of them found, and that result multiplied by 
its other factor or factors. In this case we can resolve 28 into 4X7, and 
find, for instance, the result for 7, and multiply that by 4. The result 
for 7 cents is found on page 23 to be $6,652.84, which multiplied by 4 
gives $2G,611 36. the same as before, with the exception of 1 cent, which 
is lost by omitting fractions. 



EXPLANATION OF TABLES, &C. 15 

In the construction of the table, the results are given in dollars and 
cents, (the last two characters being in cents) until the amount becomes 
as large as $100,000, and afterwards the cents are omitted. This course 
was found necessary in order to make the page narrow enough to be 
any wise convenient for pocket use. A star (*) is placed at the left of 
the first number from which the cents are omitted. 

To the main tables are added as supplementary, some miscellaneous 
results, marked A, B, C, &c, most of which will serve more effectually 
to enforce the central idea of the work, the advantage of saving even the 
smallest sums. These matters, (some of which are tables) are explained 
where they are introduced. 



USURY LAWS OF THE UNITED STATES. 



Bf Aim, legal rate of interest, six per cent ; excess only recoverable by law. 

New Hampshire, six per cent. ;• and, if more be taken, the party forfeits three times the 
excess. 

Vermont, six per cent ; and any excess recoverable by law. 

Massachusetts, six per cent ; penalty for excess, three-fold the whole interest taken. 

Rhode Ishnd, six per cent. ; any excess illegal. 

Connecticut, six per cent. ; penalty for usury, loss of the interest 

New York, seven per cent ; usurious contracts void. Usury a misdemeanor, punishable 
by a fine not exceeding one thousand do.iars, and imprisonment not exceeding six 
months. 

New Jersey, six per cent ; penalty for usury, forfeiture of debt and interest. 

Pennsylvania, six per cent ; contract void for excess. If more than six per cent be de- 
manded and paid, the party upon receiving it shall forfeit the money and other 
hings lent — one-half to the State, and the other half to the party who shall sue 
for the same. 

Delaware, six per cent ; penalty for usury, forfeiture of the money lent, one-halt" to 
the plaintiff and one-half to the State. 

Maryland, six per cent. ; penalty for usury, forfeiture of excess. 

District of Columbia, six per cent, fall notes, bonds, contracts, etc., for more than six 
per cent., void ; penalty, forfeiture of treble amount received. 

Virginia, six per cent ; usurious contracts void. 

North Carolina, six per cent. ; usurious contracts void, and penalty for usury, forfeiture 
of double the money or value of things lent 

Georgia, seven per cent ; penalty for usury, forfeiture of the whole interest 

Alabama, eight per cent ; penalty for usury, loss of interest. 

Florida, six per cent. ; or eight per cent by contract ; penalty for usury, loss of interest. 
Person convicted of usury, cannot be a bank director. 

Mississippi, ten per cent by contract ; a contract for more is void for the excess. 

Louisiana, five per cent, by contract eight ; penalty for usury, loss of interest. 

Texa*, eight per cent, by contract twelve ; penalty for usury, loss of interest. 

Arkansas, six per cent., by contract ten per cent, ; penalty for usury, contract void. 

Tennessee, six per cent. ; penalties for usury, excess recoverable by law, fine, and im- 
prisonment 

Kentucky, six per cent. 

Ohio, six per cent, by contract ten per cent. : penalty for usury, loss of excess above six. 
Banks taking usurious interest, forfeit the debt. 

Michigan, seven per cent, by contract ten ; excess illegal. 

Indiana, six per cent., and penalty for usury, ten per cent damage thereon. Usurious 
contracts with non-residents void. 

Illinois, six per cent, or by contract, ten. 

Missouri, six percent. ; penalty for usury, loss of interest. 

Iowa, six per cent, by contract ten ; penalty for usury, forfeiture of interest 

Wisconsin, seven per cent, by contract twelve; three times the excess recoverable by 
law. 

California, no usury laws, and the most ruinous rates prevail 









ONE 


CENT PJER MY. 




17 




RATES OF INTEREST. 


o5 
PS 
< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 p-er 


7 per 


8 per 


1 


cent 


cent. 


cent. 


cent. 


251 


cent. 


cent. 


cent. 


cent. 


1.57 


1.57 


1.57 


1.57 


157.94 


183.30 


213.75 


250.05 


; 1 


3.17 


3.18 


3,18 


3.19 


26 


163.46 


190.45 


222.80 


261.61 


h 


4.81 


4.84 


4.86 


4.89 


261 


169.11 


197.73 


232.16 


273.64 


2 


6.50 


6.55 


6,60 


6.65 


27 


174.90 


205.23 


241.85 


286.15 


i H 


8.2S 


8.31 


8.39 


8.48 


271 


180,84 


212.95 


251.88 


299.16 


- 3 


10.00 


10.12 


10.25 


10.38 


28 


186.92 


220.90 


262.26 


312.70 


! 31 


11.81 


11.99 


12.17 


12.36 


281 


193.16 


229.10 


273.01 


326,77 


4 


13.67 


13.92 


14.17 


14.42 


29 


199.56 


237.53 


284.13 


341.40 


4£ 


15.58 


15.90 


" 16.23 


16.56 


291 


206.11 


246.23 


295.64 


856.63 


5 


17.53 


17.94 


18.36 


18.79 


30 


212.83 


255.18 


307.55 


872.46 


: 5* 


19.54 


20.04 


20.57 


21.11 


301 


219.71 


26440 


319,88 


388.92 


6 


21.59 


22.21 


22.85 


23.52 


31 


226.77 


273.89 


332.64 


406.04 


61 


23.69 


24.44 


25,22 


26.02 


811 


234.00 


283.68 


345.84 


423.85 


7 


25.85 


26,74 


27.66 


28.63 


32 


241.42 


293.75 


359.51 


442.37 


71 


28.06 


29.11 


30.20 


31.34 


321 


249.02 


304.13 


373.66 


461.63 


8 


30.33 


31.55 


32 82 


34.16 


33 


256.81 


314.82 


388.30 


481.66 


81 


32.65 


34.06 


35.53 


37.09 


331 


264.80 


325.83 


405.46 


502.49 


9 


35.03 


36.64 


38.34 


40.14 


34 


272.98 


337.17 


419.15 


524.15 


9| 


37.48 


39.31 


41.25 


43.31 


341 


281.37 


348.84 


435,38 


546.68 


10 


39.98 


42.05 


44.26 


46.60 


35 


289.97 


360.88 


452.18 


570.11 


101 


42,54 


44.88 


47.37 


50,03 


354 


298.78 


373.27 


469.58 


694.48 


11 


45.17 


47.79 


50.59 


53.60 


36 


307.82 


386.03 


487.58 


619.83 


1H 


47.86 


50.79 


53.93 


57.31 


361 


317.08 


399.18 


506.21 


646.19 


12 


50.63 


53.88 


57 38 


61.16 


37 


326.57 


412.72 


525.49 


673.60 


121 


53.46 


57.06 


60.96 


65.18 


374 


336.30 


426.66 


545.44 


702.11 


13 


56.36 


60.34 


6466 


69.35 


38 


346.2? 


441.03 


566.10 


731.76 


131 


59.33 


63.72 


68.48 


73.69 


3 SI 


356.49 


455,82 


587.48 


762.59 


14 


62.38 


67.19 


72 44 


78.20 


39 


366.96 


471.06 


50961 


794.66 


HI 


6551 


70.77 


76,55 


82.89 


391 


377.71 


486 76 


632.51 


828.01 


15 


68.71 


74,45 


80.79 


87.77 


40 


388.72 


502.93 


656.21 


862.70 


lot 


71.99 


78.25 


85.18 


92.85 


401 


400.00 


519.58 


680.74 


898.77 


: 16 


75.36 


82.17 


89.73 


98.13 


41 


411.57 


536.73 


707.13 


936.29 


164 


78,80 


• 86.20 


94.43 


103.62 


411 


423.42 


554.40 


732,41 


975.30 


17 


82.34 


90.35 


99.30 


109.33 


42 


435.57 


572.60 


759.61 


1,015.88 


171 


85.96 


94.62 


104.34 


115.27 


421 


448.03 


591.34 


787.76 


1.058.08 


18 


89.68 


99,03 


109.56 


121.44 


43 


460.79 


610.64 


816.90 


1,101.97 


18| 


93.48 


103.56 


114.96 


127.86 


431 


473.88 


630.53 


847.06 


1,147.61 


19 


97.39 


108.23 


120.55 


134.54 


44 


487.29 


651.01 


878.27 


1.195.08 


191 


101.39 


113.05 


126.33 


141.49 


441 


501.04 


672.10 


910.57 


1,244.45 


20 


105.48 


118.00 


132.32 


148.71 


45 


515.13 


693.83 


944.01 


1,295.78 


204- 


109.69 


123.11 


138.52 


156.23 


451 


529.57 


716.21 


978.61 


1,349.18 


21 


113.99 


128.36 


144.93 


164.04 


46 


544.37 


739.26 


1,014.43 


1,404.71 


211 


118.41 


133.78 


151.57 


172.17 


461 


559.55 


763.01 


1,051.50 


1,462.47 


22 


122.93 


139.36 


158.44 


180.62 


47 


575.10 


787.46 


1,089.87 


1,522.53 


221 


127.57 


145.10 


165.55 


189.41 


471 


591.04 


812.65 


1,129.58 


1,585.00 


23 


132.33 


151.02 


172.91 


198.55 


48 


607.39 


838.59 


1,170.68 


1,649.96 


231 


137.20 


157.12 


180.52 


208.06 


481 


624.14 


865.32 


1,213.22 


1,717.52 


24 


142,20 


163.40 


188.41 


217.95 


49 


641.30 


892.84 


1,257.24 


1,787.79 


241 


137.32 


169.86 


196.57 


228.23 


491 


658.90 


921.19 


1,302.81 


1.860.87 


25 


152.56 


176.52 


205.01 


238.92 


50 


676.94 


950.39 


1,349.98 


1,936.87 



2* 



18 






TWO CENTS E»EB DAY. 








3 

< 


RATES OF INTEREST. 


as 

< 


RATES OF INTEREST. 




5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 




{^ 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 




"1 


3J3 


Xii 


TT3 


3.13 


254 


315.88 


366.78 


427.50 


509.09 




1 


6.34 


6.35 


6.37 


6.39 


26 


326.91 


380.91 


445.60 


523.23 




»i 


9.63 


9.68 


9.72 


9.77 


264. 


338.21 


395.47 


464.32 


547.28 




2 


13.00 


13.09 


13.19 


13.29 


27 


349.80 


410.46 


483.70 


572,31 




n 


16.45 


16.62 


16.78 


16.95 


27| 


361.67 


425.90 


503.76 


598.33 




3 


19.99 


20.25 


20.50 


20.76 


28 


373.85 


441.81 


524.53 


625.39 




34 


23.62 


23.98 


24.35 


24.72 


284 


386.32 


458.20 


546.01 


653.54 




4 


27.37 


27.83 


28.33 


28.84 


29 


399.11 


475.07 


568.25 


682.81 




44 


31.16 


31.80 


32.45 


33.12 


29i 


412.22 


492.45 


591.27 


713.25 




5 


35.07 


35.88 


36.72 


37.58 


30 


425.65 


510.36 


615.09 


744.91 




5-1 


39.07 








30} 


439.43 


528.80 


639.75 


777.84 




6 


43.18 


44,42 


45.70 


47.03 


31 


453.54 


547.79 


665.27 


812.08 




H 


47.39 


48.88 


50.43 


52.04 


31} 


468.01 


567.36 


691.69 


847.69 




7 


51.70 


53.48 


55.33 


57.25 


32 


482.84 


587.51 


719.02 


884.73 




n 


56.13 


58.21 


60.40 


62.67 


32} 


498.04 


608.26 


747.32 


923.25 




8 


60.66 


63.09 


65.64 


68.31 


33 


513.62 


629.64 


776.61 


963.31 




8| 


65.31 


68.11 


71.07 


74.17 


334 


529.59 


651.66 


806.92 


1,004.97 




9 


70.07 


73.29 


76.68 


80.27 


34 


545.96 


674.34 


838.29 


1,048.30 




»i 


74.95 


78.62 


82.50 


86.61 


34} 


562.74 


697.70 


870.76 


1,093.36 




10 


79.95 


84.10 


88.52 


93.21 


35 


579.93 


721.76 


904.37 


1,140.23 




104 


85.08 


89.76 


94.74 


100.06 


35} 


597.57 


746.54 


939.15 


1,188.97 




11 


90.34 


95.58 


101.19 


107.20 


36 


615.63 


772.07 


975.15 


1,239.66 




114 


95.73 


101.58 


107.86 


114.61 


36} 


634.16 


798.36 


1,012.41 


1,292.37 




12' 


101.25 


107.75 


114.76 


122.33 


37 


653.14 


825.44 


1,050.97 


1,347.20 




.124 


106.91 


114.12 


121.73 


130.35 


37} 


672.60 


853.33 


1,090.89 


1,404.22 




13 


112.72 


120.67 


129.33 


138.70 


38 


692.55 


882.06 


1,132.20 


1,463.51 




13-4 


118.66 


127.42 


136.99 


147.37 


38} 


712.99 


911.66 


1,174.96 


1,525.19 




14 


124.76 


134.37 


144.91 


156.40 


39 


733.94 


942.14 


1,219.21 


1,589.32 




14} 


131.01 


141.54 


153.11 


165.78 


39} 


755.42 


973.53 


1,265.01 


1,656.03 




15 


137.42 


148.91 


161.60 


177.55 


40 


777.44 


1,005.87 


1,312.42 


1,725.40 




154 


143.98 


156.51 


170.36 


185.70 


40} 


800.00 


1,039.17 


1,361.48 


1,797.54 




16 


150.71 


164.33 


179.46 


196.26 


41 


823.13 


1,073.48 


1,412.27 


1,872.57 




I64 


157.61 


172.39 


188.87 


207.24 


41} 


846.84 


1,108.81 


1,464.82 


1,950.61 




17 


164.68 


180.70 


198.61 


218.66 


42 


871.14 


1,145.21 


1,519.22 


2,031.76 




iH 


171.93 


189.25 


208.69 


230.53 


42} 


896.05 


1,182.69 


1,575.53 


2,116.16 




18 


179.35 


198.05 


219.12 


242.88 


43 


821.58 


1,221.30 


1,633.80 


2,203.94 




I84 


186.97 


207.13 


229.92 


255.73 


43} 


947.75 


1,261.07 


1,694.11 


2,295.23 




19 


194.77 


216.47 


241.10 


269.09 


44 


974.58 


1,302.03 


1,756.54 


2,390.16 




19} 


202.67 


226.09 


252.67 


282.98 


44} 


1,002.07 


1,344.23 


1,821.15 


2,488.90 




20 


210.97 


236.05 


264.64 


297.44 


45 


1,030.25 


1,387.68 


1,888.02 


2,591.57 




20-£ 


219.37 


246.22 


277.03 


312.46 


15} 


1,059.14 


1,432.44 


1,957.23 


2,698.36 




21 


227.99 


256.73 


289.86 


328.09 


46 


1,088.75 


1,478.55 


2,028.86 


2,809.42 




2H 


236.82 


267.54 


303.14 


344.34 


46} 


1,119.10 


1,526.03 


2,103.00 


2,924.93 




22 


245.87 


278.72 


316.88 


361.24 


47 


1,150.20 


1,574 94 


2,179.73 


3,045.06 




! 224- 


255.15 


290.21 


331.10 


378.82 


47} 


1,182.09 


1,625.32 


2,259.15 


3,169.99 




23 

234 


264.65 


302.05 


345.82 


397.10 


48 


1,214.77 


1,677.21 


2,341.35 


3,299.82 




274.40 


314.24 


361.05 


416.12 


48} 


1,248.27 


1,730.66 


2,426.43 


3,435.05 




24 


284.39 


326.80 


376.82 


435.89 


49 


1,282 61 


1,785.71 


2,514.49 


3,575.58 




244 


294.63 


339.73 


393.13 


456.46 


49} 


1,317.80 


1,842.41 


2,605.62 


3,721.73 




26 


305.13 


353.05 


410.02 


477.85 


50 


1,353.88 


1,900.81 


2,699.95 


3,873.73 









THREE CENTS 


PEEl DAY. 


19 


< 


RATES OF INTEREST. 


a3 
3 
< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


"1 


4.70 


4?70 


170 


T70 


251 


473.83 


550.16 


641726 


750.14 


1 


9.51 


9.53 


9.55 


9.58 


26 


490.37 


571.36 


668.40 


784.84 


H 


14.44 


13.51 


14.58 


14.66 


261 


507.32 


593.20 


696.48 


820.93 


2 


19.50 


19.64 


19.79 


19.94 


27 


524.70 


615.69 


725.56 


858.46 


tt 


24.68 


24.93 


25.18 


25.43 


271 


542.51 


638.86 


755.65 


897.49 


3 


29.99 


30.37 


30.75 


31.14 


28 


560.77 


662.72 


786.79 


938.09 


u 


35.44 


35.98 


36.52 


37.08 


281 


579.48 


687.29 


819.02 


980.31 


4 


41.02 


41.75 


42.50 


43.26 


29 


598.67 


712.61 


852.38 


1,024.21 


4i 


46.74 


57.70 


48.68 


4969 


291 


618.33 


738.68 


886.91 


1,069.88 


5 


52.60 


53.82 


55.08 


56.37 


30 


638.48 


755.54 


922.64 


1,117.37 


5| 


58.61 






63.42 


301 


659.14 


793.20 




1,166.76 


6 


64.77 


66.63 


68.56 


70.55 


31 


680.31 


821.69 


996.91 


1,218.12 


61 


71.08 


73.33 


75.65 


78.06 


3H 


702.01 


851.03 


1,037.53 


1,271.54 


7 


77.56 


80.22 


82.99 


86.88 


32 


724.26 


881.26 


1,078.54 


1,327.10 


n 


84.19 


87.32 


90.59 


94.01 


321 


747.06 


912.39 


1,120.98 


1,384.88 


8 


90.99 


94.64 


98.46 


102.47 


33 


770.43 


944.46 


1,164.91 


1,444.97 


s* 


97.96 


102.17 


106.60 


111.26 


331 


794.39 


977.49 


1,210.38 


1,507.46 


9 


105.10 


109.93 


115.03 


120.41 


34 


818.94 


1,011.51 


1,259.44 


1,572.45 


91 


112.43 


117.92 


123 75 


129.92 


341 


844.11 


1,046.55 


1,306.14 


1,640.05 


10 


119.93 


126.16 


132.77 


139.81 


35 


869.91 


1,080.54 


1,356.55 


1,710.34 


101 


127.63 


134.64 


142.12 


150.10 


351 


896.35 


1,119.81 


1,408.73 


1,783.45 


11 


135.51 


143.37 


151.78 


160.79 


36 


923.46 


1,158.10 


1,462.73 


1,859.49 


Hi 


143.59 


152.37 


161.79 


171.92 


361 


951.24 


1,197.54 


1,518.62 


1,928.56 


12 


15188 


161.63 


172.15 


183.49 


37 


979.71 


1,238.16 


1,576.46 


2,020.80 


121 


160.37 


171.18 


182.87 


195.53 


371 


1,008.90 


1,280.00 


1,636.33 


2,106.32 


13 


169.07 


181.01 


193.97 


208.04 


38 


1,038.82 


1,329.10 


1,698.30 


2,195.27 


131 


178.00 


191.13 


205.45 


221.06 


381 


1,069.48 


1,367.49 


1,762.44 


2,287.78 


14 


187.14 


20156 


217.33 


234.60 


39 


1,100.92 


1,413.20 


1,828.82 


2,383.98 


141 


196.52 


212.30 


229.64 


247.68 


391 


1,133.13 


1,460.29 


1,897.52 


2,484.04 


15 


206.12 


223.37 


242.37 


263.32 


40 


1,166.16 


1,508.80 


1,968.63 


2,588.09 


151 


215.97 


234.76 


255.55 


277.55 


404 


1,200.01 


1,558.76 


2,042.22 


2,696.31 


16 


226.07 


246.50 


269.19 


294.38 


41 


1,234.70 


1,610.22 


2,118.40 


2,808.86 


161 


236.41 


258.59 


283 30 


310.85 


411 


1,270.26 


1,66322 


2,197.24 


2,925.91 


17 


247.02 


271.04 


297.91 


327.98 


42 


1,296.72 


1,717.81 


2,278.83 


3,047.64 


171 


257.89 


283.87 


313.03 


345.80 


m 


1,344.08 


1,774.03 


2,363.29 


3,174.24 


18 


269.03 


297.08 


328.69 


364.32 


43 


1,382.37 


1,831.95 


2,450.70 


3,305.91 


181 


280.45 


310.69 


344.88 


383.59 


431 


1,421.63 


1,891.61 


2,541.17 


3,442.84 


19 


292.16 


324.70 


361.65 


403.63 


44 


1,461.86 


1,953.05 


2,634.80 


3,585.25 


19^ 


304.16 


339.14 


379.00 


424.47 


441 


1,503.11 


2,016.34 


2,731.72 


3,733.35 


20 


316.45 


354.01 


396.96 


446.14 


45 


1,545.38 


2,081.52 


2,832.02 


3,887.35 


201 


329.06 


369.32 


415.55 


468.69 


451 


1,588.71 


2,148.67 


2,935.84 


4,047.54 


21 


341.98 


385.10 


434.79 


492.13 


46 


1,633.12 


2,217.82 


3,043.29 


4,214.12 


211 


355.23 


401.35 


454.70 


516.51 


461 


i,678.64 


2,289.05 


3,154.50 


4,387.40 


22 


368.80 


418.08 


473.31 


541.86 


47 


1,725.31 


2,362.42 


3,269.60 


4,567.59 


221 


382.72 


435.32 


496.64 


568.23 


471 


1,773.13 


2,437.98 


3,388.73 


4,754.99 


23 


396.98 


453.07 


518.72 


595.66 


48 


1,822.16 


2,515.82 


3,512,03 


4,849.88 


231 


411.60 


471.36 


541.57 


624.18 


481 


1,872.41 


2,595.99 


3,639.65 


5,152.57 


24 


426.59 


490.20 


565.22 


653.84 


49 


1,923.91 


2,678.56 


3,771.73 


5,363.37 


241 


441.95 


509.60 


589.70 


684.69 


491 


1,976.70 


2,763.61 


3,908.44 


5,582.60 


25 


457.69 


529.58 


615.04 


716.77 


50 


2,030.82 


2,851.22 


4,049.93 


5,810.60 





20 






FOUR CENTS PER DAY. 








5 


RATES OF INTEREST. 


to 


RATES OF INTEREST. 




5 per 


6 per 


7 per 


8 per 


6 per 


6 per 


7 per 


8 per 




r* 


cent 


cent 


cent. 


cent 


cent. 


cent 


cent 


cent 




* 


6.26 


6.26 


6,26 


6.26 


25* 


631.77 


733.55 


865.01 


1,000.14 




1 


12.68 


12.71 


12.74 


12.77 


26 


653.82 


761.82 


891.19 


1,046.45 




H 


19.25 


19.35 


19.44 


19.54 


261 


676.43 


790.93 


92S.65 


1,094.57 




2 


25.99 


26.19 


26.39 


26.58 


27 


699.60 


820.91 


967.41 


1,141.61 




2* 


32.90 


33.24 


33.57 


33.91 


27* 


723.35 


851.81 


1,007.53 


1,196.66 




3 


39.99 


40.49 


41.00 


41.52 


28 


757.69 


883.62 


1,059.05 


1,250.78 




H 


47.25 


47.97 


48.70 


49.44 


28* 


772.64 


916.39 


1,092,03 


1,307.07 




4 


54.69 


55.67 


56.66 


57,68 


29 


798.22 


951.14 


1,136.51 


1,365.62 




4* 


62.32 


63.60 


64.91 


66.25 


29* 


824.44 


984.91 


1,182,55 


1,426.50 




5 


70.13 


71.76 


73.44 


75.16 


30 


851.31 


1,020.71 


1,230.18 


1,489.82 




5* 


78.15 


80.18 


82.27 


84.42 


30* 


878.55 


1.057.60 


1,279.50 


1.556.67 




6 


86.36 


88.84 


91.41 


9406 


31 


907.08 


1,095.59 


1,330.54 


1,624.16 




6* 


94.78 


97.77 


100.87 


104.08 


31* 


936.02 


1,134.61 


1,383.37 


1,695.39 




7 


10441 


106.96 


110.66 


114.51 


32 


965.68 


1,175.01 


1,438.05 


1,769.46 




n 


112.25 


116.43 


120.79 


125.35 


32* 


996.08 


1,216.52 


1,49464 


1,846.50 




8 


121.32 


126.18 


131.28 


136,63 


33 


1,027.24 


1,259.28 


1,553.21 


1,926.62 




81 


130.61 


136.23 


142.13 


148.35 


331 


1,059.18 


1,303.32 


1,613.84 


2,009.95 




9 


140.14 


146.57 


153.37 


160.54 


34 


1,091.92 


1,348.68 


1,676.59 


2,096,60 




91 


149.90 


157.23 


165.00 


173.22 


34* 


1,125.48 


1,395.39 


1,741.52 


2,186.73 




10 


159.91 


168.21 


177.03 


186.41 


35 


1,159.88 


1,443.52 


1,808.73 


2,280.46 




10* 


170.17 


179.51 


189.49 


200.13 


35* 


1,195.15 


1.493.08 


1,878.30 


2,377.94 




11 


180.68 


191.16 


202.38 


214.39 


36 


1,231.27 


1,544.14 


1,950.30 


2,47931 




n* 


191.46 


203.16 


215.72 


229.23 


36* 


1,268.32 


1,596.72 


2,026.82 


2,584.75 




12 


202.50 


215.51 


229.53 


244.66 


37 


1,306.28 


1,650.88 


2,101.95 


2,694.40 




12* 


213.83 


228.23 


243.82 


260.70 


37* 


1,345.20 


1,706.67 


2,181.78 


2,808.43 




13 


225.43 


241.34 


258.62 


277.39 


38 


1,385.09 


1,764 13 


2,265.40 


2,927.03 




13* 


237.33 


254.84 


273.93 


294.75 


38* 


1,425.98 


1,823.31 


2,349.91 


3,050.37 




14 


249.52 


268.75 


289.78 


312.80 


39 


1,467.89 


1,884.27 


2,438.42 


3,178.65 




14* 


262.02 


283.07 


306.18 


331.57 


39* 


1,510.84 


1,947.06 


2,530.03 


3,312.05 




15 


27483 


297.82 


323.16 


351.09 


40 


1,554.88 


2,011.73 


2,624.84 


3,450.79 




151 


287.96 


313.02 


340.73 


371.40 


40* 


1,600.01 


2,078.34 


2,722,97 


3,595.08 




16 


301.42 


328.67 


358.91 


392.51 


41 


1,646.27 


2,146.95 


2,824.53 


3,745.15 




16* 


315.22 


344.79 


377.74 


414.47 


41* 


1,693.68 


2,217.62 


2,929.65 


3,901.21 




17 


329.36 


361.39 


397.22 


437.31 


42 


1,742.29 


2,290.41 


3,038.45 


4,063.52 




m 


343.85 


378.59 


417.38 


461.06 


42* 


1,792.10 


2,365.38 


3,151.05 


4,232,32 




18 


358.71 


396.11 


438.25 


485.77 


43 


1,843.17 


2,442.61 


3,267.60 


4,407.88 




18* 


373.93 


414.25 


459.85 


511.46 


43* 


1,895.51 


2,522.14 


3,388.22 


4,590.45 




19 


389.54 


432.94 


482.20 


534.17 


44 


1,949.15 


2,604.07 


3,513.07 


4,780.33 




19* 


405.54 


452.19 


505.34 


565.96 


441 


2,004.15 


2,688.45 


3,642.29 


4,977.80 




20 


421.94 


472.01 


529.28 


594.86 


45 


2,050.51 


2,775.36 


3,776.03 


5,183.14 




201 


438.75 


492.43 


554.07 


624.91 


45* 


2,118.28 


2,864.89 


3,914.45 


5,396.72 




21 


455.98 


513.47 


579.72 


656.17 


46 


2,177.50 


2,957.08 


4,057.72 


5,618.85 




21* 


473.64 


535.13 


606.27 


688.68 


J461 


2,238.19 


3,052.07 


4,206.00 


5,849.86 




22 


491.74 


557.44 


633.75 


722.48 


147 


2,300.41 


3,149.89 


4,359.47 


6,190.12 




22* 


510.29 


580.43 


662.19 


757.64 


47* 


2,364.18 


3,250.65 


4,518.31 


6,339.98 




23 


529.31 


604.10 


691.63 


794.21 


48 


2,429,54 


3,354.42 


4,682.71 


6,599.84 




23* 


548.80 


628.48 


722.10 


832.24 


48* 


2,496.54 


3,461.32 


4,852.86 


6,870.10 




24 


567.78 


653.60 


753.63 


871.79 


49 


2,565.21 


3.571.42 


5,028.97 


7,151.16 




24* 


589.26 


679.46 


786.27 


912.92 


|49* 
'50 


2.635.60 


3,684.82 


5,211.25 


7,443.47 




25 


610.25 


706.11 


820.05 


955.70 


2,707.75 


3,801.62 


5,399.90 


7,747.56 



FIVE CENTS PER DAY. 21 


co 

K 
< 


RATES OF INTEREST. 


03 

1* 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 pei- 


8 per 


H 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


1 


7.83 


7.83 


7.83 


7.83 


251 


789.71 


9104 


1,068.76 


1,250.23 


1 


15.85 


15.88 


15.92 


15.96 


26 


817.28 


952.27 


1,113.99 


1,308.06 


H 


24.07 


24.19 


24.82 


24.43 


261 


845.54 


988.67 


1,160.81 


1,368.21 


2 


32.49 


32.74 


32.98 


33.23 


27 


874.50 


1,026.15 


1,209.26 


1,430.76 


« 


41.13 


41.54 


41.96 


42.38 


271 


904.19 


1,064.76 


1,259.41 


1,455.82 


3 


49.98 


50.62 


51.25 


51.90 


28 


934.62 


1,104.58 


1,311.32 


1,563.48 


H 


59.06 


59.96 


60.87 


61.80 


281 


965.81 


1,145.49 


1,365.03 


1,633.84 


4 


68.36 


69.58 


70.83 


72.10 


29 


997.78 


1,187.68 


1,420.64 


1,707.02 


41 


77.89 


79.50 


81.13 


82.81 


291 


1,030.55 


1,231.13 


1,478.18 


1,783.13 


5 


87.67 


89.70 


91.80 


93.95 


30 


1,064.13 


1,275.89 


1,537.73 


1,862.28 


H 


97.68 


100.22 


102.84 


105.53 


301 


1,098.56 


1,321.99 


1,599.38 


1,944.59 


6 


109.95 


111.05 


114.26 


117.58 


31 


1,133.85 


1,369.48 


1,663.18 


2,030.20 


ft* 


118.47 


122.41 


126.08 


130.11 


311 


1,170.02 


1,418.39 


1,729.21 


2,119.23 


7 


129.26 


133.70 


138.32 


143.13 


32 


1,207.10 


1,468.77 


1,797.56 


2,211.83 


VI 


140.32 


145.54 


150.99 


156.68 


321 


1,245.10 


1,520.65 


1,868.30 


2,308.13 


8 


151.65 


157.73 


164.10 


170.78 


33 


1,284.05 


1,574.10 


1,941.52 


2,408.28 


81 


163.27 


170.28 


177.67 


184.43 


331 


1,323,98 


1,629.15 


2,017.30 


2,512.43 


9 


175.17 


183.22 


191.71 


200.68 


34 


1,364,90 


1,685.85 


2,095.73 


2,620.76 


91 


187.38 


196.54 


206.24 


216.53 


34^ 


1,406.85 


1,744.25 


2,176.90 


2,733.41 


10 


199.89 


210.26 


222.29 


233.01 


35 


1,449.85 


1,800.40 


2,260.92 


2,850.57 


101 


212.71 


224.49 


236.86 


250.17 


35i 


1,493.92 


1,866.36 


2,347.88 


2,972.42 


11 


225.85 


238.95 


252.97 


267.99 


36 


1,539.09 


1,930.17 


2,437.88 


8,099.14 


111 


239.32 


253.94 


269.65 


286.53 


361 


1,585.39 


1,995.90 


2,531.02 


3,230.93 


12 


253.13 


269.39 


286.91 


305.82 


37 


1,632.85 


2,063.60 


2,627.44 


3,368.00 


121 


267.28 


285.29 


304.78 


325.88 


371 


1,681.50 


2,133.34 


2,727.22 


3,510.54 


13 


281.79 


302.68 


323.28 


346.74 


38 


1,731.31 


2,205.16 


2,830.50 


3,658.79 


131 


296.66 


318.55 


342.41 


868.43 


381 


1,782.47 


2,279,14 


2,937,39 


3,812.96 


14 


311.90 


335.93 


362.22 


391.00 


39 


1,834.86 


2,355.34 


3.048.03 


3,973.31 


141 


327.53 


353.84 


382.73 


414.46 


391 


1,888.56 


2,433.83 


3,162.53 


4,140.06 


15 


343.54 


372.28 


403.95 


438.86 


40 


1,943.59 


2,514.67 


3,281.05 


4,313.49 


151 


359.95 


391.28 


425.91 


464.24 


401 


2,000.01 


2,597.93 


3,403.71 


4,493.86 


16 


376.78 


410.83 


448.64 


490.64 


41 


2,057.83 


2,683.69 


3,530.66 


4,681.44 


161 


394.02 


430.98 


472.17 


518.09 


«1 


2,117.11 


2,772.03 


3,662.06 


4,876.52 


17 


411.70 


451.74 


496.52 


546.64 


42 


2,177.86 


2,863.02 


3,798.06 


5,079.40 


in 


429.81 


473.12 


521.72 


576.33 


421 


2,240.13 


2,956.73 


3,938.81 


5,290.40 


18 


448.38 


495.13 


547.81 


607.21 


43 


2,303.96 


3,053.26 


4,084.50 


5,509.85 


181 


467.42 


517.81 


574.81 


639.32 


431 


2,369.38 


3,152.68 


4,235,28 


5,738,06 


19 


486.93 


541.17 


602.75 


672.72 


44 


2,436,44 


3.255.09 


4,491.34 


5,975.41 


191 


505.93 


565.23 


631.67 


707.45 


441 


2,505.18 


3,360.56 


4,552.86 


6,222.25 


20 


527.42 


590.01 


661.61 


743.57 


45 


2,575.63 


3,469.21 


4,720.04 


6,478.92 


201 


548.44 


615.54 


692.59 


781.14 


451 


2,647.85 


3,581.11 


4,893.06 


6,745.90 


21 


569.97 


641.84 


724.65 


820.21 


46 


2,721.87 


3,696.37 


5,072.15 


7,023.56 


211 


592.05 


668.91 


757.84 


860.85 


461 


2,797.74 


3,815.08 


5,257.50 


7,312.33 


22 


614.67 


696.80 


792.19 


903.11 


47 


2,875.51 


3,937.36 


5,449.38 


7,612.65 


221 


637.86 


725.53 


827.74 


947.05 


471 


2,955.22 


4,063.31 


5,647.89 


7,924.98 


23 


661.64 


755.12 


864.54 


992.76 


48 


3,036.93 


4,193.03 


5,853.39 


8,249.80 


231 


686.00 


785.60 


902.62 


1,040.30 


481 


3,120.68 


4,326.65 


6,066.08 


8,587.62 


24 


710.98 


817.00 


942.04 


1,089.83 


49 


3.206.52 


4,464.27 


6,286.22 


8,938.95 


24^ 


736.58 


849.33 


982.83 


1,141.15 


491 


3,294.51 


4,616.02 


6,514.06 


9,304.33 


25 


762.82 


882.64 


1,025.06 


1,194.62' 50 


3,384.69 


4,752.03 


6,740.88 


9,684.33 

i 



22 






SIX CENTS PER DAY. 


03 
3 


BATES OF INTEREST. 


V. 

< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


1* 
"1 


cent. 
"9T39 


cent 
919 


cent. 
"9T39 


cent. 
"9T39 


(X 


cent. 


cent 


cent. 


cent. 


251 


947.65 


1,100.33 


1,282.51 


1,500.28 


1 


19.01 


19.06 


19.11 


19.16 


26 


980.73 


1,142.73 


1,336.79 


1,569.68 


1} 


28.88 


29.02 


29.17 


20.31 


261 


1,014.64 


1,186.40 


1,392.97 


1,641.85 


2 


38.99 


39.28 


39.58 


39.87 


27 


1,049.40 


1,231.38 


1.451.11 


1,716.92 


2} 


49.36 


49.85 


50.15 


50.86 


27} 


1,085.02 


1,277.71 


1,511.29 


1,794.98 


3 


59.98 


60.74 


61.51 


62.28 


28 


1,121.54 


1.325.43 


1,573.58 


1,876.17 


3} 


70.87 


71.95 


73.05 


74.16 


28} 


1,158.97 


1,374.59 


1,638.04 


1,960.61 


4 


82.03 


83.50 


85.00 


86.52 


29 


1,197.33 


1,425.21 


1,704.76 


2,048.43 


4} 


93.47 


95.39 


97.36 


99.37 


29} 


1,236.65 


.1,477.36 


1,773.82 


2,139.75 


5 


105.20 


107:65 


110.16 


112.74 


30 


1,276.96 


1,531.07 


1,845.28 


2,234.73 


H 


117.22 


120.27 


123.40 


126.64 


30} 


1,318.28 


1,586.39 


1,919.25 


2,333.51 


6 


129.54 




137.11 


141.09 


31 


1,360.62 


1,643.18 


1,995.81 


2,436.24 


61 


142.17 


146.65 


151.30 


156.13 


31} 


1,404.03 


1,702.07 


2,075.06 


2,543.08 


7 


155.11 


160.44 


165.99 


171.86 


32 


1,448.52 


1,762.52 


2,157.07 


2,654.19 


n 


168.38 


174.64 


181.19 


188.02 


321 


1,494.12 


1,824.78 


2,241.96 


2,769.75 


8 


181.98 


189.27 


196.92 


204.83 


33 


1,540.86 


1,888.92 


2,329.82 


2,889.93 


H 


195.92 


204.34 


213.20 


222.52 


331 


1,588.78 


1,954.98 


2,420.75 


3,014.92 


9 


210.21 


219.86 


230.05 


240.81 


34 


1.637,89 


2,023.01 


2,514.87 


3,144.91 


9} 


224.85 


235.85 


247.49 


259.83 


341 


1,688.22 


2,093.10 


2,612.28 


3,280.09 


10 


239.86 


252.31 


265.56 


279.62 


35 


1,739.82 


2,165.28 


2,713.10 


3,420.69 


10} 


255.25 


269.27 


284.23 


300.19 


35} 


1,792.70 


2,239.63 


2,817.45 


3,566.90 


11 


271.02 


286.74 


303.57 


321.59 


36 


1,846.91 


2,316.20 


2,925.45 


3,718.97 


11} 


287.19 


304.73 


323.58 


343.84 


361 


1,902.47 


2,395.08 


3,037.23 


3,877.12 


12 


303.76 


323.26 


344.30 


369.99 


37 


1,959.43 


2,476.32 


3,152.92 


4,041.59 


12} 


320.74 


342.35 


365.74 


391.06 


371 


2,017.80 


2,560.00 


3,272.67 


4,212.65 


13 


338.15 


362.01 


887.93 


416.09 


38 


2,077.64 


2,646.19 


3,396.60 


4,390.54 


131 


355.99 


382.26 


410.90 


442.12 


38} 


2,138.97 


2,734.97 


3,524.87 


4,575.56 


14 


37428 


403.12 


434.67 


469.20 


39 


2,201,83 


2,826.41 


3,657.63 


4,767.97 


141 


393.03 


424.61 


359.27 


497.35 


39} 


2,266.27 


2,919.59 


3,795.04 


4,968.08 


15 


412.25 


446.73 


483.74 


526.64 


40 


2,332.31 


3,017.60 


3,937.26 


5,176.19 


151 


430.94 


469.53 


511.09 


557.09 


401 


2,400.01 


3,117.52 


4,084.45 


5,392.63 


16 


452.13 


493.00 


538.37 


588.77 


41 


2,469.40 


3,220.43 


4,236.80 


5,617.72 


161 


472.82 


517.18 


566.60 


621.71 


411 


2,540.53 


3.326.44 


4,394.47 


5,851.82 


17 


494.03 


542.09 


595.83 


655.97 


42 


2,593.43 


3,435.62 


4,557.67 


6,095.28 


171 


515.78 


567.74 


626.07 


691.59 


421 


2,688.16 


3,548.08 


4,725.58 


6,348,49 


18 


538.06 


594.16 


657.37 


728.65 


43 


2,764.75 


3,663.91 


4,902.00 


6,611.81 


181 


560.90 


621.38 


689.80 


767.19 


43} 


2,843.26 


3,782.22 


5,082.34 


6,885.68 


19 


584.31 


649.41 


723.30 


807.26 


44 


2,923.73 


3,906.10 


5,269.61 


7,170.49 


191 


608.31 


678.28 


758.01 


848.94 


441 


3,006.21 


4,032.68 


5,463.43 


7,466.70 


20 


632.91 


708.02 


! 793.93 


892,29 


45 


3,090.66 


4,163.05 


5,664.05 


7,784.70 


201 


658.12 


738.65 


831.10 


937.37 


45} 


3,177.42 


4,297,33 


5,871.68 


8,095.08 


21 


683.97 


770.20 


869.58 


984.26 


46 


3,266.23 


4,438.64 


6,086.58 


8,428.27 


21} 


710.45 


802.69 


904.41 


1,033.02 


46} 


3,357.29 


4,578.10 


6,309.00 


8,774.79 


22 


737.61 


836.16 


! 950.63 


1,083.73 


47 


3.450.61 


4,724.83 


6.528.20 


9,135.18 


22} 


765.44 


870.64 


993.29 


1,136.47 


471 


3,546,27 


4,875.97 


6,777.46 


9,509.97 


23 


792.96 


906.15 


1,037.45 


1,191.31 


48 


3,644.31 


5,031.64 


7,024.06 


9,899.76 


23} 


823.20 


942.72 


1,083.15 


1,248.36 


48} 


3,744.81 


5,191.98 


7,279.30 


10,295.14 


24 


853.17 


980.39 


1,130.45 


1,307.68 


49 


3,847.82 


5,357.13 


7,543.46 


10,726.74 


24} 


883.89 


1,019.17 


1,179.40 


1,369.38 


49} 


3,953.41 


5,527.23 


7.816.87 


11,165.20 


25 


915.38 


1,059.16 


! 1,230.07 


1,433.54 


50 


4,061.63 


5,702.44 8,099.85(11,621.20 









SEVEN CENTS PER DAY. 


23 


< 


RATES OF INTEREST. 


02 

< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


"1 


cent. 


cent. 


cent. 


cent. 


>-l 


cent. 


cent. 


cent. 
1,496.27 


cent. 
1,750.32 


10.96 


10.96 


10.96 


"1096 


251 


1,105.59 


1,283.72 


1 


22.18 


22.24 


22.29 


22.35 


26 


1,144.19 


1,333.18 


1,559.59 


1,831.29 


n 


33.69 


33.86 


34.03 


34.20 


261 


1,183.75 


1,384.13 


1,625.13 


1,915.50 


2 


45.49 


45.73 


46.17 


46.52 


27 


1,224.30 


1,436.61 


1,692.96 


2,003.07 


21 


57.56 


58.16 


58.75 


59.35 


271 


1,265.86 


1,490.66 


1,763.17 


2,094.15 


3 


69.98 


70.86 


71.76 


72.66 


28 


1,308.46 


1,546.34 


1,835.84 


2,188.87 


H 


82.68 


83.94 


85.22 


86.53 


281 


1,352.13 


1,603.68 


1,911.05 


2,297.38 


4 


95.70 


97.42 


99.16 


100.94 


29 


1,396.89 


1,662.75 


1,988.89 


2,389.83 


41 


109.05 


111.29 


113.57 


115.93 


291 


1,442.76 


1,723.59 


2,069.46 


2,496.38 


5 


122.73 


125.59 


128.52 


131.53 


30 


1,489.79 


1,786.25 


2,152.84 


2,606.19 


51 


136.76 


140.31 


143.97 


147.74 


301 


1,537.99 


1,850.79 


2,238.13 


2,722.43 


6 


151.13 


155.47 


159.96 


164.61 


31 


1,587.39 


1,917.27 


2,328.45 


2,842.28 


H 


165.86 


171.09 


175.52 


182.15 


3H 


1,638.03 


1,985.74 


2,420.90 


2,966.95 


7 


180.97 


187.18 


193.65 


200.39 


32 - 


1,689.94 


2,056.27 


2,516.59 


3,096.56 


n 


196.44 


203.75 


211.38 


219.36 


321 


1,743.14 


2,128.92 


2,615.62 


3,231.38 


8 


212.31 


220.82 


229.74 


239.09 


33 


1,797.67 


2,203.74 


2,718.12 


3,371.59 


8* 


228.57 


238.40 


248.73 


259.61 


33^ 


1,853.57 


2,280.80 


2,825.21 


3,517.41 


9 


245.24 


256.51 


268.39 


280.95 


34 


1,910.87 


2,360.18 


2,934.02 


3,769.06 


H 


262.33 


275.16 


288.74 


303.14 


341 


1,969,59 


2,442,24 


3,047.66 


3,826,78 


10 


279.84 


294.36 


309.80 


326.22 


35 


2,029.79 


2,526.16 


3,165.28 


3,990.80 


101 


297.79 


314.15 


331.60 


350.22 


351 


2,091.49 


2,612.90 


3,287.03 


4,161 39 


11 


316.19 


334.53 


354.16 


375.18 


36 


2,154.73 


2,702.24 


3,413.03 


4,338.80 


111 


335.05 


355.52 


377.51 


401.15 


361 


2,219.55 


2,794.26 


3,543.44 


4.523.31 


12 


354.38 


377.14 


401.68 


428.15 


37 


2,286.00 


2,889,04 


3,678.41 


4,715.19 


121 


374.20 


399.41 


426.70 


456.23 


371 


2,254,10 


2,986.67 


3,825.11 


4,914.76 


13 


394.51 


422.35 


452.59 


485.44 


38 


2,423.91 


3,087.23 


3,962.70 


5,122.30 


131 


415.33 


445.97 


478.38 


515.81 


38^ 


2,495.46 


3,190.80 


4,112.35 


5,338.15 


14 


436.66 


470.31 


507.11 


547.39 


39 


2,568.80 


3,297.48 


4,267.24 


5,562.63 


141 


458.54 


495.37 


535.82 


580.29 


391 


2,643.98 


3,407.36 


4,427.55 


5,796.09 


15 


480.95 


521.19 


565.50 


614.41 


40 


2,721.03 


3,520.53 


4,594.46 


6,038.89 


151 


503.93 


547.78 


596.27 


649.94 


401 


2,800.01 


3,637.10 


4,765.19 


6,291.40 


16 


527.49 


575.17 


628.10 


686.89 


41 


2,880.97 


3,757.17 


4,942.93 


6.754.01 


161 


551.63 


603.38 


661.04 


725.33 


411 


2,963.95 


3,881.84 


5,126 89 


6,827.12 


17 


576.37 


632.43 


695.13 


765.29 


42 


3,049.00 


4,008.22 


5,317.28 


7,111.16 


m 


601.74 


662.36 


730.41 


806.86 


421 


3,136.18 


4,139,42 


5,514.34 


7,406.57 


18 


627.74 


693.19 


766.93 


850.09 


43 


3,225.54 


4,274.36 


5,718.30 


7,713.78 


181 


654.39 


724.94 


804.73 


895.05 


431 


3,317.13 


4,413.75 


5,929.49 


7,823.29 


19 


681.70 


757.64 


843.85 


941.80 


44- 


3,411.02 


4,557.12 


6,147.88 


8,365.58 


191 


709.70 


791.33 


884.34 


990.43 


44 i 


3,507,25 


4,704,79 


6,374.01 


8,711.16 


20 


738.39 


826.02 


926.25 


1,041.00 


45 


3,605.88 


4,8?6.89 


6,608.05 


9,070.49 


201 


767.81 


861.76 


969.62 


1,093.60 


45^ 


3,706.99 


5,013.55 


6,850.29 


9,444.26 


21 


797.96 


898.56 


1,014.51 


1,148.30 


46 


3,810.62 


5,174.91 


7,101.00 


9,832.99 


211 


828.86 


936.49 


1,060.98 


1,205.19 


46£ 


3,916.84 


5,341.12 


7,360.50 


10,237.26 


22 


860.54 


975.53 


1,109.07 


1,264.35 


47 


4,025.71 


5,512.31 


7,628.07 


10,657.71 


221 


893.01 


1,015.75 


1,158.84 


1,325.88 


471 


4,137.31 


5,688.63 


7,907.04 


11,094.97 


23 


926.29 


1,057.17 


1,210.35 


1,389.87 


48 


4,251.70 


5.870.24 


8,194.74 


11,549.72 


231 


960.40 


1,099.84 


1,263.67 


1,456.42 


481 


4,368.95 


6,055.31 


8,492.51 


12,022.67 


24 


995.37 


1.143.79 


1,318.85 


1,525.53 


49 


4,489.12 


6,249.98 


8,800.71 


13,914.53 


24^ 


1,031.21 


1,189.06 


1,375.87 


1,597.61 


49^ 


4,612.31 


6,448.43 


9,119.68 


13,026.07 


25 


1,067.94 


1,225.69 


1,435.01 


1,672.47 


50 


4,738.57 


6,652.84 


9,449.83 


13,558.06 



24 






EIGHT CEXTS PER DAY. 






< 


RATES OF INTEREST. 


1 


RATES OF INTEREST. 




5 per 


, 6 per 


7 per 


8 per 


< 
> 


5 per 


6 per 


1 per 


8 per 




cent 


cent. 


cent 


cent. 


cent. 


cent 


cent. 


cent 
2,000.37 




4 


12.52 


12.52 


12.52 


12.52 


254 


1.263.54 1,467.10 1,710.02 




1 


25.35 


25.42 


25.48 


25.54|26 1 1,307.651 1,523.64 1,782.39 


2.o92. 90 




14 


38.51 


38.70 


38.89 


39.06 264 1,352.86 1,551.57 1,557.29 


2,189.14 




•2 


51.99 


52.35 


52.79 


53.17 27" 1,641.54 1,934.82 


2,289.22 




24 


65.81 


66.47 


67.81 


83.04 274 1.446.70 1,703.62 2,015.06 


2,393.31 




8 


79.97 


80.98 


82.01 


83.04 23" 1.515.35 1.767.25 2..09S.10 


2.501.57 




3* 


94.49 


95.93 


97.49 


95.59 254 1,545.29 1,832.78 2,184.06 


2,614.15 




4 


109.3S 


111,33 


113.33 


115.36 29" 1.596.44 1,898.29 2,273.02 


2,731.23 




44 


125.63 


127.19 


129.81 


132.50 294 1-648.57 1,969.81. 2,365.10 


2,853.00 




5 


140.27 


143.53 


146.88 


150.32 30 1,702.61 2,041.42 2,460.37 


2,979.64 




54 


156.29 


160.35 


164.54 


168.85 304 1,757.70 2,115.19 2,559.00 


3,111.35 




6 


172.72 


177.65 


132.52 


155.12 31* 


1,514.16 2,191.17 2,661.10 


3.248.32 




64 


189.56 


195.52 


201.74 


208.17 31* 


1,872.04 


2,269.42 2.766.74 


3.390.78 




7 


205.52 
224.51 


213.92 


221.32 


229,01 32 


1,931.36 


2,350.03 2,876.10 


3,538.95 




Tr 


232.86 


241.58 


250.7U 324 


1,992.16 


2,433.05 2,989.23 


3,693.00 




S 


242.64 


852.36 


2 •: 2 . 5 G 


273.24 S3 2,054.49 


. I1&66 8. I06. 43 


3.553.24 




St 


261.23 


272.46 


254.27 


296.69 334 2.115.37 


2,606.63 3,237.67 


4.019.89 




9 


250 25 


293.15 


306.74 


321.08 34 2,183.85 


2,697.35 3,353.16 


4,193.21 




&4 


299.80 


314.46 


329.99 


346.44 34- 2,250.9* 


2,790.79 3,453.04 


4,373.46 




10 


319.82 


336.52 


354.06 


372.82 35 2.319.76 


2.557.04 


3,617.4? 


4.560.92 




I'- 


340.33 


359.03 


378.97 


400.25 35i 2,3: ).29 


2,986.17; 


3.756.60 


4.755.87 




ll 


361.36 


382.32 


404.76 


425. 7^ 36 2.462.55 


3,088.27 


3,900.60 


4,958.63 




11* 


382.92 


406.31 


431.44 


455.46 364 2.586.63 


3.193.46 


4,049.64 


5,169.49 




12 


405.01 


431.02 


459.06 


459.81 37 


2 .•' 1 2.5 i 


3,301.77 


4,203.90 


5.391.79 




124 


427.66 


456.47 


487.65 


526.41 374 


I 


3,413.34 


4,363.56 


5,616.86 




18 


450.87 


$82.68 


517.24 


554.75 38 


2.77('. 15 


8,525.26 


4,528.80 


5,854.06 




134 


474.66 


509.68 


547.86 


589.50 384l 


2 5 ■: 1 . M 


3,646.63 


4,699.83 


6,100.74 




14 


499.04 


537.50 


579.56 


625.59 39 


" 9 E 5 , 7 7 


3.768.55; 


4,876.84 


6,357.29 




144 


524.04 


566 12 


611.36 


663.14 394; 


S.0'21.69 


3,594.12 


5 C 60 "5 


6.624.10 




15 


549.66 


595.64 


646.32 


702.18 40 


3 ] )9 € 7," 


4,023.46 


5,249.67 


6,90159 




154 


575.92 


626 03 


681.46 


742.79 404 


_ 


4,156.69 


5,445.98 


7,190.17 




16 


602.84 


657.32 


717.58 


785.02 41 j 


3,292.54 


4,293.91, 


5,649.06 


7,490.30 




164 


630.43 


689.58 


755.47 


S2S.94 414 


i 


4,435.25 


5,859.30 


7.5-2.43 




17" 




722.75 


794.43 


574.*- 42 


3.454.57 


4,580.82 


1 ~ BS 


8,127.05 




174 




756.99 


834.76 


922.13 42? 


> . 5 5 4. 2 1 


4.730.77 


6,302.10 


8,464.65 




IS 


717.41 


" . I 


876.50 


97 1. 53 j |43 


8.656.88 


4,555.21 


6, 535.2o 


-.815.75 




164 


H7.87 


B28.5( 


919.69 


1,022.91 434 


3,791. "1 


5,044.29 


6,776.45 


9,180.90 




19 


:' 


865.88 


964.40 


1,076.35 44 


3^98.31 


; 208.14 


7,016.15 


9,560.66 




1^4 


811.08 


904,37 


1,010.68 


1.131.92 444 


4.005.30 


5,376.90 


7-284.58 


9,955.61 




20 


843.88 


944.02 


1.055.57 


1,189.72 45 


4,101.01 


5,550.73 


7,552.06 


10,362.27 




204 


577.5- 


984.86 


1,108.14 


1.249.83 454 


4,236.56 


5,729.77 


7,828.90, 


16,793.44 




21 


911.95 


1,026.93 


1.159.44 


1,312.37 46 


4,354.99 


5.914.19 


8,115.43' 


11,237.70 




214 


947.27 


1 


1,212.54 


1,377.55 464 


4.476.39 


6,104.13 


8,411.99 


11,699.73 




22 


983.48 


1,114.89 


1,267.50 


1,444.97 47 


4.600.51 


6,299.78 




12,180.24 




224 


1,020.55 


1,160.85 


1,324 39 


1,515.29 474 


4.7 25.86 


6,501.29 


9,038.62- 


12.679.97 




23 


1,058.62 


1,208.20 


1,383.26 


1,588.42 45 


4 , B 5 •:'. 08 


i / 68.81 


9.365.42 


13,199.68 




234 


J. -97. 6' 


1,256.96 


1,444.19 


1,664.48 434; 


4,993.08 


6,922.64 


9.705.78 


13,740.19 




24 


1.137.56 


1,307.19 


1 ,507.26 


1.743.55 49 


5,130.43 


7,142.83 


10,057.95 


14,302.32 




244 




1,358.93 


1,572.54 


1,525.54 494 


5.271.21 


7,369.64 


1 o,42 2. 60 


14.5-6.98 




25 


: __ - 


1,412.22 


1,640.09 


1,911.39 50 ! 5,415.51 


7,603.25 10,799.80 ! 


15,494.93 





STINE CEflTS FJEBi ©AY. 25 


i 


RATES OF INTEREST. 


00 
pa 

< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 




cent. 


cent. 


cent. 


cent. 


!x 


cent. 


cent. 


cent. 


cent. 

2,250.41 


14T09 


14.09 


14.09 


14.09 


2"5l 


1,421.48 


1,640.49 


1,923.77 


1 


28.52 


29.59 


28.66 


28.73 


26 


1,471.10 


1,714.09 


2,005.19 


2,354.51 


H 


42.32 


43.54 


43.75 


43.98 


261 


1,521.96 


1,779.60 


2,089.45 


2,462.78 


2 


58.49 


58.93 


59.37 


59.81 


27 


1,574.10 


1,847.07 


2,176.67 


2,575.38 


21 


74.04 


74.78 


75.53 


76.29 


271 


1,627.53 


1,916.57 


2,266.94 


2,692.48 


3 


89.97 


91.11 


92.56 


93.43 


28 


1,682.31 


1,988.15 


2,860.37 


2,814.26 


31 


106.31 


107.93 


109.57 


111.25 


28* 


1,738.45 


2,061.88 


2,457.06 


2,940.92 


4 


123.05 


125.25 


127.49 


129.78 


29 


1,796.00 


2,137.82 


2,557.15 


3,072.64 


41 


140.21 


143.09 


145.04 


148-06 


291 


1,854.99 


2,216.04 


2,660.73 


3,209.63 


5 


157.80 


161.47 


165.24 


169.11 


30 


1,915.44 


2,296.61 


2,767.91 


3,352.10 


51 


175.83 


180.40 


185.10 


189-96 


301 


1,977.41 


2,379.59 


2,877.88 


3,500.27 


6 


194.31 


199.89 


205.67 


211.64 


31 


2,040.93 


2,465.06 


2,993.73 


3,654.36 


61 


213.25 


219.98 


226.95 


234-19 


3U 


2,106.04 


2,553.10 


3,112.59 


3,814.62 


7 


232.67 


240.66 


248.98 


257-65 


32 


2,172.78 


2,644.78 


3,235.61 


3,981.29 


n 


252.57 


261.97 


271.78 


282-03 


321 


2,241.18 


2,737.18 


3,362.94 


4,154.63 


8 


272.97 


283.91 


295.38 


307-40 


33 


2,311,30 


2,833.38 


3,494.73 


4,334.90 


81 


293.88 


306.51 


319.80 


333-78 


331 


2,383.16 


2,932.46 


3,631.13 


4,522.38 


9 


315.31 


329.79 


345.08 


361.22 


34 


2,454.83 


3,034.52 


3,772.31 


4,717.36 


91 


337.28 


353.77 


371.24 


389-75 


341 


2,532.33 


3,139.64 


3,918.42 


4,920.14 


10 


469.80 


378.47 


398.22 


419-42 


35 


2,609.73 


3,247.92 


4,069.65 


5,131.03 


101 


382.88 


403.91 


426.35 


450-29 


351 


2,689.05 


3,359.44 


4,226.18 


5,350.36 


11 


406.53 


430.11 


455.35 


4S2-38 


36 


2,770.37 


3,474.31 


4,388.18 


5,578.46 


111 


430.78 


457.10 


485.37 


515-76 


364 


2,853.71 


3,592.63 


4,555.85 


5,815.68 


12 


455.64 


484.90 


516.45 


550-48 


37 


2,939.14 


3,714.49 


4,729.39 


6,062.39 


121 


481.H 


513.53 


548,61 


586.58 


371 


3,026.70 


3,840.01 


4,909.00 


6,318.97 


13 


507.22 


543.02 


581.90 


624.13 


38 


3,116,45 


3,969.29 


5,094.80 


6,585.82 


131 


533.99 


573.40 


616.35 


664.98 


381 


3,208.45 


4,092.45 


5,287.31 


6,863.33 


14 


561.43 


604.68 


655.00 


703.79 


39 


3,302.75 


4,239.61 


5,486.45 


7,151.95 


141 


589.55 


636.91 


688.91 


746.03 


391 


3,399.40 


4,380.89 


5,692.56 


7,452.12 


15 


618.31 


670.10 


727.11 


789-96 


40 


3,498.47 


4,526.40 


5,905.88 


7,764.28 


151 


647.91 


704.29 


766.64 


835.64 


401 


3,600.02 


4,675.28 


6,126.67 


8,088.94 


16 


678.20 


739.50 


807.56 


883.15 


41 


3,703.10 


4,830.65 


6,355.19 


8,426.5-8 


161 


709.24 


775.77 


849.91 


932.56 


411 


3,810.79 


4,989.65 


6,591.71 


8,777.73 


17 


741.05 


813.13 


893.74 


983.95 


42 


3,890.14 


5,153.43 


6,836.50 


9,142.93 


in 


773.66 


841.61 


939.10 


1,037.39 


421 


4,032.23 


5,322.12 


7,089.87 


9,522.73 


18 


807.09 


891.24 


986.06 


1,092.97 


43 


4,147.12 


5,495.86 


7,352.10 


9,917.72 


181 


841.35 


932.06 


1,034.65 


1,150.78 


431 


4,264.89 


5,674.82 


7,623.51 


10,328.52 


19 


876.47 


974.11 


1,084.95 


1,210.89 


44 


4,485.59 


5,859.13 


7,904.41 


10,755.74 


191 


912.47 


1,017.42 


1,137.01 


1,272.63 


441 


4,509.32 


6,049.01 


8,195.15 


11,200.06 


20 


949.36 


1,062,03 


1,190.89 


1,338.43 


45 


4,636.14 


6,244,57 


8,496.07 


11,658.45 ' 


201 


987.18 


1,107.97 


1,246.66 


1,406.06 


451 


4,766.13 


6,446.00 


8,807.52 


12,142.62 ! 


21 


1,026.95 


1,155.30 


1,304.37 


1,476.38 


46 


4,899.36 


6,653.56 


9,129.87 


12,642.41 


211 


1,065.68 


1,204.04 


1,364.11 


1,549.52 


464 


5,035.93 


6,867.15 


9,463.49 


13,162.01 


22 


1,106.41 


1,254.25 


1,425.94 


1,625-59 


47 


5,175.92 


7,087.25 


9,808.80 


13,702.77 


221 


1,148.15 


1,305.96 


1,489.93 


1,704.70 


471 


5,319.40 


7,313.95 10,166.19 


14,264.96 


23 


1,1:90.94 


1.359.22 


1,556.17 


l,786..97, 


48' 


5,466.47 


7,547.4610,536.10 


14,849.64 


231 


1,234.80 


1,414.08 


1,624.72 


1,872.54 


48$ 


5,617.22 


7,787.96 10,918.94 


15,457.71 | 


24 


1,279.76 


1,470.59 


1,695.57 


1,961.52 


49 ' 


5,771.73 


8,035.69 11,315.19 


16,090.11 ; 


24i 


1,325.84 


1,528.80 


1,769.10 


2,054.07 


494 


5,930.11 


8,290.84 11,725.31 


16,7-47.80 1 


25 1 


1,373.07 


1,588.73 1,845.11 


2,144.62 


50 


6,092.45 8,553.65 12,149.78 


17,431>79 | 



„ 






TE1Y 


CE\T§ PER DAY. 


i 


RATES OF INTEREST. 


m 


RATE3 OF INTEREST. 






• P« 


* : : 


I 


. 


-• ; 8 per 


— 




■:•-:.:. 


cent. 


cent 


- 


ceut. 


°- : - 


cent. | cent. 


15.65 


la " 


15.65 


15. ■" 


25£ 1,579.42 


1,833.88 


2,137.52 _.. r . ).46 


1 


81.69 


31.77 


31.85 


31.93 


- 


!.■>:-.■:■' 


1,904.56 


_16.13 
2,321.0 1 2 
2,418.52 2,861.53 


L§ 


48.13 


48^7 


48.61 


4S.S-; 


_-- 


1,691.07 




_" 


64.99 




65.96 


66.46 


21 




2,052.! ; 


■_^ 


82.21 


83.09 


83.92 


84.77 


--- 


1.505.37 


2,129.52 


-":•::_ ■- . , : . ; ^ 


■j 


99.97 


: ; 21 


: 2.51 


1I--S.SI 


28 


:.-:;.-:;. 




- 22 126.96? 


H 


11&12 


119.92 


121.75 


123.61 


284 


1,931.61 


2,290.98 


_.-•:.:- 1,267.68 


* 

- 


1 2 - 


139.17 




144,2( 


29 


1,995.55 


2,37a 


2,841.27 B,414 M 

2,956.37 ; -: 


15-5.79 


155.99 


162.27 


165.62 


29| 


2. o-?:. ■"•■<■ 


2,462:27 


i 


175.33 


179.43 


i-i.e:- 


187.90 


§ . 


2,128.27 


2,551.79 


2,956.37 a .724.55 


H 


195.31 


2 : 44 


205.67 


211.06 


■I - 


2,197.13 


2,643.99 


:.:;■-.■; 


i 6 






228.52 


235.15 


31 


2,267.1 


2,7! B.! : 


3,326.36; 4,0604:0 


64 


236.95 


244.42 


252 17 


2C .21 


-t 


2,340.05 


2,836.78 


3,458.4! 4,238.47 


7 


258 :- 


--.-=: 


27 L64 


28 .27 


32 


2,414.20 


2,937.53 


3,595.12 


:- 


. 


29L07 


301.98 


: I i 


-- 


i 1 


3,041.31 


3,736.60 4,616.25 


a 




315.46 


328 _ 


341.53 




2,568.11 


3,14830 


3.553.04 4.516.55 


w 


- - 




555.3 


■ ~ 57 


: : 


2,647.96 


: 25&21 


5,024.87 




350.35 


366.44 


383,42 


401.35 


34 


2,729.81 


3,371-6! 


4,191.4a 5,241.51 


7 


374.70 


393.08 


442.49 


433.05 


" -.-:- 


2,813.7 




4.853. 5- 5.466.52 


10 


S " 


420.52 


442 58 


466 03 


; : 


2,899.70 


3,608.80 


4,521.84 5,701.1S 


: :-- 


42". ^2 


448 - 




■ . 32 


: "- 


2,987.84 


' 2.71 


1 " " '-.',- 44.84 
4,875.7a 6,198^28 


u 


451.70 


477.! 


505.95 


53a .; : 
573.07 




3,078.18 


3,860.34 


m 


47 8.6 a 


507.89 


539.31 


36- 


3,176.79 


3,991.80 


5,062 : 5,461.8*^ 




" - 


1 38.77 


573.81 


611.64 


-' 


I 265.71 


4,127.21 


5,254.57 6,73a 


X2J 


534£7 


■: 7 : . 5 : 


609.57 


S5L7I 


374 


3,363.00 


4,266.67 


5.454.4-: 7,021.08 


ia 


563,5a 


e I :L.?o 




■?.;■>. 4-5 


1 8 


3,462e7! 


4,410.32 


5.661.00 7,317.57 


-t 


593,32 


- 


684.83 


73 L87 


c S* 


c. r :^ : : 


4,558.28 


5,874.71 7,625.9! 


14 


. ; 


■; - i.>7 


724.45 


" ; 


39 


3,669.72 


4,710.6* 


6,096.05! 7,946.61 


$4| 


655,05 


707.68 


76b - 


528.92 


39i 




4,867.65 


6,325.071 8.2^ 1 




»8l - 


744.51 


E 7.8 




4C 


3,887.19 


5,029.33 


: : 2 . ■; :.:-:,.• 


-_,>- 


-::.:: 


782.54 


8a 52 


928 4! 


40i 


4.':-00.'"-2 


5,195.86 


6,807.42 8,987.71 




~ '.' r ~ 


821 11 


J97-28 


: - 28 


41 


4,115.67 


5,367.39 


i2.57 


16| 


755.-4 


861.97 


944.34 


1,036.18 


41i 


4,234^1 


5,544.06 


7,324.12 9,753.04 


j - ~ 


- 


: 1 


9 .:- 1. : .- 


: " : _ : 


42 


4,1 55.72 


: 721 : 


7,596.12J10,158.S1 


\*JX 


: r 


M - 


I )4! 45 


1 1 52 


-Y 


44>0.2c 


5,913.46 


7,877.63 10,5S0.81 




896.77 


27 


1,095.62 


1,214.41 


43 


4,607.92 


6,106.52 


8,169.00lll. : 


18| 




l--'-> ■:.•?>■ 




1 27i , 


43| 


4,71 : ."-. 


6.:: \-Z-.l-l 


8,47( I 11 476.13 | 


1 ,. 


'": ; : 


)82.3( 


:._'■:..-: 


1 £45.44 


44 


4 872 88 




8,782 ; 11 J50.82 


1 H 


; 3 


1,130.47 


1 263.34 


1-414.90 


44| 


5,010.36 


»,72l l! 


: " 12 444.51 


o,;, 


7 ^. : 5 


1. IS-"-. ■:■::• 


1.323.21 


1,487.1a 




5,151.26 


6,938.41 


440.08 '.2 : 57.84 


2 ; -'_ 


1//H.57 


1,21 


1.: 85.17 1 


1 5 »2.2 - 


45i 




------ 


_ 




1,139.94 


:.—•:.: 




1 >4 >.4! 


46 




7,392.7! 


10,144.29 14.-:47.12 


2~_- 


1,184*09 


1=337.82 


1515.68 


1,721.69 


4 | 


E 595,4* 


7,630.17 


10,514.99 14,624.66 j 




- ._ , 


1,393.61 




1,806.21 


47" 


5,751.02 


" B74.72 


: S;'5.67 14.225.2 


22^ 


.-\" 


1,451.07 


1,655.48 


1,894,1 


47£ 




8,126.61 


:.". - 171 -^.549.96, 


■j 3 " 




1 ' 


1,72! )S 


1,985.52 


48 


:~ ; 


B|38fi.0fi 


:.' 77 1 499,60 


23^ 


r . 


1 ...571. -21 


1 805.24 


- 


4S^ 


6.241.35 


' 8,653.29 


I2.132.lt 11 17a 24 


24 


1.421,95 




1,884.08 


. .- -/ 


49 


■ -. ■ : i 


5.9-S.54 


13,572.44 I' B77 i 


244, 


1,473.15 


1,698,66 






494, 




9,212 " 


■■- _ 5 . 1 _ I -5 -: 5- 


25 




1,765.27 




2,389.24 








13,499.7619,368,66 







ELEVEN CENTS PER 


i>ait. 21 


GO 

M 
H 

"1 


RATES OF INTEREST. 


251 


RATES OF INTEREST. 


5 per 


6 per 


7 pel- 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


cent 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


17.22 


17.22 


17.22 


17.22 


1,737.36 


2,017.27 


2,351.27 


2,750.51 


1 


3486 


3495 


35.03 


35.12 


26 


1,798.01 


2,095.00 


2,450.78 


2,877.74 


i* 


52,95 


53,21 


53,47 


53.74 


261 


1,860.17 


2,175.07 


2,553.78 


3,010.06 


2 


71,49 


72,02 


72,56 


73.10 


27 


1,923.90 


2,257.53 


2,660.37 


3,147.68 


21 


$0.49 


91.40 


92.31 


93.24 


271 


1,989.21 


2,342,48 


2,770.70 


3,290.80 


3 


109.96 


111,35 


112.76 


11419 


28 


2,056.15 


2,429.96 


2,88489 


3,439.65 


H 


129.93 


131.91 


133,92 


135.97 


281 


2,12477 


2,520.08 


3,003.08 


3,594.45 


4 


150.39 


153.08 


155,82 


158. 62 


29 


2,195.11 


2,612.89 


3,125.40 


3,755.45 


41 


171.36 


17489 


178.49 


186.18 


291 


2,267.20 


2,708.50 


3,252.00 


3,912.88 


5 


192.87 


197.35 


201.96 


206.68 


30 


2,341.10 


2,806.96 


3,383.01 


4,097.00 


51 


214,90 


220,49 


226.24 


232.17 


301 


2,416.84 


2,908.39 


3,518.63 


4,278.10 


6 


2-37.49 


244.-32 


251,37 


258.67 


31 


2.,494.47 


3,012.86 


3,658.99 


4,470.44 


' 6* 


260.04 


268,86 


277,39 


286.23 


311 


2,57405 


3,120.46 


3,80427 


4,662.32 


7 


284.37 


294.15 


30431 


31490 


32 


2,655.62 


3,231.28 


3,95464 


4,866.02 


: H 


308.70- 


320.18 


332.18 


344.71 


321 


2,739.22 


3,345.44 


4,110.26 


5,077.90 


1 8 


333.63 


347.00 


361.02 


375.71 


33 


2,824.92 


3,463.02 


4,271.33 


5,298.51 


. 81 


359.19, 


37463 


390.87 


407.95 


331 


2,912.76 


3,58412 


4,438.05 


5,527.35 


! 9 


385.38 


403.08 


421.76 


441.48 


34 


3,002.79 


3,708.86 


4,610.60 


5,765.66 


91 


412.23; 


432.39 


453.76 


476.36 


341 


3,095.07 


3,837.34 


4,789.18 


6,013.50 


10 


439.75 


462.57 


486.83 


512.63 


35 


3,179.67 


3,969.68 


4,97402 


6,270.26 


101 


467.96 


493.67 


521.09 


550.35 


351 


3,287.62 


4,105.98 


5,165.33 


6,539.32 


11 


496.87 


525.69 


556.54 


589.96 


36 


3,386.00 


4,246.38 


5,313.33 


6,818.11 


111 


526.51 


558.68 


602.14 


630.38 


361 


3,487.86 


4,390.98 


5,568.26 


7,108.05 


12 


556.89, 


592. 65i 


651.21 


672.81 


37 


3,592.28 


4539.93 


5,780.36 


7.409.59 


121 


5:88.04 


627.65 


670.52 


716.93 


371 


.3,699.30! 


4,693.34 


5,999.89 


7,723.19 


13 


619.94 


663.69 


710.21 


762.83 


38 


3,809.00 


4,851.34 


6,227.10 


8,04433 


131 


652.66. 


700.82 


753.34 


810.56 


381 


3,921.44 


5,01411 


6,462.26 


8,388.52 


14 


686.19 


739.06 


796.89 


860.19 


39 


4,036.69 


5,181.75 


6,705.66 


8,741.27 


141 


720.56: 


778.44 


842,00 


911.81 


391 


4,144.82; 


4,35442. 


6,957.56 


9,108.14 


15 


7-55.78 


819.01 


888.68 


965.50 


40 


4,275.91 


5,532.26 


7,218.30 


9,489.68 


151 


791.89 


8-60.80 


937.00 


1,021.34 


401 


4,400.02 


5,715.45 


7.,488.16 


9,886.48 


16 


828.91 


903.83 


987.01 


1,079.41 


41 


4,527.24 


5,91413 


7,7-67.46 


10,299.16 


161 


866.84 


948.17 


1,038.77 


1,139.80 


411 


4,657.63 


6,098.46 


8,056.53 


10,728.34 


17 


905.73 


993.82 


1,092.35 


1,202.60 


42 


4,791.29 


6,298.63 


8,355.73 


11,17469 


in 


945.59 


1,042.85 


1,147.79 


1,267.92 


421 


4,928.29 


6,50471 


8,665.39 


11,638.89 


18 


.§86.44 


1,089.30 


1,205.18 


1,335.85 


43 


5,068.71 


6,716.17 


8,985.90 


12,121.66 


181 


1,028.32- 


1,139.19 


1,26458 


1,406.50 


431 


5,212.64 


6,935.90 


9,317.62 


12,623.74 


19 


1,071.24 


1,190,58 


1,326.09 


1,479.98 


44 


5,360.17 


7,161.19 


9,660.95 


13,148.91 


191 


1,115.24 


1,243.51 


1,389.68 


1,550.59 


441 


5,511.39 


7,393.24 


10,016.30 


13,688.96 


20" 


1,160,33 


1,298.03 


1,455.53 


1,635.86 


45 


5,666.39 


7,632.25 


10,38408 


14,253.62 


201 


1,206.56 


1,35410 


1,523.69 


1,718.51 


451 


5,825.27 


7,878.44 


10,76474 


14,840.98 


21 


1,253.94 


1,412.03 


1,59424 


1,80442 


46 


5,988.11 


8,132.01 


11,158.72 


15,451.36 


211 


1,302.50 


1,471.61 


1,667.25 


1,893.86 


461 


6,155.03 


8,393,16 


11,566.49 


16,087.12 


22 


1,352.28 


1,532.97 


1,743.22 


1,986.73 


47 


6,326.12 


8,662,19 


11,988.53 


16/797.S2 


221 


1,303.30 


1,596.17 


1,821.03 


2,083.52 


471 


6,501.49 


8,939.27 


12,425.35 


17,43496 


23 


1,455.60 


-1,661.27 


1,901.98 


2,18408 


48 


6,681.24 


9,22467 


12,877.45 


18,149.56 


231 


1,509.20 


1,728.33 


1,985.77 


2,288.65 


4S1 


6,865.49 


9,518.62 


13,345.38 


18,882.76 


24 


1,56415 


1,797.39 


2,073.48 


2,397.41 


49 


7,05434 


0,821.40 


13,829.68 


19,665.69 


241 


1,620.47 


1,868.54 


2,172.24 


2,510.53 


491 


7,247.91 


10,133.25 


14,330.93 


20,469.53 


25 


1,678.19 


1,941.80 


2,255.13 


2,628.16 


50 


7,446.32 


10,45447j 14,849.7 3 


21,305.53 



28 




■ 


rWELTE CENTS PER DAY. 


a: 

s 


RATES OF INTEREST. 


BO 

PS 

< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


(2 


cent. 


cent. 


cent. 


cent. 
IS/78 


r* 


cent. 


cent. 


cent. 


cent. 


i 


18.7S 


18.78 


18.78 


•254 1.895.30 


2,200.65 


2,565.03 


3,000.55 


1 


8S.03 


38.12 


38.22 


38.31 


26 


1,967.41 


2.2S5.45 


2.673.58 


3,139.35 


U 


57.76 


58.05 


58.34 


58.62 


26* 


2,029.28 


2,372.80 


2.7 85.94 


8,283.71 


2 


77.98 


7S.57 


79.16 


79.75 


27 


2,098.80 


2.462.76 


2,902.23 


8,438.84 


2* 


99.71 


99.71 


100.31 


101.72 


274 


2,170.04 


2,555.43 


3.0-22.58 


3,589.97 


3 


119.96 


121.47 


123.01 


124.57 


28 


2.243.08 


2,650.87 


3,147,15 


3.752.35 


3* 


111.74 


143.90 


146.10 


148.33 


284 


2.317,93 


2,749.17 


3,276.08 


3,921.22 


4 


164.06 


167.00 


169.99 


163.04 


29 


2,394.66 


2.S50.43 


3,409.-53 


4,096.85 


4* 


186.95 


190.79 


194.72 


198.74 


294 


2.473.31 


2.954.72 


3,547.64 


4.279.50 


5 


210.40 


215.29 


220.32 


225.46 


30 


2,553.92 


3,064.14 


3,690.55 


4,469.46 


5£ 


234.44 


240.53 


246.81 


253.27 


304 


2,636,55 


3.162.79 


3,838.50 


4.667.02 


6 


259.08 


266.53 


274.22 


282.18 


31 


2.721.24 


3,2S7.35 


3,991.63 


4.872.4S 


6* 


284.34 


293.30 


302.60 


312,25 


314 


2,808.05 


3,404.13 


4,150.12 


5,086.16 


7 


310.23 


320.88 


831.97 


343.72 


32 


2,897.04 


3,525.04 


4,314.15 


5,308.39 


7i 


336.76 


349.29 


362.37 


876.04 


32* 


2,988.24 


3,649.57 


4,483.92 


5,539.51 


S 


363.96 


378.55 


393.84 


409.66 


33 


3,081.73 


3,777.84 


4,659,64 


5.779.87 


8* 


391.84 


408.68 


426.40 


445.04 


334 


3,177.55 


3,909.95 


4,841.51 


6,029.84 


9 


420.41 


439.72 


460.10 


481.62, 


34 


3,275.77 


4,046.06 


5,029.74 


6,289.81 


94. 


449.71 


471.69 


494.99 


519.67 


344 


3,376.44 


4,186.19 


5.224.56 


6,560.19 


10 


479.73 


504.63 


531.09 


559.23 


35 


3,479.64 


4,330.56 


5,426.20 


6,841.37 


m 


510.50 


538.54 


568.46 


600.38' 


354 


3,5S5.41 


4,479.25 


5,634.90 


7.133-81 


a 


542.04 


573.48 


607.14 


643.18 


36 


3,69 3.82 


4,632.89 


5,850.90 


7.437.94 


ni 


574.38 


609.47 


647.17 


6S7.6S 


36* 


3.804.95 


4,790.16 


6,074.46 


7,754.24 


12 


607.51 


646.53 


688.60 


739.97] 


37 


3,91S.85 


4,952.65 


6,305.85 


8,083.19 


12* 


641.4S 


684.70 


731.48 


7S2.ll! 


374 


4,035.60 


5.120.01 


6,545.34 


8.425.30 


13 


676.30 


724.03 


775.86 


832.18 


38 


4,155.27 


5,292.39 


6,792.20 


8,781.09 


13i 


711.99 


764.53 


821. SO 


8S4.24! 


384 


4,277.93 


5,479.94 


7,049.74 


9,151.11 


14 


748.57 


806.24 


869.34 


98S.39! 


39 


4,403.66 


5,652. 82 


7,315.26 


9.535.94 


144 


786.06 


849.21 


918.54 


994.71 


SO^ 


4.532.53 


5,S39.18 


7,590.07 


9,936,15 


15 


824.50 


893.47 


969.47 


1,053.37 


40 


4.664.63 


6,035.20 


7,874,51 


10,352.38 


15* 


S63.89 


939.05 


1,022.19 


1,114.20 


4«'4 


4,800.02 


6.235.03 


8,168.90 


10,785.25 


16 


904.26 


986,00 


1,076.74 


1,177,53 : 


41 


4,93 S. SO 


6.44-0. 66 


8,473.59 


11.235.44 


16* 


945.64 


1,034,36 


1,133.21 


1,243.41 


414. 


5,081.05 


6,652.S7 


8,788.95 


11. 7 03. 64 


17 


988.07 


1,084.17 


1,191.65 


1,311.93 


42 


5,226.86 


6.S71.24 


9,115.34 


12.190.57 


174 


1,031.55 


1,135.48 


1,272.14 


1,383.19 j 


42^ 


5,376.31 


7,096.15 


9.451.16 


12,696.97 


18 


1,076.12 


1,188.32 


1,314.74 


1,457.30 


43 


5.529.50 


7.326.82 


9.S04.00 


13.223.63 


184 


1,121.80 


1.242.75 


1,379.60 


1,534.37 


43* 


5,685.52 


7.566.43 


10,164.67 


13.771.36 


19 


1,168.63 


1,298.82 


1,446.60 


1,614.52 


44" 


5.847.40 


7.812.21 


10.539.22 


14.340.99 


194 


1,216.62 


1.356.56 


1,516.01 


1,697.88 


44* 


6.012.48 


8,065.35 


10.926.87 


14.933.41 


20 


1.265.82 


1,416.04 


1,587.85 


1,7S4.5S 


45 


6,181.52 


8.326.09 


11.328.09 


15.569.41 


204 


1,316.25 


1,477.30 


1,662,21 


1,874.74] 


45* 


6.354.83 


8.594.66 


11.743.35 


16,190.16 


21 


1,367.93 


1,540.40 


1,739.17 


1,968.51, 


46 6,532.49 


8,877.28 


12,173.15 


16,856.55 


21i 


1,420.91 


1.604.40 


1,818.82 


2,066.03, 


46*! 6.714.50 


9,156.20 


12,617.99 


17.549.59 


22 


1.475.21 


1,672.33 


1,901.26 


2,167.45' 


47 | 6,901.22 


9,449.67 


13,056.40 


18,270.35 


224 


1,530.87 


1.741. 2S 


1,986.58 


2,262.93: 


47*J 7.092.58 


9.751.94 


13.554.93 


19,019.95 


23 


1,587.92 


1.812.30 


2,074.89 


2,381.63 


48 


7,294.63 


10,062.27 


14.048.13 


19,799.53 


234 


1,646.40 


1,885.45 


2,1(56.29 


2,496.71 


48 


7.489.62 


10.383.95 


14,558.50 


20,590.29 


24 


1,706.35 


1,9 60. 79 


2.260.89 


2,615.36 


49 


7.695.64 


10,714.25 


15.086.92 


21,453.48 


244. 


1.707. 78 


2;03S.38 


2,358.80 


2.738.76 


49* 


7,906.81 


11.051.46 


15,633.75 


22.330.40 


25 


1.S30.76 


2,118.33 


2.460.14 


2,867.09 


50 


8.723.26 


1 1.404. S7 


16.199.71 


23,242.39 



TMIftTEEUT CEWTS PES DAY. 29 


02 

es 


RATES OF INTEREST. 




RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


cent 


cent. 


cent 


cent 


cent. 


cent 


cent 


1 


20.35 


20.35 


20.35 


20.35 


251 


2,053.25 


2,3S4.04 


"2,778.78 


3,250.60 


1 


41.20 


41.3C 


41.40 


41.50 


26 


2,124.92 


2,475.91 


2,896.38 


3,400.97 


H 


62,51 


61,88 


63.20 


63.51 


261 


2,198.39 


2,570.53 


3,018.10 


3,557.35 


2 


84.48 


85,12 


85.75 


86.39 


27 


2,273.70 


2,667.99 


3,144.08 


3,719.99 


21 


106.94 


108.01 


109.10 


110.20 


271 


2,350.88 


2,768,38 


2,274.46 


8,889.13 


3 


129.96 


131.60 


133.26 


134.95 


28 


2,430.00 


2,871.77 


3,409.42 


4,065.04 


H 


153.55 


155.89 


158.27 


160.69 


281 


2,511.10 


2,978.27 


3,549.09 


4,247.99 


4 


177.74 


180,91 


184. J 6 


187.46 


29 


2,594.22 


3,087.96 


3,693.65 


4,438.25 


** 


202,52 


216.68 


210.95 


215.31 


291 


2,679.42 


3,200.95 


3,843.2S 


4,636.13 


5 


227.93 


233.13 


238.68 


244,26 


30 


2,766.75 


3,307.32 


3,998.10 


4,841.92 


H 


253.98 


260.57 


267.37 


274.48 


30| 


2,856.26 


3,437.19 


4,158.38 


5,055.95 


6 


280.67 


288.74 


297.08 


305.70 


31 


2,948.01 


3,560.65 


4,323.26 


5,278.52 


«i 


308.03 


§17.74 


327.S2 


338.27 


311 


3,042.06 


3,687.82 


4,495.96 


5,510.01 


7 


336.08 


347.62 


359.64 


373.15 


32 


3,138.46 


3,818.79 


4,673.66 


5,750.76 


n 


364.83 


378.39 


392.57 


407.38 


,32i 


3,237.26 


3,953.70 


4,857.59 


6,001.12 


8 


394.29 


410.09 


426.66 


444.02 


33 


3,338.54 


4,092.66 


5,047.95 


6,261.56 


H 


424.49 


442.74 


461.93 


482.13 


331 


3,442.35 


4,235.78 


5,244.98 


6,532.33 


9 


455.45 


476.37 


498.45 


520.76 


34 


3,548.75 


4,383.20 


5,450.89 


6,813.96 


91 


487.18 


511.00 


536.24 


562.97 


341 


3,657.81, 


4,535.04 


5,659.94 


7,106.87 


10 


519.71 


546,68 


575.35 


605.84 


35 


3,769.61 


4,689.44 


5,878.39 


7,411.49 


i 101 


553.04 


583.42 


615.83 


650.41 


351 


3,884.19 


4,852.52 


5,104.48 


7,728.29 


11 


587.21 


621.27 


657.63 


696.77 


36 


4,001.64 


5,018.45 


6,338.48 


8,057.77 


1H 


622.24 


660.25 


781.10 


644.19 


30i 


4,122.03 


5,189.34 


6,580.67 


8,400.43 


12 


658.14 


700.41 


745.98 


695.14 


37 


4,245.42 


5,365.37 


6.831.34 


8,756.79 


124 


694 94 


741.76 


792.43 


847.29 


371 


4,371.90; 


5,546.67 


7,090.78 


9.127.40 


13 


732.66 


784.46 


840.52 


90L52 


38 


4,500.54 


5,733.42 


7,359.30 


9,512.85 


131 


771.32 


828.24 


890.28 


957.93 


381 


4,634,43! 


5,925.77 


7,637.22 


9,913.70 


14 


810.95 


873.43 


941.78 


1,016.59 


39 


4,770.63 


6,123.89 


7,924.87 


10,330.60 


I "* 


851.57 


919.98 


995.09 


1,077.60 


39-1 


4,910.25 


6,327.94 


8,222,58 


10,764.17 


15 


893.20 


967.92 


1,050.26 


1,141.05 


40 


5,053.35 


6,578-13 


8,530.72 


11,215.08 


ui 


935.88 


1,017.30 


1,107.37 


1,207.03 


401 


5,200.02, 


6,754.62 


8,849.64 


11,684.03 


16 


979.62 


1,068.17 


1,166.47 


1,275.66 


41 


5,350.37, 


6,977.60 


9,179.72 


12,171.73 


164 


1'02445; 


1,120.56 


1,227.64 


1,347.03 


414 


5,504.47 


7,207.28 


9,521.36 


12,678.95 


17 


F070.41 


1,174.52 


1,290.95 


1,421.26 


42 


5,652.43 


7,443.84 


9,864.95 


13,206.45 


iH 


1'117.51 


1,230.10 


1,356.48; 


1,498.45 


±2! 


5,824.34 


7,687.50 


10,240.92 


13,763.04 


18 


1 '165. 80 


1,287.35 


1,424.30 


1,578.74 


43 


5,990.29 


7, -9 38.47 


10,619.70 


14,325.60 


18i 


F215.29 


1,346.31; 


1,494.50 


1,662.23 


434 


6,160.39 


8,196.97 


11,011.73 


14,918.97 


19 


1'266.01 


1,407.05 


1,567.15 


1,749.07 


44 


6,334.75 


8,463.22 


11,417.49 


15,536.07 


194- 


1'318.01 


1,469.61 


1,642.35 


1,839.37 


441 


6,513.46 


8,737.46 


11,837.44 


16,177.86 


20 


I '37 1.30 


1,53 404 


1,720.18 


1,933.29 


45 


6,696.64 


9,019.93 


12,272.10 


16,S42.59 


20| 


1'425.93 


1,600.40 


1,800.73 


2,030.97 


451 


6,884.40 


9,310.88 


12,721.77 


17,539.34 


21 


1'481.93 


1,668.76 


1,884.10 


2,132.55 


46 . 


7,076.86 


9,610.56 


13,187.58 


18,261.26 


211 


1'539.32 


1,738.17 


1,970.39 


2,238.20 


461 


7,274.13 


9,919.22 


13,669.49 


19,012.06 


22 


1'598.15 


1,811.69 


2,059.69 


2,348.07 


47 


7,476.32 


10,237.14 


14,168.27 


19,792.88 


221 


1'658.45 


1,886.39 


2,152.13 


2,462.34 


474 


7,683.58 


10,564.60 


14*674.50 


20,604.94 


23 


I '7 20. 25 


1,963.32 


2,247.80 


2,581.18 


48 


7,946.26 


10,901.88 


15,218.81 


21,449.49 


231 


1'783.60 


2,042.57! 


2,346.82 


2,704.87 


481 


8,113.76 


11,249.28 


16,771.81 


22,327.81 


24 


P848.54 


2,124.19 


2,449.30 


2,833.31 


49 


8,336.95 


11,607.11 


16,344.17 


23,241.27 


241 


l'915.1o 


2,200.26 


2,555.37 


2,966.99 


491 


8,565,71 


11,975.66 


16,936.56 


24,191.26 


25 


1,983.32 


2,294.85 


2,665.15 3,106.01 


50 S 


8,800.20 


12,355.28 


17,549.68 


25,179.26 



30 FOURTEEN CEtfTS PER DAY, 


« 

3 


RATES OF INTEREST. 


CO 

M 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


h 


cent. 


r^nt. 


cent. 


cent. 


251 


cent. 
2,211.19 


cent. 
i 2,567,43 


cent. 

2,992.53 


cent. 

3,500.64 


"1 


MM 


2L91 


21.91 


21.91 


i 


44.37 


44.48 


44.59 


44.70 


26 


2,288.38 


2,666.36 


3,119.18 


3,662.58 


h 


67.39 


67.72 


68.06 


68.39 


261 


2,367.50 


2,768.26 


3,250.26 


3,830.99 


2 


90.98 


91.46 


92.35 


93.05 


27 


2,448.60 


2,873.22 


3,385.93 


4,006.14 


21 


115.13 


116.32 


117.40 


118.67 


271 


2,531.72 


2,981.33 


3,526.35 


4,188.30 


3 


139.96 


141.72 


148.51 


145.33 


28 


2,616.92 


3,092.68 


3,671.68 


4,377.74 


H 


165.36 


167.88 


170.45 


173.05 


281 


2,704.26 


3,207.37 


3,822.10 


4,594.76 


4 


191.41 


194.83 


198.32 


201.88 


29 


2,793.77 


3,325.50 


3,977.78 


4,779.66 


4^ 


218.10 


222.59 


227.17 


231.87 


291 


2,885.53 


3,447.18 


4,138.91 


4,992.76 


5 


245.47 


251.17 


257.03 


263.05 


30 


2,979.58 


3,572.50 


4,305.68 


5,212.37 


5i 


273.51 


280.62 


287.94 


295.49 


301 


8,075.98 


3,701.59 


4,476.25 


5,444.86 


6 


302.26 


310.95 


319.93 


329.22 


31 


3,175.78 


3,834.54 


4,656.90 


5,684.56 


H 


331.73 


342.18 


353.04 


364.29 


311 


3,276.06 


3,971.49 


4,841.80 


5,933.90 • 


7 


361.93 


374.36 


387.30 


400.78 


32 


3,379.88 


4,112.54 


5,033.17 


6,193.12 


n 


392,89 


407.50 


422.77 


438.72 


321 


3,486.28 


4,257.83 


5,231.25 


6,462.76 


8 


424.62 


441.64 


459.48 


478.18 


33 


3,595.35 


4,407.48 


5,436.25 


6,743.18 


8+ 


457.15 


476.80 


497.46 


519.21 


331 


3,707.14 


4,561.61 


5,650.43 


7,034.81 


9 


490.48 


413.01 


536.79 


561.89 


34 


3,821.73 


4,720.37 


5,868.03 


7,338.12 


n 


524.66 


550.31 


577.49 


606.28 


341 


3,939.19 


4,884.49 


6,095.32 


7,653.55 


10 


559.68 


588.73 


619.61 


652.44 


35 


4,059.57 


5,052.32 


6,330.57 


7,981.60 


101 


, 595.59 


628.30 


663.20 


700.44 


351 


4,182.97 


5,226.80 


6,574.05 


8,322.78 


11 


632.39 


669.06 


708.33 


750.35 


36 


4,309.46 


5,404.48 


6,826.05 


8,677.60 


Hi 


670.10 


711.04 


755.03 


802.30 


361 


4,439.11 


5,588.52 


7,086.87 


9,046.61 


12 


708.77 


754.28 


803.36 


856.30 


37 


4,571.99 


5,778.09 


7,356.82 


9,430.39 


12i 


748.40 


798.82 


853.39 


912.46 


371 


4,708.20 


5,973.34 


7,650.22 


9,829.51 


13 


789.02 


844.70 


905.17 


970.87 


38 


4,847,82 


6,174.45 


7,925.40 


10,244.60 


13£ 


830,65 


891.95 


956.76 


1,031.61 


381 


4,990.92 


6,381.60 


8,224.72 


10,676.30 


14 


873.33 


940.62 


1,014.23 


1,094.79 


39 


5,137.61 


6,594.95 


8,534.47 


11,125.26 


14* 


917.07 


990.75 


1,071.64 


1,160.49 


391 


5,287.96 


6,814.71 


8,855.19 


11,592.18 


1-5 


961.91 


1,042.38 


1,180.99 


1,228.82 


40 


5,442.07 


7,041.06 


9,188.93 


12,077.78 


151 


1,007.87 


1,095.56 


1,192.55 


1,299.88 


401 


5,600.03 


7,274.20 


9,530.38 


12,582.80 


16 


1,054.97 


1,150.34 


1,256.20 


1,373.79 


41 


5,761.95 


7,514.34 


9,885.85 


13,108.02 


161 


1,103.26 


1,206.76 


1,322.08 


1,450.65 


411 


5,927.90 


7,763.68 


10,253.77 


13,654.25 


w 


1,152.75 


1,264.87 


1,390.26 


1,530.59 


42 


6,098.00 


8,016.44 


10,634,56 


14,222.33 


in 


1,203.48 


1,324.72 


1,460.83 


1,613.72 


421 


6,272.36 


8,278.85 


11,028,68 


14,813.33 


18 


1,255.47 


1,386.38 


1,533.87 


1,700.18 


43 


6,451.08 


8,548.72 


11,436.59 


15,427.57 


181 


1,308.77 


1,449.88 


1,609.46 


1,790.10 


431 


6,634.27 


7,827.50 


11,858.99 


16,066.58 


19 


1,363.40 


1,515.28 


1,687.70 


1,883.61 


44 


6,-822.04 


9,114.24 


12,295.75 


16,731.15 


191 


1,419.40 


1,582.65 


1,768.68 


1,9S0.S6 


441 


7,014.50 


9,409.58 


12,748.02 


17,422.31 


20 


1,476.79 


1,652.04 


1,852.60 


2,082.01 


45 


7,211.77 


9,713.78 


13,216.11 


18,140.97 


20| 


1,535.62 


1,723,51 


1,939.24 


2,187.20 


451' 7,413.97 


10,027.11 


13,700.58 


18,888.52 


21 


1,595.92 


1,797.13 


2,029.03 


2,296.60 


46 7,621.23 


10,349.83 


14,202,01 


19,665.97 


211 


1,657.73 


1,872.97 


2,121.95 


2,410.37 


461 '7,833.67 


10,682.23 


14,720.99 


20,474.52 


22 


1,721.08 


1,951.05 


2,218.13 


2,528.70 


47 8,051.45 


11,024.61 


15,256.13 


21,315.41 


221 


1,786.02 


2,031.49 


2,317.68 


2,651.75 


471 8,274.62 


11,377.26 


15,814.08 


22,189.94 


23 


1,852.58 


2,114.35 


2,420.71 


2,779.73 


48 8,508.40 


11,740.49 


16,389.48 


23,099.45 


231 


1,920.80 


2,199.69 


2,527.34 


2,912.83 


481 8,747.89 


12,110.61 


16,985.02 


24,045.33 


24 


1,990.73 


2,287.59 


2,637.71 


3,051.06 


49 8,978.25 


12,499.96 


17,601.41 


25,029.05 


241 


2,062.41 


2,378.12 


2,751.94 


3,195.22 


49l' 9,224.62 


12,896.87 


18,239.87 


26,052.13 


25 


2,135.88 


2,451.38 


2,870.02j 


3,344.94 !50 1 9,477.14 


13.305.68 


18,899.66 


27,116.13 1 



FIFTEEN CEHTS PEB ©A¥. 31 


aS 

< 

£1 


RATES OF INTEREST. 


< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


"1 


cent. 


cent. 


cent. 


cent. 


r-t 


cent. 


cent 


cent. 


cent. 


23.48 


23.48 


23.48 


23^8 


251 


2,369.13 


2,750.82 


3,206.28 


3,750.69 


1 


47.54 


47.65 


47.77 


47.89 


26 


2,451.83 


2,856.82 


3,341.98 


3,924.19 


11 


72.20 


72.56 


73.92 


73.28 


26* 


2,536.61 


2,966.00 


3,482.42 


4,104.63 


2 


97.48 


98.21 


98.95 


99.69 


27 


2,623,50 


3,078.47 


3,627.78 


4,292.29 


2£ 


123.39 


124.63 


125.88 


127.15 


271 


2,712.56 


3,194.28 


3,778.23 


4,367.46 


3 


149.95 


151.85 


153.76 


155.71 


28 


2,803.85 


3,313.58 


3,933.94 


4,690.43 


3£ 


177.18 


179.78 


182.62 


185.41 


281 


2,897.42 


3,436.47 


4,095.10 


4,901.53 


4 


205.08 


208.75 


212.49 


216.30 


29 


2,993.33 


3,563.04 


4,261.91 


5,121.06 


41 


233.68 


238.49 


243.40 


248.43 


291 


3,091.64 


3,693.40 


4,434.55 


5,349.38 


5 


263.00 


267.11 


275.39 


281.84 


30 


3,192.40 


3,827.68 


4,613.19 


5,586.83 


51 


293.05 


300.66 


308.51 


316.59 


301 


3,295.69 


3,965.98 


4,798.13 


5,833.78 


6 


325.85 


333.16 


342.78 


352.73 


31 


3,401.55 


4,108.44 


4,989.54 


6,090.61 


61 


355.42 


367.23 


378.25 


390.32 


311 


3,510.07 


4,255.17 


5,187.14 


6,357.70 


7 


387.78 


401.10 


414.97 


429.40 


32 


3,621.30 


4,406.30 


5,392.69 


6.635.49 


n 


420.95 


436.61 


452.97 


470.05 


321 


3,735.30 


4,561.96 


5,604.91 


6,924.38 


8 


454.95 


473.18 


492.29 


512.33 


33 


3,852.16 


4,782.32 


5,824.55 


7,224.83 


81 


489.80 


510.85 


533.00 


556.30 


331 


3,971.94 


4,887.44 


6,051.89 


7,537.30 


9 


525.52 


549.65 


575.13 


602.02 


34 


4,094.71 


5,057.54 


6,287.18 


7,862.27 


91 


562.13 


589.62 


618.73 


649.58 


341 


4,220.56 


5,232.74 


6,530.70 


8,200.23 


10 


599.66 


630.78 


666.87 


699.04 


35 


4,349.54 


5,401.20 


6,782.75 


8,551.72 


101 


638.13 


673.48 


710.57 


750.48 


351 


4,481.76 


5,581.07 


7,043.63 


8,917.26 


11 


677.56 


716.83 


758.92 


803.97 


36 


4,617.28 


5,790.51 


7,313.63 


9,297.43 


ni 


717.97 


761.83 


808.96 


859.60 


36* 


4,798.56 


5,987.70 


7,593.08 


9,692.80 


12 


759.39 


808.16 


860.75 


917.46 


37 


4,898.56 


6,190.81 


7,882.31 


10,103.98 


12i 


801.85 


855.88 


914.35 


977.70 


371 


5,044.50 


6,400.01 


8,181.67 


10,531.62 


13 


845.37 


908.03 


968.83 


1,040.22 


38 


5,194.94 


6,615.48 


8,491.50 


10,976.36 


131 


889.98 


955.66 


1,027.24 


1,105.30 


381 


5,347.42 


6,837.42 


8,812.18 


11,438.89 


14 


935.71 


1,007.80 


1,086.67 


1,17 2/99 


39 


5,504.58 


7,066.02 


9,144.08 


11,919.92 


141 


982.58 


1,061.51 


1,148.18 


1,243:38 


39* 


5,665.67 


7,301.48 


9,487.60 


12,420.19 


15 


1,030.62 


1,116.83 


1,211.84 


1,316.59 


40 


5,830.7-8 


7,543.99 


9,843.14 


12,940.47 


151 


1,079.86 


1,173.81 


1,277.73 


1,392.73 


401 


6,000.08 


7,793.79 


10,211.12 


13,381.57 


16 


1,130.33 


1,232.50 


1,345.93 


1,471.92 


41 


6,173.50 


8,051.08 


10,591.99 


14,044.31 


161 


1,182.06 


1,292.95 


1,416.51 


1,554.27 


411 


6,351.82 


8,816.09 


10,986.18 


14,629.55 


17 


1,235.09 


1,355.22 


1,489.56 


1,639.91 


42 


6,533.58 


8,589.05 


11,394.17 


15,238.21 


171 


1,289.44 


1,419.35 


1,565.17 


1,728.99 


42-1 


6,720.39 


8,870.19 


11,816.44 


15,871.21 


18 


1,345.15 


1,485.40 


1,643.43 


1,821.62 


43 " 


6,911.87 


9,159.77 


12,253.50 


16,529.54 


181 


1,402.25 


1,553.44 


1,724.42 


1,917.96 


431 


7,108.15 


9,458.04 


12,707.84 


17,214.19 


19 


1,460.7.9 


1,623.52 


1,808.25 


2,018.15 


44 


7,309.32 


9,765.26 


13,174.02 


17,926.24 


191 


1,520.78 


1,695.70 


1,895.02 


2,122.35 


44-1 


7,515.53 


10,081.69 


13,658.59 


18,666.76 


20 


1,582.27 


1,770.04 


1,984.82 


2,230.72 


45 


7,726.90 


10,407.62 


14,160.11 


19,436.76 


201 


1,645.31 


1,846.62 


2,077.76 


2,343.43 


451 


7,943.54 


10,643.33 


14,679.19 


20,237.70 


21 


1,709.91 


1,925.52 


2,173.96 


2,460.64 


46 


8,165.60 


11,089.10 


15,216.44 


21,070.68 


2H 


1,776.14 


2,006.43 


2,273.52 


2,582.54 


461 


8,393.22 


11,445.24 


15,772.49 


21,916.99 


22 


1,844.02 


2,090.41 


2,376.57 


2,709.32 


47 


8,626.53 


11,812.08 


16,348.00 


22,837.94 


221 


1,913.59 


2,176.60 


2,483.22 


2,841.16 


471 


8,865.67 


12,089.92 


16,943.66 


23,774.93 


23 


1,984.91 


2,265.37 


2,593.61 


2,978.19 


48 


9,110.7S 


12,579.10 


17,560.16 


24,749.41 


231 


2,058.00 


2,356.81 


2,707.86 


3,120.89 


481 


9,362.03 


12,979.94 


18,198.24 


25,762.86 


24 


2,132.93 


2,450.99 


2,826.11 


3,269.50 


49 


9,619.55 


13,392.81 


18,858.65 


26,816.85 


241 


2,209.73 


2,547.99 


2,948.50 


8,423.45 


491 


9,883.52 


13,848.07 


19,542.18 


27,913.00 


25 


2,288.45 


2,647.91 


! 3,075.18 


3,583.86 


50 10,154.08 


14,256.06 


20,249.63 


29,052.99 



;-, ■'• 


§IXTEE\ CEXT§ PER DAY. 


X 

- 

> 


BATES 0* IXTERE-T. || . 1 RATES OF D7TERE>T. 

._ _ X 


-'6 per | 7 per j 8 per jj ^ 5 per 


6 per 1 7 per 


S per 


cent 


cent cent cent ^ cent 


cent Cent 


cent 


i 


25. 4 


25jM 25.04 25 1 25 - ..-.-. " 


2,934.21 3,420.01 4, 74 


1 


- 71 


50.83 50.96 51.08| 2 _ 15.21 


-" .564.78; 4,185.80 ! 


It 


11.01 


7 7 a ■> 77.78 


75.12 264 2.7 z "- 


3.163.731 3,714.58! 4,378.28 


_ 


103.9S 


1 H ~ 105,5? 


106.84 27 2.798, 40 


3.252.68 


i 4.075.4.; 


-r 


131.62 


132.94 134.28 


135.62 27- 1 


3,407.23 


4,030.11 4,781 . 


3 


159,95 


161.96 164.02 


166.09 2S i 


3,534*49 


I 16.20 


5,003.13 


^r 


188.99 


191.S7 


1 i - 


] - " - o 54 ; ■ - ; 


i 


4,368.11 


5,228.4 : 


4 


218.75 


229 


29 r 


- '.72 29" s.i ■■: 55 


3,796.57 


4,546.04 


5.462.47 


^T 


- 


254.4 a 


259.63 


264.99 294 3.297 7o 


3,939.61 


4,730.18 


': 706.0C 


5 


280.5-3 


287. ■ 


293.75 


300.63 S-: £ .4 r .: 


4,082.84 


4,99 74 


5.959.29 


5* 


312.59 


- 71 


329.07 


5 i 7.7 f ,;■* 3.515.40 


4,24 )J2fi 


5,118.00 


6.222.10 


6 


345.44 


l ■ : ■ - 


>■:-.■■> 


"6.25H31 3,628,33 


4,382,34 


5.322.19 


6,496.64 


6* 


" - 






416.54 314 ; 744 " 


4.555.5o 


5.533.49 


1.55 


7 


417.68 


427.84 


442.63 


455.0S 52 3,5 2.72 


4,700.05 


5.752.20 


7,077.89 


■7 


449.02 


! 


455.16 


501.3* 82* 3.954-32 


4,866.09 


i i 


7,386.01 


s 


485.28 


E 4.74 


525.11 


546.4* •: 4.108.97 


j 


6.212.56 


' ' -.49 


H 


122,45 


544.9 L 


0-5.5S 


5.39 3S4 4.2? 3.74 


5.213.27 


6.475.34 


5.05^.75 


9 




586.30 


613.47 


642.16 54* 4.367 : 


5,394.71 


J 


5. 5 56.41 


H 


599.61 


628.93 


659.98 


7 . ; >4i 4.501.93 


5.551.59 


6,966.08 


B "^'3.92 


10 


639.64 


572.81 


708.12 


745.64 .; r ' , 


5/774 M 




9,121.84 


ioi 


65\'?9 


718.06 


757 M 


5: :.l\ ?54 4.750.55 


: 72,34 


7,513.21 


9.511.75 


n 


722 - 




809.52 


557.57 36" 4.925.10 


6.176.55 


7,801.20 


9.917.26 


n* 


765.83 


812.62 


862.89 


).91 : . - 5.073.26 


6.856.92 


~ ■ ■ . ; 


::,5>5.99 


12 


810.02 


362.04 


;-:s.:s 


978.62 37 5,225.13 




8,40^.81 


10,782.58 


12* 


85a 31 


912.94 




1,052.81 37| 5.330.80 


6,826.68 


5.727.11 


11.233.73 


15 


901.73 


965.37 




1 : ■' ' -' 5,540.36 


i 


9,056.60 


11,708,12 


is* 


- 


1.019.37 


1,095.73 


1,179.01 > 54 . r .7':-S.91 


i _ - r 


9,399.66 


12,201.48 


14 


998.09 


1 W4.99 1.159.12 


1.251.19 39" 5.5"! .55 


.... 


9,753.6*- 12,71458 


144 


1.045. "-5 1.152.24 1.222.7? 


1,326.28 : }\ 6,043.38 


7. 755.24 


10,120.1C 13,248 -- 


15 


1,099.32 1.191.29 1.292.63 


1,404,37 4( ~ 5,219.50 




\ 13,804 17 


15* 


1,151-85 1,252.061 1,362.91 


1.455.55 4 


5.313.45 


18,891.86 14,4 B 


16 


1 205.68 1.314.67; 1,435.66 


1,570.04 41 6,585.17 


8,597.82 


11/9 3L12 


164 


1,2 ).87 1.379.15! 1.510.94 


1.657.- 1- 772.74 


8,870.4 


11,718.{ 


17 


1 17.43 1.445.56 1,588 57 


24 42"i 6.969.15 


9,161.65 


12,153.79 16,254,09 


17* 


1 "5.40 


1,513.9? 1,669.52 


1.544,i r -_- 


9,461 U 


\ 4.21 jl - - 


IS 


1,434 ; " 


1,584.44 1.752 


1,943.06 43" 7,372 " 


— 49 


13,07 17 51.51 


IS* 


1 -_ 


1 57 


2,045.82 434 7.5S2.02 


10,0S8.57 


18,4 61.81 


19 


1 558 1" 


1 731.75 1.928.80 


2,152.70 44" 7.796.61 


L0,41 27 


4 2 _ 111. 42 


1H 


22 ~ 


1.505.7.: 2. "21.35 


2.2 i 54 444 5.01*: 1 


- 759 3 


14.569.16 19.911.21 


•- 


I, ¥1.1 


1,888.05! 2,117.14 


~ 43H45 8.2 - 


ll.lul.46 


\: 104,12 2 .724.54 


2 * 


1,154 


1,969.73 2,21 1.28 


45^. 5.473.11 


1 1.459.50 


• 57.81 21.5S6.SS 


21" 


1 823. 1 


2.<:>53.S6 2,4 


2.624.74H46 1 8.7 


LI 828 - 


. -7 22.475.40 


21* 


1,894,55' 


2,140.52 2,425 


2.755.11 4r - - 52.77 




1 - . - : _ 


22 


1.966.951 


2,220.77 2,5 


2,889.94; 47 ~ 9.1 




17,417.87 24 


22* 


2,041.16 


2.321.7 2,648.77 


456.71 


\ 


18,077.23 25,359.93 


23 


2,117 23 


2.416.40 2. 

_ --- - 


3,176.84 48 .71-.17 


L3.417.7- 


-.'• : ".- 


25- 




I8il 9,986.16 




19.411.4 11 


24 




_ 14.1 .44.52 


3,487.15 49 10.260.86 




20,1 15.90 2&604.63 


24t 


_ " 


2.717 


542,42 


1,7 -' 


20,845.19p 7"S 


25 


- 24,44 .50.19 


3,822.78 ■ 10,831.09 


L5 . " 


21.599.6130,989.86 



SEVENTEEN CENTS PER DAY. 33 




CD 

< 

8 


RATES OF INTERES 


T. 

8 per 


PS 

•4! 

W 


RATES OF INTEREST. 




5 per 


6 per 


7 per 


5 per 


6 per 


7 per 


8 per 




h 

£ 


cent. 


cent. 


cent. 


cent. 
2*6761 


cent. 


cent 


cent. 


cent. 




26.61 


26.61 


26.61 


251 


2,685.02 


3,117.59 


3,633.79" 


"4,250.78 




1 


53.88 


54.01 


54.14 


54.27 


26 


2,778.75 


3,237.73 


3,787.57 


4,447.42 




H 


81.83 


82.23 


82.64 


83.05 


261 


2,874.82 


3,361.46 


3,946.74 


4,651.92 




2 


110.48 


111.21 


112.14 


112.98 


27 


2,973.29 


3,488.91 


4,111.49 


4,864.60 




21 


139.82 


141.25 


142.67 


144.10 


271 


3,074.23 


3,620.19 


4,281.99 


5,085.79 




3 


169.96 


172.09 


174.27 


176.47 


28 


3,177.69 


3,755.40 


4,458.47 


5,315.83 




31 


200.80 


203.86 


206.97 


210.13 


281 


3,283.74 


3,894.66 


4,641.12 


5,555.06 




4 


232.42 


236.58 


240.82 


245.14 


29 


3,392,44 


4,038.11 


4,830.17 


5,803.87 




4£ 


264.84 


270.28 


275.83 


280.56 


291 


3,503.85 


4,185.86 


5,025.82 


6,062,63 




5 


298.07 


304.99 


312.11 


319.42 


30 


3,618.06 


4,338.04 


5,228.30 


6,331.74 




51 


832.12 


340.75 


349.64 


358.80 


301 


3,735.11 


4,494.78 


5,436.88 


6,671.62 




6 


367.03 


377.58 


388.49 


399.76 


31 


3,855.10 


4,646.23 


5,654.81 


6,902.69 




*i 


402.81 


415.51 


428.69 


442.36 


311 


3,978.08 


4,825.52 


5,879.33 


7,205.40 




1 


439.49 


454.58 


470.30 


487.66 


32 


4,104.13 


4,993.80 


6,111.71 


7,520.22 




tt 


477.08 


494.82 


513.36 


532.73 


321 


4,233.34 


5,170.22 


6,352.23 


7,847.63 




8 


515.61 


536.27 


557.93 


580.64 


33 


4,365.78 


5,351.93 


6,601.16 


8,188.14 




81 


555.11 


578.97 


604.07 


630.47 


33^ 


4,501.53 


5,539.10 


6,859.81 


8,542.27 




9 


595.59 


622.94 


651.81 


682.30 


34 


4,640.67 


5,731.88 


7,125.47 


8,910.57 




H 


637.08 


668.23 


701.23 


736.19 


341 


4,783.30 


5,930.74 


7,401.46 


9,393.60 




10 


679.62 


714.89 


752.38 


792.25 


35 


4,929.48 


6,134.96 


7,687.12 


9,691.95 




101 


723.21 


762.94 


805.32 


850.54 


351 


5,079.33 


6,345.61 


7,982.78 


10,106.23 




11 


767.90 


812.43 


860.11 


911.17 


36 


5,232.91 


6,562,58 


8,288.78 


10,537.08 




ill 


813.70 


863.41 


916.82 


964.22 


361 


5,390.34 


6,786.06 


8,605.49 


10,985.17 




12 


860.65 


915.92 


975.51 


1,039.79 


37 


5,551.71 


7,016.25 


8,933.29 


11,451.18 




121 


908.77 


970.00 


1,036.26 


1,107.99 


37^ 


5,717.10 


7,253.34 


9,279.56 


11,935.84 




13 


958.09 


1,025.70 


1,099.14 


1,179.11 


38' 


5,886.64 


7,497.55 


9,623.70 


12,439.87 




131 


1,008.65 


1,083.08 


1,163.21 


1,252,68 


381 


6,060.41 


7,749.08 


9,987.14 


12,964.07 




14 


1,060.47 


1,142.18 


1,231.56 


1,329.39 


39 


6,238.52 


8,008.16 


10,363.29 


13,509.24 




141 


1,113.59 


1,203.05 


1,301.27 


1,408.67 


391 


6,421.09 


8,275.01 


10,752.61 


14,076.22 




15 


1,168.03 


1,265.74 


1,367.39 


1.522.15 


40 


6,608.22 


8,539.86 


11,156.56 


14,665.87 




151 


1,223.84 


1,330.32 


1,448.10 


1,578.43 


40^ 


6,800,03 


8,832.96 


11,572,61 


15,269.11 




16 


1,281.04 


1,396.84 


1,525.38 


1,668.17 


41 


6,996.64 


9,124.56 


12,004.25 


15,916.88 




161 


1,339.67 


1,465.35 


1,605.38 


1,761.50 


411 


7,198.16 


9,425.90 


12,551.01 


16,580.16 




17 


1,399.77 


1,535.91 


1 1,688.17 


1,858.57 


42 


7,404.72 


9,734.25 


12,918.40 


17,269.97 




m 


1,461.36 


1,608.59 


1,743.86 


1,959.52 


421 


7,616.44 


10,052.88 


13,391.97 


17,987.36 




18 


1,524.50 


1,683.46 


1,862.55 


2,064.50 


43 


7,833.46 


10,380.88 


13,887.29 


18,733.48 




181 


1,589.22 


1,760.57 


1,95435 


2,173.69 


43^ 


8,055.90 


10,718.53 


14,400.05 


19,409.52 




19 


1,655.56 


1,839.99 


2,049.35 


2,287.24 


44 


8,283.90 


11,067.29 


14,930.56 


20,336.40 




191 


1,723.55 


1,921.79 


. 2,147.69 


2,405.34 


44| 


8,517.61 


11,425.92 


15,479.73 


21,154.66 




20 


1,793.24 


2,006.05 


2,249.46 


2,528.15 


45 


8,757.15 


11,795.30 


16,048.13 


22,024.92 




20^ 


1,864.68 


2,092.84 


2,354.8C 


> 2,655.88 


45^ 


9,002.68 


12,175.77 


16,636.42 


22,936.06 




21 


1,937.90 


2.182.22 


2,463.85 


2,788.73 


46 


9,254.35 


12,567.15 


17,245.3C 


23,880.11 




m 


2,012,96 


2,274.31 


2,576.6( 


> 2,926.88 


46^ 


- 9,512.35 


12,971.28 


i 17,885.4? 


24.861.92 




22 


2,089.88 


2,369.1? 


2,693.4* 


> 3,070.56 


47 


9,776.7? 


13,387.0? 


18,526.74 


-25,883.00 




22^ 


2,168.74 


2,466.81 


2,814.35 


S 3,219.99 


47^ 


r 10,047.7* 


> 13,815.24 


119,202.81 


26,944.93 




23 


2,249.56 


2,567.45 


\ 2,939.4? 


\ 3,375.39 


48 


10,325.5* 


) 14,256.3] 


l 19,901.51 


28,049.33 




23-1 


2,332.4C 


2,671.0* 


> 3,068.9" 


L 3,537.01 


48-3 


\r 10,61 0.3( 


)14,708.6( 


) 20,624.6' 


r 29,197.91 




24 


2,417.32 


2,777.7< 


) 3,202.9; 


J 3/705.2C 


49 


10,902.1 


U5,178.55 


J 21,373.1' 


t 30,392.43 




24J 


- 2,504.3(- 


2,887.75 


J 3,371.6- 


t 3,879.91 


49- 


j- 11,201.3' 


> 15,660.4* 


* 22,147. 8 


[ 31,634.73 




25 


2,593.57 


2,990.9< 


3 3,485.1 


J 4,061.71 


50 


J 11,507.9 


3 16,156.91 


J22,949.58 l 32,926.72 


1 



24 


EIGH1EEY CE.\TS PER DAT. 


t 

"1 


RATES OF INTEREST. 


i 

< 


RATES OF INTEREST. 


5 per 6 per 7 per 


8 per 


5 per 


\ 6 per \ 7 per 


8 per 


cent. 


cent 


ceat 


ceat 


cent. 


ceat cent 


cent 


28.17 


28L17 


25.17 


28.17 


2^r 


2,842.96 


3,280.98 


3,847.54 


4.500.S0 


1 


57 I 


57.19 


57.32 


57.47 


26 


2 J42.2C 


■: t28Lli 


4,010.37 


4.709.03 


n 


84.61 


87.07 


87. 5C 


87.96 


2^ 


3,043.93 


3,559. 2C 


4,178.91 


4,925.56 


2 


116.95 


117.85 


118.73 


119.62 


27 


3,148.20 


3,694.14 


- 4.353.34 


5,159.75 




1.4-/.7 


149.56 


151.06 


152.58 


27^ 


3.255.07 


3.833.14 


4,533.87 


5,384.95 


3" 


179.94 


182.24 184.52 186.85; 


28 


3,364.62 


3.976.3C 


4.720.73 


5,628.52 


34 


212.61 


215.85 219.14 222.49 


284 


3.476.9.; 


4,123.7 c 


4,914.12 


5,881.53 


4 


246.1-: 


250.50 254.99.' 259.56 


29 


3.591.99 


4,275.64 


5,114.29 


6,145.27 


44 


280.42 


286.18 


290.08 296.12 


294 


3,709.96 


4,432.08 


5.321.46 


6,419.26 


5" 


315. 6C 


322.94 


330.47 338.21 


30 


3,830.88 


4,593.22 


4.585.83 


ft)4.20 


H 


351.66 


360.8( 


370.21 379.91 


304 


3,954.83 


4.759.18 


5.755.75 


7,000.53 


o' 


388.62 


399.79 


411.34 433.28 


31" 


4.051.57 


4.930.13 


5,957.44 


7,308.73 


6f 


426.51 


439.95 


453.90] 468.38 814 


4.212.05 


5,106. 2<: 


1,225.17 


7,629.25 




465.34 


481.32 


497.96 515.28 32 


4.345.55 


5.287.57 


6.471.22 


7,962.58 


i j 


505.14 


523.93 


£43.56 564.06 324 


4.482.36 


5,474.35 


6.725.59 


8,309.26 


8" 


545.94 


567.S2 590.75 614.S0 33 


4.622.5;' 


5,666.75 


6,989.46 


8,669.80 


84 


586.36 


613.02 639.60 667.56 334 


i 


5,864.93 7.262.26 


9.044,76 


9" 


630.62 


659.58 


690,15 722.43 34 


4.909.66 


6,069.04 7,544.61 


9.434.72 


94 


674.56 


707.54 


742.48 


77V.50 344 


5,064.67 


6,279.29 7,836.84 


9,840.28 


10 


719.59" 


~: u 


796.44 


838.85 35 


5.219.45 


6,495.83' 8,139.30 


10,262.06 


104 


765.75 


507.52 


852.69 


900.57 354 


5,378.11 


6,718.88 8.452.35 


10,700.71 


11 


S13.07 


560.22 


910.71 


964.67 36 


•: 540.73 


6,948.62 


5.776.35. 


11,156.91 


111 


561..:-: 


914.20 


970.75 


1,031.53 364 


- 


7,185.26 


9,111.79 


11,631.36 


12 


911.27 


969.79 


1,032.90 


1,100.97 37 


5,878.28 


7,428.97 


9.458.77 


12.124.75 


124 


162.22 


1,027.06 1,097.21 


1,173.17 87^ 


6.053.40 


7,680.01 


9,818.0012,637.94 


13 


1,014.45 


1,086.04 1,163.79 


1.248.26 38 


6,232.91| 


7,938.58 


10,189.8013.171.63 


134 1-067.95 


1,146.79 1,232.69 


1,329.96 384 


r4ic K 


8,184.91 


10.574.61:13,726.66; 


14" 


1,122.85 


1,209.36 1,310.01 


1.407.59 39 




5.479.23 10.972.90 14,303.90 


i4i 


1,179.09 


1-273.52 1,377.82 


1,492 1 -: 


5 798.8 ', 


Bi781.77hl,385,12 14,904.23 


15 


1,236.74 


1,340.20 1,454.21 


1.579.91 40 6,9i 1 H 


52.80 11,811.77 15.528.57 


154 


1,295.83 


1,408.55 1,533.28 


1,671.28 401 '.-' )§ 


::::. 55 12. 253.35 16. 177. 88 


16" 1,356.39 


1 479.00 1.615.11 


1.7 66.30 41 " 7.406.21 


9,661.30 12.710.39 16.853.17 


16J 


1.41S.47 


1,551.54' 1,699.81 1,865.12 414 7,621.58 


9,979.30 13.183.42 17.555.46 


17 


1,482.10 


1 26.26 1.797.48 


■ - -_i 7,780 29 


10,306.S5 13.673.11 18,285 


171 


1,546.33 


1.683.22 1,878:21 


2,074.78 424 8,064.47 


10,644.23 14.179.73 19.045.46 


IS 


1,614.18 


1,782.48 1.972.11 


2,155.94 43 8,294,25 


10,991.73 14.704.19 19.835.44 


m 


1,682.71 


1,86413 2,<:>69.31 


2.301.55 434 S. 529.78 


11,349.65 15.247.01 20.657.03 


19 


1,752.94 1,948.22 2,169.90 


2.421.78 44 8,971.19 


11,718.27 15.808.83 21,511.48 


194 


1,824 94 


2.034.84 2.274.02 


2.545.25 444 9,018.64 


o 16. 390.31 22,400.11 


20 




2.124.' : - 181 " ; 


- 576.87 45 ' 9. 272. 25 


L2.459.14 16.992.14 23.316.91 


204 


1,974.37 


2.215.95 2,493.31 


2.812.11 454 9.532.25 


1.2,991.99 17.615.03 24.255.24 


21" 


2,051.90 


2.310.59 2. 


2.952.77 46 i 9.7 
3;099.05 46^10,071.87 


L3,307.12 18,259.73 25.284.82 


214 


2..131.36 2,408108 2.7 25.23 


13,734.30 18,926.99 26.324.02 


22 


2,212,82 


2.5 5.49! 2,851.88 


3,25118 47 10.351.83* 


14,174.50 19.616.60 27,405,53 


224 


2,296.31 


2.612,02 2.979.87 


3,409.40 471 10.638.8O 14,627.90 20.3S2.39 28,539.92 


23" 


2,381.89 


2,7l&45 3,112.34 


3.573.94 48 10.932.9415.094.91 21.072.19 29,699.29 


234 


2,469.60 


2,828.17 3.249.44 1 


3.745.07 454 11.234.43 15.575.93 21,837.89 30,915.48 


24 2.559.51 


- ,18! 3,391.34; 


3.923.01 49 11.543.46 16.071.37 22,630.38 32,180.22 


244 2.651.67. 


3.057.59 3.538.20 


4.105.U 4-- Ll,«60.22 16,581.69 23*450.62 33,495.60 


25" 2.746.13 3.177.49 3,690.21 


4,289.2 8,184.00 17.107.31 24.299.56 E4.863.59 



NINETEEN CENT§ PER DAY. 



35 



9 

n 

10 
101 

11 
Hi 

12 

121 

13 

13 

14 

U| 

15 

151 

16 

16* 

17 

in 

18 

181 

19 

191 

20 

201 

21 

211 

22 

221 

2a" 

231 
24' 
241 
25 



KATES OF INTEREST. 



5 per 
cent. 

29?74 

60.21 

91.45 

123.48 

156.26 

189.94 

224.42 

259.77 

296.00 

333.13 

371.19 

412.21 

450.20 

491.19 

533.21 

576.27 

620.41 

665.66 

712.03 

759.57 

808.29 

858.24 

909.43 

961.90 

1,015.68 

1,070.81 

1.127.31 

1,185.23 

1,244.60 

1,305.45 

1,367.82 

1,431.75 

1,497.28 

1,564.44 

1,633.29 

1,703.86 

1,776.19 

1,850.33 

1,925.32 

2,004.21 

2,084.06 

2,165.89 

2,249,77 

2,335.75 

2,423.88 

2,514.21 

2,606,80 

2,701.71 

2,798.99 

2,898.70 



6 per 

cent. 

29?74 

60.36 

91.91 

124.40 

157.87 

192.34 

227.84 

264.41 

302.08 

340.88 

380.84 

422.00 

464.39 

508.06 

553.04 

599.36 

647.08 

696.23 

746.85 

798.99 

852.70 

908.01 

964.99 

1,023.67 

1,084.12 

1,146.35 

1,210.50 

1,276.55 

1,344.58 

1,414.65 

1,486.83 

1,561.17 

1,637.14 

1,716.61 

1,787.84 

1,881.51 

1,957.69 

2,056.46 

2.147.88 

2,242.06 

2,339.05 

2,438.96 

2,541.86 

2,647,85 

2,757.03 

2,869.47 

2.985.29 

3,104.58 

3,227.46 

3,354.01 



7 per 
cent. 



29.74 
60.51 
92.36 
125.33 
159.45 
194.78 
231.32 
269.15 
307.31 
348.83 
390.78 
434.19 
479.12 
525.63 
573.76 
623.57 
675.13 
728.50 
783.73 
840.80 
900.06 
961.30 
1,024.68 
1,090.28 
1,158.17 
1,228.45 
1,301.15 
1,379.45 
1,454.36 
1,535.00 
1,618.46 
1,704.84 
1,794.25 
1,886,78 
1,982.55 
2,081.68 
2,184.27 
2,290.45 
2,400.35 
2,514.10 
2.631. 
2,753.68 
2,879.79 
3,010.32 
3,145.42 
3,285.24 
3,429.96 
3,579.74 
3,734.77 
3,895.22 



8 per 
cent. 

29.74 

60.66 

92.83 

126.27 

161.05 

197.23 

234.86 

273.98 

313 

357.00 

401.01 

446.79 

494.40 

543.91 

595.40 

648.95 

704.65 

762.57 

822.80 

885.45 

950.60 

1,018.36 

1,088.83 

1,162.12 

1,238.34 

1,318.66 

1,401.05 

1,485.78 

1,574.95 

1,667.69 

1,764.13 

1,864.43 

1,968.74 

2,077.22 

2,190.05 

2,307.39 

2,429.42 

2,556.33 

2,688.32 

2,825.58 

2,968.34 

3,016.81 

3,271.22 

3,431 80 

3,598.81 

3.772.50 

3,953.13 

4,140.99 

4,336.37 

4,539.56 



251 
26 
261 
27 

271 
28 

281 
29 



RATES OF INTEREST. 



5 per 

cent. 



30 

301 

31 

3H 

32 

321 

33 

331 

34 

341 

35 

351 

36 

361 

37 

371 

38 

381 

39 

39-1 

40 

401 

41 

411 

42 

421 

43 

431 

44 

441 

45 

451 

46 

461 

47 

471 

48 

481 

49 

491 



3,000.90 
3,105.66 
3,213.03 
3,323.09 
3,435.91 
3,551.54 
3.670.06 
3,791.55 
3.916.07 
4,043.71 
4,174.54 
4,309.64 
4,446.09 
4,587.97 
4,731.38 
4,879.40 
5,031.12 
5,186.64 
5,346.04 
5,509.42 
5,676.89 
5,848.55 
6,024.50 
6,204.85 
6,389.70 
6,579.13 
6,773.40 
6,972.4€ 
7,176.51 
7,385.66 
7,600.04 
7,819.77 
8,045.00 
8,275.86 
8,512.49 
8,755.04 
9,003.65 
9,258.48 
9,519.67 
9,787.40 
10,061.82 
10,343.10 
10,631.41 
10,926.94 
11,229 84 
11,540.32 
11,858.57 
12,184.77 
12,519.12 



6 per 

cent. 



50 12,861.83 



3,474.37 
3,618.64 
3.756.93 
3,899.37 
4,046.09 
4,197.21 
4,352.76 
4,513.18 
4,678.31 
4,848.39 
5,023.58 
5,204.02 
5,389.88 
5,581.31 
5,778.48 
5,981.57 
6,191.76 
6,406.21 
6,628.14 
6,856.72 
7,092.15 
7.334.65 
7,584.42 
7, 

8,306.68 

8,379.61 

8,650.74 

8,949.79 

9,248.54 

9,555.73 

9,871.14 

10,198.04 

10,533.71 

10,879.46 

11,235.58 

11,602.38 

11,980.19 

12,369.31 

12,770.14 

13,182.98 

13,698.21 

14,046.30 

14,497.32 

14,961.97 

15,440.57 

15,933.52 

16,441.26 

16,964.23 

17,502.89 



7 per 
cent. 



18,057.7125 



061.29 
233.1'/ 
,411.07 
585.19 
785.76 
982.99 
187.13 
,398.42 
617.10 
843.37 
076.60 
,320.08 
571.02 
830.74 
099.55 
377.77 
665.72 
,963.76 
,272.23 
,591.49 
921.93 
263.93 
615.60 
983.26 
363.45 
755.80 
162.09 
,582.50 
,017.62 
,467.98 
,934.09 
,416.52 
,915.83 
,432.62 
,967.60 
,521.09 
,094.07 
,687.09 
,300.88 
,936.14 
,593.74 
,274.16 
,978.49 
707.47 
,461.97 
,242.87 
,051.10 
887.63 
753.43 
649.71 



9, 

9, 

9 

in, 

10 

11 

11, 
12 
12 

12 
13 
13. 
14 
14 
15. 
16 ; 
10. 
17 
17 
18 
19 
19 
20 
21 
22 
23 
23 
24 



8 per 
cent. 



4,750.87 
4,970.64 
5,199.20 
5,436.91 
5,684.12 
5,941.23 
6,208.60 
6,486.68 
6,775.88 
7,076.65 
7,389.45 
7,714.77 
8,053.09 
8,404.95 
8,770.83 
9,151.45 
9,547.25 
9,958.67 
10,386.96 
10,832.18 
11,295.20 
11,776.74 
12,277.55 
12,798.19 
13,340.05 
13,903.29 
14,489.26 
15,098.57 
15,732.24 
16,391.27 
17,076.65 
17,789.45 
18,530.77 
19,301.73 
20,103.52 
20,937.41 
21,604.65 
22,706.57 
23,644.56 
24,616.09 
25,634.42 
26,689.54 
27,840.05 
28,928.06 
30,114.92 
31,349.25 
32,632.95 
33,968.01 
35,356.46 
36,800.46 



36 


TWENTY CEi\TS PER DAY. 




RATES OF INTEREST. 


02 

K 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


P* 


cent. 


cent. 


cent. 


cent. 


>-< 


cent. 


cent. 


cent. 


cent. 


\ 


81.81 


) 3L3f 


) 31.3C 


31.30 


25J 


3,158.84 


i 3,667.76 


4,275.04 


5,000.92 


1 


63.3* 


I 63.5- 


l 63. 7 C 


63.85 |26 


3,269.1] 


3,809.0S 


4,455.97 


5,232.26 


H 


96.2* 


96.7* 


> 97.22 


97.71 \26i 


3,382.14 


3,954.66 


4,643.22 


5,472.85 


2 


129.97 


130.9S 


131.92 


132.91 


127 


3,497.9£ 


4,104.60 


4,837.04 


5,723.06 


2i 


164.52 


166.18 


167.85 


169.53 


271 


3,616.74 


4,259.04 


5,037.64 


5,983.28 


3 


199.94 


202.46 


205.02 


207.61 


28 


3,738.46 


4,418.11 


5,245.26 


6,253.91 


H 


236.23 


239.84 


243.50 


247.22 


28| 


3,863.22 


4,581.96 


5,460.14 


6,535,37 


4 


273.74 


278.83 


283.32 


288.41 


29 


3,991.10 


4,750.72 


5,682.54 


6,828.08 


44 


311.58 


317.98 


324.53 


331.24 


291 


4,122.18 


4,924.54 


5,912.73 


7,132.51 


5 


350.67 


358.82 


367.19 


375.79 


30 


4,256.54 


5,103,57 


6,150.92 


7,449.11 


si 


390.73 


400.88 


411.34 


422.12 


301 


4,394,25 


5,287.98 


6,397.50 


7,778,37 


6 


431.80 


444.21 


457.04 


470.31 


31 


4,535.41 


5,477.92 


6,652.71 


8,120.81 


H 


473.90 


488.84 


504.34 


520.42J 


3U 


4,680.09 


5,673.56 


6,916.86 


8,476.94 


7 


517.04 


534.80 


553.29 


572.54 32" 


4,828.39 


5,875.06 


7,190.25 


8,847.32 


n 


561.27 


582.15 


603.95 


626.74 321 


4,980.40 


6,082.62 


7,473.21 


9,232.51 


8 


606.60 


630.91 


656.39 


683.11 33 


5,136.21 


6,296.39 


7,766.07 


9,633.11 


H 


653.07 


681.14 


710.67 


741.73 331 


5,295.92 


6,516.59 


8,069.18 


10,049.73 


9 


700.69 


732.87 


766.84 


802.70 34 


5,459.62 


6,743.38 


8,382.90 


10,483.02 


9i 


749.51 


786.16 


824.98 


866.11 34^ 


5,627.41 


6,976.98 


8,707.61 


10,933.64 


10 


799.95 


841.04 


885.15 


932.05 35 


5,799.29 


7,217.59 


9,043.67 


11,402.29 


101 


850.84 


897.57 


947.43 


1,000.64,351 


5,975.68 


7,465.42 


9,391.50 


11,859.68 


11 


903.41 


955.80 


1,011.89 


1,071.96; 36 


6,156.27 


7,720.68 


9,751.50 


12,396.57 


1.1* 


957.29 


1,015.78 


1,078.61 


1,146.14 361 


6,341.58 


7,983.61 


10,124.11 


12,923.73 


12 


1,012.53 


1,077.55 


1,147.65 


1,223.29 


37 


6,531.42 


8,254.41 


10,509.75 


13.471.98 


12i 


1,069.14 


1,141.17 


1,217.31 


1,303.52 


371 


6,726.00 


8,533.35 


10,908.89 


14,042.16 


13 


1,127.17 


1,206.71 


1.293.29 


1,386.96 


38 


6,925.45 


8,820.65 


11,322.00 


14,635.15 


131 


1,186.65 


1,274.21 


1,369.85 


1,473.74 


381 


7,129.89 


9,116.57 11,749.57 


15,251.85 


14 


1,247.61 


1,343.74 


1,449.10 


1,563.99 


39 


7,339.44 


9,421.36 


12,192.11 


15,893.23 


141 


1,310.10 


1,415.35 


1,531.11 


1,657.84 


391 


7,554.22 


9,735.30 


12,650.13 


16,560,26 


15 


1,374.15 


1,489.11 


1,616.00 


1,755.46 


40 


7,774.38 


10,058.66 


13,124.18 


17,253.97 


151 


1,439.81 


1,565.08 


1,703.64 


1,856.98 


401 


8,000.04 


10,391.72 


13,614.83 


17,975.42 


16 


1,507.10 


1,643.34 


1,794.57 


1.962.56 


41 


8,231.34 


10,734.77 


14,122.65 18,725.74 


161 


1,576.08 


1,723.94 


1,888.68 


2,072.36 


411 


8,468.42! 


11,088.12 14,648.24 


19,506.07 


17 


1,646.78 


1,806.95 


1,986.08 


2,186,55 


42 


8,711.43 


11,452.06 


15,192.23 


20,317.61 


171 


1,719.25 


1,892.46 


2,086.90 


2,305.31 


421 


8,960.52 


11,826.92 


15,755.26 


21,161.62 


18 


1,793.53 


1,9S0.54 


2,191.24 


2,428.83 


43 


9,215.83 


12,213.03 


16,337.99 


22,039.38 


181 


1,869.67 


2,071.25 


2,299.23 


2,557.28 


434 


9,477.53 


12,610.72 


16,941.12 


22,952.26 


19 


1,947.71 


2,164.69 


2,411.00 2,690.87 ! 44 


9,745.77 


13,020.3417,565.36 


23,901.65 


191 


2,026.71 


2,260.93 


2,526.69! 2,829.81 441 


10,020.71 13,442.25118,211.45 


24,889.01 


20 


2,109.70 


2,360.06! 


2,646.42 ! 2,974.40:45 J 


10,302.53 13,876,8218,880.15 


25,915.68 


201 


2,193.74 


2,462.16| 


2,770.35' 3,124.57| 451 


10,591.3914,324,4419,572.25 


>6,983.60 


21 


2,279.89 


2,567.33j 


2,898.61 3,280.85 ! 46 |10,887.48 14,785.47;20,288.59 < 


>8,094.25 


211 
22 


2,368.18] 
2,458.69 


2.675.45| 
2,787,22, 


3,031.36; 3,143.39| 461 11,190.96 15,269.33 21,029.99j29,249.32 
3,168.76 3,612.42 47 ;11, 502.04 r5,749.4421,797.34i30,450.59 


221 
23 


2,551.45 

2,646.54 


2,902.13; 
3,020.50; 


3,310.92' 3,788.22' 471 11, S20.89 16,253.23 22,591.54J31, 699.91 
3,458.15 3,971.05 48 112,147.71 16,772.1-223,413.55 32,998.21 


231 


2.744.00 


3,142.41 


3,610.49' 4,161.19 ! 48112,482.7017,306.59 24,264.32134,350.48 


24 


2,843.90i 


3,267.98 


3,769.15' 4,358.94! 49 il2,826.07 17,857.09 25,144.87 35,755.80 


241 ! 


2,946.30' 


3,397.32' 


3,931.34' 4,564.60 494 13,178.02 18,424.10'26,056.24,37,217.33 


25 | 


3,051.26; 


3,530.54, 


4,100.23 4,778.48' 50 13,538.77 19,008.12 26,999.51,38,737.32 



tfWjfifT^ptf^ €%1NTS FEU DAY. 37 




RATES OF INTEREST. 


CO 


RATES OE INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 pel- 


7 per 


8 per 




cent. 


cent. 


cent. 


cent. 


25* 


cent. 

3,31678 


cent. 
~3J861.14 


cent. 

4,488.80 


cent. 

5,250.96 


32.87 


32.87 


32,87 


32.87 


1 


66.55 


66.72 


66.88 


67.05 


26 


3,432.57 


3,999.55 


4,678.77 


5,493.87 


i* 


101.08 


101.58 


102.09 


102,59 


264 


3,551.25 


4,152.40 


4,875.39 


5,746.50 


2 


136.47 


137.19 


138.52 


139.56 


27" 


3,672.89 


4,309.83 


5,078.89 


6,009.21 


24 


172.69 


174.48 


176.24 


178.01 


27* 


3,797.58 


4,471.99 


5,289.52 


6,282,45 


3 


209.93 


212.58 


215.27 


217.99 


28 


3,825.39 


4,639.02 


5,507.52 


6,566.61 


3* 


248.05 


251.83 


255,67 


259.58 


28* 


4,056.39 


4,811.07 


5,733.15 


6,892.14 


4 


287.11 


292.25 


297.48 


302.82 


29 


4,190.66 


4,988.25 


5,966.67 


7,169.49 
7,489.13 J 
7,818.56 


4* 


327.16 


333.88 


340.76 


347.80 


294 


4,328.29 


5,170.77 


6,208.37 


5 


368.20 


376.76 


385.55 


394.58 


30 


4,469.56 


5,358.75 


6,458.53 


5* 


410.27 


420.93 


431.91 


443.23 


30* 






6,714.38 


8,167.29 


6 


453.39 


466.42 


479.89 


493.82 


31 


4,762.18 


5,751.82 


6,985.35 


8,526.85 


H 


497.59 


513.28 


529.55 


546.44 


31* 


4,914.10 


5,957.23 


7,262.70 


8,900.85 


7 


542.90 


561.54 


580.95 


601.16 


32 


5,069.81 


6,168.82 


7,549.76 


9,289.68 


7* 


589.33 


611.25 


634.15 


658.08 


32* 


5,229.42 


6,386.75 


7,846.85 


9,694.13 1 
10,114.77 


8 


636.93 


662.46 


689.21 


717.26 


33 


5,393.02 


6,611.21 


8,154.37 


84 


685.72 


715.19 


746.20 


778.81 


33* 


5,560.72 


5,842.41 


8,475.64 


10,552.22 


9 


735.73 


769.52 


805.18 


842.84 


34 


5,732.60 


7,080.55 


8,802.05 


11,007.17 


9* 


786.99 


825.47 


866.23 


909.42 


34* 


5,908.78 


7,326.73 


9,143.00 


11,480.32 


10 


839.53 


883.09 


920 41 


978.66 


35 


6,089,36 


7,578.47 


9,495.85 


11,972.40 


10* 


893.38 


942.45 


994.81 


1,050.66 


354 


6,274.46 


7,838.69 


9,861.08 


12,484.17 


11 


948.58 


1,003.59 


1,062.49 


1,125.53 


36 


6,464.19 


8,106.72 


10,239.08 


13,016.40 


Hi 


1,005.16 


1,006.56 


1,132.54 


1,203.45 


364 


6,658.66 


8,383.79 


10,630.31 


13,569.92 


12 


1,063.15 


1,131.43 


1,205.05 


1,284.45 


37 


6,857.99 


8,667.13 


11,035.24 


14,145.58 


124 


1,122.59 


1,198.23 


1,280.09 


1,368.69 


37* 


7,062.30 


8,960.01 


11,475.33 


14,744.27 


13 


1,183.52 


1,267.05 


1,357.76 


1,456.31 


38 


7,271.73 


9,261.68 


11,888.10 


15,366.90 


in 


1,245.98 


1,337.82 


i.435.14 


1,547.42 


38* 


7,486.38 


9,572.39 


12,337.05 


16,014.45 


14 


1,309.99 


1,410.92 


1,521.24 


1,642.18 


39 


7,706.41 


9,893.43 


12,801.71 


16,687.89 


Hi 


1,375.61 


1,486.12 


1,607.45 


1,740.74 


39* 


7,931.93 


10,222.07 


13.282.64 


17,388.27 


15 


1,442.86 


1,563.57 


1,696.49 


1,843.23 


40 


8,163.10 


10,561.60 


13,783.39 


18,116,67 


15* 


1,511.80 


1,643.34 


1,788.82 


1,949.83 


40* 


8,400.04 


10,911.31 


14,295.57 


18,884.20 


16 


1,582.46 


1,725.50 


1,884.30 


2,060.68 


41 


8,642.91 


11,271.51 


14,828.78 


19,662.03 


16| 


1,654.89 


1,810.13 


1,983.11 


2,175.98 


41* 


8,891.84 


11,645.52 


15,380.66 


29,481.37 


17 


1,729.12 


1,897.30 


2,085.39 


2,295.88 


42 


9,147.01 


12.024.66 


15,951.84 


21,333.49 


17* 


1,805.22 


1,987.09 


2,191.24 


2,420.58 


42* 


9,408.55 


12,418.27 


16,543.02 


22,219.70 


18 


1,883.21 


2,079.56 


2,300.80 


2,550.27 


43 


9,676.62 


12,823.08 


17,154.89 


23,141.35 


18* 


1,963.16 


2,174.82 


2,414.19 


2 685.14 


434 


9,951.40 


13,241.26 


17,788.48 


24,099.87 


19 


2,045.10 


2,272.93 


2,531.55 


2,825.41 


44 


10,233.05 


13,671.26 


18,443.63 


25,096.73 


19* 


2,129.09 


2,373.9S 


2,653.02 


2,971.30 


44-1 


10,5-21.75 


14,114.37 


19,122.02 


26,133.47 


20 


2,215.18 


2,478.06 


2,778.74 


3,123.01 


45 


10,817.65 


14.670.66 


19,824.16 


27,211.46 


i 20* 


2,303.43 


2,585.27 


2,908.87 


3,280.80 


45* 


11,120.96115,040.66 


20,550.87 


28,332.78 


21 


2,393.88 


2,695.69 


3,043.54 


3.444.90 


46 


11,431.85,15,524.74 


21,803.01 


29,498.96 


1 21* 


2,488.59 


2,809.46 


3,182.93 


3,615.56 


46* 


11,750.51 


16,023.35 


22,081,49 


30,711.78 


22 


2,581.62 


2,926.58 


3,327. 2C 


3,792.04 


47 


12,077.14 


'16,536.92 


22,884.20 


31,973.12 


22* 


2,679.03 


3,047.24 


3,476.52 


3,977.63 


47-1 


12,411. 93' ( 17,065.89 


23,721.12 


33,284.91 


23 


2,778.87 


3,171.52 


3,631. oe 


4,169.60 


48 


12,755.1017,610.73 


24,584.22 


34,649.17 


23* 


2,881.21 


3,299.53 


3,791.01 


4,369.25 


484 


13,106.8418,165.92 


25,477.54 


36,068.00 


24 


2,986.10 


3,431.38 


3,956.56 


4,576.58 


49 


13,467.3748,749.94 


26,402.12 


37,543.58 


24* 


3,093.69 


3,567.19 


4,137.9C 


4,792.83 


49* 


13,836.92 19,345.30 


27,359.06 


39,078.20 


25 


3,203.82 


3,677.07 


4,305.0 


1 5,017.40 


150 44,215.7119,958.53 


28,348.48 


40,674.19 



I 38 TWESTY-TWO CEST§ PER DAY. 
1 




RATES OF INTEREST. 


03 

< 


RATES OF INTEREST. 


5 per 


6 per 7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


f^ 1 
j 


cent. 


cent. 


cent. 


cent. 


h 


cent. 


cent. 


cent. 


cent. 


3443 


34.43 


34.48 


34.43 


2o1 


3,474.73 4,034751 


► 4,70 -TBI 


~6J501.01 


L 


69.72 


69.89 


70.07 


70.24 


26 


3,596.02 


! 4,190.0C 


4,901.57 


5,755.48 


H 


105.89 


106.44 


106.95 


107.4S 


26^ 


3,720.3c 


4,350. \l 


5,107.5a 


6,020.13 


2 


142.97 


144.04 


145.12 


146.21 


27 


3,847.7£ 


4,515.0£ 


5,320.75 


6,295.36 


2* 


180.98 


182.79 


184.63 


186.48 


271 


3,978.42 


4,684.9c 


-5,541.40 


6,581.60 


3 


219.93 


222.71 


225.52 


228.37 


28 


4,112.31 


4,859.92 


5,769.78 


6,879.39 


34. 


259.86 


263.82 


267.85 


271.94 


284 


4,249.55 


5,040.16 


6,006.15 


7,188.91 


4 


301.11 


306.16 


311.65 


317.25 


29 


4,390.2k 


5,225.79 


6,250.80 


7,510.89 


4* 


342.73 


349.78 


356.99 


364.37' 


291 


4,534.40 


5,416.99 


6,504.01 


7,825.76 


5 


3S5.73 


394.70 


403.91 


413.37 


30 


4,682.19 


5,613.94 


6,766.01 


8,194.02 


51 


429.81 


440.97 


452:48 


464.34 


30* 


4,833.68 


5,816.78 


7,037.25 


8,556.21 


6 


474.98 


488.63 


502.75 


517.34 


31 


4,988.95 


6,025.71 


7,317.99 


8,940.89 


61 


521.29 


537.72 


554.77 


572.46 


311 


5,148.10 


6,240.91 


7,608.54 


9,324.63 f 


1 


568.75 


588.30 


608.62 


629.79 


32 


5,311.23 


6,462.57 


7,909.27 


9,732.05 


u 


617.40 


640.36 


664.35 


689.41 


321 


5,478.44 


6,790.88 


8,220.53 


10,155.80 


8 


667.26 


694.00 


722.03 


751.42 


33 


5.649.84 


6,926.03 


8,542.66 


10,597.02 


81 


718.37 


749.25 


781.73 


815.91 


|33* 


5,825.51 


7,168.24 


8,876.10 


11,054.71 


9 


770.76 


806.16 


843.52 


882.97 


134. 


6,005.58 


7,417.72 


9,221.19 


11,531.33 


n 


824.46 


864.77 


907,48 


952.72 [341 


6,190.15 


7,674.68 


9,578.37 


12,027.01 


10 


879.50 


925.15 


973.67 


1,025.26 35 


6,379.22 


7,939.35 


9.948.04 


12,542.52 


10 J 


935.92 


987.33 


1,042.18 


1,100.70 35* 


6,573.25 


8,211.96 


10,330.65 


13,078.65 


11 


993.75 


1,051.38 


1,113.08 


1,179.16 36" 


6,771.90 


8,492.75 


10,626.65 


13,636.23 


Hi 


1,053.02 


1,117.35 


1,204.27 


1,260.75 


36* 


6,975.74 


8,781.97 


11,136.52 


14,216.10 


12 


1,113.78 


1,185.30 


1,262.43 


1,345.61 


37 


7,184.56 


9,079.85 


11,560.72 


14,819.18 


iaj 


1,176.05 


1,255.29 


1,341.04 


1,433.87 


37* 


7,398.60 


9,386.68 


11,999.78 


15,446.38 I 


13 


1,239.88 


1,327.38 


1,420.41 


1,525.65 


38 


7,617.99 


9,702.67 


12,454.20 


16,088.66 


1 13* 


1,305.31 


1,401.63 


1,506.62 


1,621.13 


381 


7,842.88 


10,028.22 


12,924.53 


16,777.04 


14 


1,372.37 


1,478.11 


1,593.79 


1,720.38 


39 


8,073.38 


10,362.30 


13,411.32 


17,482.55 


1 14J 


1,441.11 


1,556.89 


1,684.00 


1,823.63 


391 


8,309.65 


10,708.83 


13,915.14 


18,216.28 


15 


1,511.57 


1,638.02 


1,777.37 


l,93l.Ou 


40 


8,551.82 


11,064.53 


14,436.60 


18,979.26 


151 


1,583.79 


1,721.59 


1,874.01 


2,042.67 


40* 


8,800.04 


11,430.89 


14,976.31 


19,772,97 


16 


1.657.81 


1,807.67 


1,974.03 


2,158.81 


41 


9,054.47 


11,828.25 


15,534.92 


20,598.32 


16* 


1,733.69 


1,896.33 


2,077.55 


2,279.59 


411 


9,315.27 


12,196.93 


16,113.07 


21,456.68 


17 


1,811.46 


1,987.65 


2,184.69 


2,405.21 


42 


9,582.58 


12,597.27 


16,711.45 


22,349.38 


Hi 


1,891.18 


2,085.72 


2,295.59 


2,535.85 


421 


9,856.57 


13,009.41 


17,330.79 


23,277.78 


18 


1,972.89 


2,178.59 


2,410.36 


2,671.71 


43 


10,137.42 


13,433.33 


17,971.79 


24-,243.32 


181 


2,056.64 


2,278.38 


2,529.15 


2,813.01 


43* 


10,425.28 


13,871.79 


18,635.24 


25,247.48 


19 


2,142.49 


2,381.16 


2,652.10 


2,959.96 


44 


10,720.34 


14,322,38 


19,32.1.90 


26,291.81 


19J 


2,229.38 


2,487.02 


2,779.36 


3,112.79 


*4i 


11,022,78 


14,786.48 


20,032.60 


27,377.92 


20 


2,320.67 


2,596.07 


2.911.07 


3,271. 73,45 


11,332.78 


15,264.50 


20,768.17 


28,507.24 


201 


2,413.12 


2,708.38 


3,047.38 


3,437.03: 451 


11,650.53 


15,756.88 


21,529.48 


29,681.96 


21 


2,507.87 


2,824.06 


3,1S8.47 


3,608.94 46 


11,976.22 


16,264.02 


22,317.44 


30,903.67 


211 


2,605.00 


2,943.21 


3,334.50 


3,787.73 


46* 


12,310.06 


16.786.37 


23,132,98 


32,174,25 


22 


2,704.56 


3,065. 94 


3,486,43 


3,973.66 


47 


12,652.24 


17,324.39 


23,977.07 


33.495.65 


221 


2,806.60 


3,192.34 


3,642,06 


4,167.04 


471 


13. 002,981 


17,878.56 


24,850.70 


34,869.90 


23 


2,911.20 


8,322.55 


3.803.97 


4,368.15 48 


13,362,48 


18,449.34 


25,754.90 


}6.299.l3 


231 


3,018.41 


3,45«.65 


3.971.53 


4,577.31 481 


13,730.97 


19,037.25 


26,690.75 


37,765.53 


24 


3 r 128.3f 3,594. H 


4,144.97 


4,794.81 49 


14,108.68 


19,642.79 


27,659.36 39,331.38 


241 


3,24 '■ , 3,737 f 


4.344,47 


5:021.05, 491 


14,495.82;20,266.51i 


28,661. 87 140.939.06 


25 


3,356.39] 3,883.60 


4 510.26 5,256.33 50 >14,892.65;20,908.93| 


29,699.46142,611.05 



TWENTY-THEEE CEKT§ PER BAY. 



tc 


RATES OF INTEREST. 


3 


5 per 


6 per 


7 per 


8 per 


K* 


cent. 


cent. 


cent. 


cent. 


"~~j 


36.00 


36.00 


36.00 


36.00 


1 


72.89 


73.07 


73.25 


73.43 


H 


110.71 


110.26 


111.81 


112.36 


2 


149.47 


150.59 


151.72 


152.85 


21 


189,20 


191.10 


193.02 


194.96 


3 


229.93 


232.83 


235.77 


238.75 


3? 


271,67 


275,81 


280.02 


284.30 


4 


314.76 


320.08 


325.82 


331.66 


*i 


858,31 


375.68 


373.21 


380.93 


5 


403.27 


412.64 


422.27 


432,16 


6* 


449.34 


461,02 


473.05 


485,54 


6 


496.57 


510.84 


525.60 


540.85 


■6* 


544,98 


562.16 


579.99 


598.48 


7 


594.60 


615.02 


636.28 


659.41 


VI 


645.46 


669.47 


694.55 


72a75 


8 


697.59 


725,55 


754.85 


785.57 


81 


751.03 


783.31 


817.27 


852.99 


9 


.805.80 


842.80 


881.87 


923.11 


n 


861.94 


904.08 


948.73 


986.03 


10 


919.48 


967.20 


1,017.93 


1,071.86 


101 


• 978.46 


1,032.21 


1,089.55 


1,157.73 


11 


"1,038.92 


1,099.17 


1,163.68 


1,232.76 


ill 


1,100.89 


1,168.14 


1,240.40 


1,317.26 


12 


1,164.41 


1,239,18 


1,319.80 


1,406.78 


12i 


1,229.51 


1,312.3.5 


1,400.28 


1,499.04 


13 


1,296.24 


1,387.72 


1,487.25 


1,596.00 


131 


1,36464 


1,465.34 


1,575.30 


1,694.-80 


14 


1,434.75 


.1,545.3.1 


1,666.43 


1,798.58 


m 


1,506,62 


1,627.65 


.1,760.75 


1,906.52 


15 


1,580.28 


1,712.48 


1,858.37 


2,018.78 


151 


1,655.78 


1,799.85 


1,959.19 


2,135.52 


16 


1,733.17 


1,889.84 


2,063.76 


2,256.94 


161 


1,812,49 


1,982.53 


2,171.98 


2,383.21 


17 


1,893.80 


2,078.00 


2,284.00 


2,514.54 


m 


1,977.14 


2,176.33 


2,399.98 


2,651.11 


18 


2,063.46 


2,277.52 


2,519.92 


2,793.15 


181 


2,150.12 


2,381.94 


2,644.12 


2,940.87 


19 


2,239.87 


2,489.39 


2,772.66 


8,094.50 


191 


2,330.86 


2,600.07 


2,903.69 


3,254.28 


20 


2,426.15 


2,714.07 


3,043.39 


3,420.44 


201 


2,522.80 


2,831.49 


3,185.90 


3,593.26 


21 


2,621.87 


2,952.42 


3,338.40 


3,772.98 


211 


2,723.41 


3,077.00 


3,486.07 


3,959.90 


22 


2,827.49 


3,205.30 


3,644.07 


4,151.29 


221 


2,934.17 


3,337.45 


3,807.61 


4,359.45 


23 


3,043.52 


8,474,57 


3,976.87 


4,566.71! 


23i 


3,155.61 


3,613.77 


4,152.06 


4,785.47 


24 


3,270,49 


3,758.18 


4,333.38 


5,012,78 


241 


3,388.25 


3,906.91 


4,521.04 


5, 249. 28 j 


25 


3,508.95 


4,060.12 


4,715.27 


5,495.25! 



251 
26 

261 
27 

*»* 

28 

281 

29 

291 

30 

301 

31 

H 

32 

321 

33 

331 

34 

341 

35 

351 

36 

361 

37 

371 

33 

3-8! 

39 

391 

40 

401 

41 

411 

42 

421 

43 



44 



RATES OF INTEREST. 



5 per 
cent. 



3,632.67 
3,759.48 
3,889.46 
4,022.69 
4,159.26 
4,299.23 
4,442,71 
4,589.77 
4,740.51 
4,895.02 
5,053.39 
5,215.72 
5,382.11 
5,552.65 
5,727.46 
5,906.65 ; 
6,090.31 
6,278.56 
6,471.52 
6,669.20 
6,872.03 
7,079.72 
7,292.82 
7,511.13', 
7,734.90 
7,944.27' 
8,199.37' 



6 per 
cent. 



4,217.92 
4,380.45 
4,548.86 
4,720.30 
4,897.90 
5,080.83 
5,269.25 
5,463.32 
5,663.22 
5,859.11 
6,081.18 
6,299.61 
6,524.59 
6,756,32 
6,995.01 
7,240.85 
7,494.07 
7,754.89 
8,023.53 
8,298.23 
8,585.24 
8,878.79 
9,181.15 
9,492.58 
9,813.35 
10,143.74 
10,484.05 
10,834.57 



7 per 
cent. 



4,916.30 
5,124.37 
5,339.71 
5,562.60 
5,793.28 



8 per 
cent. 



5,751.06 
6,017.09 
6,293.77 
6,581.52 
6,880.77 



8,440.35, 
8,637.36 11,195.59 



8,940,54 

9,200.04 

9,466.04 

9,738.69 

10,008.15 

10,304.60 

10,598.21 

43110,899.16 



11,207.63 



44111,528.82 



11,847.91 

12,180.10 
12,520.60 
12,869.61 
13,227.34 
13,594.02 
13,969.87 
48114,355.21 
49 1 14,749. 9 8 



45 

451 
46 

461 

47 : 
471 
48 



11,567.46 
11,950,48 
12,344.99 
12,751.33 
13,169.87 
13,600.96 
14,044.98 
14,502.33 
'14,973.39 
15,458.59 
15,958.34 
16,473.10 
17,003.29 
17,549.38 



6,032.04J 7,186.99 

7,515.67 

7,852.30 

8,202.38 

8,666.47 

8,945.14 

9,338.93 

9,748.48 

10,175.41 

10,617.39 

11,088.07 

11,557.19 

12,055.08 

12,573.69 

13,112.63 

13,673.13 

14,256.05 

14,862.59 

15,492.58 

16,148.48 

16,830.42 

17,539.63 

18,277.21 

19,044.29 

19,842.06 

20,671.74 

21,534.60 

22,431.98 

23,365.26 

24,335.84 

25,345.29 

16,395.10 

27,486.90 

622.37 

29,798.43 

31,031.14 

32,308.39 

33,692.71 

35,018.18 

36,454.90 



6,279.16 

6,534.93 

6,799.64 

7,073.56 

7,357.13 

7,649.62 

7,954.39 

8,268.79 

8,594,19 

8,930.98 

9,279.56 

9,642.34 

10,013.75 

10,400.22 

10,800.23 

11,214.23 

11,642.72 

12,036.21 

12,545.22 

13,020.30 

13,512.01 

14,020.92 

14,547.65 

15,092.8] 

15,657.06 

16,2-41.05 

16,845.48 

17,471.07 

18,118.55 

18,788.69 

19,482.29 

20,200.17 

20,943.17 

21,712.17 

22,508.10 

,331.87 

24,184.48 



18,111.86 25,066-94 
18,691.2125,980.27 __ 
19,287.94 26,925.58 37.949.09 
19,902.58 27,903.97 39,503.15 
„„ 20,535.64 28,916.6041,119.17 
49115,154.73 21,187.7129,96468 42,799.93 
50 |15,569.59j21,859.34 31,049.44!44,547.92 



40 



TTVE3TTY-FOUR CEHfTS PER DAY. 



1 
11 

2 

-: 
3 

4 

*l 

5 

6 
7 

H 

8 

8* 
9 

91 
10 

10* 
11 

m 

12 

124 
13 

in 

14 

15 

loi 

16 

::■- 

17 

1 3 1 

19 

19£ 

20 

20£ 

21 

211 

22 

22 

83 

24 ~ 
24 1 
25 



EATES OF INTEREST. 



5 per 
cent. 



37.56 

115.52 
155.97 
197-43 
239.92 
284.49 
825.13 
3?3.89 

42-.-: 

468.88 
518.16 
568.67 
626.45 
673.52 
727.92 
/83.6S 
640.5? 
899.41! 
959.46 

1,084,19 

1,145.75 
1,215.03 

I 
1,352.60 
1,423.97 
1,497.13 
1,572.12 
1.648.99 
1,727.77 
1,808.52 

1,591. so 

1,973.14 
2,06010 
2,152.24 
2,243.61 
2,337.26 
2,433.25 
2,531.64 
2,632.49 
2,735.86 
2,841.821 
2,950.43 
3,061.73 
3,175.851 
3,292,81 
3,412.69! 
3,535.56] 
3,661.51! 



6 per 
cent, 



1 per 
cent 



37.56 
76.25 
11 6. 09' 
157.14 
199.41 
242.95 
287.6 
334.00 

430.58 

481.06 
533.05 

641.76 
69S-5S 
757.09 
817.37 
W U 
943.39 

:.. J.2§ 

1,077.09 

1,146.96 
1,218.93 
1,293.05 
1,369.41 
1,446,05 
1,529.05 
1.612.49 
1,698.36 
£786-93 
1,878.10 
1*972.00 
2,068.73 
2,168.34 
2,270.96 
2,376.63 
2.455.5) 
2,597.63 
2,713.12 
2,832.07 
2,954.59 
3,080.79 
3.210.77 
3.344.66 
3,482.53 
3,624.59 
3,770.89 
8,921,58 

4,236.651 



8 per 
cent. 



37.56 

76.43 

116.67 

158.36 

201.41 

246.02 

292.19 

339.98 

389.44 

440.63 

493.61 

54r.45 

' 21 

663.95 

724.74 

757.67 

852.80 

920.21 

989.97 

1,062.18 

1,133.92 

1,214.27: 

1,377.19 

1,462.95! 
1.551.72 
1,643.59; 
1,738:68 
1,834.09 
1.933.95; 
2.044.37 
2-.153.4S 
2.2-6.41 
2,383,30] 
2*504,28 
2. 32 9. 49 
2,758.87 
2,893.20' 
3,032.03 
3.175.71 
3.324.42 

1 /. 
I LSI 
3,87-3.16 

4.149.76 
4,332,53! 
4.521.75 
4,717.61 : 



37.56 
76.62 
117.16 
159.50 
203.43 
249.13 
296.66 
346.09 
397.49 
450.95; 
506.55 
564.37 
624.50 
687.04' 

819.78 

963.24 
1,039.33 
1.113 46 
1,200176 

1,236.35 
1,375.37 
1,467.94 
1,57 22 
1,664.35 

1*876.78 

1,939.41 
2,106.54 
2,223.37 
2,355.06 
2,486.33 
2,623 83 
2,786,38 
2,914.59 
3,068.73 
3,229.04 
3,395.77 

3.740.45 

4,132.66 
4,334.90 
4,545.83 
4.735.26 
4,993,43 
5,230.73 
5.477.51 
5.734.17 



254 

26 

2 - 

:^7 

27 

28 

231 

2 

l : ■■■■ 

30 
30i 

31 

314 

■ - 

82- 

33 

33^ 

34 

34- 

35 

85- 

36 

864 

87 

37 

33 

88- 

39 

394 

40 

40* 

41 



EATES OF INTEREST, 



cent. 



3,790.91 
3,922.94 
4, 58.57 
4.197.59 
4440.09 
4.546.15 
4,635.8? 
4,789.83^ 



6 per 
cent. 



4,401.31 

1.570.91 
4,745.60 
4.925.52 
5,110.85 
5,301.74 
5,498:35 
5,694.66 



4,946.82 5,909.44 



5,273.10 



7 per 
cent. 



8 per 
cent 



6, no 1,10 

-.273.71 

8.567.41 

6,867.67 I 

7,179.93 

7.504.70 

7,842.44 

8.193,70 



5,1.30.05 

I 

5,571.87 

5,804.45 

6,045.16 

6,284.30 

6,552.16 

6,819.05! 

7.095.28 8,559.01 
7,381.10 - 
7,677.00 9.334.05 

7.938.29 9.744,97 
8,300,23 10,172.33 
8,628.3010,616.84 
8,967.8511,079.01 
9,319,2311.-: 
9.718.02 12.059.68, 

10,059.48 12,579.63' 



6,124,28 
6.345,57 

5.442.49 6,573,50 
5,616.11 6,808.26 
5,794.07 7,050.08 
5,976.48 7,299,14 
6.183.46 7.555.97 
6,355.10! 7,819.90 
6,551.54 8,092.06 

6.752.50 5,872.85 10,449.13 13,120.37 
6,959.27 8,661.11 10,852.41 13,682.75 
7.170.87 6,958.51 11,269.3014,267.68 
7,387.64 9.264.82 11,701.80 14,875.88 
7,609.89' 9.550.89 12,148.93 15,503.48 
7, 837.70 9.905.3042,611.7016.175.33 
8,071.20 10.240.01 13,090.67 16,850.59 
3,310.54 10.564.78 13.586.40 17,562.18 
8.555.87 10.989.88 14,099.49 18,302.22 

" 1 ■ 11,305.64 14,630.53 19. 071.87 
9,065.07 11.682.3645,130.15 19,S72.30 
9,329.25 12,070.39 15,749.02 20,704.76 
9,600.05 12.470.07 16.337.30 21,570.15 
9,877.61 12.S81.73 16.947.16 22,470.89 
414110,159.11 13,305.74 17,577.89 23407,29 
42 10,453.72 18,742,47 18,230.68 24,381.14 
752.62 14,192.31 18,906.31 25,393.94 
43" 11,059.00 14.655.64 19,605,59 26,447.26 
481 11.373.03 15.132,87 20,329,85 27.542.71 
14 ~ 11.694.92 15.624.41 21,043.44 28.6S1.9S 
444 12,024.91 16,130.70 21,853.74 29,866.82 
45" 12.303,03 16,852.18 22.656.18 31,086.81 
i5^ 12.709,67 17.159.8- 23,466.71 32.380.32 
46 13,064.97 17.742.5- 24,346.30 33.713.10 
429.1618,312.40 25,235.98 35,099.18 
47" 18,8-2.44 18.899.33 26.126.8') 36,540.71 
474 14.1*5.07 19.503.37 27.115.85 33,039.90 
48 14.577.25 20.126,55 26,096.26 39,599.05 
7?. 24 20.767.91 29.117.16 41,220,57 
49" 15,391.28 31,428.50 30.173.85 42,906,96 
491 15.613.63 22,106,92 31,267.79 44,660.79 
50"l6,246..53 22,S09..75;32 J 399.4l;46,4S4,79 



41 




TWEMTY-FIYE CESTS PER DAY. 


• i 
< 


RATES OF INTEREST. 


1 m 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 pei- 


5 per 


6 per 


7 per 


8 per 


cent. 


cent. 


cent. 


cent. 


1 
'251 


cent. 


cent. 


cent. 


cent. 


~~1 


39.13 


39.13 


39,13 


39.13 


3,948.55 


4,584.70 


5,343.80 


6,251.15 


1 


79.23 


79.42 


79.62 


79.82 


26 


4,086.39 


4,761.36 


5,569.97 


6,540.32 


H 


120.33 


120.93 


124.08 


122.13 


261 


4,227.68 


4,943.83 


5,804.04 


6,841.06 


2 


162. 47 


163.18 


164.91 


166.14 


27 


4,372.49 


5,130.75 


6,046.30 


7,153.82 


n 


205.65 


207.72 


209.81 


211.91 


■271 


4,520.93 


5,323.80 


6,297.05 


7,279.10 


3 


246.92 


253.08 


256.27 


259.52 


28 


4,673.08 


5,522.64 


6,556.57 


7,817.39 


H 


295.29 


299.79 


304.37 


308.02 


281 


4,829.03 


5,727.45 


6,825.17 


8,169.21 


4 


341.80 


347.91 


354.15 


360.51 


29 


4,988.88 


5,438.39 


7.103.18 


8,535.10 


41 


389.47 


397.48 


405.67 


414.05 


291 


5,152.73 


6,155.67 


7,890.92 


8,915.63 


5 


438.33 


448.52 


458.99 


• 469.74 


30 


5,320.67 


6,329.47 


7,688.65 


9,311.38 


51 


488.42 


501.11 


514.18 


527.65 


301 


5,492,81 


6,609.97 


7,996.88 


9,722.96 


6 


549.75 


555.26 


571.30 


587.88 


31 


5,6.69.26 


6,847.40 


8,315.89 


10,151.01 


61 


592.37 


612.05 


630.42 


650.53 


311 


5,850.11 


7,091.95 


8,646-07 


10,596.17 


7 


646.30 


668.50 


691.62 


715.67 


32 


6,035.49 


7,843.83 


9,987.81 


11,059.15 


H 


701.59 


727.68 


754.94 


783.42 


321 


6,225.50 


7,603.27 


9,341.51 


11,540.64 


8 


758.25 


788.64 


820.49 


853.88 


S3 


6,420.27 


7,870.49 


9,707.59 


12,041.39 


81 


816.33 


851.42 


888.33 


927.16 


-331 


6,619.90 


8,145.73 


10,086.48 


12,562.17 


9 


875.87 


919.09 


958.55 


1,003.38 


34 


6,824.52 


8,429.23 


10,478.63 


13,003.78 


H 


936.89 


982.70 


1,031.22 


1,082.64 


:341 


7,034.26 


8,721.28 


10,884.51 


13,567.06 


10 


999.43 


1,051. 30 


1,111.44 


1,165.07 


•35 


7,249.24 


9,001.99 


11,804.59 


14,252.86 


10* 


1,063.55 


1,122.46 


1,184.29 


1,250.80 


351 


7,469.60 


9,301.78 


11,739.38 


14,862.10 


11 


1,129.26 


1,194.75 


1,264.87 


1,339.95 


36 


7,695.46 


9,650.86 


12,189.38 


15,495.71 


111 


1,196.62 


1,269.72 


1,348.26 


1,432.67 


816-3. 


7.,926.97 


9,979.51 


12,655.13 


16,154.66 


12 


1,265.66 


1,346.94 


1,434.58 


1,529.J1 


m, 


8,164.27 


19,318.02 


13,137.19 


16,839.98 


121 


1,336.42 


1,426.4-7 


1,523.91 


1,629.40 


•371 


8,407.50 


10,666.68 


13,636.11 


17,552.70 


13 


1,408.96 


1,513.39 


1,616.38 


1,723.69 


38 


8,655.57 


11,025.81 


14,152,50 


18,293.93 


131 


1,483.31 


1,592.76 


1,712.07 


1,842.17 


381 


8,912.36 


11,395.71 


14,686.96 


19.064.82 


14 


1,559.51 


1,679.67 


1,811.12 


1,954.98 


39 


9,174,29 


11,776.70 


15,240.33 


19,866.53 


141 


1,637.63 


1,769.14 


1,913.64 


2,072.31 


391 


9,442.78 


12,169.13 


15,812.66 


20,700.32 


15 


1,717.69 


1,861.39 


2,017.74 


2,194.32 


40 


9,717.97 


12,573.83 


16,405.23 


21,567.46 


151 


1,799.76 


1,956.35 


2,129.55 


2,321.22 


401 


10,000.05 


12,989.65 


17,018.54 


22,469.28 


16 


1,883.88 


2,054.18 


2,243.21 


2,453.19 


4l" 


10,289.17 


13,418.47 


17,653.31 


23,407.18 i 


161 


1,970.10 


2,154.92 


2,360.85 


2,590.45 


4H 


10,585.53 


13,860.15 


18,310.30 


24,382.59 ; 


1*7 


2.058.38 


2,258.69 


2,482.60 


2,733.19 


42 


10,889.29 


14,315.08 


18,990.29 


25,397.02 


in 


2,149.07 


2,365.58 


2,608.62 


2,881.64 


421 


11,200.65 


14,783.65 


19.694.07 


26,452.02 


18 


2,241.92 


2,475.67 


2,739.05 


3,036.03 


43 


11,519.79 


15,266.29 


20,422.29 


27,549.23 


l&l 


2,337.09 


2,589.07 


2,874.04 


3,196.60 


43.1 


11,846.91 


15,763.40 


21,176.40 


28,690.32 


19 


2,434,64 


2,705.86 


3,013.76 


3,363.59 


44 


12,182,21 


16,275.43 


21,956.70 


29,877.06 


191 


2,534.63 


2,826.16 


3,158.36 


3,537.26 


441 


12,525.89 


16,802.82 


22,764.31 


31,111.27 


20 


2,637.12 


2,950.07 


3,308.03 


3,717.87 


45 


12,878,16 


17.346.03 


23.600.19 


32,894.59 


201 


2,742.18 


3,077.76 


3,462.94 


3,905.71 


451 


13,239.24 


17,905.55 


24,465.32 


83,729.50 


21 


2,849.86 


3,209.21 


3,623.26 


4,101.07 


46 


13,609.34 


18,483.72 


25,360.73 


35,117.81 


211 


2,960.23 


3,344.56 


3,789.20 


4,304.23 


461 


13,988.70 


19,075.41 


26,287.48 


36,561.65 


22 


3,073.36 


3,484.02 


3,960.95 


4,515.53 


47 


12,377.55 


19,686.80 


27,246.67 


88,063.24 


221 


3,189.32 


3,627.66 


4,138.71 


4,735.27 


m 


14,776.11 


20,316.84 


28,239.43 


39,624.89 


23 


3,308.18 


8,775.62 


4,322.99 


4,963.81 


48 


15,184.64 


20,965.16 


29,266.93 


41,249.01 


231 


3,430.01 


3,923.01 


4,513.11 


5,201.49 


481 


15,603.38 


21,633.23 


30,330.40 


42,938.10 


24 


3,554.88 


4,084.98 


4,710.19 


5,449.17 


49 


16,032.58 


22,321.70 


31,431.09 


44,694.75 


241 


3,682.88 


4,246.65 


4,814.17 


5.705.74 


49i 


16,472.53 


23,080.12 


32,570.30 


46,521 66 


25 

L - 


3,814.08 


4,413.18 


5,125.49 


5,973.10 


50 


16,923.47 


23,760.15 


33,749.39 


48,421.65 



4* 



42 



THIRTY CEKTS PER DAY, 



w 


RATES OF INTEREST. 


3» 

< 


5 per 


6 per 


7 per 


8 per 


cent. 


cent. 


cent. 


cent. 


1 


46.95 


46.95 


46.95 


46795; 


1 


95.07 


95.31 


95.54 


95.78 


n 


144.40 


135.12 


145.84 


146.56 


2 


194.96 


196.42 


197.89 


199.37 


2+ 


246.78 


249.26 


251.77 


254.30 


3 


299.90 


303.69 


307.53 


311.42 


31 


354.35 


•354.75 


365.24 


370.82 


4 


410.16 


417.50 


424.98 


432.61 


4* 


467.36 


576.97 


486.80 


496.86 


5 


526.00 


538.23 


550.79 


563.69 


6+ 


586.10 


601.32 


617.02 


634.18 


6 


647.70 


666.32 


685.56 


705.46 


6+ 


710.84 


733.26 


756.51 


780.63 


7 


775.56 


802.20 


829.93 


868.81 


n 


841.90 


873.22 


905.93 


940.11 


8 


909.90 


946.37 


984.59 


1,024.66 


81 


979.60 


1,021.71 


1,066.00 


1,112.60 


9 


1,051.04 


1,099.31 


1,150.26 


1,204.05 


91 


1,124.27 


1,179.24 


1,237.47 


1,299.16 


10 


1,199.32 


1,261.56 


1,327.73 


1,398.08 


101 


1,276.25 


1,346.36 


1,421.15 


1,500.95 


11 


1,355.11 


1,433.70 


1,517.84 


1,607.94 


Hi 


1,435.94 


1,523.66 


1,617.91 


1,719.21 


12 


1,518,79 


1,616.32 


1,721.49 


1,S34.93 


12| 


1,603.71 


1,711.75 


1,828.70 


1,955.28 


13 


1,690.75 


1,810.07 


1,939.65 


2,080.44 


in 


1,779.97 


1,911.32 


2,054.49 


2,220.60 


14 


1,871.42 


2,015.61 


2,173.34 


2,315.98 


HI 


1,965.15 


2,123.03 


2,296.36 


2,476.77 


15 


2,061.23 


2,233.67 


2,423.68 


2,633.19 


164 


2,159.71 


2,347.63 


2,555.46 


2,775.46 


U 


•2,260.66 


2,465.00 


2,691.85 


2,943.83 


16+ 


2,364.12 


2,585.90 


2,833.02 


3,108.54 


17 


2,470.17 


2,710.43 


2,979.13 


3,279.83 


in 


2,578.88 


2,838.69 


3,130.34 


3,457.97 


18 


2,690.30 


2,970.81 


3,286.86 


3,643.24 


is+ 


2,804.51 


3,106.88 


3,448,85 


3,835,92 


19 


2,921.57 


3,247.04 


■8,616.51 


4,036.31 


191 


3,041.56 


3,391.40 


8,790.03 


4,244.71 


20 


3,164.55 


3,540.09 


3,969.64 


4,461.45 


20+ 


3,290.61 


3,693.24 


4,155.52 


4,686.86 


21 


3,410.83 


3,850.99 


4,347.02 


4,921.28 


21* 


3,552.27 


4,013.47 


4,547.04 


5.165.08 


22 


3.688.03 


4,180.82 


4,753.14 


5,418.68 


22+ 


3,827.18 


4,353.20 


4,966.45 


5,682.83 


23 


3,969.81 


4,530.74 


-5,187.23 


5,956.57 


23+ 


4,116.01 


4,713.62 


5,415.73 


6,241.79 


24 


4,265.86 


4,901.97 


5,652.23 


6,538.41 


24 J 


4,419.45 


5,095.98 


5,897.01 


6,846.89 


26 


4,576.89 


5,295.81 


6,150.35 


•7,167.72 



26 

26+, 

27 " 

27+ 

28 

281 

29 

29+ 

30 

30+ 

31 

311 

32 

321 

33 

33+ 

34 

341 

35 

351 

36 

36+ 

37 

l 371 

38 

381 

j39 

391 

40 

401 

41 

411 

42 

421 

43 

431 

44 

441 

45 

451 

46 

40+ 

47 

47+ 

48 

48| 

49 

491 

50 



RATES OF INTEREST. 



5 per 
cent. 



738.26 
903.67 
,073.21 
,246.99 
,425.12 
,607.69 
794.84 
986.66 
,183.27 
,384.81 
59L38 
803.11 
020.14 
242.59 
470.61 
704.32 
943.88 
189.43 
441.11 
699.09 
963.52 
234.55 
512.37 
797.13 
089.01 
,388.18 
694.84 
,009.16 
,331.33 
661.57 
000.06 
,347.01 
702.63 
967.15 
,440.78 
823.75 
216.29 
,618.65 
031.07 
453.79 
887.09 
,331.21 
,786.44 
253.06 
,731.33 
221.57 
724.05 
239.11 
,767.03 
308.16 



6 per 

cent. 



64 
64 
00 
91 
6,388.56 
17 



501, 
713. 
,932. 
456. 



,627. 
,872, 
,126, 
,386. 
555. 
931. 
216. 
510 
812. 
123. 
444 
774. 
115. 
465. 
806. 
198. 
581. 
975. 
381. 
800. 
230. 
674. 
1,32, 
,602. 
087. 
587. 
102. 
,632. 
178. 
740. 
319. 
916. 
530. 
163. 
815. 
481. 
178. 
890. 
,624. 
379. 
158. 
,959. 
,785. 
,636. 
,512. 



7 per 
cent. 



6,412 

6,683 

6,964 

7,255 

7,556 

7,867 

8,190 

8,523 

8,869 

9,226 

9,596. 

9,969 

10,375 

10,785. 

11,209. 

11,649 

12,103 

12,594 

13,061, 

13,565 

14,087, 

14,627, 

15,186, 

15,764 

16,363 

16,983 

17,624 

18,288 

18,975 

19,686 

20,422, 

21,183, 

21,972, 

•22,788 

23,632 

24,506 

25,411 

26,348 

27,317, 

28,320 

29.358 

30,432 

31,544, 

32,696 

33,887 

35,120 

36,396 

37,717 

39,084 

44,992. 



8 per 
cent. 



7,501.38 

7,848.38 

8,209.27 

8,584.59 

8,974.92 

9,380.87 

9,803.15 

10,242.13 

10,698.76 

11,173.66 

11,667,56 

12,181.21 

12,715.41 

13,270.97 

13,848.76 

14,449.66 

15,074.60 

15,724.54 

16,400.47 

17,103.44 

17,834.52 

18,594.85 

19,385.60 

20,207.97 

21,063.24 

21,952.72 

22,877.78 

23,839.34 

24,840.38 



.28 25,880.95 

.25 26,963.14 

,98 28,088.61 

,36 29,259.11 

,35 30,476.42 

.89 31,742.43 

.99 

.09 

.04 

,18 

,23 



33,159.07 
34,428.39 
35,852.47 
37,333.52 
38,873.51 
40,475.40 
42,141.17 
43,873.97 
45,675.88 
47,549.87 
49,498.81 
51,535.72 
53,633.70 
36 55,825.99 
56 58,105.98 



THIRTY-FIVE CENTS PER DAY. 43 


1 

1 % 
1 & 


RATES OF INTEREST. 


CO 

es 


RATES OF INTEREST. 


5 per 6 per 7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


1 ** 
! 

\ 


cent. 


cent. 


cent. 


cent. 


2~51 


cent. 

5,527.97 


cent. 
6,418.58 


cent. 

7,481.33 


cent. 
1^751.61 


54.87 


54.87 


54.87 


54.87 


1 


110.92 


111.19 


111.47 


111.74 


26 


5,720.95 


6,665.91 


7,797.95 


9,156.45 


i* 


168.47 


169.30 


170.14 


170.99 


26* 


5,918.75 


6,920.66 


8,125.65 


9,577.48 


2 


227,45 


228.66 


230.87 


232.60 


27 


6,121.49 


7,183.06 


S,464.82 


10,015.35 


n 


287.82 


290.81 


293.73 


296.68 


271 


6,329.30 


7,453.32 


8,815.87 


10,470.74 


3 


349.89 


354.31 


356.78 


363.32 


28 ' 


6,542.21 


7,731.70 


9,179.20 


10,944.35 


H 


413.41 


419.71 


426.12 


432.63 


28* 


6,760.64 


8,018.42 


9,555.24 


11,486.90 


4 


478.52 


487.08 


495.81 


504,71 


29 


6,984.43 


8,313.75 


9,944.45 


11,949.15 


4* 


545.26 


556.47 


567.93 


579.67 


29* 


7,213.82 


8,617.94 


10,347.28 


12,481.89 


5 


613.67 


627.93 


- 642.59 


657.63 


30 


7,448.94 


8,931.25 


10,764.21 


13,030.94 


51 


683.78 


701.55 


719.85 


738.71 


301 


7,689.94 


9,253.96 


11,190.63 


13,612.15 


6 


775.65 


777.37 


799.82 


823.04 


31 


7,936.96 


9,586.36 


11,642.25 


14,211.41 


61 


829.32 


855.46 


882.59 


910.74 


311 


8,190.16 


9,928.72 


12,104.50 


14,834.74 


7 


904.83 


935.90 


968.26 


1,001.94 


32 


8,449.69 


10,281.36 


12,582.94 


15,482.80 


n 


982.22 


1,018.76 


1,056.91 


1,096.79 


321 


8,715.71 


10,644.58 


13,078.11 


16,156.99 


8 


1,061.55 


1,104.09 


1,148.69 


1,195.44 


33 


8,988.39 


11,018.69 


13,590.62 


16,857.94 


8* 


1,142.87 


1,191.99 


1,243.67 


1,298.03 


331 


9,267.86 


11,404.02 


14,126.07 


17,587.03 


9 


1,226.21 


1,282.53 


1,341.97 


1,404.73 


34 


9,554.33 


11,800.92 


14,670.08 


18,345.29 


91 


1,311.64 


1,375.78 


1,443.71 


1,515.69 


341 


9,847.96 


12,211.22 


15,238.31 


19,133.88 


10 


1,399.21 


1,471.82 


1,549.02 


1,631.09 


35 


10,148.94 


12,630.79 


15,826.42 


19,954.01 


lu* 


1,488.96 


1,570.75 


1,658.01 


1,751.10 


35* 


10,457.44 


13,064.49 


16,435.13 


20,806.94 


11 


1,580.96 


1,672.65 


1,770.82 


1,875.88 


36 


10,773.65 


13,511.29 


17,065.13 


20,694.00 


11* 


1,675.26 


1,777.60 


1,887.57 


2,005.74 


361 


11,097.76 


13,971.31 


17,717.18 


22,616.53 


12 


1,771.92 


1,885.71 


2,008.41 


2,140.74 


37 


11.449.98 


14,445.22 


18,392.06 


23,575.97 


12* 


1,870.99 


1,997.05 


2,133.48 


2,381.15 


371 


11,770.51 


14,933.36 


19,125.56 


24,573.78 


13 


1,972.54 


2,111.74 


2,262.93 


2,427.18 


38 


12,119.54 


15,436.13 


19,813.50 


25,611.51 


13* 


2,076.63 


2,229.87 


2,391.90 


2,579.04 


381 


12,477.31 


15,953.99 


20,561.75 


26,690.74 


14 


2,183.32 


2,351.54 


2,535.57 


2,736.95 


39 


12,844.02 


16,487.38 


21,336.19 


27,813.15 


141 


2,292.68 


2,476.86 


2,679.09 


2,901.23 


391 


13,219.89 


17,036.87 


22,137.73 


28,980.45 


15 


2,404.77 


2,605.94 


2,827.48 


3,072.05 


40 


13.605.16 


17,622.66 


22,972.32 


30,194.44 


151 


2,519.66 


2,738.90 


2,981.37 


3,249.71 


401 


14,000.07 


18,185.51 


33,825.95 


31,456.99 


16 


2,637.43 


2,875.84 


3,140.50 


3,434,47 


41 


14,404.84 


18,775.85 


24,714.64 


32,770.05 


161 


2,758.14 


3,016.89 


3,305.19 


3,626.63 


411 


14,819.74 


19,409.21 


25,634.43 


34,135.62 


17 


2,881.87 


3,162.17 


3,475.65 


3,826.47 


42 


15,245.01 


20,041.11 


26,586.40 


35,555.82 


in 


3,008.69 


3,311.81 


3,652.07 


4,034.30 


421 


15,680.91 


20,697.11 


27,571.70 


37,032.83 


18 


3,138.68 


3,465.94 


3,834.67 


4,250.45 


43 


16,127.71 


21,371.80 


28,591.49 


38,568.92 


181 


3,271.93 


3,624.69 


4,023.65 


4,475.24 


43* 


16,585.67 


22,008.76 


29,647.47 


40,166.45 


19 


3,408.50 


3.788.21 


4,219.26 


4,709.02 


44 


17,055.09 


22,785.60 


30,739.38 


41,827.89 


191 


3,548.49 


3,956.63 


4,421.71 


4,952.16 


441 


17,536.24 


23,523.94 


31,870.04 


43.555.78 


20 


3,691.97 


4,130.10 


4,631.24 


5,205.02 


45 


18,029.42 


24,284.44 


33,040.26 


45,352.43 


201 


3,839.05 


4,308.78 


4,848.11 


5,468.00 


451 


18,534.93 


25,067.76 


34,251.45 


47,221.30 


21 


3,989.80 


4,492.82 


5,072.57 


5,741.49 


46 


19.053.08 


25,874.57 


35.505.02 


49,164.93 


211 


4,144.32 


4,682.43 


5,304.88 


6,025.93 


461 


19,584.19 


26,705.58 


36,802.48 


51,186.30 


22 


4,302.70 


4,877.63 


5,545.33 


6,321.74 


47 


20,128.56 


27,561.53 


38,140.34' 


53,288.50 


221 


4,465.05 


5,098.73 


5,794.19 


6,629.38 


471 


20,686.55 


28,443.15 


39,535.2055,474.85 


23 


4.631.45 


5,285.87 


6,051.76 


6,949.33 


48 


21,258.49 


29,351.22 


40,97 3.7157,748.62 


231 


4,802.01 


5,499.22 


6,318.35 


7,282.08 


481 


21,844.73 


30,276.53 


42,462.56 60,113.34! 


24 


4,976.83 


5,718.97 


6,594.27 


7,627.64 


49 


22,445.62 


31,249.90 


44,004.5362,572.63 


! 241 


5,156.03 


5,945.31 


6,879.84 


7,988.04 


494 


23,061.54 


32,242.17 


45,698.42 65,130.33 


| 25 


5,339.71 


6,128.45 


7,175.06 


8,362.34 


50 


23,692.85 


33,264,21 


47,249.1467,790.31 



i4 


FORTY CEi\TS PER DAY. 


22 


RATES OF INTEREST. 


CO 
< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


H 


cent. 


cent. 


cent. 


cent. 


>1 


cent. 


cent. 


cent. 


cent. 


i 


62.60 


62.60 


62.60 


62.60 


251 


6,317.68 


~7~335T52 


8,650.09 


10,001.44 


1 


126.76 


127.08 


127.39 


127.70 


26 


6,533.23 


7,618.18 


8,911.94 


10,464.51 


H 


192.54 


193.49 


194.45 


195.41 


264 


6,764.28 


7,909.33 


9,286.46 


10,945.69 


2 


259.95 


261.90 


263.86 


265.83 


27 


6,995.99 


8,209.21 


9,674.08 


11,446.12 


H 


329.05 


332.35 


335.69 


339.06 


271 


7,233.49 


8,518.08 


10,075.28 


11,966.56 


3 


399.87 


404.92 


410.04 


415.22 


28 


7,576.92 


8,836.23 


10,590.51 


12,507.83 


n 


472.47 


479.67 


486.99 


494.45 


281 


7,726.45 


9,163.91 


10,920.28 


13,070.74 


4 


546.88 


556.66 


566.64 


576.81 


29 


7,982.21 


9,511.42 


11,365.09 


13,656.17 


±i 


623.15 


635.96 


649.07 


662.48 


291 


8,244.36 


9,849.07 


11,825.47 


14,265.01 


5 


701.33 


717.64 


734.39 


751.58 


30 


8,513.07 


10,207.15 


12,301.84 


14,898.22 


5i 


781.46 


801.77 


822.69 


844.25 


301 


8,788.50 


10,575.96 


12,795.00 


15,556.74 


6 


863.60 


888.42 


914.08 


940.72 


31 


9,070.81 


10,955.94 


13,305.43 


16,241.61 


H 


947.79 


977.67 


1,008.68 


1,040.84 


31* 


9,360.18 


11,346.11 


13,833.72 


16,953.88 


7 


1,044.09 


1,069.60 


1,106.58 


1,145.07 


32 


9,656.79 


11,750.13 


14,380.40 


17,694.63 


n 


1,122.54 


1,164.29 


1,207.91 


1,253.48 


321 


9,960.81 


12,165.23 


14,946.42 


18,465.02 


8 


1,213.20 


1,261.82 


1,312.79 


1,366.22 


33 


10,272.73 


12,592,79 


15,532,14 


19,266.22 


81 


1,306.13 


1,362.28 


1,421.13 


1,483.46 


331 


10,591.84 


13,033.19 


16,138.36 


20,099.47 


9 


1,401.39 


1,465.73 


1,533.68 


1,605.40 


34 


10,919.23 


13,486.77 


16,765.51 


20,966.05 


91 


1,499.02 


1,572.32 


1,649.96 


1,732,23 


341 


11,254.82 


13,953.87 


17,415.21 


21,867.29 


10 


1,599.10 


1,682.09 


1,770.31 


1,864.11 


35 


11,598.79 


14.435.19 


18,087 34 


22,804.58 


m 


1,701.67 


1,795.15 


1,894.87 


2,001.27 


351 


11,951.46 


14,930.84 


18,783.00 


23.779.36 


ii 


1,806.S1 


1,911.60 


2,023.79 


2,143.92 


36 


12,312,74 


15,441.37 


19.503.00 


24.793.14 


1U 


1,914.59 


2,031.55 


2,157.22 


2,292.28 


361 


12,683.16 


15,967.21 


20,268.22 


25,847.46 


1.2 


2,025.05 


2,055.10 


2,295.32 


2,446.57 


37 


13,062.84 


16,508.83 


21,019.50 


26,943.96 


124 


2,13S.77 


2,282.35 


2,438.26 


2,607.03 


371 


13,452.01 


17,066.69 


21,817.78 


28,084.32 


13 


2,254.33 


2,413.42 


2,586.20 


2,773.91 


38 


13,850.91 


17,641.29 


22,664.00 


29,270.29 


m 


2,373.29 


2,548.42 


2,739.32 


2,947.47 


381 


14,259.78 


18,233.13 


23,499.14 


30,503.70 


14 


2,495.22 


2,687.48 


2,897.79 


3,127.97 


39 


14.678.87 


1S,842.73 


24,384.31 


31,786.45 


m 


2,620.20 


2,830.70 


3,061,82 


3,315.69 


39* 


15,108.45 


19,470.61 


25,300.26 


33,120.51 


15 


2,748.31 


2,978.22 


3,231.58 


3,510.92 


40 


15,548.76 


20,117.32 


26,248.37 


34,507.93 


151 


2,879.62 


3,130.17 


3,407.28 


3,713.95 


40416,000.08 


20,783.44 


27,229.66 


35.950.85 


16 


3,014.21 


3,286.67 


3,589.14 


3,925.11 


41 |16,462.68 


21,469.55 


28,245.30 


37,451.48 


161 


3,152.16 


3,447.87 


3,777.36 


4,144.72 


41*16,936.85 


22,176.23 


29,296.49 


39,012.14 


17 


3,293.57 


3,613.91 


3,972,17 


4,373.10 


42 117,422.87 


22,904.12 


30,384.46 


40,635.23 


m 


3,438.51 


3,785.93 


4,173.79 


4,610.63 


42117.921.04 


23,653.85 


31,510.52 


42,323.24 


18 


3,587.07 


4,961.07 


4,372.48 


4,857.65 


43 jl8,431.66 
43118,955.07 


24,426.06 


32,675.99 


44,078.77 


181 


3,739.35 


4,142.51 


4,598.46 


5,114.56 


25,221.44 


33,882.25 


45,904.52 


19 


3,895.43 


4,329.38 


4,822.01 


5,341.74 


44 19.491.53 


26,040.69 


35,130.73 


47,803.30 


191 


4,055.41 


4,521.86 


5,053.38 


5,659.61 


44120,041.52 


26,884.51 


36,422,90 


49,778.03 


20 


4,219.40 


4,720.12 


5,292.85 


5,948.60 


45 20,505.07 


27,753.64 


37,760.30 


51,831.35 


201 


4,387.48 


4,934.32 


5,540.70 


6,249.14 


45121,182.78 28,648.87 


39,144.51 


53,967.21 


21 


4,557.77 


5,134.65 


5,797.22 


6,561.71 


46 21,774.95 29,570.84 


40,577.17 


56,1SS.49 


211 


4,736.37 


5,351.29 


6,062.72 


6,886.77 


46122,381.93 30,520.67 


42,059.97 


58,498.63 


22 


4,917.38 


5,574.43 


6,337.52 


7,224.85 


47 23,004.07 31,498.89 


43,894.67 


60,901.18 


221 


5.1 '.i2.91 


5,804.26 


6,621.93 


7,576.44 


47123,641.78 32,506.45 


45,183.08,68,399.83 


23 


5.293.08 


6,040.99 


6,916.30 


7,942.10 


48 24,295.42 33,544.25 


46,827.09 65,998.42 


231 


5,488.01 


6,284.82 


7,229.97 


8,322.38 


48*24,965.4134,613.18 


48,528.64 68,700.96 


24 


5,687. SI 


6.535.97 


7,536.30 


8,717.88 


49~ 35,652.14 35,714.17 


50,289.7471,511.59 


24* 


5,892.61 


6,790.64 


7,862.68 9,129.19 


49126,356.04 36,848.20 


52,112.48 74,434.66 


25 

1 


6,102.52 


7,061.08 


8,200.47] 9,556.96 


50 27,077.55 38,016.24 


53,999.02 77,475.64 







FORT¥«FIYE CEMTS PEH, DAY. 


45 


00 


RATES OF INTEREST. 


GO 


RATES OF INTEREST. 


1 


5 pel* 


6 pet 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


£ 


cent. 


cent. 


cent. 


cent. 


251 


cent. 
7,107.39 


cent. 


cent. 


cent, 


1 


70.42 


'70.42 


70.42 


70.42 


S,202.46 


9,618.85 


117252.07 


1 


142.61 


142.96 


143.31 


143.67 


26 


7,355.50 


8,570.45 


10,025.93 


11,772.57 


H 


211.60 


217.63 


218.76 


239.89 


261 


7,609.82 


8,897.99 


10,447.26 


12,313.90 


2 


292.44 


294.63 


296.84 


299.06 


27 


7,870.50 


9,235.36 


10.883.34 


12,876.88 


2i 


370.18 


373.90 


377.65 


381.44 


m 


8,137.67 


9,582.84 


11,334.69 


13,462.38 


3 


449.86 


455.54 


461.29 


467.13 


28 


8,411.54 


9,940.75 


11,801.83 


14,071.30 


3* 


531.53 


539.63 


547.86 


556.24 


284 


8,692.25 


10,309.40 


12,285.31 


14,704.58 


4 


615.24 


626.24 


637.47 


648.91 


29 


8,980.00 


10,689.11 


12,785.73 


15,363.19 


<H 


701.05 


715.46 


725.20 


740.29 


291 


9,274.91 


11,080.21 


13,303.65 


16,048.14 


5 


789.00 


807.34 


826.18 


845.53 


30 


9,577.21 


11,483.04 


13,839.57 


16,760.49 


5i 


879.15 


901.99 


925.52 


949.78 


301 


9,887.06 


11,897.95 


14.389.38 


17,501.34 


6 


971.55 


999.47 


1,028.34 


1,058.16 


31 


10,204.66 


12,325.32 


14,968.61 


18,271.82 


6* 


1,066.27 


1,099.88 


1,134.76 


1,170.95 


314- 


10,530.21 


12,765.50 


15,562.93 


19,073.11 


7 


1,163.35 


1,203.30 


1,244.90 


1,288.21 


32 


10,863.89 


13,218.89 


16,178.06 


19,906.46 


VI 


1,262.86 


1,309.83 


1,358.90 


1,410.16 


321 


11,205.91 


13,685.88 


16,814.72 


20,773.15 


8 


1,364.85 


1,419.55 


1,476.88 


1,536.99 


33 


11,556.48 


14,166.89 


17,473.66 


21,674.50 


81 


1,469.40 


1,532.56 


1.599.00 


1,668.86 


331 


11,915.82 


14,662,32 


18,155.66 


22,611.90 


9 


1,576.56 


1,648.96 


1,725.39 


1,806.08 


34 


12,274.14 


15,172.61 


18,861.53 


22,586.80 


n 


1,686.40 


1,768.86 


1,856.20 


1,948.75 


341 


12,661.67 


15,698.22 


19,592.11 


24,600.70 


10 


1,798.98 


1,892.35 


1,991.10 


2,097.12 


35 


13,048.63 


16,239.59 


20,348.26 


25,655.15 


101 


1,914.38 


2,019.54 


2,131.43 


2,351.43 


351 


13,445.27 


16,797.20 


31,130.88 


26,751.78 


11 


2,032.67 


2,150.55 


2,276.76 


2,411.91 


36 


13,851.83 


17,371.54 


21,940.88 


27,892.28 


Hi 


2,154.91 


2,285.49 


2,426.82 


2,578.81 


361 


14,268.55 


17,973.11 


22,779.24 


29,078.40 


12 


2,278.18 


2,422.48 


2,582.24 


2,752.39 


37 


14,695.69 


18,572.43 


23,646.94 


30,311.96 


121 


2,305.56 


2,567.64 


2,743.04 


2,932.91 


371 


15,133.51 


19,200.03 


24,545.00 


31,594.86 


13 


2,536.12 


2,715.10 


2,909.48 


3,120.65 


38 


15,582.27 


19,946.45 


28,474,00 


32,929.08 


13| 


2,669.95 


2,866.98 


3,081.73 


3,324.91 


38* 


16,042.25 


20,462.27 


26,436.54 


34,316.67 


14 


2,807.13 


3,023.41 


3,275.02 


3,518.97 


39 


16,513.73 


21,198.07 


27,432.24 


35,759.76 


m 


2,947.73 


3,184.54 


3,444.54 


3,730.15 


391 


16,997.00 


21,904.43 


28,462.79 


37,260.58 


15 


3,091.85 


3,350.50 


3,635.53 


3,949.78 


40 


17,492.35 


22,631.99 


29,529.42 


38,821.42 


151 


3,239.57 


3,521.44 


3,833.19 


4,178.20 


401 


18,000.09 


23,376.38 


30,633.37 


40,444.71 


16 


3,390.98 


3,697.51 


4,037.78 


4,415.75 


41 


18,515.51 


24,153.24 


31,775.96 


42,132.92 


161 


3,546.18 


3,878.86 


4,249.53 


4,662.81 


411 


19,053,95 


24,948,26 


32,958 : 54 


43,888.66 


17 


3,705.26 


4,065.65 


4,468,69 


6,919,74 


42 


19,450.73 


25,767.14 


34,182,77 


45,714.63 


1V1 


3,868,32 


4,208.04 


4,695.52 


5,186,96 


421 


20,161.17 


26,610,58 


35,449-33 


47,613.64 


18 


4,035,45 


4,456.21 


4,930'29 


5,464.86 


43 


20,735.72 


27,479,32 


36,760.49 


49,588.61 


181 


4,206.76 


4,660.32 


5,173,27 


5,753,88 


431 


21,324.44 


28,374,12 


38,116,53 


51,642.58 


19 


4,382,36 


4,870.55 


5,424.76 


6,054.46 


44 


21,927.97 


29,295.67 


39,522.07 


53,878,71 


194 


4,562,34 


5,087.10 


5,685.05 


6,363.14 


444 


22,546,60 


30,245.07 


40,975,76 


66,000,28 


20 


4,746,82 


5,310.13 


5,950.45 


6,692.17 


45 


23,180.69 


31,222,85 


42,480.34 


58,292.27 


201 


4,935,92 


5,539.86 


6,233.28 


7,030,28 


454 


23,830.63 


32,229.9S 


44,087.58 


60,713.11 


21 


5,129,74 


5,776.48 


6,521.87 


7,881,92 


46 


24,496.82 


33,267.81 


45,649.32 


63,212,05 


211 


5,328.41 


6,020.20 


6,820.56 


7,747,72 


464- 


25,179.67 


34,235.75 


47,317.50 


65,810.06 


22 


5,532.05 


6,271.23 


7,129,71 


8,127.75 


47 


25,879.58 


35,436.25 


49,044,00 


68,518.83 


221 


5,740.77 


6,529.80 


7,449,66 


8,523,49 


474- 


26,597.00 


36,569.76 


50,830,97 


71,324.80 


23 


5,954.72 


6,796,12 


7,780.84 


8,934.86 


48 


27,332.35 


37,737.28 


52,680,48 


74,248,22 


231 


6,174.0"; 


7,070.42 


8,123.59 


9,362.63 


481 


28,086.08 


38,839.83 


54,594,72 


77,288.57 


24 


6,398.79 


7.352.96 


8,478.34 


9,807,61 


49 


28,858.66 


40,178,43 


56,575,96 


80,450,54 


241 


6,624.18 


7,644.00 


8,845.51 


10,270,34 


491 


29.650.55 


41,454.22 


58,626,54 


83,738,99 


25 


6,865.34 


7,943.72 


9,125.53 


10,723.08 


50 


30,462.2S 


42,768.27 


60,748.89 


87,158.97 



V*m 



46 



FIFTY CEffTS JPER DAY. 





RATES OF INTEREST. 


i 
•< 

H 


5 per 


6 per 


7 per 


8 per 


cent. 


^ent. 


cent. 


cent. 


"1 


78^25 


78,25 


78725 


78725 


1 


158.4G 


158.85 


159.24 


159,63 


H 


240.67 


241.86 


243.06 


244.27 


2 


324.93 


327,37 


829,82 


332,29 


21 


411,31 


415,44 


419,61 


423,83 


3 


499,84 


506,15 


512,55 


519,03 


H 


590,59 


599,59 


608,74 


618,04 


4 


683,60 


695,83 


708,29 


721.01 


4* 


778,94 


794,95 


811,33 


828,10 


5 


876,66 


897,03 


917,98 


939,48 


5i 


976,83 


1,002.21 


1,028.36 


1,055.31 


6 


1,099.50 


1,110.53 


1,142.60 


1,175.77 


61 


1,184.75 


1,224.09 


1,260.84 


1,301.05 


•7 


1,292.61 


1,337.04 


1,383.22 


1,431.34 


n 


1,403.17 


1,455.37 


1,509,89 


1,566.85 


8 


1,516.50 


1,577.28 


1,640.98 


1,707.71 


81 


1,632,67 


1,702.84 


1,776.67 


1,854.33 


9 


1,751.73 


1,832.18 


1,917.10 


2,006.75 


9* 


1,873.78 


1,965.39 


2,062.45 


2,165.27 


10 


1,998.87 


2,102.61 


2,212.89 


2,330.13 


10i 


2,127.09 


2,244.94 


2,368.59 


2,501.59 


11 


2,258.52 


2,289.50 


2,529.74 


2,679.90 


11* 


2,393.23 


2,539.44 


2,696.54 


2,865.35 


12 


2,531.31 


2,693.87 


2,869.16 


3,058.21 


121 


2,672.85 


2,852.94 


3,047.83 


3,258.79 


13 


2,817.92 


3,026.77 


3,282.75 


3,467.38 


131 


2,966.61 


3,185.58 


3,424.15 


3,684.34 


14 


3,119.02 


3,359.34 : 3,622,24 


3,909.96 


14i 


3,275.26 


3,538.38 3,827,27 


4,146.61 


15 


3,435.39 


3,727.28 4,039,47 


4,388.65 


151 


3,599,52 


3,912.71 4,259.11 


4,642.44 


16 


3,767.76 


4,108.34 4,486.42 


4,906.39 


16* 


3,940.20 


4,309.84' 4,721.70 


5,180.89 


17 


4,116.96 


4,517.39 4,965.21 


5,466.38 


m 


4,298.13 


4,731.16 5,217.24 


5,763.29 


18 


4,483.84 


4,951.36 5,478.09 


6,072.07 


18* 


4,674.18 


5,178.13 5,648.08 


6,393.20 


19 


4,869.29 


5,411.73 6,027.51 


6,727.18 


191 


5,059.27 


5,652.33 6,316.72 


7,074.52 


20 


5,274.25 


5,900.15 6,616.06 


7,435.75 


m 


5,484.36 


6,155.40 6,925.87 


7,811.43 


21 


5,699.71 


6,418.42' 7,246.53 


8,202.13 


211 


5,920.46 


6,689.11 7,578.41 


8,608.47 


22 


6,146.72 


6,908.04' 7,921.10 


9,031.06 


22* 


6,378.64 


7,255.33 8,277.42 


9,470,55 


23 


6,616.35 


7,551.24 8,645.38 


9,927.62 


231 


6,860.01 


7,856.03 9,026.21 


10,402.98 


24 


7,109.76 


8,169.96 9,420,38 


10,893.34 


241 


7,365.76 


8,493.3* 9,828.34 


11,411.49 


25 


7,628,15 


8,826.35 


10,250.59 


11,946.20 



254- 
26 
261 
27 

271 
28 

29 

29+ 

30 

801 

31 

311 

32 

321 

33 

331 

34 

341 

35 

351 

36 

361 

37 

371 

38 

381 

39 

391 

40 

401 

41 

411 

42 

421 

43 

431 

44 

44* 

45 

451 

46 

461 

47 

47* 

48 

481 

49 

49*. 

50 



RATES OF INTEREST. 



5 per 
cent. 



7,897 
8,172 
8,455 
8,744 
9,041 
9,346 
9,658 
9,977. 

10,305. 

10,641. 

10,985. 

11,338. 

11,700. 

12,079. 

12,451. 

12,849. 

13,239. 

13,649. 

14,068. 

14,498. 

14,939. 

15,390, 

15,853. 

16,328. 
,815. 

17,313. 

17,824. 

18,348. 

18,885. 

19,435. 

20,000. 

20,578. 

21,171. 

21,778. 

22,401. 

23,039. 

23,693. 

>4,364. 

25,051. 
5,756. 

26.478. 

27,218. 

27,977. 

28,755. 

29,552. 

30,369. 

31,206. 

82,065. 

32,945, 

33,846 



6 per 
cent 



.16 

.06 

,7 

46 

36 

63 

52 

23 

98 

00 

53 

80 

04 

52 

48 

19 

92 

95 

55 

00 

13 

73 

58 

36 

95 

10 

35 

06 

58 

30 

58 

82 

42 

78 

32 

44!35, 

68 36 

41 38, 

09 39, 

22 40, 

28 41 

7643 

17 44 

0646 

93 47 



,169 

,522 
886 
261 
647 
,045 
,454 
,876 
311 
758. 
219 
694 
183 
687 
206, 
740 
291. 
858. 
442. 
003. 
603. 
301. 
959 
636. 
333. 
051 
791 
553 
338. 
146. 
979. 
836 
720 
630. 
567, 
532 
526, 
550. 
605. 
692 
811 
903 
150 
373. 
633. 
930 
266 
642 
160. 
520 



7 per 
cent. 



10,687.61 
11,139.92 
11,608.07 
12,092.60 
12,594.10 
13,113.14 
13,650.35 
14,206.36 
14,781.83 
15,377.30 
15,993.75 
16,631.78 
17,229.15 
17,975.62 
18,683.02 
19,415.18 
20,172.96 
20,957.26 
21,769.01 
22,679.18 
23,478.75 
24,378.76 
25,310.25 
26,274.37 
22,727.23 
28,305.00 
29,373.93 
30,480.27 
31,625.33 
32,810.46 
34,037.08 
35,306.63 
36,620.61 
37,980.58 
,388.15 
40,844.98 
42,352.81 
44,913.41 
45,528,63 
47,200.38 
48,930.64 
50,721.46 
52,574.96 
54,493.34 
56,478.86 
58,533.87 
60,660.80 
62,862.18 
65,140.61 
67,498.78 



8 per 
cent. 



12,592.39 
13,080.64 
13,682.11 
14,307.65 
14,558.20 
15,634.78 
16,838.42 
17,070.21 
17,831.27 
18,622.77 
19,445.93 
20,302.02 
21,12.359 
22,118.22 
23,081.28 
24,082.77 
25,124,34 
26,207.56 
27,334.11 
28,505.83 
29,724.20 
30,991.42 
32,309.33 
33,679.95 
35,105.40 
86,587.87 
38,129.63 
39,733.07 
41,400.64 
43,134.91 
44,938.56 
46,814.35 
48,765.18 
50,794.03 
52,904.05 
55,098.49 
57,380.65 
50,754.12 
62,222.54 
64,789.19 
67,459.01 
70,235.62 
73,123.29 
76,126.47 
79,249.78 
82,498.02 
5,876.19 
89,383.41 
93,043.32 
|96,843,30 



§IXTY CEffT§ PER DAY. 



47 



GO 


EATE8 OF INTEREST. 


PS 


5 per 


6 per 


7 per 


8 per 


1* 


cent. 
93.90 


cent. 


cent. 


cent. 


~£ 


93.90 


93.90 


93.90 


1 


190.15 


190.62 


191.09 


191.56 


H 


288.80 


290.24 


291.67 


293,12 


2 


389.92 


392.84 


395.78 


398.74 


21 


493.57 


493.53 


501.54 


501.59 


3 


599.81 


607.38 


615.06 


622.84 


H 


708.70 


719.51 


730.49 


741.65 


4 


820.32 


834.99 


849.95 


865.21 


41 


934.73 


953.94 


973.60 


993.72 


5 


1,052.00 


1,076.46 


1,101.58 


1,127.37 


H 


1,172.20 


1,202.65 


1,234.03 


1,266.37 


6 


1,295.40 


1,332.63 


1.371.12 


1,410.92 


61 


1,421.69 


1,466.51 


1,513.01 


1,561.26 


7 


1,551.13 


1,604.41 


1,659.87 


1,718.61 


n 


1,683.81 


1,746.64 


1.811.86 


1,880.21 


8 


1,819.80 


1,892.73 


1,969.18 


2,048.32 


81 


1,959.20 


2,043.41 


2,132.00 


2,225.20 


9 


2,192.08 


2,198.62 


2,300.52 


2,408.10 


91 


2,248.53 


2,358.47 


2,474.94 


2,598.33 


10 


2,398.64 


2,523.13 


2,655.46 


2,796.16 


101 


2,552.51 


2,692.72 


2,842.30 


3,001.91 


11 


2,710.22 


2,867.40 


3,035.68 


3,215.88 


111 


2,871.88 


3'047.33 


3,235.85 


3,438.42 


12 


3,037.57 


3,232.65 


3,442.99 


3,699.86 


121 


3,207.41 


3,423.52 


3,657.39 


3,910.55 


13 


3,381.50 


3,620.13 


3,879.30 


4,160.87 


131 


3,559.94 


3,822.63 


4,108.98 


4,421.21 


14 


3,742.84 


4,031.21 


4,346.69 


4,691.96 


ill 


3,930.31 


4,246.05 


4,592.72 


4,973.53 


15 


4,122.46 


4,467.33 


4,847.37 


5,266.37 


151 


4,309.43 


4,695.25 


5,110.93 


5,570.93 


16 


4,521.31 


4,930.01 


5,383.71 


5,887.67 


161 


4,728.24 


5,171.81 


5,666.04 


6,217.07 


17 


4,940.35 


5,420.86 


5,658.25 


6,559.66 


171 


5,157.76 


5,677.39 


6,260.69 


6,915.94 


18 


5,380.60 


5,941.61 


6,573.71 


7,286.48 


181 


5,609.02 


6,213.76 


6,897.99 


7,671.84 


19 


5,843.14 


6,494.07 


7,233.01 


8,072.61 


191 


6,083.12 


6,782.79 


7,580.07 


8,489.42 


20 


6,329.10 


7,081.18 


7,939.27 


8,922.89 


201 


6,581.23 


7,386.48 


8,311.05 


9,373.71 


21 


6,839.66 


7,701.98 


8,695.83 


9,842.56 


2H 


7,] 04.55 


8,026.94 


9,004.09 


10,330.16 


22 


7,376.06 


8,361.65 


9,506.28 


10,837.27 


224 


7,654.36 


8,706.39 


9,932.90 


11.364.66 


23 


7,929.62 


9,061.49 


10,374.48 


11,913.14 


231 


8,332.01 


9,427.23 


10,831.46 


12,483.57 


24 


8,531.71 


9,803.95 


11,304.46 


13,076.80 


241 


8,889.08 


10,191.67 


11,794.11 


13,693.79 


25 


9,153.78 


10,591.63 


12,300.71 


14,335.44 



251 

26 

261 

27 

271 

28 

28 

29 

29.1 

30 

301 

31 

311 

82 

321 

33 

m 

34 

34 

35 

351 

36 

361 

37 

371 

38 

381 

39 



40 

401 

41 

411 

42 

43 

431 

44 

441 

45 

451 

46 

461 

47 

471 



RATES OF INTEREST. 



5 per 
cent. 



6 per 
cent. 



9,476.72 
9,807.34 
10,146.42 
10,493.98 
10,850.23 
11,215 
11,589.67 
11,973.31 
12,366.55 
12,769.61 
13,182.75 
13,606.22 
14,040.27 
14,485.18 
14,941.21 
15,408.64 
15,887.76 
16,378.85 
16,882.22 
17,398.18 
17,927.03 
18,469.11 
19,024.74 
19,594.25 
20,178.01 
20,776.36 
21,389.67 
22,018.31 
22,662.67 
23,323.14 
24,000.12 
24,694.02 
25,405.27 
25,934.30 
26,881.56 
27,647.50 
28,432.58 
29,237.30 
30,062.13 
30,906.58 
31,774.17 
32,662.43 
33,572.89 
34,506.11 
35,462.66 

48 36,443.13 
48137,448.11 

49 '38,478.21 
49139,534.07 

50 '40,616.32 



11,003.27 
11,427.24 
11,863.99 
12,313.81 
12,777.13 
12,254.37 
13,745.87 
14,252.15 
14,773.61 
15,310.72 
15,863.94 
16,431.76 
17,020.67 
17,625.19 
18,247.85 
18,889.18 
19,549.76 
20,230.15 
20,930.95 
21,652.78 
22,396.27 
23,161.95 
23,950.82 
24,763.24 
25.600.04 
26,461.94 
27,349.70 
28,264.09 
29,195.91 
30,175.99 
31,175.17 
32,204.32 
33,264.35 
32,356.18 
35,480.77 
36,639.09 
37 832.16 
39,061.03 
40,326.76 
41,630.4 6 
42,973.31 
44,356.41 
45,781.00 
47,248.33 
48,759.68 
50,316.37 
51,919.76 
53.571.26 
55,272.29 
57,024.36 



7 per 
cent. 

12325713 

13,367.91 

13,929.69 

14,511.12 

15,112,92 

15,735.77 

16,380.42 

17,047.63 

17,738.20 

18,452.76 

19,192.20 

19,958.14 

20,750.58 

21,570.75- 

22,419.62 

23,291.21 

24,207.55 

25,148.71 

26,122.80 

27,131.02 

28,174.50 

29,254.51 

30,372,32 

31,529.25 

32,726.67 

33,966.00 

35,248.71 

36,576.32 

37,950.39 

39,372.55 

40,844.49 

42,367.95 

43,944.73 

45,576.69 

47,255.78 

49,019.98 

50,823.3 

52,696.09 

54,634.24 

56,640.45 

58,716.77 

60,865.76 

63,089.96 

65,282.0-1 

67,774.63 

70,240.64 

72,792.96 

75,434.61 

78,168.73 

89,998.53 



8 per 
cent. 

15,002.75 
15,696.77 
16,418.54 
17,169.18 
17,949.84 
18,761.74 
19,606.12 
20,486.25 
21,397.52 
22,347.32 
23,335.12 
24,362.42 
25,430.82 
26,541.95 
27,697.53 
28,899.33 
30,149.20 
31,449.07 
32,800.93 
34,206.87 
35,669.05 
7,189.71 
38,771.20 
40,415.94 
42,126.48 
43,905.44 
45,755.€6 
47,679.68 
49,680.77 
51,761.90 
53,926.27 
56,177.22 
58,518.21 
60,952.84 
63,484.86 
66,118.15 
68,856.7! 
71,704.94 
74,667.04 
77,847.03 
80,950.81 
84,282.74 
87,747.95 
91,351.77 
95,099.74 
98,997.64 
102,951 
107,267 
116,652 
116,212 



48 SEVENTY CE3TTS PER DAY. 




RATES OF INTEREST. 


32 

PS 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


* 


cent. " 


cent. 


cent. 


cent. 


t* 


cent. 


cent. 


cent. 


cent. 


109.55 


109.95 


109.95 


109.55 


25111,055.94 


12,837.15:14,962.65 


17,503.21 i 


1 


221.84 


222.39 


222,93 


223.48 


;26 11,441.89 


13,351.82 15,595.89 


18,312,89 


u 


336,93 


338.61 


340.29 


341.97; 


[26411,837.49 


13,841. 3246,251.30 


19,15496 


2 


454.91 


457.32 


461.75 


465. 20: 


27 12,242.98 


14,366.11 16,929.65 


20,030.71 


21 


575.63 


581.62 


587.46 


593.36 1 


27112,658.60 


14,906.65 17,631.73 


20,941.48 


3 


699.78 


708.61 


717.57 


726.64; 


28 


13,184.62 


15,463.40:iS,358.39 


21,888.69 


31 


826.82 


839.42 


852.23 


865.26 : 


284 


13,521.28 


16,056.3549,110.49 


22,973.79 


4 


957.04 


974.16 


991.61 


1,009.42 


29 


13,968.87 


16,627.49 19,888.91 


23,898.29 


*4 


1,090.52 


1,112.83 


1,135.87 


l,159.3o! 


294 


14,427.64 


I7,235.88i20,694.57 


24,963.78 


5 


1,227.33 


1,255.87 


1,285.17 


1,315.271 


30 


14,897.88 


17,862.50J21, 528.42 


26,061.88 


51 


1,367.56 


1,403.09 


1,439.71 


1,477.43 


304 


15,379.88 


18,507.92 22,381.25 


27,224.30 


6 


1,511.30 


1,554.74 


1,599.64 


1,646.08 


31 


15,873.92 


19,172.72123,284.50 


28,422.82 ! 


61 


1,658.64 


1,710.93 


1,765.18 


1,821.47 


31416,380.33 


19,857.45124,209.01 


29,669.49 


V 


1,809.65 


1,871.81 


1,936.51 


2,003.88 


32 


16,899.38 


20,562.72 25,165.87 


30,965.61 ! 


n 


1,964 44 


2,037.51 


2,113.84 


2,193.58 


324 


17,431.41 


21,289.15!26,156.23 


32,313.78 j 


8 


2.123.10 


2,208.19 


2,297.38 


2,390.88 


33 


17,976.75 


22,037.38 


27,181.25 


33,715.88 


u 


2.285.73 


2,383.98 


2,487.33 


2,596.06 


33418.535.72 


22,808.05 


28,252,14 


35,174.07 


9 


2,452.42 


2,565.05 


2,683.94 


2,809.45 


34 


19,108.66 


23,601.84 


29,340.16 


36,690.58 


9l 


2,623.29 


2,751.55 


2,887.43 


3,031.38 


341 


19.695.93 


24.422.45 


30,476.62 


38,267.76 


10 


2,798.42 


2,943.65 


3,098.04 


3,262.19 


35 


20,297.87 


25,261.58 


31.651.84 


^9,908.02 


10-1 


2,977.93 


3,141.51 


3,316.02 


3,502.22 


351 


20,914.87 


26,128.98 


32,870.25 


41,613.89 


11 


3,161.93 


3,345.30 


3,541.63 


3,751.76 


36 


21,547.29 


27,022.40 


34,130.26 


43,387.99 


111 


3,350.52 


3,555.21 


3,775.14 


4,011.49 


361 


22,195.53 


27,942.62 


35,434.37 


45,233.06 


12 


3,543.84 


3,771.42 


4,016.82 


4,281.50 


37 


22,859.96 


28,890.45 


36,784.12 


47,151.94 


121 


3.741.98 


3,994.11 


4,266.96 


4,762,31 


371 


23,541.01 


29,866.7138,251.11 


49,147.56 


I 8 


3,945.08 


4,223.49 


4,525.85 


4,85435 


38 


24,239.09 


30,872.26 


39,627.00 


51,223.01 


13| 


4,153.26 


4,459.74 


4,783.81 


5,158.07 


384 


24,954.62 


31,907.98 


41,123.50 


53,381.48 


14 


4,366.64 


4,703.08 


5,071.14 


5,473.95 


39 


25,688.03 


32,974.77 


42,672.37 


55,626.29 


14| 


4,535.86 


4,953.73 


5,358 18 


5,802.46 


391 


26,439.78 


34,073.56 


44,275.48 


57,960.89 


15 


4,809.54 


5,211.89 


5,654.96 


6,144.10 


40 


27,210.33 


35,205.32 


45,944.65 


60,388.88 


151 


5,039.33 


5,477.79 


5,962.75 


6.499.42 


401 


28,000.13 


36,371.03 


47,651.91 


62,913.99 


16 


5,274.86 


5,751.68 


6,280.99 


6,868.94 


41 


28,809.69 


37,571.71 


49,429.28 


65,540.10 


161 


5,516.28 


6,033.78 


6,610.38 


7,253.25 


414 


23,639.48 


38,818.41 


51,268.85 


68,271.25 


17 


5,763.74 


6,324.34 


6,951.29 


7,652.93 


42 


30,490.02 


40,082.21 


53,172.81 


71,111.65 


m 


6,017.39 


6,623.62 


7,304,14 


8,068.60 


421 


31,361.82 


41,394.23 55,143.41 


74,065.66 1 


18 


6,277.37 


6,931.88 


7,669.33 


8,500.90 


43 


32,255.41 


42,743.6157,182.98 


77,137.84 j 


181 


6,543.85 


7,249.29 


8,047.31 


8,950.48 


434 


33,171.35 


44,137.52 59,294.93 


80,332.91 ! 


19 


6,817,00 


7,576.42 


8,438.52 


9,418,05 


44 


34,110.18 


45,571.20 61,478.77 


83,655.77 j 


191 


7,096.98 


7,913,26 


8,843.41 


9,904.32 


441 


35,072,49 


47,047.89 63,740.08 


87,111.55 1 


20 


7,383.95 


8,260.21 


9,262.48 


10,410.04 


45 


36,058.85 


48,568.87 66,080.53 


90,704.86 


201 


7,678.10 


8,617.56 


9,696.22 


10,936.00 


454 


37,069.87 


50,135.53168,502.90 


94,442.61 


21 


7,979.60 


8,985.64 


10,145.14 


11,482.99 


46 


38,106.17 


51,749.14 71,010.05 


98,329.86 


211 


8,28.8.64 


9,364.86 


10,609.77 


12,051.85 


464 


39,168.37 


53,411.17 73,604.94 


*1 02,37 3 


22 


8,605.41 


9,755.25 


11,091.66 


12,643.48 


47" 


40,257.13 


55,123.05 [76,280.67 


106,577 


221 


8,930.09 


10,157.46 


11,588.38 


13,258.77 


474 


41,373.11 


56,886.30179,070.40 


110,950 


23 


9,262.89 


10,571.73 


12,103.53 


13,898.67 


48 


42,516.99 


58,702,43 81,947.41 


115,497 


231 


9,604.02 


10,998.44 


12,636.70 


14,564.17 


48 


43,689.46 


60,553.06'S4,925.12 


120,227 


24 


9,953.67 


11,437,94 


13,188.53 


15,255,28 


49 


44,891.25 


62,499. 80'88,007.05 


125,145 


241 


10,312.06 


11,890.63 


13,759.6815,976.08 


491 


46,123.08 


64,48434 91,196.85 


130,261 


25 


10,679.41 Jl2,256.90 


14,350.12116,724.68 


i50 147,385.70 


66,528.42,94,498.29 


135,581 



EIGHTY CEMTS PER DAY. 



49 



H 

10 

m 
11 

iu 

12 
12| 

13 

18i 

14 

m 

15 

15| 

16 

16* 

IT 

iU 

18 

18* 

19 

in 

20 

201 

21 

211 

22 

22i 

23 

231 

24 

241 

25 



RATES OF INTEREST. 



5 per 
cent. 



125. 
253. 
385. 

519. 
658. 
T99. 
944. 

1,093. 

1,246. 

1,402. 

1,562. 

1,121. 

1,895. 

2,088. 
' 2,245. 

2,426. 

2,612. 

2,802. 

2,998. 

3,198. 

3,403. 

3,613. 

3,829. 

4,050. 

4,276. 

4,508. 

4/746. 

4,990. 

5,240. 

5,496. 

5,759. 

6,028. 

6,304. 

6,587. 

6,867. 

7,174. 

7,478. 

7,790. 

8,110. 

8,438. 

8,774. 

9,119. 

9,472. 

9,834. 
10,205. 
10,586. 
10,976. 
11,375. 
11,785. 
11,205. 



6 per 

cent. 



125. 
254. 
386. 
523. 
664. 
809. 
959. 

1,113. 

1,271. 

1,435. 

1,603. 

1,776. 

1,955. 

2,139. 

2,328. 

2,523. 

2,724. 

2,931. 

3,144. 

3,364. 

3,590. 

3,823. 

4,063. 

4,310. 

4,564. 

4,826. 

5,096. 

5,374. 

5,661. 

5,956. 

6,260. 

6,573. 

6,895. 

7,227. 

7,567. 

7,922. 

8,285. 

8,658. 

9,043. 

9,440. 

9,848. 
10,269. 
10,702. 
11,148. 
11,608. 
12,081. 
12,569. 
13,071. 
13,589. 
14,122. 



7 per 
cent. 



125.50 
254.78 
388.90 
527.87 
671.38 
820.08 
973.98 
133.27 
298.14 
468.77 
645.38 
828.17 
017.35 
213.16 
415.82 
625.57 
842.67 
067.36 
299.92 
540.62 
789.74 
047.58 
314.44 
590.65 
876.52 
172.40 
,478.63 
,795.59 
113.63 
463.16 
814.57 
178.28 
554.72 
944.33 
347.59 
764.95 
196.93 
644.02 
106.76 
585.69 
081.39 
594.44 
125.45 
675.04 
243.87 
832.60 
441.94 
072.61 
725.35 
400.94 



8 per 
cent. 



125. 

255. 
390. 
531. 
678. 
830. 
988. 

1,153. 

1,324. 

1,503. 

1,688. 

1,881. 

2,081. 

2,290. 

2,506. 

2,732, 

2,966. 

3,210. 

3,464. 

3,728. 

4,002. 

4,287. 

4,584. 

4,893. 

5,264. 

5,547. 

5,895. 

6,255. 

6,631. 

7,021. 

7,427. 

7,850. 

8,289. 

8,746. 

9,221. 

9,715. 
10,229. 
10,763. 
11,319. 
11,897. 
12,498. 
13,123. 
13,775. 
14,449. 
15,152, 
15,884. 
16,644. 
17,435. 
18,258. 
19,113. 



26| 

26 

26^ 

27" 

271 

28 

281 

29 

30 

30^ 
31 

m 

32 
!-32i 
|33 
N 



68 
15 
95 
43 
93 
81 j 134 



19 



38A 
39 
39| 
40 

m 

41 

41 A 

42 

421 

43 

43^ 

44 

44| 

45 

45A 



28 
29 
30 
31 
32 
32 
33 
34 
35 
36 
37 
38 
40 
41 
42 
43 
41 
46 
47147 
19||48 48 
76 48149 
75 ; 49 51 
38 49|52 
92' 50 54 



71 46 
55 46J 
69 47 



RATES OF INTEREST. 



5 per 
cent. 



635, 
076, 
528, 
991. 
466. 
153. 
452. 
964. 
488. 
026. 
517. 
141. 
720. 
313. 
921. 
544. 
183. 
838. 
509. 
197. 
902. 
625. 
366, 
125. 
904 
701. 
519, 
357. 
216. 
097. 
000. 
925. 
863. 
845. 
842. 
863. 
910. 
983 
083. 
010. 
365. 
549. 
763. 
008. 
283. 
590. 
930. 
304 
712. 
155. 



6 per 
cent. 



14,671 
15,236 
15,818 
16,418 
17,036 
85 17,672 
90 18,327 
42 18,9S2 
73 19,698 
,15 20,414 
,00 21,151 
63 21,911 
37 22,694 
.56 23,500. 



7 per 
cent. 



01 



,86 25.186. 



24.330 



26,066 
26,973 
27,907 
28,870 
29,861 
30,832 
31,934 
33,017 
4,133 
35,282 
36,466 
37,685 
,941 
40,234 
41,560 
42,939 
44,352. 
45,808 
47,307 
48,852 
50,442 
06 52,081 
04 53,769 
1155,507 
57,297 
90 59,141 
85 61,041 
15 62,997 
5565,012 
84!67,088 
81|69,226 



.03 17,100.17 
.36,17,823.88 
.6518,572.92 
.41 19,348.17 
.1720,150.55 
.45|20,981.02 
.83121,840.56 
.8622,730.18 
.lo!23, 650.93 
.1924,603.68 
.92 25,590.01 
6826,610.96 
2327,667.44 
2528,761.00 
46-29,892.83 
58 31,064.28 
3432,376.73 
5333,531.62 
94 34,830.42 
58|36,174.69 
6937,566.00 
7439,006.01 
6240,496.42 
65 42,039.00 
38 43,635.56 
58 45,288.01 
26 46,998.29 
45 48,768.43 
21 50,600.52 
65 52,496.74 
89 54,459.32 
10 56,490.60 
.47 58,592.97 
24 1 60,7 68. 93 
6963,021.04 
12165,351.98 
67,764.49 
70,161.45 
72,845.80 
75,520.60 
78,289.03 
81,154.34 
84,119.94 
88)87,089.34 
91190,386.17 



50 

35 

28j7i,428.34 

39 

48 



09,73,696. 
09r7 6,032. 



93,654.18 

97,057.28 

100,579 

104,226 

107,998 



8 per 
cent. 



20,003.67 
20,929.02 
21,891.38 
22,892.24 
23,933.1! 
25,015.65j 
26,141.481 
27,312.34 : 
28,530.03 
29,796.43 j 
31,113.49 
32,483.23 
33,907.76 
35,389.47 
36,930.04 
38,532.44 
40.198.94 
41,932.09 
43,734.58 
45,609.16 
47,558.73 
49,586.28 
51,694.93 
53,917.92 
56,168.64: 
58,540.59-, 
61,007.41 
63,572.91 
66,241.02 
69,015.86 
71,901.70 
74,902.97 
78,024.28 
81,270.46 
84,646.47 
88,157.53 
91,809.03 
95,606.60 
99,556.06 
*103,662 
107,934 
112,377 
116,997 
121,802 
126,800 
131,997 
137,402 
143,023 
148,869 
154,949 



NINETY CEftTS PER DAY. 



RATES OF INTEREST. 



5 per 
cen t. 



6 per 
cent. 



7 per 
cent. 



8 per 
cent. 



RATES OF INTEREST. 



5 per 
cent. 



6 per 
cent. 



7 per 
cent. 



8 per 
cent. 



1 

14 
2 

3 

8J- 
4 

41 
5 

5* 
6 

7 I * 

n\ 2 



? 

10 

101 
11 

HI 

12 
12 
13 
134 
14 
141 
15 

m 

16 
161 
17 

m 

18 
184 
19 
191 
20 
201 
21 
21| 
22 
224 
23 
231 
24 
241 
25 



140.85 140.85 140.85 140.85 
285.22 285.93 2S6.63 287.33 
422.20 435.35 437.51 439 
584.88 589.26 593.67 598.11 

740.35 747.79 755.30 762.89 
899.71 911.08 922.59 934.25 

,063.06 1,079.26 1,095.73 1,112.47 
,230.48 1,252.49 1,274.93 1,297.82 
,402.09 1,430.91 1,450.40 1,480.59 
,578.00 1,614.69 1,652,37 1,691.06 
,758.30 1,803.98 1,851.05 1,899.55 
,943.10 1,998.95 2,056.69 2,116.38 
1,132,53 2,199.77 2,269.52 2,341.89 
,326.69 2,406.61 2,489.80 2,576.42 
,525.71 2,619.66 2,717.80 2,820.32 
,729.70 2,839.10 2,953.77 3,073.99 
,938.80 3,065.12 3,19S.OO 3,337.79 
,153.12 3,297.91 3,450.78 3,612.16 
,372.80 3,537.71 3,712.41 3,897.49 
,597.97 3,784.69 3,982.19 4,194.24 
,828.76 4,039.08 4,263.45 4,502.86 
065.43 4,301.11 4,553.53 4,823.83 
307.82 4,570.99 4,853.75 5,157.63 

556.36 4,848.97 5,164.48 5,504.78 
811.12 5,135.29 5,486.09 5,865.83 
,072.25 5,430.20 5,818.95 6,241.31 
339.91 5,733.95 6,163.16 6,649.81 
614.25 6,046.82 6,550.03 7,037.93 
S95.46 6,369.08 6,889.09 7,460.30 
183.70 6,701.00 7,271.05 7,899.56 

,479.14 7,042.88 7,666.39 8,356.39 
,781.97 7,395.01 8,075.56 8,861.50 

092.37 7,757.71 8,499.06 9,325.61 

410.52 8,131.30 8,937.38 9,839.48 
,736.64 8,416.08 9,391.03 10,373.91: 
070.90 8,912.42 9,860.5710,929.72 

413.53 9,320.64 10,346.54 11,507.76; 
,764.71 9,741.11 10,849.52 12,108.92 
,124.68 10,l74.19ill,370.10 12,726.27 
493.65 10,620.27'll,9O8.91jl3,384.34: 
871.84 ll,079.73;12,466.57jl4,060.57| 
259.49 ll,552.97 i 13,043.75|14,763.84 l 
656.82112,040.4143,641.13 15,495.24: 
064.09!12,542.47!l4,259.42 16,255. 90| 
,,81.55 13,059.5914,899.35 17,046.99, 
,909.4443,592. 23'l5,561.68jl7 > 869.72 ! 
348.02:14,140.85 16,247.18118,725.36' 
797.57114,705.92 16,956.69 19,615.22; 
258.36 15,287.95 17,691.02120,540.68! 
730.67115,887.4418,451. 06|21,446.16 



2/; 

26* 

27 

: 274 

2S 

284 

29 

294 

30 

301 

31 

3U 

32 

324 

33 

334 

134 

m 

35 

|354 

36 

1 364 

37 

371 

38 



14,214.79 
14,711.01 
15,219.63 
15,740.99 
16.27 5.35 
16,823.08 
17,384.51 
17,959.97 
18,549.82 
19,154.42 
19,774.13 
20,409.33 
21,060.41 
21,727.77 



16,404.91 
17,140.91 
17,795.99 
18,470.72 
19,165.69 
19,881.51 
20,618.80 
21,378.22 
22,160.41 



19,237.69 
20,051.86 
20,894.53 
21,766.69 
22,669.37 
23,603.65 
24,570.63 
25,571.45 
6,607. 3( 



22,504.13 
23,545.15 
24,627.80 
25,753.77 
26,924.77 
28,142.61 
29,409.16 
30,726.38 
32,096 



22,966.0827,679.14 33,520.98 



23,795.91 
24,650.64 
25,531.01 
26,437.79 



22,411.82 27,371.77 



23,112.96 

3,831.64 

24,548.28 

25,323.33 

26,097.27 

26,890.55 

27,703.66 

8,537.10 

9,391 38 

30,267.02 

131.1 64. 54 



38432,084.51 
39 "33,027.47 
394 33,994.00 
40" 34,984.71 
404 36,000.17 

41 "37,031.03 
41138,107.90 

42 38,901.45 
424 40,323.34 53,221.15 
43~ 41,47 1.24,'54,958. 64 



28,333.77 
29,324.63 
30,345.22 
31,396.43 
32,479.17 
33,594 40 
34,743.08 
35,926.22 
37,144.86 
38,400.06 
39,692.91 
40,924.54 
42,396.13 
43,808.87 
45,263.98 
46,752.75 
48,306.48 
49.896.53 
51,534.27 



28,778.76 

29,937.21 

31,125.87 

32,356.12 

33,629.43 

34,947.32 

36,311.32 

37,723.07 

39,184.22 49.201.40 

40,696.52 51,310.31 

42.261.75 53,503.57 

43.881.76 55,784.56 
45,558.47 58.156.79 



434 
44" 

m 

'45 

m 

46 

461 

s- 

471 
148 
|484 
149 



42,648.88 56,748.25 
43,855.95158,591.34 
60,490.14 
62,445.69 
65,459.97 
66,535.61 
68,671.50 
70,872.50 
73,139.52 
75,474.56 



35,002.67 
36,543.63 
38,146.23 
39,812.92 
41,546.29 
43,348.99 
45,223.80 
47,173.61 



45,093.20 

46,361.38 

47,661.26 

48,993.64 

50,359.33 

51,759.17 

53,194.00 

54,664.70 

56,172.16 75,879.64 

57,717. 32|S0,356.86 
49*|59,301.10,82,908.44 
50 I60,424.4S ! 85,536.54 



47,293.87 

49,090.01 

50,948.01 

52,873.0 

54,864.48 

56,925.59 

59,058.83 

61,266.74 

63,551.93 

65,917.09 

68,365.04 

70,898.67 

73,520.97 

6,235.06 

79,044.13 

81,951.53 

84,960.68 

88,075.15 

91,298.63 

94,634.94 

98,088.01 

*101,662 

105,361 

109,189 

113,152 

117,253 

121.49S 



60,623.91 

63,189.72 

65,858.16 

68,633.34 

71,519.52 

74,521.15 

77,642.85 

80,889.41 

84,265.S4 

57,777.32 

91,429.26 

95,227.28 

99,177.22 

q 03,2 85 

107,557 

112.001 

116,585 

121,426 

126,424 

131,620 

137,028 

142,650 

148,496 

154,577 

160,901 

167,478 

174,318 



OJYE DOLLAR PER DAY. 



51 



1 

H 

2 

2l : 

3 

n 

4 

4* 
5 

5* 

6 
6* 

n 

8 

8i 

9 

94, 
10 

m 
a 

in 

12 
12-$ 

13 

is-j 

14 
14* 
15 
ISA 



RATES OF INTEREST. 



5 per 
cent 



164 
17 

in 

18 

18* 

19 

m 

20 
20£ 
21 
211 

22 

221 

23 

23| 

24 



156.50 
316.91 
481.34 
649,87 
822.62 
999.68 
1,181.17 
1,367.20, 
1,557.88 
1,753.33 
1,953.66 
2,159.00 
2,369.48 
2,585.22 
2,806.35 
3,033.01 
3,265.33 
3,503.46 
3,747.55 
3,997.74 
4,254.18 
4,517.04 
4,786.46 
5,062.62 
5,345.69 
5,635.83 
5,933.23 
6,238.06 
6,550.51 
6,870.77 
7,199.04 



6 per 

cent. 



16^7,535.52 



7,880.41 
8,253.92 ! 
8,969.67 
9,348.36 
9,738.57 
10,138.54 
10,548.50 
10,968.71! 
11,399.43 
11,840.92 
11 ,840. 9 2 
12,293.44 
12,757.27 
13,232.71 
13,720.02 
14,219.52 
24^14,731.51 
25 115,256.30 



156.50 
317.69 
483.73 
654.74 
830.88 
012.31 
,199.18 
391.65 
,589.90 
,794.10 
004.42 
221.05 
,444.18 
674.01 
910.73 
,154.55 
405.69 
664.36 
930.79 
205.21 
487.87 
779.01 
078.88 
387.74 
705.87 
033.55 
371.06 
718.69 
076.75 
445.55 
825.42 
216.68 
619.68 
034.77 
462.32 
902.69 
356.27 
823.45 
304.66 
800.30 
310.81 
836.63 
377.23 
936.08 
510.66 
102.48 
712.05 
339.91 
986.61 
652.71 



7 per 
cent. 



8 per 
cent. 



156.50 

318.48 

486.12 

659.64 

839.23 

1,025.10 

1,217.48 

1,416.59 

1,622.67 

1,835.96 

2,056.72 

2,285.24 

2,521.69 

2,766.45 

3,019.77 

3,281.97 

3,553.33 

3,834.20 

4,124.90 

4,425.77 

4,737.17 

5,059.47 

5,393.05 

5,738.31 

6,095.65 

6,464.50 

6,848.29 

7,244.48 

7,654.54 

8,078.95 

8,518.21 

8,972.85 

9,443.40 

9,930.42 

10,434.48 

19,956.19 

11,496.16: 

12,055,02; 

12,633.45 

13,232.12 

13,851.74 

14,493.05 

15,156.81 

15,843.80 

16,554.83 

17,290.75 

18,052.43 

18,840.76 

19,656.69 

20,501.17 



156.50 

319.26 

488.58 

664.57 

847.65 

1,038.06 

1,236.08 

1,442.03 

1,666.21 

1,878.96 

2,110.61 

2.351.54 

2,602.10 

2,862.68 

3,133.69 

3,415.54 

3,708.66 

4,013.51 

4,330.55 

4,660.27 

5,003.18 

5,339.81 

5,730.70 

6,116.43 

6,517.58 

6.934.79 

7,368.68 

7,819.93 

8,289.22 

8,777.29 

9,284.88 

9,812.78 

10,361.79 

10,932.76 

11,526.57 

12,144.13 

12,786.40 

13,454.36 

14,149.03 

14,872.49 

15,622.85 

16,404.26 

17,216.64 

18,062.11 

18,941.10 

19,855.24 

20,805.95 

21,794.69 

22,822.98 1 

23.892.40' 



26 

264 
27 
27i 
28 

284; 

29 

294 

30 

304 

31 

314- 

32 

324 

33 

334 

34 

34^ 

35 

35i 

36 

364, 



RATES OF INTEREST. 



5 per 6 per 
cent. cent 



15,794.21 1 

16,345.56 

16,910.70 

17,489.97 

18,083.92 

18,692.31 

19,316.12 

19,955.52 

20,610.91 

21,282.68 

21,971.25 

22,677.03 

23,400.46 

24,141.97 

24,902,02 

25,681.07 

26,479.60 

27,298.09 



7 per 
cent 



338.79 21,375.22 
19,045.45 22,279.85 
19,773.32|23,216.14 
20,523.02 24,185.21 
21,295.2125,188.19 
22,090.56 26,226.28 



22,909.78 
23,753.57 
24,622.68 
25,517.86 
26,439.90 
27,389.60 



27,300.70 
28,412.72 
29,563.67 
30,754.60 
31,987.51 
33,263.57 



8 per 
cent. 



29,375.32 35,951.25 
30,413.08J37,366.04 
31,481.97 38,830.35 
32,582.93 40,345.91 
33,716.92 41,914.52 
28,137.04J34,884.92 43,538.03 
28,996.96|36,087.97|45,218.36 
29,878.39 



25,004.59 
26,161.28 
27,364.23 
28,615.30 
29,916.41 
31,269.56 
32,676.85 
34,140.42 
35,662.54 
37.245.54 
38,891.86 
40,604.03 
42,384.70 
44,236.58 
46,162.55 
48,165.55 
50,248.67 
52,415.12 
54,668.22 
57,011.45 



30,781.85 
31,707.89 



37 132,657.09 41,272.07 
37£ 33,630. 02 42,666.73 

38 34.627.27 44,103.23 
38135,649.45 45,582.83 

39 36,69?. 19 47,106.81 
39137,771.12 48,676.52 

40 38,871.89 50,293.31 
40140,000.19 51,958.61 

41 41,156.70 53,673.87 
4 If 42, 342. 11 55,440.59 

42 J43,557. 17 57,260.30 
42^44,802.60 59,134.61 

43 146,079.16 61,065.15 
43f47 ,389. 64 63,053.61 

44 148,728.83 65,101.71 
44^50,103.55 67,211.27 

45 151,512.64 69,384.10 
45i 52,956.96 71,622.1S 

46 '54,437.38 72,927.35 
46^55,954.82 76,301.67 

47 [57,510.19 78,747.22 
47-159,104.44 81,266.14 

48 160,738.45 83,860.62 
484j'62,413.51 86,532,94 

49 [64,130,35,89,285.43 
494j65,890.1l[92,120.49 

[150 67.693.86;95,040.60 



37^327.11 46,'957.50 59448.41 



38,603.4248,757.51 
39,918.03 50,620.53 



52,548.74 

54,544.45 

56,610.01 

58,747.86 

60,960.53 

63,250.65 

65,620.92 

68,074.16 

70,613.25 

59 73,241.21 

75,961.16 

78,776.36 

81,689.97 

84,705.62 

87,826.81 

91,057.25 

94,400.76 

9>,861.2S 

101,442 

105,150 

108,986 

112,958 

117,068 

121,321 

125,724 

130,281 

134.998 



61,982.84 

64,618.66 

67,359.90 

70,210.80 

73,175.73 

76,259.26 

79,466.13 

82,801.28 

86,269.88 

89,877.12 

93,628.71 

97,530.36 

*101,588 

105,808 

110,196 

114.761 

119,508 

124,445 

129,798 

134,918 

140,471 

146,246 

152,253 

158,450 

164,996 

171,752 

178,779 

186,087 

193,687 



52 



TWO DOLLARS PER DAY. 



RATES OF INTEREST. 



5 per 
cent. 



1 

n 

2 

2+ 
3 

31 
4 

44 

5 

5+ 

6 

6* 

7 

n 

8 

&y 

9 

10 
10+ 

11 

1U 
12 

m 

13 11, 
13£11, 

14 12, 

1-4+13. 

15 13, 
15+14. 

16 15 
16+15, 

17 |16 
17+17 

18 il7 
18+18 

19 Il9 
19+20, 

20 21 
20+21 

21 j22 
21+23, 

22 24. 
22i 25 

23 26 
23+ 27 

24 28 
24+ 29, 

25 130. 



6 per 

cent. 



i per 
cent. 



10 



313.00 

633.82 
962.67 
,299.74 
,645.23 
,999.36 
,362.35 
,737.40 
,115. 
506.66 
,907.32 
,318.01 
738.96 
17043 
612.69 
066.01 
530.66 
006.93 
495.10 
995.48 
508.36 
034.07 
572.93 
125.27 10 
691.38111 
271.66 12 
866.46fl2 
47 6.12 + 3 
101.0214, 
741.55 14 
398.0845 
071.0416, 
60.81:17 
467.83 18 
192.53J18 
933.3419. 
696.73j20 
477.14 21. 
267.07122 
097.00 23 
937.42 24 
798.8625 
681.83 26 
586.88 27 
514,55 29, 
465.4130 
440.05 31, 
439.05 32. 
463.03 33 
512.60.35. 



313.00 

635.39 

969.55 
,309.48 
,661.76 
,024.61 j 

,398.35 

783.30 

179.80 
,588.19 
,008.84 
,442.11 

,888.37 

34S.02 

821.46 6 ; 

309.10 6. 
,811.38 7, 
.328.72 ~, 
,861.58 8, 
,410.43 8, 
,975.74 9, 
,558.0110, 
,157.7510, 
,775.49 11. 
.411.75 12. 
,067.1012, 
,742.12:13, 
,437.3814, 

153.50 15. 
,891.11 16, 

650.84117, 
,433.36(17 
,239.3618, 
,069.55 19, 

924.63 20, 

805.37 21. 
,712.53122, 

646.91124, 
,609.312 



313.00 
636.95 
972.25 
319.28 
678.45 
050.20 
434.95 
833.1 
,245.34 
671.93 
,113.44 
570.41 
043.38 
532.90 
039.55 
563.93 
106.67 
668.40 
249.80 
851.54 
474.34 



8 per 
cent. 



RATES OF INTEREST. 



5 per 
cent. 



6 per 
cent. 



7 per 
cent. 



8 per 
cent. 



313.00, 25£ 31,588.42 36,677.58 42,750.43 50,009.18 

638.52 26 32,691.13 38,090.9144,559.70 52.322.55 

977.06! •2r,+ 33,821.4o , 39,546.64 46,432.29 54,728.45 

1,329.14 27 34.979.9441,046.04 48,370.42 57,230.59 

1,695.31! 27+36,167.44,42,590.42 50,376.38 59,832.81 

2,076.12 28 37.384.02 44,181.13 52,452.56 62,539.13 



o, 
600.59J26, 
621.61,27, 
673.26 28, 
754.46;30, 
,872.15131, 
,021.3233, 
204.96 34, 
424.1036, 
679.8337, 
,973.22 39. 
305.42)41, 



2,884.05 

3,312.41 

3,757.91 

4,221.23 

4,703.08 

5,204.20 

5,725.37 

6,267.38 

6,831.08 

7,417.32 

8,027.01 

8,661.09 

9,320.54 

10,006.36 

118.95ilO,719.61 

786.11 [11,461.40 

476.52 12,232.85 

173.10,13,035.17 

932.8613,869.57 

698.51:14,737.36 

490.95 15,639.85 

311.14 16,578.44 

160.03 17,554.58 
036.42'18,569.77 

[17,945.7019,625.56 
" " 886.80 20,723.58 

860.84 21,865.52 
868.97 23,053.14 
912.38,24,288.27 
992.3125.572.80 

110.04 26,908.71 
266.90|28,298.06 
464.24'29,743.98 
703.49,31,245.70 
986.1132,808.53 
313.62 34,433.87 
687.6036,124.23 
109.66|37, 882.19 
5S1. 50 39,710.48 

104.85 41.611.90 
681.52 43,589.38 
313.38:45,645.95 
002.35 47,784.79 



2,076.12 28 37.384.0244,181.13:52,452.5662,539.13 
2,472.17 28+38,632.24.45.819.56:54,601.40 65,353.69 
2ft ~ 39,911.0547.507.15 56,825.45168,280.84 
■jc.1 41,221.82 49.245.36 59,127.34 71,325.07 
;30 |42,565.37!51,035.73'61,509.19|74,491.08 
301 43,942.50*52,879.80 63.975.01 77.788.72 
31 " 45.354.06; : 54,779.19!66,527.14 
31 + 46,800.92!56,735.57f69,l 68.59 
3o"48.2S3.9458,750.63|7l,902,49 
32+ 49,804.04(60,826.15,7 4,732.08 
33 |5 1,362.1 4162,963.94:77,660.70 
33^52,959.19 65,165.86(80,691.82 



34 54.59 
34+56,27: 



17 
06 
5" 57,992.93 
35+59,756.78 
36 61,562.70 
36^63,415.79 
37" 65,314.18 
37+ 67,260.04 

38 ,69,254.54 
381,71,298.90 

39 |73,394.37 



,433.83 83,829.04 
69,769.85[ ; 87,076.05 
72.175.94 90.436.72 



74,654.22 
77,206.85 
79/836.05 
82,544.13 
85,333.46 
88,206.46 
91,165.66 
94,213.63 



39475.542.23 '97, 353.03 



40 


77,743.79 


*1 00,5 87 


404 80,000.38 


103,917 


41 |82,313.39 


107,348 


41+84,684.23 


110,881 


42 87,114.33 


114,521 


42+J89, 605.19 


118,269 


43 192,158.32 


112,130 


43+'94,775.28 


126,107 


44 ! 97,457.66 


130,203 


44+ *100,207 


134,423 


45 


103,025 


138,768 


45+ 


105,914 


143,244 


46 


108,875 


147,855 


46+ 


111,910 


152,603 


47 


115,020 


157,494 


47+ 


118,209 


162,532 


48 


121,477 


167,721 


48+ 124,827 


173,066 


49 128,261 


178,571 


49+ 131,780 


1 84,241 


50 


135 388 


190,081 



93,915.00 
97,515.03 
*101,241 
105,097 
109,089 
113,220 
117,496 
121,921 
126,501 
131,242 
136,148 
141,227 
146,482 
151,922 
157,553 
163,880 
169,411 
175,654 
182,115 
188,802 
195,723 
202,886 
210,300 
217,973 
225.915 
234,135 
242,643 
251.449 
260,565 
269.995 



81,208.07 
84,769.39 
88,473.17 
92,325.09 
96,331.10 
*1 00.497 
104,830 
109,336 
114,023 
118.897 
123,965 
129,237 
134,720 
140,422 
146.351 
152,519 
158,933 
165,603 
172,540 
179,754 
187,257 
195f)6l 
203,176 
211,616 
220,394 
229,523 
239,016 
248,890 
259,157 
269,836 
280,942 
292,493 
304,506 
316,999 
329,982 
343.505 
357,558 
372,173 
387.37S 



THREE DOLLARS PER DAI. 



58 



9 

n 

10 

10! 

11 

1U 

12 

121 

13 

131 

14 

141 

15 

W.I 

16 

16* 

17 

m 

18 

18i 

19 

19* 

20 

201 

21 

211 

22 

221 

23 

23! 

24 

241 

25 



RATES OF INTEREST. 



5 per 
cent. 



469. 

950. 
1,444. 
1,949. 

2,467. 

2,999. 

3,543. 

4,101. 

4,673. 

5,259. 

5,860. 

6,477. 

7,108. 

7,755. 

8,419. 

9.099. 

9,795. 
10,510. 
11,242. 
11,993. 
12,762. 
13,551. 
14,359. 
15,187. 
16,037. 
16,907. 
17,799. 
18,714. 
19,651. 
20,612. 
21,587. 
22,606. 
23,641. 
24,701. 
25,788. 
26,903. 
28,045. 
29,215. 
30,415. 
31,645. 
32,906. 
34,198. 
35,522. 
36,880. 
38,271. 
39,698. 
41,160. 
42,658. 
44,194, 
45,768. 



6 per 
cent. 



469 

953 

1,351 

1,964, 

2,492. 

3,036 

3,597 

4,174 

4,769 

5,382 

6,013 

6,663 

7,332 

8,022 

8,732 

9,463 

10,217 

10,993 

11,792 

12,615 

13,463 

14,337 

15,236 

16,163 

17,117 

18,100 

19,113 

20,156 

21,230 

22,386, 

23,476 

24,650 

25,859 

27,104 

28,386 

29,708 

31,068 

32,470 

33,913 

35,400 

36,932 

38,509 

40,134 

41.80S 

43,531 

45,307 

47.136 

49,019 

50,959. 

52,958. 



7 per 
cent. 



955 

1,458 

1,978 

2,517 

3,075 

3,652 

4,249 

4,868 

5,507 

6,170 

6,855 

7,565 

8,299 

9,059, 

9,845, 

10,660 

11,502, 

12,374 

13,277. 

14,211. 

15,178. 

16,179. 

17,214 

18,286, 

19,396 

20,544, 

21,733, 

22,963 

24,236, 

25,554, 

26,918, 

28,330 

29,791. 

31,303, 

32,868, 

34,488 

36,165, 

37,900, 

39,696, 

41,555, 

43,479 

45,470, 

47,531 

49,664 

51,872, 

54,157 

56,522 

58,970 

61,503, 



8 per 
cent. 



469. 
957. 
465. 
993. 
542, 
114. 
708. 
326. 
96S. 
636. 
341. 
054, 
806. 
688. 
401. 
206. 
125. 
040. 
991. 
980. 
009, 
079. 
192. 
349. 
552. 
804. 
106. 
459. 
767. 
331. 
754. 
438. 
085. 
798. 
579. 
432. 
359. 
363. 
447. 
614. 
868. 
212. 
650. 
186. 
823. 
565. 
417. 
384. 
468. 
677. 



251 
26 

27 

271 

28 

281 

29 

291 

30 

301 

31 

311 

32 

321 

33 

331 

34 

341 

35 

351 

36 

361 

37 

371 

38 

381 

39 

391 

40 

401 

41 

411 

42 

421 

43 

431 

44 

441 

45 

'451 

46 

46! 

|47 

471 

48 

>81 

49 

49! 

50 



RATES OF INTEREST. 



5 per 
cent. 



47,382.12 

49,036.69 

50,732.11 

52,469.91 

54,251.16 

56,076.94 

57,948.36 

59,866.57 

61,832.73 

63,848.05 

65,913.75 

68,031.10 

70,201.37 

72,425.91 

74,706.06 

77,043.21 

9,438.79 

81,894.26 

84,411.11 

86,990.89 

89,635.16 

92,345.54 

95,123.68 

97,971.27 

s 100, 890 

103,882 

106,948 

110,092 

113,313 

116,616 

120,001 

123,470 

127,026 

129,672 

134,408 

138,237 

142.163 

146,186 

150,311 

154,538 

158,871 

163,312 

167,864 

172,531 

177,313 

182,216 

187,241 

192,391 

197,670 

203,082 



6 per 

cent. 



55,016.37 

57,136.36 

59,319.96 

61,569.05 

63,885.63 

66,271.69 

68,729.36 

71,260.73 

73,868.05 

75,553.59 

79,319.70 

82,168.79 

85,103.35 

88,125.95 

91,239.23. 

94,445.91 

97,748.78 

•101,151 

104,655 

108,064 

111,981 

115,810 

119,754 

123,816 

128,000 

132,310 

136,749 

141,320 

146,029 

150,880 

155,876 

161,022 

166,322 

171,781 

177,404 

183,195 

189,162 

195,305 

201,634 

208,152 

204,867 

221,782 

228,905 

236,242 

243,798 

251,582 

259,599 

267,856 

276,361 

285,122 



7 per 
cent. 



64,125.65 

66,889,55 

69,648.43 

72,555.63 

75,564.58 

78,678.84 

81,902.09 

85,238.17 

88,691.00 

92,263.79 

95,962.52 

99,690.71 

•108.758 

107,854 

112,098 

116,491 

121,038 

125,944 

130,614 

135,655 

140,873 

146,278 

151,862 

157,646 

163,633 

169,830 

176,244 

182,882 

189,752 

196,863 

204,222 

211,840 

219,724 

227,883 

236,329 

245,061 

254,117 

263,480 

273,172 

283,202 

293,584 

304,328 

315,450 

326,960 

338,873 

351,203 

363,965 

377,173 

390,844 

404,993 



8 per 
cent. 



75,013.77 
78,483.83 
82,092.68 
85,845.S9 
89,749.22 
93,808.69 
98,030.54 
•102,421 
106,988 
111,737 
116,676 
121,812 
127,154 
132,710 
138,488 
144,497 
150,746 
157,245 
164,005 
171,034 
178,345 
185,949 
193,856 
202,080 
210,632 
219,527 
228,778 
238,398 
248,498 
258,809 
269,631 
280,886 
292,591 
304,764 
317,424 
330,591 
344,284 
358,525 
373,335 
388,735 
404,754 
421,412 
438,740 
456,759 
475.500 
494,988 
515,257 
536,337 
558,260 
581,060 



54 FOUR DOLLARS PER DAY. 




1 


o5 

< 


RATES OF INTEREST. 


35 

- 
< 


RATES OF INTEREST. 


5 per 6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


• cent. 


cent. 


cent. 


!>i 


cent. 


cent. 


cent. 


cent. 


i 


626.00 


626.00 


626.0( 


626.001 


25* 


63,176.8§ 


■73,355.16 


86,500.87 


100,014 I 


1 


1,267.65 


1,270.78 


1,273.91 


1,277.04 


26 


65,832.2c 


76,181.82 


89,119.4C 


104,645 


n 


1,925,35 


2,834.90 


1,944.5C 


1,954.12 26^ 


67,642.81 


79,093.27 


[92,864.58 
96,740.84 


109,456 1 


2 


2,599.47 


2,618.95 


2,638.55 


2,658.20 27 


169,959.88 


82,092.07 


114,461 


2| 


3,290.46 


3,323.52 


3,356.91 


3,390.62 274 


72,334.88 


( 85,180.33 


*100,753 


119,666 


3 


3,998.72 


4,049.22 


4,100.40 


4,152.24 28 


25,769.25 


88,362.26 


105,905 


125,078 


8* 


4,724.69 


4,796.70 


4,869.91 


4,944.33' '284 


77,26448 


91,639.13 


109,203 


130,707 


4 


5,468.81 


5,566.60 


5,666.36 


5,768.11 29 


179,822.09 


95,114.20 


113,651 


136,562 


44 


6,231.53 


6,359.60 


6,490.68 


6,624.83j;29* 


;82,443.64 


98,490.73 


118,255 


142,650 


5 


7,013.32 


7,176.39 


7,343.85 


7,515.82 j30~ 


85,130.74 


*102,07l 


123,018 


148,982 


54 


7,814.65 


8,017.68 


8,226.89 


8,442.46 304 


87,885.00 


105,760 


127,950 


155,567 


6 


8,636.02 


8,884.21 


9,140.83 


9,406.15 ( 31 


90,708.13 


109,559 


133,054 


162,416 


64 


9,477.92 


9,776.74 


10,086.76 


10,408.40 314 


93,601.83 


113,471 


138,337 


169,539 


"7 


10,440.8610,696.04 


11,065.79 


11,450.74 32" 


96,567.88 


117,501 


143,805 


176,946 


H 


11,225.39 11,642.92 12,079.10 


12,534.77, ;324 


99,608.07 


121,652 


149,464 


184,650 


8 


12,132.0212.618.2113,127.86 


13,662.16i 33 


*102,724 


125,928 


155,321 


192,662 


84 


13,061.32113,622.75 14,213.34 


14,834.64| 334 


105,918 


130,332 


161,384 


200,995 


9 


I4.013.8o|l4,657.44 15,336.81 


16,054.03 34 


109,192 


134,86S 


167,658 


209,660 


94 


14,990.2015,723.16116,499.59 


i7.322.29; ,344 


112,548 


139,539 


174,152 


218,673 


10 


15,990.96 16.820.85 17,703.08|18,641.08 35 


115,988 


144,352 


180,873 


228,045 


104 


17,016.73il7,951.48 


18.948.69 20,012.7 2; ;354 


119,515 


149,308 


187,830 


237,794 


i'i 


18,068.1519,116.02 


20,237.89 


21,439.23 36 


123,127 


154.414 


195,030 


247,931 1 


H4 


19,145,85 20,315.51 


21.572.22 


22,922,79 J364 


126.832 


159,672 


202,682 


258,475 1 


12 


20,250.50 21,550.97 


22,953.25 


24,465.71; : 37 


130,628 


165,088 


210,195 


269,410 


124 


21,382,76 


22,823.50 


24,382,61 


26,070.33, 374 


134,520 


170,667 


218,178 


280,843 


13 


22,543.33 


24,134.20 25,862.00 


27,739.15 ,38 


138,509 


176,413 


226 5 640 


292,703 


134 


23,732,91 


25,484.23i27,393.l7 


29,474.71,' ,384 


142,598 


182,331 


234,991 


305,037 


14 


24,952.24 


26,874.76 28,977.93 


31,279.70 39 


146,789 


188,427 


243,842 


317,865 


144 


26,202.04 28,307.00 


30,618.16 


33,156.89,;, 394 


151,084 


194,706 


253,003 


331,205 


15 


27,483.09 29,782.21 


32,315.80i35,109.l7i!40 


155,488 


201,173 


262,484 


345.079 


154 


28,796.17131,301.68 34,072,85J37,139.53;|404 


160,001 


207,834 


272,291 


359,508 


16 


30,142.07 32,866.73|35,891.40|39,251.11 41 


164,627 


214,695 


282,453 


374.515 


164 


31,521.63 34,478.73;37,773.60|41,447.16 41* 


169,368 


221,762 


292,965 


390,121 


IV 


32,935.67 36, 139.09 ! 39,721. 67143,731.04, 42 


174,229 


229,041 


303,845 


406,352 


in 


34,385.06 37,859.26 41,737.93 46,106.29 42* 


179,210 


236,538 


315,105 


423,232 


18 


35,870.68 39,610.74 43,824.76,48,576.54; 


43 


184,317 


244,261 


326,760 


440,788 


184 


37,393.45i41,425.06j45,984.63;51,145.60j 


434 


189,551 


252,214 


338,822 


459,045 


19 


38,954.29 43,298.82j48,220.09 53,417.42 44 


194,915 


260,407 


351,307 


478,033 


194 


40,554.14 45,218.63,50,533.79,56.596.12 44* 


200,415 


268,806 


364,229 


497,780 


20 


42,194.00 47, 201.19i52,928.47 59,485.96; 45 


205,051 


277,536 


377,603 


455,183 


204 


43,874.85 49,243.22 55,406.97,62,491.40 454 


211,828 


286,489 


391,445 


539,672 


21 


45,597.72i51,346.52 59,772.21 65,617.06 46 


217,750 


295,708 


405,772 


561,885 


214 


47,363.66l53,512.92;60,627.24 
49,173.75 55,744.3163,375.20 


68,867.74; 46* 


223,819 


305,207 


420,600 


584,986 


22 


72,248.45; |47 


230,041 


314,989 


435,947 


609,012 J 


224 


51,029.10 58,042,6366,219.33, 


75,764.39 47*' 


236,418 


325,065 


451,831 


633,988 


23 


52,930.83 60,409.9469,1 63.00; 


79,420.97 48 


242,954 


335,442 


468,271 


659,984 


234 


54,880.10 


62,848.21,72,209.71, 


83,223.80 48*' 


249,654 


346,132 


485,286 


687,010 


24 


56,878.10 


65,359.66,75,363.05, 


87,178.76 49 


256,521 


357,142 


502,897 


715,116 


244 


5S,926.05 


67,946.45 78,626.76, 


91,291.91 49* 


263,560 368,482 


521,125 


744,357 


25 


61,025.20 


70,610.84 82,004.69! 


95,569.58 50 1 


270,775' 380,162 


539,990] 


774,756 

1 



FIVE DOLLAR§ PER ©AY. 



55 



RATES OF INTEREST. 



5 per 
cent. 



I 

1 

H 

2 

2^ 
3 

H 

4 

41 
5 

6 

61 

7 

n 

8 

81 

9 

H' 
10 

101 

11 

11*1' 

12 

121 

13 

in 

14 

141 

15 

151 

16 

161; 
17 

in 

18 



782.50 
1,584.56 
2,406.68 
3,249.34 
4,113.08 
4,998.40 
5,905.86 
6,836.01 
7,789.41 
8,766.65 
9,768.31 
10,995.02 
11,847.40 
12,926.08 
14,031.73 
15,165.03 
16,326.65 
17,517.32 
18,737.75 
19,988.69 
21,270.91 
22,585.18 
23,932.31 
25,313.12 
26,728.45 
28,179.16 
29,666.14 
31,119.03 
32,752.55 
34,353.87 
35,995.21 
37,677.59 
39,402.03 
41,169.58 
42,981.32 
44,838.36 
18146,741.81 
19 48,692.86 
19150,692.68 

20 52,742.50 
20154,843.56 

21 166,997.15 
21159,204.58 

22 161,467.19 
22163,786.37 

23 |66,163.53 
23168,600.12 

24 71,097.62 
24173,657.56 

25 76,281.50 



6 per 
cent. 



782.50 
1,588.47 
2,418.63 
3,273.69 
4,154.40 
5,061.53 
5,995.88 
6,958.25 
7,949.50 
8,970.49 
10,022.10 
11,105.26 
12,240.92 
13,370.05 
14,553.65 
15,772.76 
17,028.44 
18,321.80 
19,653.95 
21,026.07 
22,449.35 
23,895.03 
25,394.38 
26,938.71 
28,529.37 
30,267.76 
31,855.28 
33,593.45 
35,383.75 
37,227.76 
39,127.10 
41,083.41 
43,098.41 
45,173.86 
47,311.58 
49,513.4c 
51,781.33 
54,117.27 
56,523.29 
59,001.49 
61,554.03 
64,184.15 
66,891.15 
69,680.38 
72,553,29 
75,512.39 
78,560.26 
81,699.57 
84,933.06 
88,263.55 



7 per 
cent. 



782,50 
1,592.39 
2,430.62 
3,298.19 
4,196.13 
5,125.49 
6,087.39 
7,082.94 
8,113.35 
9,179.82 
10,283.61 
11,426.03 
12,608.45 
13,832.24 
15,098.87 
16,409.83 
17,766.67 
19,171.01 
20,624.49 
22,228.85 
23,685.86 
25,297.37 
26,965.27 
28,691.56 
30,478.26 
32,327.50 
34,241.46 
36,222.42 
38,272.70 
40,394.74 
42,591.06 
44,864.35 
47,217.00 
49,652.09 
52,172.41 
54,780.95 
57,480.78 
60,275.11 
63,167.24 
66,160.59 
69,258.71 
72,465.27 
75,784.05 
79,218.99 
82,774.16 
86,453.75 
90,262.14 
94,203.81 
98,283.44 
*102,506 



8 per 
cent. 



782.50 
1,596.30 
2,442.65 
3,322.86 
4,238.27 
5,190.30 
5,180.42 
7,210.13 
8,281.04 
9,394.78 
10,553.07 
11,757.69 
13,010.50 
14,313.42 
15,668.46 
17,077.70 
18,543.30 
20,067.54 
21,652.74 
23,301.35 
25,015.90 
26,799.03 
28,653.49 
30,582.13 
32,587.92 
34,673.83 
36,843.39 
39,099.63 
41,446.11 
43,886.46 
46,424.42 
49,063.89 
51,808.95 
54,663.81 
57,632.86 
60,720.67 
63,932.00 
67,271.78 
70,745.15 
74,357.45 
78,114.25 
82,021.32 
86,084.68 
90,310.56 
94,705.49 
99,276.21 
* 104,030 
108,983 
114,115 
119,462 



26 

26 1 

27 

271 

28 

281 

29 

29i 

30 

301 

31 

311 

32 

321 

S3 

331 

34 

34g 

35 

351 

36 

361 

37 

371 

38 

381 

39 

391 

40 

401 

41 

411 

42 

421 

43 

431 1 

44 I 
441 1 

45 I 
451 

46 | 
461 

47 | 
471' 

48 I 
481 
49 
491 
50 ! 



RATES OF INTEREST. 



5 per 
cent. 



78,971.04 
81,727.82 
84,553.51 
87,449.85 
90,418.60 
93,461.56 
96,580.60 
99,777.61 
103,055 
106,413 
109,856 
113,385 
117,003 
120,710 
124,510 
128,405 
132,400 
136,490 
140,685 
144,985 
149,392 
153,909 
158,539 
163,285 
168,150 
173,131 
178,247 
183,486 
188,* 
194,359 
200,001 
205,783 
211,711 
217,786 
224,013 
230,396 
236,938 
243,644 
250,518 
257,5*33 
264,785 
272,187 
279,774 
287,551 
295,522 
303,693 
312,068 
320,652 
329,451 
388,469 



6 per 

cent. 



7 per 
cent. 



91,693.96 
95,227.27 
98,866.59 
* 102,615 
106,476 
110,453 
114,549 
118,968 
123,113 
127,589 
132,199 
136,948 
141,839 
146,877 
152,065 
157,410 
162,915 
168,585 
174,425 
180,040 
186,636 
193,017 
199,590 
206,360 
213,334 
220,516 
227,914 
235,534 
243,? 
251,467 
259,793 
268,369 
277,203 
286,302 
295,673 
305,3 
315,268 
325,509 
336,056 
346,921 
358,111 
369,637 
381,508 
393,736 
406,331 
419,303 
432,665 
446,427 
461,602 
475,203 



106,876 

111,399 

116,081 

120,926 

125,941 

131,131 

136,503 

142,064 

147,818 

153,773 

159,938 

166,318 

172,921 

179,756 

186,830 

194,152 

201,730 

209,573 

217,690 

226,092 

234,787 

243,788 

253,103 

262,744 

272,722 

283,050 

293,739 

304,803 

316,253 

328,105 

340,371 

353,066 

366,206 

379,806 

393,881 

408,450 

423,528 

439,134 

455,286 

472,004 

509,306 

507,215 

525,750 

544,933 

564,789 

585,339 

606,608 

628,622 

651,406 

674,988 



8 per 
cent. 



125,023 

130,806 

136,821 

143,076 

145,582 

156,348 

163,384 

170,702 

178,313 

186,228 

194,459 

203,020 

211,923 

321,183 

230,813 

240,828 

251,243 

262,076 

273,341 

285.057 

297,242 

309,914 

323,093 

336,999 

351,054 

365,879 

381,296 

397,331 

414,006 

431,349 

449,386 

468,144 

487,652 

507,940 

529,040 

550,985 

573,806 

597,541 

622,225 

647,892 

674,590 

702,356 

731,233 

761,265 

792,498 

824,980 

858,762 

893,895 

930,433 

968,433 



SIX DOLLARS PER DAY. 



EATES OF INTEREST. 



i 

1 

1+1 

2 

2+ 

3 

34, 

4 

44] 

5 



5 per 
cent. 



6 per 
cent. 



V per 
cent. 



8 per 
cent. 



RATES OF INTEREST. 



5 per 
cent 



6 per 
cent 



939.00 
1,901.47 
2,888.01 
3,899.21 
4,935.69 
5,998.08 
7,087.04 
8,203.21 
9,347.29 
10,519.98 
5+111,721.97 

6 (12,954.02 
6414,216.87 

7 15,511.30 
74jl6,838.0S 

8 18,198.03 
8119,591.98 

9 j21,02' 1 .7S 



939.00| 939.00! 
I,906.l7j 1,910.86; 
2,902.36! 2,916.75 
3,928.431 3,959.83! 
4,985.28 5,015.36| 



6.073.84 

7,195.05 7,304.86 

8.349.90 8,499,83j S,652.16 29 

9,539.40i 9,736.02 9,937.24 294 
10,764.5s 11,015.78 11,273.73 30 
12,026.5212,340.33!l2,663.68i 30i 
13,326.32 13,71 1.24 ! 14.109.23 31 
14,565.1115,130.14 15.612.60 314 



939.UU 254. 
1,915.56 26 
2,931. IS 264 
g,987.43 27 
5,083.93 
6,228.36 
7,416.50 28£ 
8.652.16 
9,937.24 



274 

28 



94 22,485.30 

10 23,986.43 

10425,525.09 

11 27,102.22 



16,044.06 16,598.69 
17,464.3848,118.64 
18,927. 3l|l9,691. 80 
20,434.13 21,320.01 
21,986.15 23,005.21 



17,186.10;;32 
18,802. 15 ',324 
20,483.23: 33 
22,251.96 ,334. 
24,081.04 34 
25,9S3.2S, 344 
27,961. 62l;35 
30,019.0Sj!35-i- 
32,158.84 36 
34,3S4.19|'364. 
36,998.56 j37 
39,105.50 374. 
41. 60S. 7 2 38 



23,584.74 24,749.39 

25,231.28 26,554.32 

26,927.22'28,433.03 

28,674. 04;30,356.84 
lU 2S ) 718.78l30,473.26^32,35S.33 
12" 30,375. 7o ; 32,326.46 34,429.87 
124 32,074.14 .34,235.25 36,573.92 
13" 33,S14.9936,201.30 : 38,793.OO 
134 35,599.37 38,226.35 41,089.76 44,212.07 J3S4. 
14" 37,428.35 40,312. 14 43, 466.90146,919.55 '|39 
144 39,303.06 42,460.50 45 ,927.2449 ,735.33 394 
15" 41,224.64 44,673.32 48,473.69 52,663.75 40 
154 43,094.2546,952.51:51,109.27 55,709.30 40$ 

16 45,213.11 49,300. 09 53,S37.10;58,S7 6.67 '41 | 
16447,282.44 51,718.09 56,660.4062,170.74 414 

17 49,403.50 54, 208.64 59,582.5165,596.57 42 : 
174 51,577.59 56,773.89 62,606.90;69,159.43 424 

18 53,806.03 59,416.11 65,737.14 72,S64.81 43 I 
184 56,090.1S 62,137.60 68,979.9476,718.40 434; 
19" 58,431.43 64,94a72 72,330.13 80,726.13 44 
194 60,831.22 67,827.94 75,S00.69 84.S94.18 444 
20 63,291.00 70,801.78 97,392.71 S9.22S.95 45 
204 65.812.27 73,864.84 S3.110.46 93,737.11 454 
21" 68,396.58 77,019.78 86,958.32 98,425.59 46 ; 
214 71,045.49 80,269.37 90,040.86 *103,302 464 

22 73,760.63 S3.616.46 95,062.79 10S,373 47 
224 76.543.65 87,063.95 99,328.99 

23 79,296.24 90,614.S7 *103.745 
234 82,320.14 94,272.3li 108,315 

24 85,317.15 98,039.481 113,045 
244 88.389.0S *101,917| 117.940 



25 .91,537.80 105,916 123.007 



113,647 474 

119,131 48 

124.S36 484 

130,768 49 

136,938 494- 

143,354 50 , 



94,765.25 
! 98,073.38J 
* 101.464J 
104,944 
108,502 
112,154 
115,89 
119.733 
123,665 
127,696 
131,828 
136,062 
140,403 
144,85 
149,412 
154,086 
158,878 
163,789 
168,822 
173,982 
179,27<: 
184,691 
190,247 
195,943 
201,780 
207,764 
213,897 
220,183 
226,627 
233,231 
240,001 
246,940 
254,053 
259,343 
268,816! 
276,475| 
284,326 
292.373 
300,62l| 
309,066i 
317,742 
326.624 
335,729! 
345,061 
354,627 
364,441 
374.4S1 
384,782 
395,341 
406,163 



110,033 

114.273 

118,640 

123.138 

127.771 

132.543 

137,459 

142.521 

147.736 

153,107 

158,639 

164,318 

170,207 

176.252 

1S2,47S 

188,892 

195,498 

202,301 

209,310 

216.528 

223,963 

231,620 

239.50S 

247,631 

256,000 

264,619 

273,497 

282,641 

291,959 

301,760 

311,752 

322,0431 

332,644 

343,5621 

354.80S 

366,3911 

378,322! ; 

390,610, 

403,268 

416,305! 

429,733! 

443,864 

457,810 

472,483 

487,597 

503,164 

519,198 

535,713 

552,723 

570,984 



7 per 
cent. 



8 per 
cent 



128.251 

133,679 

139,297 

145,111 

151,129 

157,358 

163,804 

170,476 

177,382 

184,528 

191.925 

199,581 

207,506 

215,707 

224,196| 

232,982 

242,075 

251,487 

261,228 

271,31( 

281,745 

292,545 

303,723 

315,292 

327,267 

339,660 

352,487 

365,763 

379,504 

393,726 

408,445 

423,680 

439,447 

455,767 

472,558 

490,200 



508,234 
526,961 



546,343 

566,005 

5S7.168 

608,658 

630,900: 

652,820; 

677,746 

702,406 

727,930 1. 

754,3461, 

781,6871 

809,9851 



150,028 

156,968 

164,185 

171,692 

179,498 

187,617 

196,061 ; 

204,843 

213.975 

223.473 

233,351 

243,624 

254,308 

265,420 

276,975 

288,993 

301,492 

314,991 

328,009 

342,069 

366,690 

371,897 

387,712 

404,159 

421,265 

439,054 

457,556 

476,797 

496,808 

517,619 

539,263 

561,772 

585,182 

609,528 

634,849 

661,181 

688,568 

717,049 

746,670 

778,470 

809,508 

842,829 

877,479 

913,518 

950,997 

989,976 

025,143 

072,674 

116.520 

162,119 



§EVEUT »OLLAR§ PER DAY. 




j 

57 


< 


RATES OF INTEREST. 


< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


cent. 


cent. 


cent. 


251 


cent. 


cent. 


cent. 


cent. 


i 


1,095.50 


1,095.50 


1,095.50 


1,095.50 


110,559 


128,372 


149,627 


175,032 


1 


2,218.39 


2,223.86 


2,229.34 


2,234.82 


26 


114,419 


133,318 


155,959 


133,120 


H 


3,369.35 


3,386.08 


3,402.87 


3,419.71 


26^ 


118,374 


138,413 


162,513 


191,559 


2 


4,549.08 


4,573.16 


4,117.47 


4,652.00 


27 


122,430 


143,661 


169,296 


200,307 


»* 


5,756.31 


5,816.16 


5,874.58 


5,933.58 


271 


126,586 


149,066 


176,317 


209,415 


3 


6,997.77 


7,086.14 


7,175.68 


7,266.42 


28 


130,846 


154,634 


183,584 


218,887 


31 


8,268.21 


8,394.23 


8,522.34 


8,652.58 


281 


135,213 


160,368 


191,105 


229,738 


4 


9,570.41 


9,741.55 


9,916.12 


10,094.16 


29 


139,689 


166,275 


198,889 


238,983 


4* 


10,905.18 


11,129.30 


11,358.69 


11,593.45 


291 


144,276 


172,359 


206,946 


249,638 


5 


12,273.30 


12,558.68 


12,851.74 


13,152.69 


30 


148,979 


178,625 


215,284 


260,619 


51 


13,675.64 


14,030.94 


14,397.05 


14,774.30 


301 


153,799 


185,079 


223,813 


272,243 


6 


15,113.03 


15,547.37 


15,996.45 


16,460.77 


31 


158,739 


191,727 


232,845 


284,228 


8* 


16,586.35 


17,109.29 


17,651.82 


18,214.70 


311 


163,803 


198,574 


242,090 


296,695 


7 


18,096.51 


18,718.07 


19,365.14 


20,038.79 


32 


168,994 


205,627 


251,659 


309,656 


n 


19,644.43 


20,375.11 


21,138.42 


21,935.84 


321 


174,314 


212,892 


261,562 


323,138 


8 


21,231.04 


22,081.86 


22,973.76 


23,908.77 


33 


179,767 


220,374 


271,812 


337,159 


8* 


22,857.31 


23,889.82 


24,873.34 


25,960.62 


331 


185,357 


228,080 


282,521 


351,741 


9 


24,524.25 


25,650.51 


26,839.41 


28,094.55 


34 


191,087 


236,018 


293,402 


366,906 


»i 


26,232.85 


27,515.53 


28,874.28 


30,313.83 


341 


196,959 


244,224 


304,766 


382,678 


10 


27,984.17 


29,436.50 


30,980.39 


32,621.89 


35 


202,979 


252,616 


316,528 


399,080 


10i 


29,779.28 


31,415.09 


33,360.21 


35,022.16 


351 


209,149 


261,290 


328,703 


416,139 


11 


31,619.26 


33,415.04 


35,416.31 


37,517.64 


36 


215,473 


270,224 


341,303 


433,880 


1H 


33,505.24 


35,552.13 


37,751.38 


40,114.89 


361 


221,955 


279,426 


354,344 


452,331 


12 


35,438.37 


37,714.20 


40,168.18 


42,814.99 


37 


228,600 


288,904 


367,841 


471,519 


121 


37,419.83 


39,941.12 


42,669.57 


45,623.08 


371 


235,410 


298,667 


382,511 


491,476 


13 


39,450.83 


42,234.86 


45,258.50 


48,543.51 


38 


242,391 


308,723 


396,270 


512,230 


131 


41,532.60 


44,597.40 


47,838.05 


51,580.75 


381 


249,546 


319,080 


411,235 


533,815 


14 


43,666.41 


47,030.83 


50,711.38 


54,739.48 


39 


256,880 


329,748 


426,724 


556,263 


14| 


45,853.57 


49,537.25 


53,581.78 


58,024.56 


391 


264,398 


340,736 


442,755 


579,609 


15 


48,095.41 


52,118.87 


56,549.64 


61,441.04 


40 


272,103 


352,053 


459,446 


603,889 


1*4 


50,393.30 


54,777.93 


59,627.49 


64,994.18 


401 


280,001 


363,710 


476,519 


629,140 


16 


52,748.63 


57,516.77 


62,809.95 


68,689.45 


41 


288,097 


375,717 


494,293 


655,401 


161 


55,162.84 


60,337.78 


66,103.80 


72,532.53 


411 


296,395 


388,184 


512,688 


682,712 


17 


57,637.42 


63,243.41 


69,512,93 


76,529.33 


42 


304,900 


400,822 


531,728 


711,116 


in 


60,173.85 


66,236.21 


73,041.38 


80,686.00 


421 


313,618 


413,942 


551,434 


740,657 


18 


62,773.70 


69,318.80 


76,693.33 


85,009.04 


43 


322,554 


427,436 


571,830 


771,378 


18| 


65,438.54 


72,493.86 


80,473.10 


89,504.80 


431 


331,713 


441,375 


592,949 


803,329 


19 


68,170.00 


75,764.18 


84,385.15 


94,180.49 


44 


341,102 


455,712 


614,788 


836,558 


191 


70,969.75 


79,132.60 


88,434.13 


99,043.21 


44i 


350,725 


470,479 


637,401 


871,116 


20 


73,839.50 


82,602.08 


92,624.83 


*104,100 


45 


360,588 


485,689 


660,808 


907,049 


201 


76,780.98 


86,175.64 


96,962.20 


109,360 


451 


370,699 


501,355 


685,029 


944.426 


21 


79,796.01 


89,856.41 


*101,451 


114,829 


46 


381,062 


517,491 


710,100 


983,299 


il-J 


82,886.41 


93,648.60 


106,098 


120,519 


461 


391,684 


534,112 


736,050 


1,023,726 


22 


86,054.07 


97,552,53 


110,907 


126,435 


47 


402,571 


551,231 


762,807 


1,065,771 


221 


89,300.92 


*101,575 


115,834 


132,588 


471 


413,731 


568,863 


790,704 


1,109,497 


23 


92,628.94 


105,717 


121,035 


138,987 


48 


425,170 


587,024 


819,474 


1,154,972 


23i 


96,040.17 


109,984 


126,367 


145,642 


481 


436,895 


605,531 


849,251 


1,202,267 


24 


99,536.67 


114,379 


131,885 


152,553 


49 


448,912 


624,998 


880,070 


1,251,453 


241 


*103,128 


118,906 


137,597 


159,761 


491 


461,231 


644,843 


911.968 


1,302,607 


25 106,794 


122,569 


143,501 


167,247 


50 


473,857 


665,284 


944,983 


1,355,806 



53 EIGHT DOLLARS PER 


DAY. 






< 


RATES OF INTEREST. 




RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


I 


1,252.00 


1,252.00 


1,252.00 


1,252.00 


2H 


126,354 


146,710 


171,002 


200,037 


1 1 


2,535.30 


2,541.56 


2,547.82 


2,554.08 


26 


130,765 


152,364 


178,239 


209,290 


H 


3,850.70 


3,869.81 


3,888.99 


3,906.24 


261 


135,286 


158,187 


185,729 


218,914 


2 


5,198.95 


5,237.90 


5,278.71 


5,316.57 


27 


139,920 


164,184 


193,482 


228,922 


21 


6,580.92 


6,647.04 


6,713.81 


6,786.14 


27^ 


144,670 


170,362 


201,506 


239,331 


3 


7,997.45 


8,098.25 


8,200.79 


8,304.49 


28 


151,538 


176,725 


209,810 


250,157 


H 


9,449.38 


9,593.40 


9,739.82 


9,888.66 


281 


154,529 


183,278 


218,406 


261,415 


4 


10,938.62 


11,133.20 


11,333.71 


11,536.21 


29 


159,644 


189,829 


227,302 


273,123 


4i 


12,463.06 


12,719.20 


12,981.36 


13,249.66 


291 


164,887 


196,981 


236,509 


285,300 


5 


14,027.63 


14,352.78 


14,688.70 


15,031.65 


30 


170,261 


204,142 


246,036 


277,764 


51 


15,629.30 


16,055.36 


16,454.77 


16,884.91 


301 


175,770 


211,519 


255,900 


311,135 


6 


17,272.03 


17,768.42 


18,282.66 


18,812.31 


31 


181,416 


219,117 


266,110 


324,832 


H 


18,956.83 


19,552.47 


20,174.51 


20,816.80 


311 


187,204 


226,942 


276,674 


339,078 


7 


20,8S2.73 


21,392.08 


22,132.59 


22,901.47 


32 


193,136 


235,003 


287,610 


353,895 


n 


22,451.77 


23,286.84 


24,158.19 


25,069.53 


321 


199,216 


243,305 


298,928 


369,300 


8 


24,264.01 


25,236.42 


26,256.73 


27,324.31 


33 


205,449 


251,866 


310,643 


385,324 


H 


26,123.64 


27,246.51 


28,427.68 


29,669.29 


331 


211,837 


260,663 


326,767 


401,989 


9 


28,028.71 


29,315.87 


30,674.61 


32,108.06 


34 


218,385 


269,735 


335,316 


419,321 


91 


29,980.41 


31,446.32 


32,999.19 


34,644.38 


341 


225,096 


279,079 


348,304 


437,346 


10 


31,982.91 


33,642.71 


35,406.16 


37,282.14 


35 


231,916 


288,704 


361,747 


456,092 


10i 


34,033.46 


35,903.96 


37,897.38 


40,025.44 


351 


239,029 


298,617 


375,660 


475,587 


11 


36,136.30 


38,232.05 


40,476.79 


42,878.45 


36 


246,255 


308,827 


390,060 


495,863 


Hi 


38,292.70 


40,631.01 


43,144.44 


45,845.59 


361 


253,664 


319,346 


404,964 


516,949 


12 


40,501.00 


43,101.94 


45,906.49 


48,931.41 


37 


261,257 


330,177 


420,390 


539,179 


121 


42,766.52 


45,647.00 


48,765.22 


52,640.69 


371 


269,040 


341,334 


436,356 


561,686 


13 


45,087.66 


48,268.41 


51,724.00 


55,478.29 


38 


277,018 


352,826 


452,880 


585,406 


13| 


47,466,82 


50,968.46 


54,786.34 


58,950.43 


381 


285,196 


364,663 


469,983 


610,074 


14 


49,904.47 


53,750.52 


57,956.58 


62,559.40 


39 


293,577 


376,854 


487,684 


635,729 


141 


52,404.08 


56,612.00 


61,136.32 


66,313.78 


391 


302,169 


389,412 


506,005 


662,410 


15 


54,966.18 


59,564.42 


64,632.59 


70,218.33 


40 


310,975 


402,646 


524,967 


690,159 


151 


57,592.34 


62,603.35 


68,146.70 


74,279.06 


401 


320,002 


415,669 


544,593 


719,017 


16 


60,284.15 


65,733.45 


71,783.80 


78,502.23 


41 


329,254 


429,391 


564,906 


749,030 


161 


63,043.25 


68,957.46 


75,547.19 


82,894.32 


411 


338,637 


443,525 


585,930 


780,243 


17 


65,871.33 


72,278.18 


79,443.35 


87,462.09 


42 


348,457 


458,082 


607,689 


812,705 


m 


68,670.12 


75,699.52 


83,475.36 


92,212.57 


421 


358,421 


473,077 


630,210 


846,465 


18 


71,741.37 


79,221.48 


87,650.52 


97,153.08 


43 


368,633 


488,521 


653,520 


881,575 


isi 


74,787.90 


82,850.13 


91,969.25 


*102,291 


43* 


379,191 


504,429 


677,645 


918,090 


19 


77,909.58 


86,588.63 


96,440.18 


107,634 


44 


389,831 


520,814 


701,615 


956,066 


191 


81,108.29 


90,437.26 


♦101,068 


113,192 


441 


400,830 


537,690 


728,458 


995,561 


20 


84,388.00 


94,402.38 


105,857 


118,972 


45 


410,101 


555,073 


755,206 


1,036,227 


201 


87,750.70 


98,486.46 


110,814 


124,983 


451 


423,656 


572,977 


782,890 


1,079,344 


21 


91,195.44 


♦102,693 


115,945 


131,237 


46 


435,499 


591,419 


811,543 


1,123,770 


m 


94,727.33 


107,026 


121,254 


137,755 


461 


447,639 


610,413 


841,199 


1,169,973 


22 


98,848.51 


111,489 


126,750 


144,497 


47 


460,081 


629,978 


870,893 


1,218,024 


221 


*102,058 


116,085 


132,439 


151,529 


471 


472,836 


650,129 


903,862 


1,267,997 


23 


105,862 


120,820 


138,326 


158,842 


48 


485,908 


670,885 


936,542 


1,319,968 


23i 


109,760 


125,696 


144,419 


166,448 


481 


499,308 


692,264 


970,573 


1,374,019 


24 


113,757 


130,719 


150,726 


174,355 


49 


513,043 


714,283 


1>005,995 


1,430,232 j 


244 


117,852 


135,893 


157,254 


182,584 


491 


527,121 


736,964 


1,042,260 


1,488,693 } 


25 


122,050 


141,221 


164,009 


191,139 


50 


541,551 


760,325 


1,079,980 


1,549,493 ! 



NINE DOLLARS PER DAY. 




59 


i 


KATES OF INTEREST. 


< 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


h 


cent. 


cent. 


cent. 


cent. 


251 


cent. 


cent. 


cent. 


cent. 


1 


1,408.50 


1,408.50 


1,408.50 


1,408.50 


142,148 


164,049 


192,377 


225,041 


i 


2,852.21 


2,859.26 


2,866.33 


2,873.34 


26 


147,110 


171,409 


200,519 


235,451 


H 


4,232.02 


4,353.53 


4,375.12 


4,397.77 


261 


152,196 


177,960 


208,945 


246,278 


2 


5,848.82 


5,892.64 


5,936.75 


5,981.14 


27 


157,410 


184,707 


217,667 


257,538 


21 


7,403.54 


7,177.92 


7,553.03 


7,628.89 


271 


162,753 


191,657 


226,694 


269,248 


3 


8,997.13 


9,110.76 


9,225.89 


9,342.55 


28 


168,231 


198,815 


236,037 


281,426 


31 


10,630.56 


10,792.58 


10,957.30 


11,124.75 


281 


173,845 


206,188 


245,707 


294,092 


4 


12,304.82 


12,524.86 


12,749.30 


12,978.24 


29 


179,600 


213,782 


255,715 


307,264 


41 


14,020.94 


14,309.10 


14,504.03 


14,805.87 


291 


185,498 


221,604 


266,073 


320,963 


5 


15,779.96 


16,146.87 


16,523.67 


16,910.60 


30 


191,544 


229,661 


276,791 


335,210 


51 


17,582.96 


18,039.78 


18,510.50 


18,995.53 


301 


197,741 


237,959 


287,788 


350,027 


6 


19,431.04 


19,989.47 


20,566.86 


21,163.85 


31 


204,093 


246,506 


299,372 


365,436 


61 


21,325.31 


21,997.66 


22,695.20 


23,418.90 


311 


210,604 


255,310 


311,259 


381,462 


7 


23,266.95 


24,066.09 


24,898.04 


25,764.16 


32 


217,278 


264,378 


323,561 


398,129 


n 


25,257.12 


26,196.57 


27,177.98 


28,203.22 


321 


224,118 


273.718 


336,294 


415,463 


8 


27,297.05 


28,390.97 


29,537.70 


30,739.85 


33 


231,130 


283,338 


349,473 


433,490 


81 


29,387.97 


30,651.20 


31,980.01 


33,377.14 


331 


238.316 


293,246 


363,113 


452,238 


9 


31,531.17 


32,979.13 


34,507.82 


36,121.56 


34 


245,483 


303,452 


377,231 


471,736 


91 


33,727.95 


35,377.11 


37,124.09 


38,974.94 


341 


253,233 


313,964 


391,842 


492,014 


10 


35,979.65 


37,846.92 


39,821.93 


41,942.42 


35 


260,973 


324,792 


406,965 


513,103 


101 


38,287.64 


40,390.83 


42,634.55 


45,028.62 


351 


268,905 


335,944 


422,618 


535,036 


11 


40,653.33 


43,011.06 


45,535.26 


48,238.26 


36 


277,037 


347,431 


438,818 


557,846 


HI 


43,078.17 


45,709.89 


48,537.49 


51,576.29 


361 


285,371 


359,262 


455,365 


581,568 


12 


45,563.61 


48,489.68 


51,644.80 


55,047.84 


37 


293,914 


371,449 


472,939 


606,239 


121 


48,111.21 


51,352.87 


54,860.87 


58,658.25 


371 


302,670 


384,001 


490,900 


631,897 


13 


50,722.49 


54,301.96 


58,189.50 


62,413.08 


38 


311,645 


396,929 


509,480 


658,582 


131 


53,399.05 


57,339.52 


61,631.64 


66,498.11 


381 


320,845 


409,245 


528,731 


686,333 


14 


56,142.53 


60,468.20 


65,500.35 


70,379.33 


39 


330,275 


423,961 


548,645 


715,195 


141 


58,954.59 


63,690.75 


68,890.86 


74,603.00 


391 


339,940 


438,089 


569,256 


745,212 


15 


61,836.96 


67,009.97 


72,710.54 


78,995.62 


40 


349,847 


452,640 


590,588 


776,428 


151 


64,791.38 


70,428.77 


76,663.91 


83,563.95 


401 


360,001 


467,528 


612,667 


808,894 


16 


67,819.67 


73,950.14 


80,755.65 


88,315.01 


41 


371,310 


483,065 


635,519 


842,658 


l&l 


70,923.66 


77,577.14 


84,990.59 


93,256.11 


ill 


381,079 


498,965 


659,171 


877,773 


17 


74,105.25 


81,312.95 


89,373.77 


98,394.85 


42 


389,015 


515,343 


683,655 


914,293 


m 


77,366.38 


84,160.84 


93,910.35 


*103/739 


421 


403,223 


532,212 


708,987 


952,273 


18 


80,709.04 


89,124.17 


98,605.71 


109,297 


43 


414,712 


549,586 


735,210 


991,772 


181 


84,135.27 


93,206.39 


*103,465 


115,078 


431 


426,489 


567,482 


762,351 


1,032,852 


19 


87,647.15 


97,411.08 


108,495 


121,089 


44 


438,559 


585,913 


790,441 


1,075,574 


191 


91,246.83 


*101,742 


113,701 


127,263 


441 


450,932 


604,901 


819,515 


1,120,006 


20 


94,936.50 


106,203 


119.0S9 


133,843 


45 


463,614 


624,457 


849,607 


1,165,845 


20198,718.41 


110,797 


124,666 


140,606 


451 


476,613 


644,600 


880,752 


1,214,262 


21 


*102,595 


115,530 


130,437 


147,638 


46 


489,936 


665,356 


912,986 


1,264,241 


211 


106,568 


120,404 


166,411 


154,952 


461 


503,593 


686,715 


946,349 


1,316,201 


22 


110,641 


125,425 


142,594 


162,559 


47 


517,592 


708,725 


980,880 


1,370,277 


221 


114,815 


130,596 


148,993 


170,470 


471 


531,940 


731,395 


1,016,619 


1,426,496 


23 


119,094 


135,922 


155,617 


178,697 


48 


546,650 


754,746 


1,053,610 


1,484,964 


231 


123,480 


141,408 


162,472 


187,254 


481 


561,722 


778,796 


1,091,894 


1,545,771 


24 


127,976 


147,059 


169,567 


196,152 


49 


577,173 


803,569 


1,131,519 


1,609,011 


241 


132,584 


152,880 


176,910 


205,407 


491 


593,011 


829,084 


1,172,531 


1,674,780 


j25 


137,307 


158,874 


184,511 


214,462 


50 


609,245 


855,365 


1,214,978 


1,743,179 



60 



TEST DOLLARS PER DAY. 



1,565.00 

3,169.12 

4,813.35 

6,498.69 

8,226.15 

9,996.81 
11,811.73 
13,672.02 
15,578.82 
17,533.29 
19,536.62 
21,500.04 
23,644.79 
25,852.16 
28,033.47 
30,330.05 31,545.52 



9 

91 
10 

ii 
in 

12 

12* 

13 

131 

14 

141 

15 

151 

16 

164 

17 

m 

18 



RATES OF INTEREST. 



o per 

cent. 



6 per 

cent. 



1,565.00 

3,176.15 

4,837.26 

6,547.38 

8,308.80 

10,123.06 

11,991.75 

13,916.51 

15,899.00 

17,940.97 

20,044.20 

22,210.53 

24,441.84 

26,740.10 



7 per 
cent. 



1,565.00 

3,184.77 

4,861.24 

6,596.39 

8,392.26 

10,250.99 

12,174.77 

14,165.89 

16,226.70 

18,359.63 

20,567.22 

22,852.07 

25,216.89 

,664.48 



32,653.30 34,056 
35,034.64 36,643.59 
37,475.50 39,307.90 
;9,977.39 42,052.14 
42,541.82 44,878.70 
45,117.04 47,790.06 

47.864.63 50,788.76 
50,626.24 53,877.43 
53,456.90 57,058.75 
56,358.32 60,335.51 
59,332.28 63,710.58 
62,380.59,67,186.89 
65,505.10:70,767.50 
68,707.73,74,455.53 
71,990.42 78,254.19 
75,355.18|82, 166.82 
78,804.06 86,196.82 
82,339.17 190,347.73 

85.962.64 94,623.16 
89,676.7199,026.85 



18193,483.63 



19 

191 

20 

201 

21 

211 

22 

221 

23 

231 

24 

241 

25 



97,385.72 
^101,385 
105,485 
109,687 
113,994 
118,409 
122,934 
127,573 
132,327 
137,200 
142,195 
147,315 
152,563 



* 103,5 63 
108,235 
113,047 
118,003 
123,108 
128,366 
133,782 
139,361 
145,107 
151,025 
157,121 
163,399 
160,866 
176,527 



8 per 
cent. 



29,107.30 30,197.74 

32,819.66 

35,533.35 

38,342.02 

41,248.99 

44,257.70 

47,371.72 

50,594.73 

53,930.55 

57,383.12 

60,956.53 

64,655.00 

68,482.93 

72,444.83 

76,545.40 

80,789.49 

85,182.12 

89,728.50 

94,433.99 

99,304.18 

404,345 

109,562 

114,962 

120,550 

126,334 

132,321 

138,517 

144,931 

151,568 

158,438 

165,548 

172,908 

180,524 

188 408 

196,567 

205,012 



1,565.00 

3,192.60 

4,885.30 

6,645.72 

8,476.54 

10,380.61 

12,360.83 

14,420.26 

16,562,07 

18,789.56 

21,106.14 

23,515.39 

6,021.00 

8,626.84 

31,336.91 

134,155.39 

37,086.61 

40,135.07 

43,305.47 

46,602.69 

50,031.80 

53,598.06 

57,306.99 

61,164.26 

65,175.84 

69,347.87 

73,686.78 

78,199.25 

2,892.22 

87,772.91 

2,848.83 

98,127.78 

103,618 

109,328 

115,266 

121,441 

127,864 

134,544 

141,490 

148,715 

156,229 

164,043 

172,169 

180,621 

189,411 

198,552 

208,060 

217,947 

228,230 

238,924 



251 

26 

264 

27 

274 

28 

284 

29 

294 

30 

304 

31 

314 

32 

324 

33 

334 

34 

341 

35 

354 

36 

364 

37 

374 

38 

384 

39 

39^ 

40 

404 

41 

414 

42 

421 

43 

434 

44 

44| 

45 

454 

46 

461 

47 

471 

48 

484 

49 

494 

50 



RATES OF INTEREST. 



5 per 

cent. 



6 per 
cent 



157,942 

163,456 

169,107 

174,900 

180,837 

186,923 

193,161 

199,555 

206,109 

212,827 

219,713 

226,770 

234,005 

241,420 

249,020 

256,811 

264,796 

272,981 

281,370 

289,970 

298,784 

307,818 

317,079 

326,571 

336,300 

346,273 

356,495 

366,972 

377,711 

388,719 

400,002 

411,567 

423,421 

435,572 

448,026 

460,792 

473,876 

487,2 

501,036 

515,126 

529,570 

544,371 

559,548 

575,102 

591,044 

607,386 

624,135 

641,304 

658,901 

676,939 



183,388 

190,455 

197,733 

205,320 

212,952 

220,906 

229,098 

237,536 

246,226 

255,179 

264,399 

273,896 

283,678 

293,753 

304,131 

314,820 

325,829 

337,169 

348,849 

360,880 

373,271 

386,034 

399,180 

412,721 

426,6 

441,032 

455,828 

471,068 

486,765 

502,933 

519,586 

536,739 

554,406 

572,603 

591,346 

610,652 

630,536 

651,017 

672,113 

693,841 

716,222 

739.273 

763,017 

787,475 

812,661 

838,606 

865,329 

892,854 

921,205 

950,406 



7 per 
cent. 



213,752 
222,798 
232,161 
241,852 
251,882 
262,263 
273,007 
284,127 
295,637 
307,546 
319,875 
332,636 
345,843 
359,512 
373,660 
388,303 
403,459 
419,145 
435.380 
452,184 
469,575 
487,575 
506,205 
525,487 
545,445 
566,100 
587,479 
609,605 
632,506 
656,209 
680,742 
706,133 
732,412 
759,612 
787,763 
816,900 
847,056 
878,268 
910,573 
944,008 
978,613 
1,014,429 
1,051,499 
1,089,86 
1,129,977 
1,170,777 
1,313,216 
1,257,244 
1,302,812 
1,349,976 



8 per 
cent. 



250,046 

261,613 

273,642 

286,153 

299,164 

312,696 

326,71 

341,404 

356,615 

372,455 

388,919 

406,040 

423,847 

442,366 

461,625 

481,655 

502,487 

524,151 

546,682 

570,114 

594,484 

619,828 

646,187 

673,599 

702,108 

731,757 

762,593 

794,661 

828,013 

862,6 

898,771 

936,287 

975,304 

1,015,881 

1,058,081 

1,101,969 

1,147,613 

1,195,082 

1,244,451 

1,295,784 

1,349,180 

1,404,712 

1,462,466 

1,522,529 

1,584,996 

1,649,960 

1,717,524 

1,787,790 

1,860,866 

1,936,866 



FIFTEEN I>OI,LAR§ PJER OA¥ 



61 



RATES OF INTEREST. 



5 per 
cent. 

"2J347.50 
4,753.69 

7,220.03 
9,748.03 
12,339.23 
14,995.21 
i!l7,7l7.59 
20,508.03 
4X23,368.23 
26,299.94 
29,304.94 
32,585.06 
35,542.19 
38,778.24 
42,095.20 
45,495.08 
48,979.95 
52,551.95 
56,213.25 
59,966.08 
63,812.74 
67,755.55 
71,796-94 
75,939.37 
80,185.35 
84,537.48 
,998.42 
79,370.88 
98,257.65 
*103,162 
107,986 
113,033 
118,206 
123,509 
128,944 
134,515 
140,225 
146,079 
152,078 
158,227 
164,531 
170,991 
177,614 
184,402 
191,359 
198,491 
205,800 
213,293 
220,973 
228.845 



5 

H 

6 
6} 

7 
H 

8 

9 

91 
10 
10* 

11 

111 

12 

13 

131 

14 

141 

15 

151 

16 

161 

17 

m 

18 

181 

19 

191 

20 

201 

21 

211 

22 

221 

23 

231 

24 

24i 

25 



b per 
cent. 

2^347T50 

4,765.42 

7,255.89 

9,821.06 

12,463.20 

15,184.59 

17,977.63 

20,874.76 

23,848.50 

26,711.46 

30,066.30 

33,315.79 

36,722.76 

40,110.15 

43,660.95 

47,318.28 

51,085.33 

54,965.39 

58,961.85 

63,078.20 

67,348.05 

71,683.95 

183.14 

80,816.31 

85,588.12 

90,803.27 

95,565.86 

* 100,7 80 

106,151 

111,683 

117,381 

123,250 

129,295 

135,522 

141,935 

148,540 

155,344 

162,352 

169,570 

177,004 

184,662 

192,552 

200,673 

209,041 

217,660 

226,537 

235,681 

245,099 

254,799 

264,791 



7 per 
cent. 

4,777.16 

7,291.86 

9,894.58 

12,588.39 

15,376.48 

18,262.16 

21,248,83 

24,340.04 

27,539.45 

30,850.82 

34,278.10 

37,825.34 

41,496.72 

45,296.61 

49,229.49 

53,300.02 

57 512.02 

61,873.48 

66,668.55 

71,057.58 

75,892.10 

80,895.82 

86,074.67 

91,434.79 

96,982.51 

*102,724 

108,667 

114,818 

121,184 

127,773 

134,593 

141,650 

148,956 

156,527 

164,343 

172,442 

180,825 

189,502 

198,482 

207,776 

217,396 

227,352 

237,651 

248,322 

259,361 

270,786 

282,611 

294,850 

307,518 



8 per 
cent. 

2,347.50 

4,788.90 

7,327.96 

9,968.57 

12,714.82 

15,570.91 

18,541.25 

21,630.40 

24,843.11 

28,18434 

31,659.21 

35,273.09 

39,031.50 

42,940.26 

47,005.37 

51,233.09 

55,629.91 

60,202.21 

64,958.21 

69,904,04 

75,047.70 

80,397.09 

85,960.48 

91,746.40 

97,769.75 

*104,022 

110,530 

117,299! 

124,338, 

131,659 

139,273: 

147,192J 

155,427 

163,991! 

172,899! 

182,162 

191,796, 

201,815' 

212,235 

223,072| 

234,343 

246.064 1 

258,254 

270,932 

284,116 

297,819 

312,089 

326,950 

342,345 

358,386 



251 

26 

261 

27 

271 

28 

281 

29 

291 

30 

30+ 

31 

311 

32 

321 

33 

J331 

34 

341 

35 

351 

36 

361 

37 

371 

38 

'381 

I 39 

39: 

40 
40+ 

I 41 

411 

42 

421 

43 

431 

44 

'441 

45 

451 

46 

!461 

47 

471 

48 

481 

49 

491 

50 



RATES OF INTEREST. 



5 per 
cent. 

236,913 
245,188 
253,660 
262,349 
271,255 
280,384 
289,741 
299,332 
309,163 
319,240 
329,568 
340,155 
351,006 
362,129 
373,530 
385,216 
397,193 
409,471 
422,055 
434,954 
448,175 
461,727 
475,618 
489,856 
505,450 
519,404 
534,741 
550,457 
566,566 
583,078 
600,002 
617,350 
635,131 
653,857 
672,038 
691,187 
710,814 
730,932 
751,553 
772,689 
794,354 
816,560 
839,323 
862,652 
886,566 
911,078 
936,202 
961,954 
9S8.351 
1,015.407 



6 per 
cent. 



275.081 

285,681 

296,599 

307,847 

319,428 

331,358 

343.646 

356,308 

369,340 

382,767 

396,598 

410,843 

425,516 

440,629 

456,196 

478,229 

488,743 

505,753 

523,276 

540,119 

558,066 

579,051 

598,770 

619,081 

640,000 

661,548 

683,742 

706,602 

730,147 

754,399 

779,379 

805,108 

83.1,608 

858,904 

887,019 

915,977 

945,804 

976,525 

1,008,168 

1,040,761 

1,074,332 

1,108,910 

1,145,240 

1,181,208 

1,208,992 

1,357,910 

1,297,994 

1,339,281 

1,384,807 _ 

1,425,606 2 



per 
it. 



cen 



320,628 
334,198 
348,242 
362,778 
377,823 
393 394 
409,510 
426,191 
443,455 
461,319 
479,813 
498,954 
518,764 
539,269 
560,491 
582,455 
605,189 
628,718 
653,070 
678,275 
704,368 
731,363 
759,308 
788,231 
818,168 
849,150 
881,218 
914,408 
948,760 
984,314 
,021,112 
,059,199 
,098,61 
,139,41 
,181,644 
,225,350 
,270,784 
,317,402 
365,859 
,416,011 
,467,919 
,521,644 
,577,249 
,634,800 
,694,366 
,756,016 
,819,824 
,885,865 
,954,218 
024.963 



8 per 
cent. 



375,069 

392,419 

410,463 

429,229 

436,746 

469,043 I 

490,153 I 

512,106 

534,988 

558,683 

583,378 

609,061 

635,770 

663,549 

692,438 

722,483 

753,730 

786,227 

820.023 

855,172 

891,726 

929,743 

969,280 

1,010,398 

1.053,162 

1,097,636 

1,143.889 

1,191,992 

1,242,019 

1,294,047 

1,338,157 

1,404,431 

1,462,955 

1,523,821 

1,587,121 

1,652,954 

1,721,419 

1,792,624 

1,866,676 

1,943,676 

2,023,770 

2,107,068 

191,699 

2,283,794 

2,377,493 

2,474,941 

2,576,286 

2,681,685 

2,791,300 

2,905,299 



TWENTY DOLLARS PER DAY. 



6i 
1 

8 

H 

9 

91 
10 
10| 
11 

H| 

12 
121 

13 

131 

14 

141 

15 

151 

16 

161 

17 

iH 

18 

181 

19 

191 

20 

201 

21 

211 

22 

221 

28 

281 

24 

241 

25 



RATES OF INTEREST. 



RATES OF INTEREST. 



o pel- 
cent. 



6 per 

cent. 



t per 
cent. 



3,130.00 3,130.00 3.130.00 

6,338.25 6,350.90! 6,369.55 

9 626.Y1 9.675.52 9,722.48 

12,997.37 13,094.75 13,192.77 

16,452.31 |16,6l7,60jl 6,784,52 

20,246,12 20,501.98 



19,993.62 
23,623.46 
27,374.04 
31,157.64 
35.066.58 
59,073.25 
43,180.08 
47,389.68 
51,704.32 



23,983.51 
27,833.01 
31,798.00 
35 ; 881.94 
40,088.40 
44,421.05 
48,883.68 
53,480.19 



56,169.80 58,214,60 



60,660.10 
65,306.61 
70,069.27 
74,950.00 



53,091.04 
68,113.77 
73,287.18 
78,615.80 



24,349.55 
28,331.78 
32,453.39 
36,719.26 
41,134.43 
45,704.14 
50,433.78 
55.328.97 



8 per 
cent. 



3,130.00 251 
6,385.20 26 
9,770.61; 261 
13,291,43 27" 
16,953.09 27* 
20,761.21 1'28 
24,721.66; [28* 
28,840.53] 29^ 
33,1 24.15; !291 
37 ,57 9.1 2 J i 30 " 
42.212.28! 301 
47,030.77 31 
52,042.00 811 



57,253.68 



60,395.49 62,673 



65,639.32 
71,066.70 
76,684.03 
82,497.97 



79,954.78 84,104.27,88,515.40 



85,083.65 
90,340.74 
95 729.26 
* 101,253 
106,914 
112,717 
118,665 
124,761 
131,010 
137,415 
143,981 
150,710 
157,608 
164,678 
171,925 
179,353 
186,967 
194,771 
202,671 
210,970 
219,374 
227,989 
236,818 
245,869 
255,145 
264,654 
274,400 
284,390 
294.630 
305,126 



89,757.40 
95,580,12 
* 101,578 
107,755 
114,117 
120,671 
127,421 
134,374 
141,535 
148,911 
156,508 
164,334 
172,394 
180,695 
189,246 
198,054 
207,125 
216.469 
226,093 
236,006 
246,216 
256,723 
267,545 
278,722 
290,213 
302,050 
314,241 
326,798 
339,732 
353,054 



94,743.44 
* 101,189 
107,861 
114,765 
121,731 
129,329 
136,985 
144,910 
153,111 
161,600 
170,364 
179,457 
188,868 
198,608 
208,690 
219,124 
229,923 
241,100 
252,669 
264,642 
277,035 
289,861 
303,136 
316,876 
331,097 
345,802 
361,049 
376,815 
393,134 
410,023 



32 

J321 

|83 

331 

34 

341 

35 

351 

36 

361 

37 

371 



68,310.78 
74,173.21 
80,270,14 
86,610.95 
93,205.39 
* 100,064 

107,196 

114,614 

122,328 

130,352 

138,696 

147,374 

156.399 

165,784 

175,546 

185,698 

196,256 

207,236 

218,655 

230,531 

242,883 

255,728 

269,087 

282.981 

297,440 

312,457 

328,085|j46 

344,339 :| 



39* 
40 
401 
41 

4U 

42 

421 

43 

431 

44 

44* 

45 



361,242 
378,822 
397,105 
416,119 
435,894 
456,460 



461 

47 

471 

48 

48 

49 

491 



477,848:150 



5 per 
cent. 



6 per 

cent. 



315,884 
326,911 
338,214 
349,799 
361,674 
373,846 
386,322 
399,110 
412,218 
425,654 
439.425 
453,541 
468,009 
482,839 
49S,040 
513,621 
529,592 
545,962 
562,741 
579,929 
597,568 
615,627 
634,158 
653,142 
672,600 
692,545 
712,989 
733,944 
755,422 
777,438 
800,004 
823,134 
S46,842 
871,143 
896,052 1 
921,583 1 
947,7531 
974,5771 
,002,0711 
,030,2531 
,059,139J1 
,088,7484 
,119,096]! 
1,150,204|1 
,182,0891 
,214,7711 
,248,2701 
,282,6071 
,317,802-1 
,353,877,1 



366,776 
380,909 
895,466 
410,460 
425,904 
441,811 
458,196 
475,071 
492,454 
510,357 
528,798 
547,792 
567,356 
587,506 
608,262 
629,639 
651,659 
674,338 
697,698 
721,759 
746,542 
772,068 
798,361 
825,441 
853,335 



7 per 
cent. 



911,6571 
942,1361 
973,5301 
,005,8661 
,039,1721 
,073,477 1 
,108,8121 
,145,2061 
,182,6921 
,221,303,1 
,261,0721 
,302,0241 
,344,225 [l 
,387,6S2 ( 1 
,432,444 ! 1 
,478,54712 
,526,0332 
,574,934J2 
,625,3222 
,677,212|2 
,730,659,2 
,785,7092 
,842,4102 
,900,81212 



427,504 

445,597 

464,323 

483,704 

503,764 

524,526 

546,014 

568,254 

591,273 

615,092 

639,750 

665,271 

691,686 

719,025 

747,321 

776,607 

806,918 1 

838,2901 

870,76111 

904,367:1 

939,1501 

975,1501 

,012.4111 

,050,975|l 

,090,8891 

,132,2001 

,174,9571 

,219.2111 

,265,01 3,'l 

,312,4lS;l 

,361,4831 

,412,2651 

,464,824Jl 

,519,2232 

,575,526;2 

,633,799:2 

,694,1 122 

,756.5362 

,821,145 2 

,888,015*2, 

,957,2262, 

,028,859,2, 

,102,9992 

,179,7343 

,259,1 54' 3, 

,341 ,3 5 5 3, 

,426,4323, 

,514,4S7]3, 

,605,6243, 

,699,951:3, 



c per 
cent. 

~500,092 

523,226 

547,285 

572,306 

598,328 

625,391 

653,537 

682,808 

713,251 

744,911 

777,837 | 

812,081 

847,694 

884.732 

923,251 

963,311 

,004,973 

,048.302 

,093,364 

140,229 

,188.9 

,239,657 

,292,373 

,347,198 

,404,216 

,463,515 

,525,185 

,589,323 

,656,026 

,725,897 

,797,542 

,872,574 

,950,607 

,031,761 

,116,162 

,203,988 

,295,226 

,390,165 

,488,901 

591,568 

698,360 

809,435 

924,932 

045,059 

,169,991 

299,821 

435,048 

575,580 

721,733 

873,732 



TWE3fT¥-FlVE DOLLAR§ PJER DAY. 63 


< 

h 


RATES OF INTEREST. 


a5 
< 

251 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


~1- 


3,912,50 


3,912.50 


3,912.50 


3,912.50 


394,855 


458,470 


534,3 8f 


625,115 


1 


7,922.81 


7,942.37 


7,961.94 


7,981.50 


26 


408,639 


476,136 


556,997 


654,032 


ii 


12,033.38 


12,093.15 


12,408.11 


12,213.26 


261 


422,768 


494,333 


580,404 


684,106 


2 


16,246.72 


16,318.44 


16,490.96 


16,614.29 


27 


437,250 


513,025 


604,630 


715,382 


H 


20,565.39 


20,771.99 


20,980.65 


21,191.36 


271 


452,093 


532,380 


'629,705 


727,910 


3 


24,692.02 


25,307.65 


25,627.47 


25,951.52 


28 


467,308 


552,264 


655,657 


781,739 


a* 


29,529.32 


29,979.38 


30,436.93 


30,902.08 


281 


482,903 


572,745 


682,517 


816,921 


4 


34,180.05 


34,791.26 


35,414.72 


36,050.66 


29 


498,888 


593,839 


710,318 


853,510 


44 


38,947.05 


39,747.50 


40,566.74 


41,405.18 


291 


515,273 


615.567 


739,092 


891.563 


5 


43,833.23 


44,852.43 


45,899.08 


46,973.89 


30 


532,067 


632,947 


768,865 


931,138 


5| 


48,841.56 


50,110.50 


51,418.04 


52,765.35 


301 


549,281 


660,997 


799,688 


972,296 


6 


54,975.10 


55,526.32 


57,130.17 


58,788.46 


31 


566,926 


684,740 


831,589 


1,015,101 


6* 


59,236.98 


61,204.61 


63,042.23 


65,052.50 


311 


585,011 


709,195 


864,607 


1,059,617 


7 


64,630.40 


66,850.24 


69,161.21 


71,567.10 


32 


603,549 


734,383 


898,781 


1,105,915 


n 


70,158.66 


72,768.25 


75,494.35 


78,342.29 


321 


622,550 


760,327 


934,151 


1,154,064 


8 


75,825.15 


78,863.80 


82,049.15 


85,388.48 


33 


642,027 


787,049 


970,759 


1,204,139 


81 


81,633.26 


85,142.21 


88,833.37 


92,715.52 


331 


661,990 


814,573 


1,008,648 


1,256,217 


9 


87,586.59 


91,608.98 


95,855.04 


* 100, 33 8 


34 


682,452 


842,923 


1,047,863 


1,300,378 


91 


93,688.75 


98,269.75 


♦103,122 


108,264 


341 


703,426 


872,123 


1,088,451 


1,356,706 


10 


99,943.47 


*105,130 


111,144 


116,507 


35 


724,924 


900,109 


1,130,459 


1,425,286 


10* 


*106 ( 355 


112,247 


118,429 


125,080 


351 


746,960 


930,178 


1,173,938 


1,486,210 


11 


112,926 


119,475 


126,487 


133,995 


36 


769,546 


965,086 


1,218,938 


1,549,571 


11* 


119,662 


126,972 


134,826 


143,267 


361 


792,697 


997,951 


1,265,513 


1,615,400 


12 


126,566 


134,694 


143,458 


152,911 


37 


816,427 


1,031,802 


1,313,719 


1,683,998 


121 


133,642 


142,647 


152,391 


162,940 


371 


840,750 


1,066,668 


1,363,611 


1,755,270 


13 


140,896 


151,339 


161,638 


172,369 


38 


865,557 


1,102,581 


1,415,250 


1,829,393 


131 


148,331 


159,276 


171,207 


184,217 


381 


891,236 


1,139,571 


1,468,696 


1,906,482 


14 


155,951 


167,967 


181,112 


195,498 


39 


917,429 


1,177,670 


1,524,033 


1,986,653 


141 


163,763 


176,914 


191,364 


207,231 


391 


944,278 


1,216,913 


1,581,266 


2,070,032 


15 


171,769 


186,139 


201,974 


219,432 


40 


971,797 


1,257,333 


1,640,523 


2,156,746 


151 


179,976 


195,635 


212,955 


232,122 


401 


1,000,005 


1,298,965 


1,701,854 


2,246,928 


16 


188,388 


205,418; 


224,321 


245,319 


41 


1,028,917 


1,341,847 


1,765,331 


2,340,718 


161 


197,010 


215,492 


236,0S5 


259,045 


411 


1,058,553 


1,386,015 


1,831,030 


2,438,259 


17 


205,838 


225,869 


248,260 


273,319 


42 


1,088,929 


1,431,508 


1,899,029 


2,539,702 


ni 


214,907 


236,558 


260,862 


288,164 


421 


1,120,065 


1,478,365 


1,967,407 


2,645,202 


18 


224,192 


247,567 


273,905 


303,603 


43 


1,151,979 


1,526,629 


2,042,249 


2,754,923 


181 


233,709 


258,907' 


287,404 


319,660 


431 


1,184,691 


1,516,340 


2,117,640 


2,869,032 


19 


243,464 


270,586 


301,376 


336,359 


44 


1,218,221 


1,627,543 


2,195,670 


2,987,706 


191 


253,463 


282,616 


315,836 


353,726 


441 


1,252,589 


1,680,282 


2,276,431 


3,111,127 


20 


263,712 


295,007 


330,803 


371,787 


45 


1,287,816 


1,734,603 


2,360,019 


3,239,459. 


201 


274,218 


307,770 


346,294 


390,571 


451 


1,323,924 


1,790,555 


2,446,532 


3,372,950 


21 


212,850 


320,921 


362,326 


410,107 


46 


1,360,934 


1,848,372 


2,536,073 


3,511,781 


211 


296,023 


334,456 


378,920 


430,423 


461 


1,398,870 


1,907,541 


2,628,748 


3,656,165 


22 


307,336 


348,402 


396,095 


451,553 


47 


1,437,755 


1,968,680 


2,724,667 


3,806,324 


221 


318,932 


362,760 


413,871 


473,527 


4H 


1,477,611 


2,031,684 


2,823,943 


3,962,489 


23 


330,818 


377,562 


432,269 


496,381 


48 


1,518,464 


2,096,515 


2,926,693 


4,124,901 


231 


343,001 


392,301 


451,311 


520,149 


481 


1,560,338 


2,163,323 


3,033,040 


4,293,810 


24 


355,488 


408,498 


471,019 


544,917 


49 


1,603,258 


2,232,170 3,143,109 


4,469,475 


j 241 


368,288 


424,665 


491,417 


570,574 


491 


1,647,253 


2,308,012 3,257.030 


4,652,166 


25 

i 


381,408 


441,318 


512,549 


597, 310! 


50 


1,692,347 


2,376,015j3,374,939 


4,842,165 j 



64 



THIRTY OOLLABS PER DAY. 



I 
1 

14 
2 

ai 

3 

M 

4 

*i 

5 

6 

6* 

7+ 

8 

8£ 

9 

91 
10 
101 
11 

Hi 

12 

I2i 

13 

13| 

14 

H* 

15 

15| 

16 

16-| 

17 

m 

18 

18| 

19 

19i 

20 

201 

21 

211 

22 

221 

23 

234 

24 

241 

25 



RATES OF INTEREST. 



5 per 
cent. 



4,695.00 

9,507.37 

14,440.06 

19,496.06 

24,678.66 

29,990.42 

35,435.18 

41,016.06 

46,736.47 

52,599.88 

58,609.87 

64.770.12 

71,084.37 

77,556.48 

84,190.40 

90,990.16 

97,959.91 

* 105, 104 

112,446 

119,932 

127,625 

135,511 

143,594 

151,879 

160,371 

169,075 

177,991 

187,142 

196,515 

206,123 

215,971 

226,066 

236,412 

247,017 

257,888 

269,030 

280,451 

292,157 

304,156 

316,455 

329,066 

341,983 

355,227 

368,803 

382,718 

396,981 

411,601 

426,586 

441,945 

457,689 



6 per 

cent. 



/ per 
cent. 



8 per 

cent. 



4,695.00 4.695.001 4,695.00 
9,530.85 9,554.32 9,577.80 
13,511.7814,583.73114,655.91 
19,642.1319,789.1649,937.15 
24,926.39 25,176.78 25,429.63 
30,369.18 30,752.96 31,141.82! 



35,975.26 
41,749.52 

47,697.00 
53,822,91 
60,132.60 
66,631. 58|65,556.21|70,546.16 



36,524.32,37,082.49 
42,497.67 43,260.79 
48,680.09 49,686.22 
55,078.89 56,368.67 
61,701.65)63,418.42 



73,325.53 
80,220.29 
87,321.90 
94,636.56 
*102,l7l 
109,931 
117,924 
126,156 
134,636 
143,370 
152,366 
161,632 
171,175 
181,007 
191,132 
201,561 
212,302 
223,367 
234.763 
246,500 
258,590 
271,043 
283,869 
297,082 
310,688 
324,704 
339,140 
354,049 
369,324 
385,099 
401,347 
418,082 
435,320 
453,074 
471,362 
490,197 
509,598 
529,581 



75,650.68 78,063.00 
82,993.45 86,880.52 
90.593.22 94,010.74 ! 



98,458.98 
*106,600 
115,026 
123,747 
132,773 
142,115 
151.784 
161,792 
172,149 
182,870 
193,965 
205,449 
217,334 
229,636 
242,368 
255,546 
269,185 
283,301 
297,913 
313,034 
328,686 
344,885 
361,651 
379,003 
396,964 
415,552 
434,792 
454,704 
475,314 
496,645 
518,723 
541.573 
565,223 
589,701 
615,035 



25i 

2 

26+ 

27 

2*1 

28 

284 

29 

291 

30 

30* 

31 

3H 

32 

32* 

33 

33^ 



*102,466 
111,260 
120,405! |34 
129,916; 344, 
139,808; 35 
150,095; 351 
160,794 36 
171,921 364, 
183,493 37 
195,528 371 
208,044; 138 
221,060; 3 SI 
234,5 98J|39 
247,677 
263,319 
277,546 
294,383 
310,854 
327,982 
345,797 
364,3241143 
383,592 431 



391 
40 
404 
41 

42 

1,421 



403,631) 
424,47 lj 
446,145j 
468,686! 
492,128) 
516,508) 
541,863) 
568,233 
595,657) 
624,179! 
653,841 
684,689! 



44 

45 

451 
46 
461 
47 

m 

48 
481 
49 
491 



RATES OF INTEREST. 



o per 

cent. 



716,772' '50 



473,826 
490,367 
507,321 
524,699 
542,512 
560,769 
579,484 
598,666 
618,327 
638,481 
659,138 
680,311 
702,014 
724,259 
747,061 
770,432 
794,388 
818,943 
844,111 
869,909 
896,352 
923,455 
951,237 
979,713 
008,901 
038,818 
069,484 
100,916il 



6 per 
cent. 



133,133 
166,157 
200,006 
.234,701 
270,263 
296,715 
344,078 
382,375 
421,629 
481,865 
503,107 
545,379 
588,709 
633,121 
678,644 



550,164 

571,364 

593,200 

615,691 

638,856 

662,717 

687,293 

712,607 

738,680 

755,536 

793,200 

821 

851,036 

881,260 

912,392 

944,459 

977,488 

011,151 

046,548 

080,639 

119,813 

158,103 

197,541 

238,162 

280,003 

323,097 

367,487 

413,204 

460,286 

508,7 99|1 

558,7582 



1, 

1, 
1, 
1,610,216 



7 per 
cent. 



663,218 
717,809 
.774,038 
831,955 
891,608 
953,051 
016,338 
081,523 
148,665 
217,820 
289,050 
362,417 
437,984 3 



725,306,2 

773,133)2 

822,157 2,515,819)3 

872,405 2 

923,911,2 



,976,703 2 

,030,81 6*2 



,595,988)3. 
,678,563)3, 
,763,6153 
,851,2184: 



641,257 

668,395 

696,484 

725,556 

755,646 

786,788 

819,021 

852,382 

886,910 

922,638 

959,625 

996,907 

,037,529 

,078,537 

,120,981 

,164,910 

,210,377 

,259,436 

,306,141 

,356,551 

,408,725 

,462,725 

,518,616 

,576,462 

,636,334 

,698.300 

,762,436 

828,816 

,897,520 

,968,628 

,042,225 

,118,398 

,197,236 

,278,835 

289 

,450,699 

,541,117 

634,804 

731,718 

,832,023 

,935,838 

,043,288 

,154,498 

,269,600 

,388,731 

,512,032 

,639,648 

771,731 

908,436 

,049,927 



8 per 
cent. 



750,138 
784,838 : 
820,927 I 
858,459 
897,492 
938,087 
980,305 
1,024,213 ! 
1,069,876 
1,177,366 
1,166,756 
1,218,121 
1,271,541 
1,327,097 
1,384,876 
1,444,966 
1,507,460 
1,572,454 
1,640,047 
1,710,344 
1,783,452 
1,859,485 
1,938,560 
2,020,799 
2,106,324 
2,195,272 
2,287,778 
2,383,984 
2,484,038 
,095 
2,696,314 
2,808,861 
2,925,911 
3,047,642 
3,174,243 
3,305,907 
3,442,849 
3,585,247 
3,733,352 
3,887,351 
4,047,540 
4,214,117 
4,387,397 
4,567,588 
4,754,987 
4,949,881 
5,152,572 
5,363,370 
5,582,599 
5,810,598 



THIRTY-FIVE ©OLkAIiS PER DA.Y 



65 



$H 



1 

H 

2 

21 
3 

n 

4 

41 

H 

6 
V 

8 

8i 

9 

91 
10 
101 

11 

111 

12 

121 

13 

131 

14 

141 

15 

151 

16 

161 

17 

171 

18 

181 

19 

191 

20 

201 

21 

211 

22 

221 

23 

231 

24 

241 

25 



RATES OF INTEREST. 



5 per 
cent. 



5,477.50 

11,091.84 

16,846.74 

22,745.40 

27,781.53 

34,988.82 

41,341.04 

47,852.07 

54,525.88 

61,366.52 

68,378.19 

75,565.14 

82,831.77 

90,482.56 

98,222.13 

106,155 

11 4,287 : 

122,621 

131,164 

139,920 

148,896 

158,096 

167,503 

177,169 

187,099 

197,254 

207,663 

218,332 

229,268 

240,477 

251,966 

263,743: 

275,814 

286,187 

300,869 

313,868 

327,193 

340,85.0 

354,849 

369,197 

383,905 

398,985 

414,43 2 

430,270 

446,504 

463,145 

480,200 

497,683 

515,603 

533,973 



6 per 
cent. 



5,477.50 
11,119.32 

16,930.40 

22,765.82 

29,080.79 

35,430.71 

41,971.14 

48,707.77 

55,646.50 

62,793.40 

70,154.70 

77,736.84 

85,546.45 

93,590.34 

* 101,876 

110,409 

119,194 

128,251 

137,578 

147.182 

157,075 

167,265 

177,761 

188,571 

199,706 

211,174 

222,987 ; 

235,154 

' 247,686 

260,594 

273,897 

287,584 

301,689 

316,217 

331,181 

346,594 

362,469 

378,821 

395,663 

413,010 

430,878 

449,282 

468,243 

487,763 

507,873 

528,587 

549,922 

571,897 

594,531 

612,845 



7 per 
cent 



5,477.50 

11,146.71 

17,014.35 

23,087.35 

29,372.91 

35,878.41 

42,611.70 

49,580.61 

5^,793.44 

64,258.7 1 

71,985.26 

79,982.24 

88,259.12 

96,825.69 

* 105,692 

114,869 

124,367 

134,197 

144,371 

154,902 

165,801, 

177,082 

188,757 

200,841 

213,348 

226,293 

239,190 

253,557 

267,959 

282,748 

298,137 

314,050 

330,519 

347,565 

365,207 

383,467 

402,365 

421,927 

442,171 

463,124 

484,811 

507,257 

530,488 

554,532 

579,419 

605,176 

631,835 

659,427^ 

687,984 

717,506 



8 per 
cent 



5,477.50 

11,174.10 

17,098.56 

23,260.01 

29,667.91 

332.12 

43,262.91 

50,470,S2 

57,967.26 

65,763.45 

73,871.50 

82,303.85 

91,073.50 

*100,194 

109,679 

119,544 

129,803 

140,473 

151,569 

163,109 

175,111 

187,588 

200,574 

214,075 

228,115 

242,718 

257,904 

273,697 

290,123 

307,205 

324,971 

343,447 

362,663 

382,647 

403,430 

425,045 

447,524 

470,902 

495,216 

520,502 

546,800 

574,149 

602,593 

632,174 

662,938 

694,933 

728,208 

762,764 

798,804 

836,734 



-IT) I 
J26~ 
|261 

27 

271 

28 

281 

m 

!291 
J30 

;3(H 

31 
Sll 

32 

,321 

33 

33^ 
|34 

m 

35 

m 

36 
36^ 
|37" 
37J r 



RATES OF INTEREST. 



5 per 

cent 



6 per 
cent 



38 



! 

U 

39 

391 

'40 

401 

41 

411 

42 

42J r 

43" 

43^ 

44 

441 

45 

451 

46 

461 

47 

471 

48 

481 

49 

491 

50 



552,797 

572,095 
591,875 
612,149 
632,930 
654,231 
676,064 
698,443 
721,381 
744,894 
768,994 
793,696 
819,016 
844,969 
871,571 
898,837 
926,786 
955,433 
984,796 
014,894 
045,744 
077,365 
109,776 
142,998 
177,051 
211,954 
247,731 
284,402 
321,989 
360,516 
400,007 
440,484 
481,974 
,524,501 
568,091 
,612,771 
658,567 
705,509 
753,624 
802,942 
853,493 
,905,308 
( 958,419 
,01 2,856 
,068,655 
,125,849 
,184,473 
,244,562 
,306,154 
,369,285 



641,858 

692,066 

718,306 

745,332 

773,170 

801,842 

831,345 

861,794 

893,125 

925,396 

958,156 

992,872 

1,028,136 

1,064,458 

1,101,869 

1,140,402 

1,180,092 

1,221,122 

1,263,079 

1,306,449 

1,351,120 

1,397,130 

1,444,522 

1,493.336 

1,543,613 

1,595,399 

1,648,738 

1,703,678 

1,760,266 

1,818,551 

1,878,585 

1,940,921 

2,004,111 

2,069,711 

2,137,180 

2,206,876 

2,278,560 

2,352,394 

2,428,444 

2,506,776 

2,587,457 

2,670,558 

2,756,153 

2,844,315 

2,935.122 

3,027,653 

3,124,990 

3,224,217 

3,326,412 



'{ per 

cent. 



748,133 
779,794 
812,565 
846,482 
883,587 
917,920 
955,524 
994,445 
1,034,728 
1,076,420 
1,119,063 
1,164,225 
1,210,450 
1,258,294 
1,307,811 
1,359,062 
1,412,607 
1,467,003 
1,523,831 
1,582,642 
1,643,513 
1,700,512 
1,771,718 
1,839,206 
1,912,556 
1,981,350 
2,056,175 
2,133,619 
2,213,773 
2,297,232 
2,382,595 
2,471,464 
2.563,443 
2,658,640 
3,757,170 
2,859,149 
2,964,747 
3,073,938; 
3,187,004 
3,304,026 
3,425,145 
3,550,502 
3,680,247 
3,814,034 
3,953,519 
4,097,371 
4,246,256 
4,400,353 
4,559,842 
4,724,924 



8 per 

cent 



875. 
915 
957, 
1,001 
1,047, 
1,094. 
1,148 
1,194. 
1,248, 
1,303. 
1,361, 
1,421. 
1,483. 
1,548. 
1,615. 
1,685. 
1,758, 
1,834. 
1/913, 
1,995. 
2,080. 
2,169. 
2,261. 
2,357. 
2,457. 
2,561. 
2,669. 
2,781, 
2,898. 
3,019, 
3,145, 
3,277, 
3,413 
3,555. 
3,703, 
3,856, 
4,016, 
4,182, 
4,355, 
4,535, 
4,722. 
4,916. 
5,118. 
5,328, 
5,547 
5,774. 
6,011, 
6,257, 
6,513, 
6,779. 



121 

645 
750 
535 
074 
435 
690 
915 
189 
094 
°15 
141 
474 
280 
689 
794 
703 
929 
388 
401 
694 
900 
653 
597 
378 
151 
074 
315 
045 
444 
700 
005 
562 
582 
283 
892 
645 
789 
578 
243 
130 
493 
630 
853 
485 
862 
334 
263 
033 
031 



&■ 



66 forts: 


DOLLARS PER DAY. 


i 


RATES OF INTEREST. 


«3 


RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 




cent. 
6,260.00 


cent. 

6,260.00 


cent. 
6,260.00 


cent. 
6,260.00 


25] 


cent. 
631,7 §8 


cent. 


cent. 


cent. 


733,552 


865,00£ 


1,000,144 


1 


12,676.50 


12,707.80 


12,739.10 


12,770.40 


26 


653,823 


761,818 


891,194 


1,046,451 


H 


19,253.51 


19,349.03 


19,444.96 


19,541.22 


26| 


676,428 


790,933 


928,646 


1,094,569 


2 


25,994.75 


26,189.51 


26,385.54 


26,582.87 


27 


699,599 


820,921 


967,408 


1,144,612 


2i 


32,904.62 


33,235.19 


33,569.14 


33,906.18 


271 


723,349 


851,808 


1,007,528 


1,196,656 


3 


39,987.23 


40,492.25 


41,003.95 


41,522.43 


28 


757,692 


883,623 


1,059,051 


1,250,783 


31 


47,246.91 


47,967.01 


48,699.09 


49,443.32 


281 


772,645 


916.391 


1,092,028 


1,307,074 


4 


54,688.09 


55,666.02 


56,663.56 


57,681.06 


29 


798,221 


951,142 


1,136,509 


1,365,617 


*» 


62,315.29 


63,596.00 


64,906.78 


66,248.30 


291 


824,436 


984,907 


1,182,547 


1,426,501 


5 


70,133.17 


71,763.88 


73,438.52 


75,158.23 
84,424.56 


30 


851,307 


1,020,715 


1,230,184 


1,489,822 


H 


78,146.50 


80,176.80 


82,268.87 


301 


878,850 


1,057,596 


1,279,500 


1,555,674 


6 


86,360.16 


88,842.11 


91,408,28 


94,061.54 


31 


907,081 


1,095,594 


1,330,543 


1,624,161 


6^ 


94,779.17 


97,767.37 


*180,868 


*1 04,084 


311 


936,018 


1,134,611 


1,383,372 


1,695,388 


7 


♦104,408 


*106,960 


110,658 


114,507 


32 


965,679 


1,175,013 


1,438,050 


1,769,463 


n 


112,254 


116,429 


120,791 


125,348 


321 


996,081 


1,216,523 


1,494,642 


1,846,502 


8 


121,320 


126,182 


131.279 


136,622 


33 


1,027,242 


1,259,279 


1,553,214 


1,926,622 


81 


130,613 


136,228 


142,133 


148,346 


331 


1,059,184 


1,303,317 


1,613,836 


2,009,947 


9 


140,139 


146,574 


153,368 


160,540 


34 


1,091,923 


1,348,677 


1,676,580 


2,096,605 


H 


149,902 


157,232 


164,996 


173,223 


34d 


1,125,481 


1,395,387 


1,741,521 


2,186,729 


10 


159,909 


168,209 


177,031 


186,411 


35 


1,159,879 


1,443,519 


1,808,734 


2,280,458 


101 


170,167 


179,505 


189,487 


200,127 


351 


1,195,146 


1,493,084 


1,878,300 


2,377,936 


11 


180,681 


191,160 


202,379 


214,392 


36 


1,231,274 


1,544,137 


1,950,301 


2,479,314 


111 


191,459 


203,155 


215,722 


229,228 


361 


1,268,316 


1,596,721 


2,026,822 


2,584,746 


12 


202,505 


215,510 


229,532 


244,657 


37 


1,306,284 


1:650,883 


2,101,950 


2,694,396 


12| 


213,828 


228,235 


243,826 


260,703 


371 


1,345,201 


1,706,669 


2,181,778 


2,808,432 


13 


225,433 


241,342 


258,620 


277,391 


38 


1,385,091 


1,764,129 


2,266,400 


2,927,029 


133 


237,329 


254,842 


273,932 


294,747 


381 


1,425,978 


1,823,313 


2,349,914 


3,050,370 


14 


249,522 


268,748 


289,779 


312,797 


39 


1,467,887 


1,884,273 


2,438,421 


3,178,645 


141 


262,020 


283,070 


306,182 


331,569 


391 


1,510,845 


1,947,061 


2,530,026 


3,312,051 


15 


274,830 


297,822 


323,158 


351,092 


40 


1,554,876 


2,011,732 


2,624,837 


3,450,793 


151 


287,962 


313,017 


340,728 


371,395 


401 


1,600,008 


2,078,344 


2,722,966 


3,595,085 


16 


301,421 


328,667 


358,914 


392,511 


41 


1,646,268 


2,146,955 


2,824,530 


3,745,148 


161 


315,216 


344,787 


377,736 


414,471 


411 


1,693,685 


2,217,623 


2,926,648 


3,901.214 


17 


329,357 


361,391 


397,217 


437,310 


42 


1,742,287 


2,290,412 


3,038,446 


4,063,523 


m 


343,851 


378,593 


417,379 


461,062 


421 


1,792,104 


2,365,385 


3,151,052 4,232.324 


18 


358,707 


396,107' 


438,248 


485,765 


43 


1,843,166 


2,442,606 


3,267,599 4,407,877 


181 


373,935 


414,251 


459,846 


511,456 


431 


1,895,506 


2,522,144 


3,388,225 4,590,452 


19 


389,543 


432,938 


482,201 


534,174 


44 


1,949,153 


2,604,009 


3,513,073 4,780,330 


191 


405,541 


452,186 


505,338 


565,901 


441 


2,004,152 


2,688,451 


3,642,290 


4,977,803 


20 


421,940 


472,012 


529,285 


594.860 


45 


2,050,506 


2,775,364 


3,776,030 


5,183,135 


201 


438,748 


492,432 


554,070 


624,914 


451 


2,118,278 


2,864,887 


3,914,4515,396,721 


21 


455,977 


513,465 


579,722 


656,171 


46 


2,177,495 


2,957,084 


4,057,717 5.618,849 


211 


472,637 


535,129 


606,272 


688,677 


461 


2,238,193 


3,052,067 


4,205,998 5,849,863 


22 


491,738 


557,443 


633,752 


722,485 


47 


2,300,407 


3,149,889 


4,359,467 6,090,113 


221 


510,291 


580,426 


662,193 


757,644 


471 


2,364,178 


3,250,645 


4,518,308 6,339,983 


23 


529,308 


604,099 


691,630 


794,210 


48 


2,429,542 


3,354,425 


4,682,709 6,599,842 


231 


548,801 


628,482 


722,097 


832,238 


481 


2,496,541 


3,461,318 


4,852,864 6,870,096 


24 


568,781 


653,597 


753,630 


871,788 


49 


2,565,214 


3,571,417 


5,028,974 


7,151,159 


241 


589,261 


679,464 


786,268 


912,919 


49.} 


2,635,604 


3,684,820 


5,211,248 


7,443,466 


25 


610,252 


706,108 


820,047 


955,696 


50 


2,707,755 


3,801,624 


5,399,902 7,747 564 



FORTY-FIVE DOLLARS PER DAY. 



67 



1 
1 

H 

2 

21 

3 
3 
4 

4+ 

5 

H 

6 

61 

7 

n 

8 

81 

9 

91 
10 

101 

11 
iH 

12 

121 

13 

13+ 

14 

1^1 

15 

15+ 

16 

16+ 

IV 

m 

18 

181 

19 

191 

20 

201 

21 

211 

22 

22+ 

23 

231 

24 

241 

25 



RATES OF INTEREST. 



5 per 

cent. 



7,742.50 

14,261.06 

21,160.01 

29,244.09 

37,017.69 

44,985.64 

53,152.28 

61,524.10 

70,104.70 

78,899.82 

87,914.81 

97,155.18 

*106,627 

116,335 

126,286 

• 136,485 

146,940 

157,656 

168,640 

179, 

291,438 

203,267 

215,391 

227,818 

240,556 

253,612 

266,995 

280,723 

294,773 

309,185 

323,957 

339,598 

354,618 

370,526 

386,832 

403,545 

420,676 

438,286 

456,234 

4,74,682 

493,592 

512,974 

532,841 

553,205 

574,077 

595,472 

617,401 

639,879 

662,918 

686,534 



6 per 
cent. 



7,042,50 

14,296.28 

21,767.1 

29,463.19 

37,389.59 

45,553.78 

53,962.89 

62,624.28 

71,545.50 

80,734.37 

90,198.90 

99,947.37 

*109,983 

120,330 

130,983 

141,955 

153,256 

164,896 

176,886 

189,235 

201,954 

215,055 

227,549 

242,448 

256,764 

271,520 

286,698 

302,341 

318,454 

335.050 

352,144 

369,751 

387,886 

406,565 

420,804 

445,621 

466,032 

487,055 

508,710 

531,013 

553,986 

577,648 

602,020 

627,123 

652,980 

679,612 

702,042 

735,296 

764,398 

794,372 



7 per 
cent. 



7,042,50 

14,331.49 

21,875.59 

29,683.74 

37?765.17 

46,129.45 

54.786.48 

63,746.50 

72,520.13 

82,618.34 

92,552.48 

*102,834 

113,476 

124,490 

135,890 

147,688 

159,900 

172,539 

185,620 

199,120 

213,173 

227,676 

242,687 

258,224 

274,304 

290,948 

308,173 

327,502 

344,454 

363,553 

383,320 

403,778 

424,953 

446,869 

469,552 

493,029 

517,327 

542,476 

568,505 

595,445 

623,328 

652,187 

682,056 

712,971 

744,967 

778,084 

812,359 

847,834 

884,551 

922,553 



8 per 
cent. 



7,042.50 

14,366.70 

21,988.87 

24,905.72 

38,144.45 

46,712.73 

55,623.74 

64,891.19 

74,029.84 

14,553.01 

94,977.63 

*105,819 

117,095 

128,821 

141,016 

153,699 

166,890 

180,608 

194,875 

209,712 

225,143 

241,191 

257,881 

275,239 

293,291 

312,065 

332,491 

351,897 

373,015 

394,97 

417,820 

441,575 

466,281 

491,974 

518,696 

546,486 

575,388 

605,446 

636,314 

669,217 

703,028 

738,192 

774,762 

812,795 

852,349 

893,486 

936,268 

980,761 

1,027,033 

1,072,308 



RATES OF INTEREST. 



25J 

26 

26* 

27 

271 

28 

281 

29 

29* 

30 

30* 

3* 

311 

32 

321 

33 

33* 

34 

34* 

35 

35$ 

36 

36+ 

37 

374 



39 

39* 

40 

401 

41 

41+ 

42 

42* 

43 

431 

44 

44 i 

45 

45* 

46 

46* 

47 

47 + 

48 

481 _, 

49 2, 
49*2, 

50 3 



5 per 
cent. 



6 per 

cent. 



820 
851 
889 
923 
958 
994 



760,739 
735,550 
760,982 
787,050 
813,767 
841,154 
869,2751,030 
897,9991,068 
927,4911,108 
957,7211,148 
988,7061,189 
,020,4664,232 
,053,021 1,276 
,086,389|l,321 
,120,591(1,368 
,155,6481,41 
,191,5821,466 
,227,414ll,5l7 
,266,167)1,569 
,304,863 1,623 
,344,527 1,679 
,385,183il,737 ; 
,426,85511,796, 
,469,569ll,857. 
,513,35lil,920 
,558,227il,984 
,604,225|2,046 
,651,373 2,119 
,699,700 2,190 
,749,235 2,263 
,800,009 2,337 
,856,5512,415 
,905,395 2,494 
,945,073 2,576 



,246 



911 
,021 



532 
550 
,889 
,588 
689 
1,232 
261 
822 
959 
720 
154 
314 
243 
003 
645 
227 



,016,117 
,070,622 
,132,444 
,192,797 
,754,660 
,318,069 
383,063 



2,661 

2,747 
2,837 
2,929 
3,024 
3,122 
3,222 



7 per 
cent. 



961,885 

,045 1,002,593 

,799 1,044,726 

,5361,088,334 

,284 1,133,469 

-,075 1,180,183 

,9401,228,531 

1,278,573 

1,330,365 

,3041,383,95 

1,795 1,438,938 

1,496.861 

1,556,293 

1,617,806 

1,681,472 

1,747,366 

1,815,566 

1,886,153 

1,959,211 

2,034,826 

2,113,088 

2,194,088 

2,277,924 

2,364,694 

2,454,500 

2,547,450 

5,643,536 



449,682 3,326, 
517,967(3,433 

587,958 3,543, 
659,7003,656 
733,235 3,773; 
808,608 3,893 
885,866 4,017 
965,054 4,145 
046,224 4,276, 



12,119,807 2,743,224 

,443 2,846,279 

,199 2,452,942 

,638 3,063,337 

,3243,177,596 

,826 3,295,855 

,714 3,418,277 

,058 3,544,933 

,932 3,676,049 

,412 3,811,253 

.567 3,992,207 

4,097,576 

4,248,034 

4,403,758 

4,564,932 

4,731,747 

6254,904,400 

9765,083,097 

72815,268,048 

9825,459,472 

843J5,657,596 

4225,862,654 

827i6,074,890 



,507 
,285 
,998 
781 
575 



8 per 
cent. 



1,125,207 
1,177,237 
1,231,390 
1,287,688 
1,346,238 
1,407,130 
1,470,458 
1,536,319 
1,604,814 
1,676,049 
1,750,134 
1,827,182 
1,907,311 
1,990,646 
2,077.315 
2,167,450 
2,261,190 
2,858,680 
2,460,070 
2,565,515 
2,675,17 
2,789,228 
2,907,840 
3,031,196 
3,159,486 
3,292,908 
3,431,667 
3.575,976 
3,726,058 
3,882,142 
4,044,971 
4,213,292 
,866 
4,571,463 
4,761,364 
4,958,861 
164,258 
5,377,871 
5,600,028 
5,829,227 
6,071,311 
6,321,205 
6,581,006 
6,851,383 
,132,480 
,424,822 
.728,857 
8,045,054 
8,373,899 
8,715,897 



68 FIFTY 


DOLLARS PJSR DAY. 


i 

< 


RATES OF INTEREST. 




RATES OF INTEREST. 


5 per 


6 per 


7 per 


8 per 


5 per 


6 per 


7 per 


8 per 


cent. 


cent. 


cent 


cent. 


cent 


cent. 


cent. 


cent. 


~1 


7,82X00 


7,825:00 


7,825.00 


7,825.00 


251 


789,710 


916,940 


1,068,761 


1,250,230 


1 


15,845.63 


15,884.75 


15,923.88 


15,963.00 


26 


817,278 


952,273 


1,113,992 


1,308,064 


H 


24,066.77 


24,186.29 


24,306.21 


24,426.52 


261 


845,535 


988,666 


1,160,807 


1,368,211 


2 


32,493.43 


32,736,88 


32,981.93 


33,228.58 


27 


874,498 


1,026,151 


1,209,260 


1,430*765 


n 


41,130.77 


41,543.99 


41,961.30 


42,383.72 


271 


904,186 


1,064,760 


1,259,410 


1,455,820 


3 


49,98404 


50,615.31 


51,254.94 


51,903.03 


28 


934,616 


1,104,528 


1,311,314 


1,563,478 


31 


59,058.64 


59,958.77 


60,873.86 


61,804.15 


281 


965,806 


1,145,489 


1,365,035 


1,633,842 


4 


68,360.11 


69,582,53 


70,829.45 


72,101.32 


29 


997,776 


1,187,679 


1,422,636 


1,707,021 


41 


77,894.11 


79,495.01 


81,133.48 


82,810.37 


291 


1,030,546 


1,231,134 


1,478,183 


1,783,127 


5 


87,666.46 


89,704.86 


91,798.15 


93,947.79 


30 


1,064,134 


1,075,893 


1,537,730 


1,862,277 


H 


97,683.12 


*100,221 


*102,836 


*105,531 


301 


1,098,563 


1,321,995 


1,599,375 


1,944,593 


6 


*109,950 


111,053 


114,260 


117,577 


31 


1,133,852 


1,369,480 


1,663,178 


2,030,202 


61 


118,474 


122,409 


126,084 


130,105 


341 


1,170,023 


1,418,389 


1,729,215 


2,119,235 


V 


129,261 


133,700 


138,322 


143,134 


32 


1,207,098 


1,468,766 


1,797,562 


2,211,829 


n 


140,317 


145,537 


150,989 


156,685 


321 


1,245,101 


1,520,654 


1,868,302 


2,308,128 


8 


151,650 


157,728 


164,098 


170,777 


33 


1,284,053 


1,574,098 


1,941,518 


2,408,277 


81 


163,267 


170,284 


177,667 


18q,433 


331 


1,323,980 


1,629,146 


2,017,296 


2,512,434 


9 


175,173 


183,218 


191,710 


200,675 


34 


1,364,904 


1,685,846 


2,095,726 


2,620,756 


91 


187,378 


196,539 


206,245 


216,527 


341 


1,406,852 


1,744,246 


2,176,901 


2,733,411 


10 


199,887 


210,261 


222,289 


233,013 


35 


1,449,848 


1,800,399 


2,260,918 


2,850,573 


101 


212,709 


224,494 


236,859 


259,159 


351 


1,493,919 


1,866,356 


2,347,875 


2,972,420 


11 


225,852 


238,950 


252,974 


267,990 


36 


1,539,092 


1,930,171 


2,437,876 


2,099,142 


HI 


239,323 


253,944 


269,654 


286,535 


361 


1,585,395 


1,995,901 


2,531,026 


3,230,933 


12 


253,131 


269,387' 


286,916 


305,821 


37 


1,632,855 


2,063,603 


2,627,437 


2,367,995 


121 


267,285 


285,294 


304,783 


325,879 


371 


1,681,501 


2,133,336 


2,727,223 


3,510,540 


13 


281,792 


302,678 


323,275 


346,738 


38 


1,731,313 


2,205,162 


2,830,500 


3,658,787 


131 


296,661 


318,553 


342,415 


368,434 


381 


1,782,473 


2,279,141 


2,937,393 


3,812,963 


14 


311,903 


335,934 


362,224 


390,996 


39 


1,834,858 


2,355,341 


3,048,027 


3,973,307 


141 


327,526 


353,838 


382,727 


414,461 


391 


1,888,556 


2,433,826 


3,162,533 


4,140,064 


15 


243,539 


372,278, 


409,947 


438,865 


40 


1,943,595 


2,514,666 


3,281,046 


4,313,491 


151 


359,952 


391,271 


425,911 


464,244 


401 


2,000,010 


2,597,931 


3,403,708 


4,493,856 


16 


376,776 


410,834 


448,642 


490,639 


41 


2,057,835 


2,683,694 


3,530,663 


4,681,435 


161 


394,020 


430,984 


472,170* 


518,089 


411 


2,117,108 


2,772,029 


3,662,061 


4,876,518 


17 


411,696 


451,738 


496,521 


546,638 


42 


2,177,858 


2,863,015 


3,798,058 


5,079,403 


m 


429,813 


473,116 


521,724 


576,329 


421 


2,240,130 


2,956,731 


3,938,815 


5,290,405 


18 


448,384 


495,134 


547,809 


607,207 


43 


2,303,958 


3,053,258 


4,084,498 


5,509,846 


181 


467,418 


517,813 


574,808 


639,320 


431 


2,369,382 


3,152,680 


4,235,281 


5,738,065 


19 


486,929 


541,173 


602,751 


672,718 


44 


2,436,442 


3,255,086 


4,391,341 


5,975,412 


191 


§06,927 


565,233 


631,672 


707,452 


441 


2,505,178 


3,360,563 


4,552,863 


6,222,254 


20 


527,425 


590,015 


661,606 


743,575 


45 


2,575,632 


3,469,205 


4,720,038 


6,478,919 


201 


548,436 


615,540 


692,587 


781,143 


451 


2,647,848 


3,581,109 


4,893,064 


8,745,901 


21 


569,971 


641,842 


724,653 


820,213 


46 


2,721,868 


3,696,367 


5,072,146 


7,023,562 


211 


592,046 


668,911 


757,841 


860,847 


461 


2,797,741 


3,815,083 


8,257,496 


7,312,329 


22 


614,672 


696,804 


792,190 


903,106 


47 


2,875,509 


3,937,361 


5,449,334 


7,612,647 


221 


637,864 


725,533 


827,742 


947,055 


471 


2,955,222 


4,063,307 


5,647,886 


7,924,978 


23 


661,635 


755,124 


864,538 


992,762 


48 


3,036,928 


4,193,031 


5,853,387 


3,249,802 


231 


686,001 


785,603 


902,621 


1,040,298 


481 


3,120,676 


4,326,647 


6,066,080 


3,587,619 


24 


710,976 


816,996 


942,038 


1,089,834 


49 


3,206,517 


4,464,271 


6,286,218 


3,938,949 


241 


736,576 


849,331 


982,834 


1,141,149 


491 


3,294,506 


4,616,024 


6,514,061 


9,304,332 


25 


762,815 


882,635 


1,025,059 


1,194,620 


50 


3,384,693 


4,752,030 


6,749,878 


9,684,330 

i 









TABLE 








j Showing the nett 


amount of 


savings f 01 


• one year, c 


nd at the end of each period of five 


years — the daily rates of 


saving being the same as those given in the principal Tables. 


\ SAVING 
j PER 
i DAT. 

$ .01 




YEARS FOR AVHICH THE NET! 


AMOUNT IS 


GIVEN. 




1 
3J3 


5 


10 


15 


20 


25 


30 


15765 


31.30 


46.95 


62.60 


78.25 


93.90 


.02 


6.26 


31.30 


62.60 


93.90 


125.20 


156.50 


187.80 


.03 


9.39 


46.95 


93.90 


140.85 


187.80 


234.75 


281.70 


.04 


12.52 


62.60 


125.20 


187.80 


250.40 


314.00 


375.60 


.05 


15.65 


78.25 


156.50 


234.75 


313.00 


391.25 


469.50 


.06 


18.78 


93.90 


187.80 


281.70 


375.60 


469.50 


563.40 


.07 


21.91 


109.55 


219.10 


328.65 


438.20 


547.75 


657.30 


.08 


25.04 


125.20 


250.40 


375.60 


500.80 


626.00 


751.20 


.09 


28.17 


140.85 


281,70 


422.55 


563.40 


704.25 


845.10 


.10 


31,30 


156.50 


313.00 


469.50 


626.00 


782.50 


939.00 


.11 


34.43 


172.15 


344.30 


516.45 


688.60 


860.75 


1,032,90 


.12 


37.56 


187.80 


375.60 


563.40 


751.20 


939.00 


1,126.80 


.13 


40.69 


203.45 


406.90 


610.35 


813.80 


1,017.25 


1,220.70 


.14 


43.82 


219.10 


438.20 


657.30 


876.40 


1,095.50 


1,314.60 


.15 


46.95 


234.75 


469.50 


704.25 


939.00 


1,173.75 


1,408.50 


.16 


50.08 


250.40 


500.80 


751.20 


1,001.60 


1,252.00 


1,502.40 


.17 


53.21 


266.05 


532.10 


798.15 


1,064.20 


1,330.25 


1,596.30 


.18 


56.34 


281.70 


563.40 


845.10 


1,126.80 


1,408.50 


1,690.20 


.19 


59.47 


297.35 


594.70 


892.05 


1,189.40 


1,486.75 


1,784.10 


.20 


62.60 


313.00 


626.00 


939.00 


1,252.00 


1,565.00 


1,878.00 


.21 


65.73 


328.65 


657.30 


985.95 


1,314.60 


1,643.25 


1,971.90 


.22 


68.86 


344.30 


688.60 


1,032.90 


1,377.20 


1,721.50 


2,065.80 


.23 


71.99 


359.95 


719.90 


1,079.85 


1,439.80 


1,799.75 


2,159.70 


.24 


75.12 


375.60 


751.20 


1,126.80 


1,502.40 


1,878.00 


2,253.60 


.25 


78.25 


391.25 


782.50' 


1,173.75 


1,565.00 


1,956.25 


2,347.50 


.30 


93.90 


469.50 


939.00 


1,408.50 


1,878.00 


2,347.50 


2,817.00 


.35 


109.55 


547.75 


1,095.50 


1,643.25 


2,191.00 


2,738.75 


3,226.50 


.40 


125.20 


626.00 


1,252.00 


1,878.00 


2,504.00 


3,130.00 


3,756.00 


.45 


140.85 


704.25 


1,408.50 


2,112.75 


2,817.00 


3,521.25 


4,225.50 


.50 


156.50 


782.50 


1,565.00 


2,347.50 


3,130.00 


3,912.50 


4,695.00 


.60 


187.80 


939.00 


1,878.00 


2,817.00 


3,756.00 


4,695.00 


5,634.00 


.70 


219.10 


1,095.50 


2,191.00 


3,286.50 


4.382.00 


5,477.50 


6,573.00 


.80 


250.40 


1,202.00 


2,504.00 


3,756.00 


5,008.00 


6,260.00 


7,512.00 


.90 


281.70 


1,408.50 


2,817.00 


4,225.50 


5,634.00 


7,042.50 


8,451.00 


1.00 


313.00 


1,565.00 


3,130.00 


4,695.00 


6,260.00 


7,825.00 


9,390.00 


2.00 


626.00 


3,130.00 


6,260.00 


9,390.00 


12,520.00 


15,650.00 


18,780.00 


3.00 


939.00 


4,695.00 


9,390.00 


14,085.00 


18,780.00 


23,475.00 


28,170.00 


4.00 


1,252.00 


6,260.00 


12,520.00 


18,780.00 


25,040.00 


31,400.00 


37,560.00 


5.00 


1,565.00 


7,825.00 


15,650.00 


23,475.00 


31,300.00 


39,125.00 


46,950.00 


6.00 


1,878.00 


9,390.00 


18,750.00 


28,170.00 


37,560.00 


46,950.00 


56,340.00 


7.00 


2,191.00 


10,955.00 


21,910.00 


32,865.00 


43,820.00 


54,775.00 


65,730.00 


8.00 


2,504.00 


12,520.00 


25,040.00 


37,560.00 


50,0S0.00 


62,600.00 


75,120.00 


9.00 


2,817.00 


14,085.00 


28,170.00 


42,255.00 


56,340.00 


70,425.00 


84,520.00 


10.00 


3,130.00 


15,650.00 


31,300.00 


46,950.00 


62,600.00 


78,250.00 


93,900.00 


15.00 


4,695.00 


23,475.00 


46,950.00 


70,425.00 


93,900.00 


117,375.00 


140,850.00 


20.00 


6,260.00 


31,300.00 


62,600.00 


93,900.00 


125,250.00 


156,500.00 


187,800.00 


25.00 


7,825.00 


39,125.00 


78,250.00 


117,375.00 


156,500.00 


195,625.00 


234,750.00 


30.00 


9,390.00 


46,950.00 


93,900.00 


140,850.00 


187,800.00 


234.750.00 


281,700.00 


35.00 


10,955.00 


54,775.00 


109,550.00 


164,325.00 


219,100.00 


273,875.00 


322,650.00 


40.00 


12,520.00 


62,600.00 


125,200.00 


187,800.00 


250,400.00 


313,000.00 


375,600.00 


45.00 


14,085.00 


70,425.00 


140,850.00 


211,275.00 


281.700.00 


352,125.00 


422,550.00 


50.00 


15,650.00 


78,250.00 


156,500.00 


234,750.00 


313,000.00 


391,250.00 


469.500.00 « 



TABLE 

Showing the nett amount of savings for one year, <$cc. — Concluded. 



SAVINGS 
PER 
DAY. 



.01 

.02 

.03 
.04 
.05 
.06 

m 

.08 

.09 

.10 

.11 

.12 

.13 

.14 

.15 

.16 

.11 

.18 

.19 

.20 

.21 

.22 

.23 

.24 

.25 

.30 

.35 

.40 

.45 

.50 

.60 

.70 

.80 

.90 

1.00 

2.00 

3.00 

4.00 

5.00 

6.00 

7.00 

8.00 

9.00 

10.00 

15.00 

20.00 

25.00 

30.00 

35.00 

40.00 

45.00 

50.00 



YEARS FOR WHICH THE NETT AMOUNT IS GIVEN. 



35 



109.55 

219.10 

328.65 

438.20 

547. 7 5 

657.30 

766.85 

876.40 

985.95 

1,095.50 

1,205.05 

1,314.60 

1,424.15 

1,533.70 

1,643.25 

1,752.80 

1,862.35 

1,971.90 

2,081.45 

2,191.00 

2,300.55 

2,410.10 

2,519.65 

2,629.20 

2,738.75 

3,286.50 

3,834.25 

4,382.00 

4,929.75 

5,477.50 

6,573.00 

7,668.50 

8,764.00 

9.859.50 

10,955.00 

21,910.00. 

32,865.00 

43,820.00 

54,775.00 

65,730.00 

76,685.00 

87,640.00 

98,595.00 

109,550,00 

164,325.00 

219,100.00 

273,875.00 

328,650.00 

3,425.00 

438,200.00 

492,975.00 

547,750.00 



40 



1 

1 

1 

1 

1 

1 

1 

1 

2 

2 

2 

2 

2 

2 

2 

2 

3 

3 

3 

4 

5 

5 

6 

7 

8 

10 

11 

12 

25 

37 

50 

62 

75 

87 

100 

112 

125 

187 

250 

313 

375 

438 

500 

563 

626 



125. 
250. 
375. 
500. 
626. 
751. 
876. 
,001. 
,126. 
,252. 
,377. 
,502. 
,627. 
,752. 
,878. 
,003. 
,128. 
.253. 
,378. 
504. 
,629. 
754. 
,879. 
,004. 
130. 
756. 
382. 
,008. 
634. 
260. 
512. 
764. 
016. 
268. 
520. 
040. 
560. 
,080. 
600. 
120. 
640. 
160. 
,680. 
200. 
800. 
400. 
000. 
,600. 
,200. 
,800. 
,400. 
,000. 



45 



140.85 

281.70 

422.55 

563.40 

704.25 

845.10 

985.95 

1,126.80 

1,267.65 

1,408.50 

1,549.35 

1,690.20 

1,831.05 

1,971.90 

2,012.75 

2,253.60 

2.394 45 

2,535.30 

2,676.15 

2,817.00 

2,957.85 

3,098.70 

3,239.50 

3,380.40 

3,521.25 

4,225.50 

4,929.75 

5,634.00 

6,338.25 

7,042.50 

8,451.00 

9,859.50^ 

11,268.00 

12,676.50 

14,085.00 

28,170.00 

42,255.00 

56,340.00 

70,425.00 

84,510.00 

98,595.00 

112,680.00 

126,765.00 

140,850.00 

211,275.00 

281,700.00 

352,125.00 

422,550.00 

492.975.00 

563,400.00 

633,825.00 

704,250.00 



50 



1 
1 
1 
1 
1 
1 
2 

2 

2 

2 

2 

2 

3 

3 

3 

3 

3 

3 

4 

5 

6 

7 

7 

9 

10 

12 

14 

15 

31 

49 

62 

78 

93 

109 

125 

140 

156 

234 

313 

391 

469 

547 

626 

704 

782 



156.50 
313.00 
469.50 
626.00 
782.50 
939.00 
,095.50 
,252.00 
,408.50 
,565.00 
,721.50 
,878.00 
,034.50 
,191.00 
,347.50 
,504.00 
,660.50 
,817.00 
,973.50 
,130.00 
,286.50 
,443.00 
.599.50 
,756.00 
,912.50 
,695.00 
,477.50 
,260.00 
,042.50 
,825.00 
,390.00 
,955.00 
,520.00 
,085.00 
,650.00 
,300.00 
,650.00 
,600.00 
,250.00 
,900.00 
.550.00 
,200.00 
,850.00 
,500.00 
,750.00 
,000.00 
,250.00 
,500.00 
,750.00 
,000.00 
,250.00 
,500.00 



Nett amount of savings for dif- 
ferent periods. — The table which 
occupies this and the preceding 
page, shows the nett amount of 
savings at each daily rate given 
in the principal tables, for one 
year, five years, and at the end of 
each period of five j-ears there- 
after, to fifty years. For exam- 
ple, at 1 cent per day the nett 
amount saved in one year is $3.13, 
and for fifty years it is fifty times 
as much, which is $156.50. (The 
nett amount, of course indepen- 
dent of the rates of interest at 
which it is invested. It would 
be the same whether it were put 
at interest at all or not.) 

If it were desired to find what 
will be the nett savings, at ten 
cents per day, for twenty-five 
years, we should find at the left 
of this table the daily rate, ten 
cents, and at the top, 25 years ; 
then against thirteen cents, and 
under twenty-five years, we shall 
find $787.50 as the nett amount 
of savings. 

The results in the tables of accu- 
mulations, compared with those 
of this table, will possess interest 
as showing how many fold the 
savings have increased by being 
put at interest. 



ABSTRACT OF RESULTS FOR 50 YEARS. 



Upon this page and the following pages, are contained the several amounts 
which will arise, in fifty years, from the several rates of daily savings, given 
in the foregoing tables. These are introduced for the purpose of showing, 
in a striking manner, at a single glance, the fruits of long continued econo- 
my. Although a period of fifty years seems a long time, yet it will at 
length pass, and a large number of those into whose hands this little work 
will fall, will provide for themselves during that time. If economy is a du- 
ty of to-day, it is not less obligatory to-morrow. Upon however small a 
scale one practises frugality, he connot fail in the course of fifty years, to 
save a fortune which, if he does not need it for himself (as he will not bo 
likely to if he has lived properly) he can employ to benefit others. Let ev- 
ery man "labor, working with his hands the things that are good, that he 
may have to give to him that needeth." 

The amounts in this abstract are given in words, for the convenience 
of those who are unable to read large numbers expressed in figures. 
Only the whole dollars are expressed. Where the cents are less than 50, 
they are omitted : and when they are 50, or more, an additional dollar 
is allowed. 

Abstract of results for Fifty years at Five per cent. 

One centper day — Six hundred and ninety-seven dollars. 

Two cents per day — One thousand three hundred and fifty-three dollars. 

Three cents per day — Two thousand and thirty-one dollars. 

Four cents per day — Two thousand seven hundred and eight dollars. 

Five cents per day — Three thousand three hundred and eighty-five 
dollars. 

Six cents per day — Four thousand and sixty-two dollars. 

Seven cents per day — Four thousand seven hundred and thirty-nine 
dollars. 

Eight cents per day — Five thousand four hundred and sixteen dollars. 

Nine cents per day — Six thousand and ninety-two dollars. 

Ten cents per day — Six thousand seven hundred and sixty-nine dollars. 

Eleven cents per day — Seven thousand four hundred and forty-six dol- 
lars. 

Twelve cents per day— Eight thousand one hundred and twenty-three 
dollars. 

Thirteen cents per day — Eight thousand and eight hundred dollars. 

Fourteen cents per day — Nine thousand four hundred and seventy-seven 
dollars. 

Fifteen cents per day — Ten thousand one hundred and fifty-four dollars. 



ABSTRACT AT FIVE I'ER CENT. 73 

Sixteen cents per day — Ten thousand eight hundred and thirty-one 
dollars. 

Seventeen cents per day-EAevew thousand five hundred and eight dollars. 

Eighteen cents per day — Twelve thousand one hundred and eighty-five 
dollars. 

Nineteen cents per day — Twelve thousand eight hundred and sixty-two 
dollars. 

Twenty cents per day — Thirteen thousand five hundred and thirty-nine 
dollars. 

Twenty-one cents per day — Fourteen thousand two hundred and six- 
teen dollars. 

Twenty -two cents per day — Fourteen thousand eight hundred and 
ninety-three dollars. 

Twenty-three cents per day — Fifteen thousand five hundred and sev- 
enty dollars. 

Tiventy-Jbur cents per day — Sixteen thousand two hundred and forty- 
six dollars. 

Twenty-Jive cents per day — Sixteen thousand nine hundred and twen- 
ty-three dollars. 

Thirty cents per day — Twenty thousand three hundred and eight 
dollars, 

Thirty-Jive cents per day — Twenty-three thousand six hundred and 
ninety-three dollars. 

Forty cents per day — Twenty-seven thousand and seventy-eight dollars. 

Forty-Jive cents per day — Thirty thousand four hundred and sixty, 
two dollars. 

Fifty cents per day — Thirty-two thousand eight hundred and forty, 
seven dollars. 

Sixty cents per day — Forty thousand six hundred and sixteen dollars. 

Seventy cents per day — Forty-seven thousand three hundred and eighty- 
six dollars. 

Eighty cents per day — Fifty-four thousand one hundred and fifty-five 
dollars. 

Ninety cents per day — Sixty thousand four hundred and and twenty- 
four dollars. 

One dollar per day — Sixty-seven thousand six hundred and ninety- 
four DOLLARS. 

Two dollars per day — One hundred and thirty-five thousand three 
hundred and eighty-eight dollars. 

Three dollars per day — Two hundred and three thousand and eighty- 
two dollars. 

Four dollars per day — Two hundred and seventy thousand seven hun- 
dred and seventy-five dollars. 

Five dollars per day — Three hundred and eighty. eight thousand four 
hundred and sixty-nine dollars. 

Six dollars per day — Four hundred and six thousand one hundred and 
sixty-three dollars. 

7 



74 AB5TRA.CT AT FIVE AND SIX PER CENT. 

Seven dollars fer day — Four hundred and seventy-three thousand eight 
hundred aud fifty-seven dollars. 

Eight dollars per day — Five hundred and forty-one thousand five hun- 
dred and fifty-one dollars. 

Nine dollars per day — Six hundred and nine thousand two hundred 
aud forty-five dollars. 

Ten dollars per day — Six hundred and seventy-six thousand nine hun- 
dred and forty-five dollars. 

Fifteen dollars per day— ONE MILLION AND FIFTEEN THOU- 
SAND FOUR HUNDRED AND EIGHT DOLLARS. 

Twenty dollars per day — One million three hundred and fifty-three 
thousand eight hundred and seventy-seven dollars. 

Twenty-Jive dollars per day — One million six hundred and ninety thou- 
sand three hundred and forty-seven dollars. 

Thirty dollars per day — Two millions and thirty thousand eight hun- 
dred and sixteen dollars. 

Thirty-Jive dollars per day — Two millions three hundred and sixty, 
nine thousand two hundred and eighty-five dollars. 

Forty dollars per day — Two millions seven hundred and seven thou- 
sand seven hundred and fifty-five dollars. 

Forty-Jive dollars per day — Three millions and forty-six thousand two 
hundred and twenty four dollars. 

Fifty dollars per day — Three millions two hundred and eighty-four 
thousand six hundred and ninety-three dollars. 



Abstract of results for Fifty Years at six per cent. 

One cent per day — Nine hundred and fifty dollars. 

Two cents per day — One thousand nine hundred and one dollars. 

Three cents per day — Two thousand eight hundred and fifty-one dollars. 

Four cents per day — Three thousand eight hundred and two dollars 

Five cents per day — Four thousand seven hundred and fifty-two dol 
lars. 

Six cents per day — Five thousand seven hundred and two dollars. 

Seven cents per day — Six thousand six hundred and fifty-three dollars. 

Eight cents per day — Seven thousand six hundred and three dollars. 

Nine cents per day — Eight thousand five hundred and fifty- four dollars. 

Ten cents per day — Nine thousand five hundred and four dollars. 

Eleven cents per day — Ten thousand four hundred and fifty-four dollars. 

Twelve cents per day — Eleven thousand four hundred and five dollars. 

Thirteen cents per day — Twelve thousand three hundred and fifty-five 
dollars. 

Fourteen cents per day — Thirteen thousand three hundred and six dol- 
lars. 



ABSTRACT AT SIX TER CENT. 75 

Fifteen cents per day — Fourteen thousand two hundred and fifty-six 
dollars. 

Sixteen cents per day — Fifteen thousand two hundred and six dollars. 

Seventeen cents per day — Sixteen thousand one hundred and fifty-seven 
dollars. 

Eighteen cents per day — Seventeen thousand one hundred and seven 
dollars. 

Nineteen cents per day — Eighteen thousand and fifty -eight dollars. 

Twenty cents per day — Nineteen thousand and eight dollars. 

Twenty one cents per day — Nineteen thousand nine hundred and fifty- 
eight dollars. 

Twenty-two cents per day — Twenty thousand nine hundred and nine 
dollars. 

Twenty-three cents per day — Twenty. one thousand eight hundred and 
fifty-nine dollars. 

Twenty -four cents per day — Twenty-two thousand eight hundred and 
ten dollars. 

Twenty -Jive cents per day — Twenty-three thousand seven hundred and 
sixty dollars. 

Thirty cents per day — Twenty-eight thousand five hundred and 
twelve dollars. 

Thirty-five cents per day — Thirty-three thousand two hundred and 
sixty-four dollars. 

Forty cents per day — Thirty. eight thousand and sixteeen dollars. 

Forty five cents per day — Forty-two thousand seven hundred and six- 
ty-eight dollars. 

Fifty cents per day — Forty-seven thousand five hundred and twenty 
dollars. 

Sixty cents per day — Fifty-seven thousand and twenty-four dollars. 

Seventy cents per day — Sixty-six thousand five hundred and twenty- 
eight dollars. 

Eighty cents per day — Seventy. six thousand and thirty-two dollars. 

Ninety cents per day — -Eighty. five thousand five huudred and thirty 
seven dollars. 

One dollar per day, for fifty years, amounts to Ninety five thousand 
and forty. one dollars. 

Two dollars per day — One hundred and ninety thousand and eighty. 
one dollars. 

Three dollars per day — Two hundred and eighty. five thousand one 
hundred and twenty-two dollars. 

Foub dollars per day — Three hundred and eighty thousand one hun- 
dred and sixty-two dollars. 

Five dollars per day — Four hundred and seventy-five thousand two 
hundred and three dollars. 

Six dollars per day — Five hundred and and seventy thousand two 
hundred and forty-four dollars. 

Seven dollars per day — Six hundred and sixty-five thousand two hun- 
dred and eighty four dollars. 



76 ABSTRACT AT SIX AND SEVEN PER CENT. 

Eight dollars per day — Seven hundred and sixty thousand three hun- 
dred and twenty five dollars. 

Nine dollars per day — Eight hundred and fifty-five thousand three hun- 
dred and sixty five dollars. 

Ten dollars per day — Nine hundred and fifty thousand four hundred 
and six dollars. 

Fifteen dollars per day — One million four hundred axd twenty- 
five THOUSAND SIX HUNDRED AND SIX DOLLARS. 

Twenty dollars per day — One million nine hundred thousand eight 
hundred and twelve dollars. 

Twenty-jive dollars per day — Two millions three hundred and seventy- 
six thousand and fifteen dollars. 

Thirty dollars per day — Two millions eight hundred and fifty one 
thousand two hundred and eighteen dollars. 

Thirty Jive dollars per day — Three millions three hundred and twen- 
six thousand four hundred and twelve dollars. 

Forty dollars per day — Three millions eight hundred and one thou- 
sand six hundred and twenty-four dollars. 

Forty-Jive dollars per day — Four millions two hundred and seventy- 
six thousand eight hundred and twenty-seven dollars. 

Fifty dollars per day — Four millions seven hundred and fifty-two 
thousand and thirty dollars. 



Abstract of results for Fifty Years at Seven per cent. 

One cent per day — One thousand three hundred aud fifty dollars. 

Two cents per day — Two thousand and seven hundred dollars. 

Three cents per day — Four thousand and fifty dollars. 

Four cents per day — Five thousand and four hundred dollars. 

Five cents per day — Six thousand seven hundred and fifty dollars. 

Six cents per day — Eight thousand and one hundred dollars. 

Seven cents per day — Nine thousand four hundred and fifty dollars. 

Eight cents per day — Ten thousand and eight hundred dollars. 

Nine cents per day — Twelve thousand one hundred and fifty dollars. 

Ten cents per day — Thirteen thousand and five hundred dollars. 

Eleven cents per day — Fourteen thousand eight hundred and fifty dol- 
lars. 

Twelve cents per day — Sixteen thousand and two hundred dollars. 

Thirteen cents per day — Seventeen thousand five hundred and fifty dol- 
lars. 

Fourteen cents per day — Eighteen thousand nine hundred dollars. 

Fifteen cents per day — Twenty thousand and five hundred dollars. 

Sixteen cents per day — Twenty-one thousand and six hundred dollars. 

Seventeen cents per day — Twenty. two thousand nine hundred and fifty 
dollars. 

E'ghteen cents per pay— Twenty, four thousand three hundred dollars. 



ABSTRACT AT SEVEN PER CENT. 



77 



Nineteen cents per day— Twenty-five thonsand six hundred and fifty 

dollars. 

Twenty cents per day — Twenty-seven thousand dollars. 

Twenty-one cents per day— Twenty- eight thousand three hundred and 
forty -nine dollars. t p ',' 

Twenty. two cents per day— Twenty-nine thousand si* hundred and 

ninety-five dollars. - ,\ • i i 

Twenty-three cents per day— Thirty-one thousand and forty-nine dol- 

Twenty-four cents per day — Thirty-two thousand three hundred and 

ninety. nine dollars. ,-,''', ; ^- 3 

Twenty-five cents per day — Thirty-three thousand seven hundred and 

forty-nine dollars. , 

Thirty cents per day — Forty thousand tour hundred and ninety-nine 

dollars. 

Thirty- five cents per day— Forty-seven thousand two hundred and forty- 

nine dollars. . 

Porto/ cerate per day — Fifty-three thousand nine hundred and ninety- 
nine dollars. i '''"" i ■ V "Vi 

Forty-five cents per day — Sixty thousand seven hundred and forty-nine 

Fifty cents per day — Sixty-seven thousand four hundred and ninety. 

nine dollars. . 

Sixty cents per day — Eighty thousand nine hundred and ninety-nine 

dollars. t . _ . 

Seventy cents per day — Ninety-four thousand four hundred and ninety- 
eight dollars. -, -, i , , -, 

Eighty cents per day — One hundred and seven thousand and ninety. 

eight dollars. ' 

Ninety cents per day — One hundred and twenty-one thousand four hun- 
dred and seventy-eight dollars. .,."*'_ m \, , . 

One dollar per day — One hundred and thirty-four thousand nine 
hundred and ninety-eight dollars. \' : 

Two dollars per day — Two hundred and sixty-nine thousand nine hun. 
and ninety-five dollars. 

TAree dollars per day — Four hundred and four thousand nine hundred 
and ninety-three dollars. 

Four dollars per day — Five hundred and thirty thousand nine hundred 
and ninety dollars. 

Five dollars per day— Six hundred and seventy-four thousand nine 
hundred and eighty-eight dollars. 

Six dollars per day— Eight hundred and nine thousand nine hundred 
and eighty-five dollars. t 

Seven dollars per day— Nirxe hundred and forty-four thousand nine 
hundred and eighty-three dollars. 

Eight dollars per day— ONE MILLION AND SEVENTY-NINE 
THOUSAND NINE HUNDRED AND EIGHTY DOLLARS. 

7* 



78 ABSTRACT AT SEVEN AND EIGHT PER CENT. 

Nine dollars per day — One million two hundred and fourteen thousand 
nine hundred and seventy-eight dollars. 

Ten dollars per day — One million nine hundred and thirty-six thousand 
eight hundred and sixty- six dollars. 

Fifteen dollars per day — Two millions and twenty-four thousand nine 
hundred and sixty-three dollars. 

Twenty dollars per day — Two millions six hundred and ninety-nine 
thousand nine hundred and fifty-one dollars. 

Twenty-jive dollars per day — Three millions one three hundred and sev- 
enty-four thousand nine hundred and thirty-nine dollars. 

Thirty dollars per day — Four millions and forty-nine thousand nine 
hundred and twenty-seven dollars. 

Thirty five dollars per day — Four millions seven hundred and twenty- 
four thousand nine hundred and twenty-four dollars. 

Forty dollars per day — Five millions three hundred and ninety-nine 
thousand nine hundred and two dollars. 

Forty-five dollars per day — Six millions and seventy-four thousand 
eight hundred and ninety dollars. 

Fifty dollars per day — Sii millions seven hundred and forty-nine 
thousand eight hundred and seventy-eight dollars. 



Abstract of results for Fifty Tears at Eight per cent, 

One cent per day — One thousand nine hundred and thirty- seven dollars. 

Two cents per day — Three thousand eight hundred and seventy-four 
dollars. 

Three cents per day — Five thousand eight hundred and eleven dollars. 

Four cents per day — Seven thousand seven hundred and forty. eight 
dollars. 

Five cents per day — Nine thousand six hundred and eighty-four dollars. 

Six cents per day — Eleven thousand six hundred and twenty-one dol- 
lars. 

Seven cents per day — Thirteen thousand five hundred and fifty-eight 
dollars. 

Eight cents per day — Fifteen thousand four hundred and ninety-five 
dollars. 

Nine cents per day — Seventeen thousand four hundred and thirty-two 
-dollars. 

Ten cents per day — Nineteen thousand three hundred and sixty-nine 
-dollars. 

Eleven cents per day — Twenty-one thousand three hundred and six 
dollars. 

Twelve cents per day — Twenty-three thousand two hundred and forty 
two dollars. 

Thirteen cents per day — Twenty-five thousand one hundred and seven- 
ty-nine dollars. 



ABSTRACT AT EIGHT PER CENT. 79 

Fourteen cents per day — Twenty seven thousand one hundred and six- 
teen dollars. 

Fifteen cents per day — Twenty-nine thousand and fifty-four dollars. 

Sixteen cents per day — Thirty thousand nine hundred and eighty-nine 
dollars. 

Seventeen cents per day — Thirty-two thousand nine hundred and twen- 
ty-seven dollars. 

Eighteen cents per day — Thirty-four thousand eight hundred and sixty- 
four dollars. 

Nineteen cents per day — Thirty -six thousand and eight hundred dollars. 

Twenty cents per day — 'Thirty-eight thousand seven hundred and thir- 
seven dollars. 

Twenty-one cents per day — Forty thousand six hundred and seventy- 
four dollars. 

Twenty-two cents per day — Forty-two thousand six hundred and eleven 
dollars. 

Twenty three cents per day — Forty. four thousand five hundred and forty 
eight dollars. 

Twenty-four cents per day — Forty.six thousand four hundred and eighty- 
five dollars. 

Twenty -five cents per day — Forty- eight thousand four hundred and 
twenty-two dollars. 

Thirty cents per day — Fifty-eight thousand one hundred and six dollars. 

Thirty Jive cents per day — Sixty-seven thousand seven hundred and 
ninety dollars. 

Forty cents per day — Seventy-seven thousand four hundred and seventy- 
six dollars. 

Forty-Jive cents per day — Eighty-seven thousand one hundred and fifty- 
nine dollars. 

Fifty cents per dayWNinety-six thousand eight hundred and forty-three 
dollars. 

Sixty cents per day — One hundred and sixteen thousand two hundred 
and twelve dollars. 

Seventy cevisperday — One hundred and thirty -five thousand five hun- 
dred and eighty-one dollars. 

Eighty cents per day — One hundred and fifty-four thousand nine hun- 
dred and forty- nine dollars. 

Ninety cents per day — One hundred and seventy-four thousand three 
hundred and eighteen dollars. 

One dollar per day— ONE HUNDRED AND NINETY-THREE 
THOUSAND SIX HUNDRED AND EIGHTY SEVEN DOL- 
LARS. 

Two dollars per day — Three hundred and eighty-seven thousand three 
hundred and seventy-three dollars. 

Three dollars per day — Five hundred and eighty-one thousand and six- 
ty dollars. 

Four dollars per day — Seven hundred and seventy-four thousand seven 
hundred and fifty. six dollars. 



80 ABSTRACT AT EIGHT PER CENT. 

Five dollars per day — Nine hundred and sixty-eight thousand four 
hundred and thirty-three dollars. 

Six dollars per day — One million one hundred and sixty-two thousand 
one hundred and twenty dollars. 

Seven dollars per day — One million three hundred and fifty-five thou- 
sand eight hundred and six dollars. 

Eight dollars per day — One million five hundred and forty-nine thou- 
sand four hundred and ninety. three dollars. 

Nine dollars per day — One million seven hundred and forty-three thou- 
sand one hundred and seventy. nine dollars. 

Ten dollars per day — One million nine hundred and thirty-six thousand 
eight hundred and sixty-six dollars. 

Fifteen dollars per day — Two millions nine hundred and five thousand 
two hundred and ninety-nine dollars. 

Twenty dollars per day — Three millions eight hundred and seventy- 
three thousand seven hundred and thirty-two dollars. 

Twenty-five dollars per day — Four millions eight hundred and forty-two 
thousand one hundred and sixty-five dollars. 

Thirty dollars per day — Five millions eight hundred and ten thousand 
five hundred and ninety-eight dollars. 

Thirty-Jive dollars per day — Six millions seven hundred and seventy- 
nine thousand and thirty-one dollars. 

Forty dollars per day — Seven millions seven hundred and forty-seven 
thousand five hundred and sixty-four dollars. 

Forty-five dollars per day — Eight millions seven hundred and fifteen 
thousand eight hundred and ninety-seven dollars. 

Fifty dollars per day— -Nine millions six hundred and eighty-four thou- 
sand t'hree hundred and thirty dollars. 



BANK DISCOUNT TABLE. 



Table showing the annual rates of interest to which 5, 6, 7 and 8 per cent, per annum, 
respectively, are equivalent when taken in advance for 1, 2, 3, fyc, to 12 months, 
after the customary method of discounting notes at banks. 

The philosophy of this table may be seen from the following analysis : 

The practice of a Bank is, to take, for money loaned, the interest in advance. If, 
therefore, a man borrows at a Bank $100, for 6 months, the rate of interest being 6 per 
cent, per annum, the Bank, instead of letting him have $100, and at the end of 6 months 
receiving from him $100, with $3 as interest on it, deducts at first the interest for 6 months 
from $100, and lets the borrower have only the remaining $97 ; he giving his note for $100, 
which he pays at the end of the time, without interest . The interest taken in advance 
in this way, the Banks call discount. 

In this case it will be seen, that while the borrower should pay as interest $3 on $100 
for 6 months, he is required to pay $3 for the use of $97. This is at a rate a little higher 
than 6 per cent, per annum. The effect, therefore, of taking interest in advance is to in- 
crease the rate of interest above the rate of discount taken out, and the longer the time 
for which the discount is taken, the greater will be the rate per cent, which the borrower 
pays. 

In the case given above, for example, the rate of interest is 6 1-5 per cent per annum. 
If the loan be made for a year, the borrower pays $6 for the use of $94, which is 6 3-8 
per cent, per annum. 

This table is restricted to a year, as the longest time for which interest can be taken in 
this way in the State of Connecticut. 

The rates of interest deduced from the Bank discount are given in two forms ; first 
they are expressed as they should be, in decimals, and beneath the value, in this form is 
given the value expressed in per cents, and such fractions of 1 per cent, as are familiarly 
used, and very near the value required by the decimal. 

RATES OF INTEREST AS DEDUCED FROM THAT WHICH IS PAID IN ADVANCE. 





1 m. 


2 m. 


3 m. 


4 m. 


5 m. 
0518 


6 m. 


7 m. 


8 m. 


9 m. 


10m. 
•0525 


11m. 
0525 


12m. 
•0526 




0514 


0515 


0516 


•0517 


0519 


•0521 


■0522 


•0523 


5 per c. 


or 

5 1-8 


or 
5 1-6 


or 
5 1-6 


or 
5 1-6 


or 
5 1-6 


or 
5 1-5 


5 1-5 


or 
5 1-5 


or 
5 1-4 


or 
5 1-4 


or 
5 1-4 


or 
5 1-4 




•0621 


•0622 


•0623 


•0625 


0626 


•0628 


•0630 


•0631 


•0633 


•0635 


•0637 


•0638 


6 per c. 


or 
6 1-5 


or 
6 1-5 


or 
6 1-4 


or 
6 1-4 


or 
6 1-4 


or 
6 3-10 


or 
6 3-10 


or 
6 3-10 


or 
6 1-3 


or 
6 1-3 


or 
6 3-8 


or 

6 3-8 




0727 


•0729 


0732 


0734 


•0736 


0739 


0741 


0743 


•0746 


0748 


0750 


0753 


7 per c. 


or 
7 1-4 


or 
7 3-10 


or 
7 3-10 


or 
7 1-3 


or 
7 3-8 


or 
7 2-5 


or 
72 5 


or 
7 7-16 


or 
7 7-16 


or 
7 1-2 


or 
7 12 


or 
7 1-2 




0836 


0839 


•0842 


0845 


•0848 


•0851 


0854 


•0857 


•0860 


•0863 


0866 


0870 


,8 per c. 


or 

8 3-8 


or 

8 2-5 


or 
8 5-12 


or 
8 9-20 


or 
8 1-2 


or 

8 1-2 


or 
8 9-16 


or 
8 9-16 


or 
8 3-5 


or 

8 5-8 


or 
8 2-3 


or 

8 7-8 



TABLE (E.) 
Amount of $1, for 50 years, at 5, 6, 7, 8, 10, 12, 14 per cent, Compound 

Interest 



o per b per 
cent. 



« cent 



ACCUMULATION OF MONEY, AT COM- 
POUND INTEREST.— Each of the tables on 
this and the following page, shows the amount 
to which $1 will arise at the end of each year, 
up to 50 years, at 5, 6, 7, 8. 10, 12 and 14 per' 
cent, per annum, compound interest. 

The two tables are identical, except that in 

I table E, on this page, the result is given to the 

nearest cent, but in table F, on the next page, 

pla- 



the fractions of a dollar are extended to 6 p 
ces of decimals. This arrangement will accom- 
modate those who are not familiar with deci- 
mals as we'.l as those who are, giving to the for- 
mer the result accurately as far as they under- 
stand it, and to the latter as far as is desirable. 

The amount of any other sum than §1, fori 
any time given in the table, may be found by' 
multiplying the amount for the time by the! 
number of dollars for which the amount is re- 
quired. For example : let it be required to find 
the amount of §25 for 40 years, at 10 per cent. 
In table E we find the amount of $1 for 40 years, 
at 10 per cent, to be §45.27, which, multiplied: 
by 25. gives §1,131.75 as the amount of §25. — j 
This result is as accurate as the character of 
that table admits. It will differ a little when' 
found more exactly by table F. In this table, . 
we find the amount of $1 for 40 vears, at 10 per j 22 
cent, to be §45269256, which multiplied by 25 23 
gives 11317314. The result differs by a Utile 2 4 
fess than 2 cents from that by table E. 

The decimals in table F being extended to 6: i-° 
places, the result thereby will be accurate to the; |26 
nearest dollar, as far as one million of dollars. 27 

The increase of money at compound interest ^ s 
is proverbially rapid, and it i3 much greater 
proportionately at a large per cent, than a 29 
small one. The amount of $1. at 6 per centsim- 30 
pie interest, for 50 years, would be only §4 — j o j 
whereas, at compound interest, it is $18.42, or' ' 
more accurately (by table F.) $18-420153. 

It might be supposed by one not familiar with 
geometrical relations of numbers, that at 12 per 
cent the amount would be twice what it is at 
6 per cent. The simple interest for any time, at 
12 per cent, is twice as much as it is for the 
same time at 6 per cent; but compound inter- ! 37 



est neither the interest nor the amount for a 



38 6 



t given time, varies with the rate. The amount ~ 

! of §1 at 12 per cent, compound interest for 50 39 

| years, is $289.00, or more exactly $289 002052.' j 40: 

which, instead of twice §18.42. &c, is nearly m 

sixteen times that sum. At 14 per cent, the L_ 

amount of §1 for 50 years, is $700.23, or more "*'-: 

exactly, $700 233957. -43 

Nor is the disparity in the amount for different 44 

times less apparent than it is at different rates of \ - 

compound interest j* D | 

The lesson which these facts inculcate, will; i46j 

be readily understood without the necessity of 47 

an effort to impress it , ^ 

49 
50 



1.05 
1.10 
1.16 
1.22 
1.28 
1.34 
1.41 
L48 
1.55 
1.63 
1.71 
1.80 
1.89 
1.98 
2.08 
2.18 
2.29 
2.41 
2.53 
2.65 
2.79 
2.93 
3.07 
3.23 
3.39 
3.56 
3.73 
3.92 
4.12 
4.32 
4.54 
4.76 
5.00 
5.25 
5.52 
5.79 
6.08 
39 
6.70 
7.04 
7.39 
7.76 
8.15 
8.56 
8.99 
9.43 
9.91 
10.41 
10.92 
11.47 



1.06 
1.12 
1.19 
1.26 
1..34 
1.42 
1.50 
1.59 
1.69 
1.79 
1.90 
2.0l 
2.13 
2.26 
2.40 
2.54 
2.69 
2.85 
3.03 
3.21 
3.40 
3.60 
3.82 
4.05 
4.29 
4.55 
4.82 
5.11 
5.42 
5.64 
6.09 
6.45 
6.84 
7.25 
7.69 
8.15 
8.64 
9.15 
9-70 
10.26 



j per 

cent 



8 per 
cent. 



1.07 

1.14 

1.23 

1.31 

1.40 

1.50 

1.61 

1.71 

1.84 

1.97 

2.10 

2.25 

2.41 

2.58 

2.76 

2.95 

3.16 

3.38 

3.62 

3, 

4.14 

4.43 

4.74 

5.07 

5.43 

5.81 

6.21 

6,65 

7.11 

7.62 

8.15 

8.72 



10 per 
cent. 



1.08 
1.17 
1.26 
1.36 
1.47 
1.59 
1.71 
1.85 
2.00 
2.16 
2.33 
2.52 
2.72 
2.94 
3.17 
3.43 
3.70 
4.00 
4.32 
4.66 
5.03 
5.44 
5.87 
6.34 
6.85 
7.40 
7, 

8.63 

9.32 

10.06 

10.87 

11.74 

12.68 

9.98J13.69 

10.6814.79 

11.4215.9^ 

12.22|17.25 



18.63 
20.12 
21.72 
23.46 



12 per 
cent. 



13.08 
13.99 
14.97 
10.90|16.02 

11.56 17.14 25.34 
12.25 18.34 ! 27.3' 
12.99J19.63 29.56 
13.76 21.00 31.92 
14.59 22.47 '34.47 
15.47 24.05j37.23 
16.89j25.73 40.21 
17.38 27.53 43.43 
18.42 29.46 46.90 



1.10 

1.21 

1.33 

1.46 

1.61 

1.77 

1-95 

2.14 

2.36 

2.59 

2,85 

3.14 

3.45 

3.80 

4.18 

4-59 

5.05 

5.56 

6.12 

6.73 

7.40 

8-14 

8-95 

9.85 

10.84 

11.92 

13.11 

14.42 

15 

17.45 

19.19 

21.11 

23.23 

25.55 

28.10 

30.91 

34.00 

37.40 

41.14 

45.2 

49.7 

54.76 

60.24 

66.2 

72.891 

80.18; 

88.20 ! 

97.02 ; 

106.72' 

117.391 



14 per 
cent. 



1.12 

1.25 

1.40 

1.57 

1.76 

1.97 

2.21 

2.48 

2.77 

3.11 

3.48 

3.90 

4.36 

4.89 

5.47 

6.13 

6.87 

7.69 

8.62 

9-65 

10.80 

12.10 

13.55 

15.18 

17.00 

19.04 

21.32 

23.88 

26.75 

29.96 

33.56 

37.5 

42.09 

47.14 

52.80 

59.14 

66.23 

74.18 

83.08 

93.05 

104.22 

116.72 

132.73 

146.42 

163.99 

183.60 

205.7 1 



230.39 
258.04 
289.00 



1.14 

1.30 

1.48 

1.69 

1.93 

2-19 

2-50 

2-85 

3-25 

3-71 

4-23 

4-82 

5-49 

6-26 

7-14 

8-14 

9-28 

10-58 

12-06 

13-74 

15-67 

17-86 

20-36 

23-21 

26-46 

30-17 

34-39 

39-20 

44-69 

50-95 

58-03 

66-21 

75-48 

86-05 

98-10 

111-83 

127-49 

145-34 

165-99 

188-88 

215-33 

245-47 

279-84 

319-02 

363.68 

414-59 

472-64 

538-81 

614.24 

700-23 





TABLE (F.) 






Amount of $1, for 50 years, at 5, 6, 7, 8, 10, 12, 14 


per cent, 


Compound 




Interest, to six decimal places. 






-< 


5 per 


6 per 


7 per 


8 per 


10 per 


12 per 


14 per 


1 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


cent. 


1.05 


1-06 


1-07 


1-08 


1-10 


1-12 


1-14 


2 


1-1025 


1-123600 


1-144900 


1-1664 


1-21 


1-12544 


1-2996 


3 


1-157625 


1-191016 


1-225043 


1-259712 


1-331 


1-404928 


1.481544 


4 


1-215506 


1-262476 


1-310795 


1-360489 


1-4641 


1-573519 


1-688960 


5 


1-276281 


1-338225 


1-402552 


1469328 


1-61051 


1-762342 


1-925415 


6 


1-340095 


1418519 


1-500730 


1-586874 


1-771561 


1-973823 


2-194973 


1 


1407100 


1-503630 


1-605781 


1-713824 


1-948717 


2-210981 


2-502269 


8 


1-477455 


1-593848 


1-718186 


1-850930 


2-143589 


2475963 


2-852586 


9 


1.551328 


1-689478 


1-838459 


1-999005 


2-357948 


2-773078 


3-251948 


10 


1-628894 


1-790847 


1-967151 


2-158925 


2-593742 


3-105848 


3-707221 


11 


1-710339 


1-898298 


2-104852 


2-331639 


2-853117 


3-478550 


4-226232 


12 


1-795856 


2-012196 


2-252991 


2-518170 


3138428 


3-895976 


4-817905 


13 


1-885649 


2132928 


2409845 


2-719624 


3-452271 


4-363493 


5492411 


14 


1-979331 


2-260903 


2-578534 


2-937194 


3-797498 


4-887112 


6-261349 


15 


2-078928 


2-396558 


2.759032 


3172169 


4-177248 


5473566 


7-137938 


16 


2-182874 


2-540351 


2-952164 


3-425943 


4-594973 


6-130393 


8-137249 


11 


2-292018 


2-692772 


3-158815 


3-700018 


5-054470 


6-866041 


9-276464 


18 


2406619 


2-854339 


3-379932 


3-996019 


5-559917 


7-6.89966 


10-575179 


19 


2-526950 


3-925599 


3-616528 


4-315701 


6-115909 


8-612761 


12-055704 


20 


2-653997 


3-207135 


3-869685 


4-660957 


6-727410 


9-646293 


13-743503 


21 


2-785962 


3-399563 


4-140563 


5-033834 


7400250 


10-803848 


15-667593 


22 


2-925260 


3-603537 


4-430403 


5,436540 


8-140275 


12100310 


17-861056 


23 


3-071523 


3-819749 


4-740530 


5-871464 


8-954302 


13-552347 


20-361604 


24 


3-225099 


4.048934 


5-072367 


6-341182 


9-849733 


15-178628 


23-212229 


25 


3-386354 


4-291870 


5427434 


6-848476 


10-834706 


17-000064 


26461941 


26 


3-555672 


4-549382 


5-807352 


7-396354 


11-918177 


19-040071 


30166613 


27 


3-733456 


4-822345 


6-213868 


7-988063 


13-109994 


21-324880 


34-389948 


28 


3-920129 


5-111686 


6-648838 


8-627108 


14-420994 


23-883856 


39-204541 


29 


4-116135 


5-418387 


7-114257 


9-317276 


15-863093 


26-749918 


44-693179 


30 


4-321942 


5-743491 


7-612255 


10-062658 


17 -449402 


29-959908 


50-950224 


31 


4-538039 


6-088100 


8-145112 


10-867671 


19-194342 


33-555098 


58-083255 


32 


4-764941 


6453386 


8-715270 


11-737085 


21-113777 


37-581709 


66-214911 


33 


5-003188 


6-840589 


9-325339 


12-676052 


23-225154 


42-091514 


75-484998 


34 


5-253347 


7-251025 


9-978113 


13-690136 


25-547670 


47-142495 


86-052898 


35 


5-516015 


7-686086 


10-676581 


14-785347 


28-102437 


52-799594 


98-100314 


36 


5-791810 


8-147252 


11423942 


15-968174 


30-912681 


59-135596 


111-834758 


37 


6-081406 


8-636087 


12-223618 


17-245628 


34-003949 


66-231811 


127-491168 


38 


6-385477 


9-154252 


13-079271 


18-625279 


37404343 


74-179629 


145-339932 


39 


6-704751 


9-703507 


18-994820 


20-115301 


41-144778 


83-081184 


165-687522 


40 


7-039988 


10-258717 


14-974457 


21-724525 


45-269256 


93-050926 


188-883775 


41 


7-391987 


10-902860 


16-022669 


23-462487 


49-786181 


104-217037 


215-327504 


42 


7-761587 


11-557032 


17-144256 


25-339486 


54-764799 


116-723082 


245473354 


43 


8-149666 


12-250454 


18-344354 


27-366645 


60-241279 


132-729852 


279-839624 


44 


8-557149 


12-985481 


19-628458 


29-555976 


66-265407 


146-417434 


319-017171 


45 


8-985007 


13-764610 


21-002451 


31-920454 


72-891948 


163-987526 


263-679575 


46 


9434257 


14-590486 


22-472622 


34-474091 


80-181143 


183-602029 


414-594715 


47 


9-905970 


15465915 


24-045706 


37-232018 


88-199257 


205-705952 


472-637976 


48 


10401269 


16-393810 


25-728905 


40-210579 


97-019183 


230-390666 


538-809292 


49 


10-921332 


17-377502 


27-529928 


43427426 


106-721101 


258-037547 


614-240313 


50 


11467399 


18420153 


29457023 


46-901619 


117-393211 


289-002052 


700-283957 



DECLAEATION OF INDEPENDENCE. 



In Congress, July 4, 1776. 
By the Reprcscnta'ives of the United Slates, in Congress assembled. 

A DECLARATION. 

When, in the course of human events, it becomes necessary for one 
people to dissolve the political bands which have connected them with an- 
other, and to assume among the powers of the earth the separate and 
equal station to which the laws of nature and of nature's (rod entitle them, 
a decent respect for the opinions of mankind requires that they should declare 
the causes which impel them to the separation. 

We hold these truths to be self-evident : — that all men are created equal ; 
that they are endowed by their Creator with certain unalienable rights ; that 
among these are life, liberty, and the pursuit of happiness ; that to secure 
these rights, governments are instituted among men, deriving their just pow- 
ers from the consent of the governed ; that whenever any form of govern- 
ment becomes destructive of these ends, it is the right of the people to alter 
or to abolish it, and to institute a new government, laying its foundation on 
such principles, and organizing its powers in such form, as to them shall seem 
most likely to effect their safety and happiness. Prudence, indeed, will dic- 
tate that governments long established should not be changed for light and 
transient causes; and accordingly all experience hath shown that mankind 
are more disposed to suffer, while evils are sufferable, than to right them- 
selves by abolishing the forms to which they are accustomed. But when a 
long train of abuses and usurpations, pursuing invariably the same object, 
evinces a design to reduce them under absolute despotism, it is their right, 
it is their duty, to throw off such government, and to provide new guards for 
their future security.. Such has been the patient sufferance of these colo- 
nies ; and such is now the necessity which constrains them to alter their 
former system of government. The history of the present king of Great 
Britain is a history of repeated injuries and usurpations, all having in direct 
object the establishment of an absolute tyranny over these states. To prove 
this, let facts be submitted to a candid world. 

He has refused his assent to laws the most wholesome and necessary for 
the public good. 

He has forbidden his governors to pass laws of immediate and pressing 
importance, unless suspended in their operation till his assent shall be ob- 
tained ; and, when so suspended, he has utterly neglected to attend to them. 

He has refused to pass other laws for the accommodation of large districts 
of people, unless those people would relinqu'sh the right of representaron 



DECLARATION OF INDEPENDENCE. 85 

in the legislature — a right inestimable to them, and formidable to tyrants 
only. 

He has called together legislative bodies at places unusual, uncomforta- 
ble, and distant from the depository of their public records, for the sole 
purpose of fatiguing them into compliance with his measures. 

He has dissolved representative houses repeatedly, for opposing, with 
manly firmness, his invasions on the rights of the people. 

He has refused for a long time after such dissolutions, to cause others to 
be elected; whereby the legislative powers, incapable of annihilation, have 
returned to the people at large for their exercise ; the state remaining, in 
the mean time, exposed to all the danger of an invasion from without and 
convulsions within. 

He has endeavored to prevent the population of these states ; for that pur- 
pose obstructing the laws for naturalization of foreigners, refusing to pass 
others to encourage their migration hither, and raising the conditions of new 
appropriations of lands. 

He has obstructed the administration of justice, by refusing his assent to 
laws for establishing judiciary powers. 

He has made judges dependent on his will alone for the tenure of their 
offices and the amount and payment of their salaries. 

He has erected a multitude of new offices, and sent hither swarms of of- 
ficers, to harass our people and eat out their substance. 

He has kept among us, in times of peace, standing armies, without the 
consent of our legislatures. 

He has affected to render the military independent of and superior to the 
civil power. 

He has combined with others to subject us to a jurisdiction foreign to our 
constitution and unacknowledged by our laws ; giving liis assent to their 
acts of pretended legislation, — 

For quartering large bodies of armed troops among us : 

For protecting them, by a mock trial, from punishment for any murders 
which they should commit on the inhabitants of these states : 

For cutting off our trade with all parts of the world : 

For imposing taxes on us without our consent : 

For depriving us, in many cases, of the benefits of trial by jury : 

For transporting us beyond seas, to be tried for pretended offences : 

For abolishing the free system of English law in a neighboring province, 
establishing therein an arbitrary government, and enlarging its boundaries, 
so as to render it at once an example and fit instrument for introducing th-e- 
same absolute rule into these colonies : 

For taking away our charters, abolishing our most valuable laws, and al- 
tering fundamentally the forms of our government : 

For suspending our own legislatures, and declaring themselves invested 
with power to legislate for us in all cases whatsoever. 

He has abdicated government here by declaring us out of his protec-. 
tion, and waging war against us. 

He had plundered our seas, ravaged our coasts, burned our towns, and^de-. 
stroyed the lives of our people. 

8 



86 DECLARATION OF INDEPENDENCE. 

He is at this time transporting large armies of foreign mercenaries, to 
complete the works of death, desolation and tyranny, already begun, with 
circumstances of cruelty and perfidy scarcely paralleled in the most bar- 
barous ages, and totally unworthy the head of a civilized nation. 

He has constrained our fellow citizens, taken captive on the high sea?, 
to bear arms against their country, to become the executioners of their 
friends and brethren, or to fall themselves by their hands. 

lie has excited domestic insurrections amongst us, and has endeavored 
to bring on the inhabitants of our frontiers the merciless Indian savages, 
whose known rule of warfare is an undistinguished destruction of all ages, 
eexes, and conditions. 

In every stage of these oppressions we have petitioned for redress in the 
most humble terms; our petitions have been answered only by repeated 
injury. A prince whose character is thus marked by every act which may 
define a tyrant is unfit to be the ruler of a free people. 

Nor have we been wanting in attention to our British brethren. We 
have warned them, from time to time, of attempts made by their legislature 
to extend an unwarrantable jurisdiction over us. We have reminded them 
of the circumstances of our emigration and settlement here. We have 
appealed to their native justice and magnanimity, and we have conjured 
them, by the ties of our common kindred, to disavow these usurpations, 
which would inevitably interrupt our connections and correspondence. 
They, too, have been deaf to the voice of justice and consanguinity. We 
must therefore acquiesce in the necessity which denounces our separation, 
and hold them as we hold the rest of mankind, enemies in war — in peace, 
friends. 

We, therefore, the representatives of the United States of America, in 
General Congress assembled, appealing to the Supreme Judge of the world 
f3r the rectitude of our intentions, do, in the name and by the authority of the 
good people of these united colonies, solemnly publish and declare that these 
colonies are, and of right ought to be, free and independant states ; that they 
are absolved from all allegiance to the British crown, and that all political 
connection between them and the state of Great Britain is, and ought to be, 
totally dissolved ; and that as free and independent states, they have full 
power to levy war, conclude peace, contract alliances, establish commerce., 
and to do all other acts and things which independent states may of right 
do. And for the support of this declaration, with a firm reliance on the 
protection of Divine Providence, we mutually pledge to each other our lives, 
our fortunes, and our sacred honor. 

Signed by order and in behalf of the Congress. 
JOHN HANCOCK, President. 
Attested, CHARLES THOMPSON, Secretary. 



NEW HAMPSHIRE. 

JOSIAH BaRTLETT, 

"William Whipple, 
Matthew Thornton. 



MASSACHUSETTS BAT?. 
Samuel Adams, 
John Adams, 
Robert Treat Paine, 
Elbridgk Gerry. 



DECLARATION OF INDEPENDENCE. 



87 



RHODE ISLAND, <fcc. 
Stephen Hopkins, 
William Elleey. 

CONNECTICUT. 

Roger Sherman, 
Samuel Huntington, 
William Williams, 
Oliver Wolcott. 

NEW YORK. 

William Floyd, 
Philip Livingston, 
Francis Lewis, 
Lewis Morris. 

NEW JERSEY. 
Richard Stockton, 
John Witherspoon, 
Francis Hopkinson, 
John Hart, 
Abraham Clark. 

PENNSYLVANIA. 

Robert Morris, ; 
Benjamm Rush, 
Benjamin Franklin, 
John Morton, 
George Clymer, 
James Smith, 
George Taylor, 
James Wilson, 
George Rosa. 



DELAWARE. 
Cesar Rodney, 
George Read, 
Thomas M'Kean, 

MARYLAND. 
Samuel Chase, 
William Paca, 
Thomas Stone, 
Charles Carroll, of Carrolltoii. 

VIRGINIA 

George Wythe, 
Richard Henry Lee, 
Thomas Jefferson, 
Benjamin Harrison, 
Thomas Nelson, Jr., 
Francis Lightfoot Lee, 
Carter Braxton. 

NORTH CAROLINA. 
William Hooper, 
Joseph Hewes, 
John Penn. 

SOUTH CAROLINA. 
Edward Rutledge, 
Thomas Heyward, Jr. 
Thomas Lynch, Jr., 
Arthur Middleton. 

GEORGIA. 

Button Gwinnett, 
Lyman Hall, 
Geore Waltoit. 



CONSTITUTION OF THE UNITED STATES. 



We, the People of the United States, in order to form a more perfect union, establish 
justice, insure domestic tranquillity, provide for the common defence, promote the 
general welfare, and secure the blessings of liberty to ourselves and our posterity, 
do ordain and establish this Constitution for the United States of America. 

ARTICLE I. 

Sec. I. — All legislative powers herein granted shall be vested in a 
Congress of the United States, which shall consist of a Senate and House 
of Representatives. 

Sec. II. — 1. The House of Representatives shall be composed of 
members chosen every second year by the people of the several states ; 
and the electors in each state shall have the qualifications requisite for 
electors of the most numerous branch of the state legislature. 

2. No person shaU be a representative who shall not have attained 
the age of twenty-five years, and been seven years a citizen of the Uni- 
ted States, and who shall not, when elected, be an inhabitant of the 
state in which he shall be chosen. 

3. Representatives and direct taxes shall be apportioned among the 
several states which may be included within this Union, according to 
their respective numbers, which shall be determined by adding to the 
whole number of free persons, including those bound to service for a 
term of years, and excluding Indians not taxed, three-fifths of all other 
persons. The actual enumeration shall be made within three years after 
the first meeting of the Congress of the United States, and within every 
subsequent term of ten years, in such manner as they shall by law 
direct. The number of representatives shall not exceed one for every 
thirty thousand, but each state shall have at least one representative ; 
and until such enumeration shall be made, the state of New Hampshire 
shall be entitled to choose three ; Massachusetts, eight ; Rhode Island and 
Providence Plantations, one ; Connecticut, five ; New York, six ; New Jer- 
sey, four ; Pennsylvania, eight ; Delaware, one; Maryland, six; Virginia, 
ten ; North Carolina, five ; South Carolina, five ; Georgia, three. 

4. When vacancies happen in the representation from any state, the 
executive authority thereof shall issue writs of election to fill such va- 
cancies. 

5. The House of Representatives shall choose their speaker and other 
offieers, and shall have the sole power of impeachment. 

Sec. III.— 1. The Senate of the United States shall be composed of 
two senators from each state, chosen by the legislature thereof, for six 
years ; and each senator shall have one vote. 

2. Immediately after they shall be assembled in consequence of the 
first election, they shall be divided, as equally as may be, into three 



CONSTITUTION OF THE UNITED STATES. 89 

classes. The seats of the senators of the first class shall be vacated at 
the expiration of the second year, of the second class at the expiration 
of the fourth year, and the third class at the expiration of the sixth year, 
so that one third may be chosen every second year ; and if vacancies 
happen by resignation or otherwise, during the recess of the legislature 
of any state, the executive thereof may make temporary appointments 
until the next meeting" of the legislature, which shall then fill such va- 
cancies. 

3. No person shall be a senator who shall not have attained the age 
of thirty years, and been nine years a citizen of the United States, and 
who shall not, when elected, be an inhabitant of that state for which he 
shall be chosen. 

4. The Vice-President of the United States shall be President of the 
Senate, but shall have no vote, unless they be equally divided. 

5. The Senate shall choose their other officers, and also a president 
pro tempore in the absence of the Vice President, or when he shall ex- 
ercise the office of President of the United States. 

6. The Senate shall have the sole power to try all impeachments. 
When sitting for that purpose, they shall be on oath or affirmation. 
When the President of the United States is tried, the chief justice shall 
preside ; and no person shall be convicted without the concurrence of 
two-thirds of the members present. 

7. Judgment, in cases of impeachment, shall not extend further than 
to removal from office, and disqualification to hold and enjoy any office 
of honor, trust, or profit under the United States ; but the party convict- 
ed shall, nevertheless, be liable and subject to indictment, trial, judgment 
and punishment, according to law. 

Sec IV. — 1. The times, places, and manner of holding elections for 
senators and representatives shall be prescribed in each state by the leg^ 
islature thereof; but the Congress may, at any time by law, make or al- 
ter such regulations, except as to the places of choosing senators. 

2. The Congress shall assemble at least once in every year ; and such 
meeting shall be on the first Monday in December, unless they shall by 
law appoint a different day. 

Sec. V. — 1. Each house shall be judge of the elections, returns, and 
qualifications of its own members; and a majority of each shall consti- 
tute a quorum to do business ; but a smaller number may adjourn from 
day to day, and may be authorised to compel the attendance of absent 
members in such manner and under such penalties as each house may 
provide. 

2. Each house may determine the rules of its proceedings, punish its 
members for disorderly behavior, and, with the concurrence of two* 
thirds, expel a member. 

3. Each house shall keep a journal of its proceedings, and from time 
to time publish the same, excepting such parts as may, in their judgment 
require secrecy; and the yeas and nays of the members of either house 

8* 



00 CONSTITUTION OF THE UNITED STATES. 

on any question shall, at the desire of one-fifth of those present, be en- 
tered on the journal. 

4. Neither house, during the session of Congress, shall, without the 
consent of the other, adjourn for more than three days, nor to any other 
place than that in which the two houses shall be sitting. 

Sec. VI. — 1. The senators and representatives shall receive a com- 
pensation for their services, to be ascertained by law, and paid out of 
the treasury of the United States. They shall, in all cases, except trea- 
son, felony, and breach of the peace, be privileged from arrest during 
their attendance at the session of their respective houses, and in going to 
or returning from the same ; and for any speech or debate in either 
house they shall not be questioned in any other place. 

2. No senator or representative shall, during the time for which he 
was elected, be appointed to any civil office under the authority of the 
United States, which shall have been created, or the emoluments where- 
of shall have been increased, during such time; and no person holding 
any office under the United States shall be a member of either house 
during his continuance in office. 

Sec. VII. — 1. All bills for raisin or revenue shall origfinate in the House 
of Representatives ; but the Senate may propose or concur with amend- 
ments, as on other bills. 

2. Every bill which shall have passed the House of Representatives 
and the Senate shall, before it becomes a law, be presented to the Pres- 
ident of the United States ; if he approve, he shall sign it ; but if not, 
he shall return it, with his objections, to that house in which it shall have 
originated, who shall enter the objections at large on their journal, and 
proceed to reconsider it. If, after such reconsideration, two thirds of 
that house shall agree to pass the bill, it shall be sent, together with the 
objections, to the other house ; and if approved by two thirds of that 
house, it shall become a law. But in all such cases the votes of both 
bouses shall be determined by yeas and nays ; and the names of the 
persons voting for and against the bill shall be entered on the journals 
of each house respectively. If any bill shall not be returned by the 
President within ten days (Sundays excepted) after it shall have been 
presented to him, the same shall be a law, in like manner as if he had 
signed it, unless Congress, by their adjournment, prevent its return ; in 
which case it shall not be a law. 

3. Every order, resolution, or vote, to which the concurrence of the 
Senate and House of Representatives may be necessary (except on a 
question of adjournment) shall be presented to the President of the Uni- 
ted States, and before the same shall take effect shall be approved by him, 
or being disapproved by him, shall be re-passed by two-thirds of the 
Senate and House of Representatives, according to the rules and limita- 
tions prescribed in the case of a bill. 

Sec. VIII. — The Congress shall have power — 

1. To lay and collect taxes, duties, imposts, and excises ; to pay the 
debts and provide for the common defence and general welfare of the 



CONSTITUTION OE THE UNITED STATES, 91 

United States ; but all duties, imposts, and excises shall be uniform 
throughout the United States : 

2. To borrow money on the credit of the United States. 

3. To regulate commerce with foreign nations, and among the several 
states, and with the Indian tribes : 

4. To establish a uniform rule of naturalization, and uniform laws on 
the subject of bankruptcies, throughout the United States : 

5. To coin money, regulate the value thereof, and of foreign coin, and 
fix the standard of weights and measures : 

6. To provide for the punishment of counterfeiting the securities and 
current coin of the United States : 

7. To establish post offices and post roads : 

8. To promote the progress of science and useful arts, by securing 
for limited times, to authors and inventors, the exclusive right to their re- 
spective writings and discoveries : 

9. To constitute tribunals inferior to the supreme court : 

10. To define and punish piracies and felonies committed on the high 
seas, and offences against the law of nations : 

11. To declare war, grant letters of marque and reprisal, and make 
rules concerning captures on land and water : 

12. To raise and support armies ; but no appropriation of money to 
that use shall be for a longer term than two years : 

13. To provide and maintain a navy : 

14. To make rules for the government and regulation of the land and 
naval forces ; 

15. To provide for calling forth the militia to execute the laws of the 
Union, suppress insurrections, and repel invasions : 

16. To provide for organizing, arming, and disciplining the militia, 
and for governing such part of them as may be employed in the service 
of the United States, reserving to the states respectively the appoint- 
ment of the officers, and the authority of training the militia, according 
to the discipline prescribed by Congress : 

17. To exercise exclusive legislation, in all cases whatsoever, over 
such district (not exceeding ten miles square) as may, by cession of par- 
ticular states, and the acceptance of Congress, become the seat of gov- 
ernment of the United States, and to exercise like authority over all places 
purchased by the consent of the legislature of the state in which the 
same shall be, for the erection of forts, magazines, arsenals, dock-yards, 
and other needful buildings : And, 

18. To make all laws which shall be necessary and proper for carry- 
ing into execution the foregoing powers, and all other powers vested by 
this constitution in the government of the United States, or in any de- 
partment or officer thereof. 

Sec IX. — 1. The migration or importation of such persons as any of 
the states, now existing, shall think proper to admit, shall not be pro- 
hibited by the Congress prior to the year one thousand eight hundred 



92 CONSTITUTION OF THE UNITED STATES. 

and eight; but a tax or duty may be imposed on such importation, not 
exceeding ten dollars for each person. 

2. The privilege of the writ of habeas corpus shall not be suspended, 
unless when, incases of rebellion or invasion, the public safety may re- 
quire it. 

3. No bill of attainder, or ex post facto law, shall be passed. 

4. No capitation or other direct tax shall be laid, unless in proportion 
to the census or enumeration herein before directed to be taken. 

5. No tax or duty shall be laid on articles exported from any state. 
No preference shall be given, by any regulation of commerce or revenue 
to the ports of one state over those of another ; nor shall vessels bound 
to or from one state be obliged to enter, clear, or pay duties in another. 

6. No money shall be drawn from the treasury, but in consequence of 
appropriations made by law ; and a regular statement and account of the 
receipts and expenditures of all public money shall be published from 
time to time. 

7. No title of nobility shall be granted by the United States ; and no 
person holding any office of profit or trust under them shall, without the 
consent of the Congress, accept of any present, emolument, office, or 
title of any kind whatever, from any king, prince, or foreign state. 

Sec. X. — 1. No state shall enter into any treaty, alliance, or confede- 
ration ; grant letters of marque and reprisal ; coin money ; emit bills of 
credit ; make any thing but gold and silver coin a tender in payment of 
debts ; pass any bill of attainder, ex post facto law, or law impairing 
the obligation of contracts ; or grant any title of nobility. 

2. No state shall, without the consent of congress, lay any imposts or 
duties on imports or exports, except what may be absolutely necessary 
for executing its inspection laws ; and the net produce of all duties and 
imposts laid by any state on imports or exports, shall be for the use of 
the treasury of the United State ; and all such laws shall be subject to 
the revision and control of the Congress. No state shall, without the 
consent of Congress, lay any duty on tonnage, keep troops or ships of 
war in times of peace, enter into any agreement or compact with another 
state or with a foreign power, or engage in war, unless actually in- 
vaded, or in such imminent danger as will not admit of delay. 

ARTICLE II. 

Sec. 1. — 1. The executive power shall be vested in a President of the 
United States of America. He shall hold his office during the term of 
four years, and, together with the Vice President, chosen for the same 
term, be elected as follows : 

2. Each state shall appoint, in such manner as the legislature thereof 
may direct, a number of electors, equal to the whole number of sena- 
tors and representatives to which the state may be entitled in the Con- 
gress ; but no senator or representative, or person holding an office of 
trust or profit under the United States, shall be appointed an elector 

3. [Anulled. See Amendments. Art. 12.] 



CONSTITUTION OF THE UNITED STATES. 93 

4. The Congress may determine the time of choosing the electors, and 
the day on which they shall give their votes, which day shall be the 
same throughout the United States. 

5. No person except a natural born citizen, or a citizen of the Uni- 
ted States at the time of the adoption of this constitution, shall be eligi- 
ble to the office of President ; neither shall any person be eligible to 
that office who shall not have attained the age of thirty-five years ; and 
been fourteen years a resident of the United States. 

6. In case of the removal of the President from office, or of his 
death, resignation, or inability to discharge the powers and duties of said 
office, the same shall devolve on the Vice President ; and the Congress 
may by law provide for the case of removal, death, resignation, or ina- 
bility, both of the President and Vice President, declaring what officer 
shall then act as President, and such officer shall act accordingly, until 
the disability be removed, or a President shall be elected. 

7. The President shall, at stated times, receive for his services a com- 
pensation, which shall neither be increased nor diminished during the 
period for which he shall have been elected ; and he shall not receive, 
within that period, any other emolument from the United States, or any 
of them. 

8. Before he enter on the execution of his office, he shall take the fol- 
lowing oath or affirmation : — 

"I do solemnly swear (or affirm) that I will faithfully execute the office 
of President of the United States, and will, to the best of my ability, 
preserve, protect, and defend the constitution of the United States." 

Sec. II. — 1. The President shall be commander-in-chief of the army 
and navy of the United States, and of the militia of the several states, 
when called into the actual service of the United States : he may require 
the opinion in writing, of the principal officer in each of the executive 
departments upon any subject relating to the duties of their respective 
offices ; and he shall have power to grant reprieves and pardons for of- 
fences against the United States, except in cases of impeachment. 

2. He shall have power, by and with the advice and consent of the 
senate, to make treaties, provided two thirds of the senators concur ; and 
he shall nominate, and by and with the advice and consent of the senate 
shall appoint ambassadors, other public ministers, and consuls, judges of 
the supreme court, and all other officers of the United States whose ap- 
pointments are not herein otherwise provided for, and which shall be 
established by law. But the Congress may, by law, vest the appoint- 
ment of such inferior officers as they think proper in the President alone 
in the courts of law, or in the heads of departments. 

3. The President shall have power to fill up all vacancies that may 
happen during the recess of the Senate, by granting commissions, which 
shall expire at the end of their next session. 

Sec. III. — He shall from time to time, give to the Congress informa- 
tion of the state of the Union, and recommend to their consideration 
such measures as he shall judge necessary and expedient; he may, on 



94 CONSTITUTION OF THE UNITED STATES. 

extraordinary occasions, convene both houses, or either of them, and in 
case of disagreement between them with respect to the time of adjourn- 
ment, he may adjourn them to such lime as he shall think proper ; he 
shall receive ambassadors and other public ministers ; he shall take 
care that the laws be faithfully executed ; and shall commission all the 
officers of the United States. 

Sec IV. — The President, Vice President, and all civil officers of the 
United States shall be removed from office on impeachment for, and con- 
viction of, treason, bribery, or other high crimes and misdemeanors. 

ARTICLE III. 

Sec. I. — The judicial power of the United States shall be vested in one 
supreme court, and in such inferior courts as the Congress may, from time 
to time, ordain and establish. The judges, both of the supreme and infe- 
rior courts, shall hold their offices during good behavior, and shall, at stated 
times, receive for their services a compensation which shall not be dimin- 
ished during their continuance in office. 

Sec. II. — 1. The judicial power shall extend to all cases in law and equi- 
ty arising under this constitution, the laws of the United States, and trea- 
ties made, or which shall be made, under their authority; to all cases af- 
fecting ambassadors, and other public ministers, and consuls ; to all cases of 
admiralty and maritime jurisdiction ; to controversies to which the United 
States shall be a party; to controversies between two or more states ; between 
a state and citizens of another state ; between citizens of different states ; be- 
tween citizens of the same state, claiming lands under grants of different states 
and between a state, or the citizens thereo and foreign states, citizens or 
subjects. 

2. In all cases affecting ambassadors, other public ministers, and consuls 
and those in which a state shall be a party, the supreme court shall have 
original jurisdiction. In all other cases before mentioned the Supreme court 
shall have appellate jurisdiction, both as to law and fact, with such excep- 
tions, and under such regulations, as the Congress shall make. 

3. The trial of all crimes, except in cases of impeachment, shall be by 
jury ; and such trial shall be held in the state where the said crimes shall 
have been committed ; but when not committed within any state, the trial 
shall be at such place or places as the Congress may by law have directed. 

Sec. III. — 1. Treason against the United States shall consist only in 
levying war against them, or in adhering to their enemies, giving them aid 
and comfort. No person shall be convicted of treason, unless on the testi- 
mony of two witnesses to the same overt act, or confessions in open court. 

2. The Congress shall have power to declare the punishment of treason ; 
but no attainder of treason shall work corruption of blood, or forfeiture, ex- 
cept during the life of the person attainted. 

ARTICLE IV. 

Sec I. — Full faith and credit shall be given in each state to the public 
acts, records, and judicial proceedings of every other state. And the Con- 
gress may, by general law?, prescribe the manner in which such acts, re- 
cords an 1 proceedings shall be proved, and the effect thereof. 



CONSTITUTION OF THE UNITED STATES. 95 

Sec. II. — 1. The citizens of each state shall be entitled to all privileges 
and immunities of citizens in the several states. 

2. A person charged in any state with treason, felony, or other crime, 
who shall flee from justice, and be found in another state, shall, on demand 
of the executive authority of the state from which he fled, be delivered up 
to be removed to the state having jurisdiction of the crime. 

3. No person held to service or labor in one state, under the laws there- 
of escaping into another, shall, in consequence of any law or regulation 
therein, be discharged from such service or labor, but shall be delivered up 
on claim of the party to whom such service or labor may be due. 

Sec. III.— -1. New states may be admitted by the Congress in this Union, 
but no new state shall be formed or erected within the jurisdiction of any 
other state ; nor any state be formed by the junction of two or more states, 
or parts of states, without the consent of the legislature of the states con- 
cerned, as well as of the Congress. 

2. The Congress shall have power to dispose of and make all needful 
rules and regulations respecting the territory or other property belonging to 
the United States; and nothing in this constitution shall be so construed as 
to prejudice any claims of the United States, or of any particular state. 

Sec. IV. — The United States shall guaranty to every state of this Union 
a republican form of government, and shall protect each of them against 
invasion, and, on application to the legislature, or of the executive, (when 
the legislature cannot be convened,) against domestic violence. 

ARTICLE V. 

The Congress, whenever two-thirds of both houses shall deem it neces- 
sary, shall propose amendments to this constitution, or, on the application 
of the legislatures of two-thirds of the several states, shall call a conven- 
tion for proposing amendments, which, in either case, shall be valid to all 
intents and purposes, as part of this constitution, when ratified by the leg- 
islatures of three-fourths of the several states, or by conventions in three- 
fourths thereof, as the one or the other mode of ratification may be pro- 
posed by the Congress ; provided that no amendment which may be made 
prior to the year one thousand eight hundred and eight shall in any manner 
affect the first and fourth clauses in the ninth section of the first article ; 
and that no state, without its consent, shall be deprived of its equal suf- 
frage in the Senate. 

ARTICLE VI. 

1. All debts contracted, and engagements entered into, before the adop- 
tion of this constitution, shall be as valid against the United States under 
this constitution as under the confederation. 

2. This constitution, and the laws of the United States which shall be 
made in pursuance thereof, and all treaties made, or which shall be made, 
under the authority of the United States, shall be the supreme law of the 



98 



CONSTITUTION OF THE UNITED STATES. 



land ; and the judges in every state shall be bound thereby ; any thing in 
the constitution or laws of any state to the contrary notwithstanding. 

3. The senators and representatives before mentioned, and the members 
of the several state legislatures, and all executive and judicial officers, both 
of the United States and of the several states, shall be bound by oath or 
affirmation to support this constitution ; but no religious test shall ever be 
required as a qualification to any office or public trust under the United 
States. 

ARTICLE VII. 

The ratification of the conventions of nine states shall be sufficient for the 
establishment of this constitution between the states so ratifying the same. 



Done in convention, by the unanimous consent of the states present, the 
seventeenth day of September, in the year of our Lord one thousand 
seven hundred and eighty-seven, and of the Independence of the United 
States of America the twelfth. In witness whereof, we have hereunto 
subscribed our names. 

GEORGE WASHINGTON, 

President, and Deputy from Virginia. 



NEW HAMPSHIRE. 
John Langdon, 
Nicholas Gilman. 

MASSACHUSETTS. 
Nathaniel Gorham, 
Rufus King. 

CONNECTICUT. 

Wm. Samuel Johnson, 
Roger Sherman. 

NEW YORK. 
Alexander Hamilton. 

NEW JERSEY. 
William Livingston. 
David Brearley, 
William Patterson, 
Jonathan Dayton. 

PENNSYLVANIA. 

Benjamin Franklin, 
Thomas Mifflin, 
Robert Morris, 
George Clymer, 
Thomas Fitzsimons, 
Jared Ingersoll, 
James Wilson, 
gouverneur morris. 



Attest. 



DELAWARE. 
George Read, 
Gunning Bedford, Jr., 
John Dickinson, 
Richard Bassett, 
Jacob Broom. 

MARYLAND. 

James M'Henry, 

Dan'l of St. Tho. Jenifer, 

Daniel Carroll. 

VIRGINIA 
John Blair, 
James Madison, Jb. 

NORTH CAROLINA. 
William Blount, 
Rich. Dobbs Spaight, 
Hugh Williamson. 

SOUTH CAROLINA 

John Rutledge, 
Charles C. Pincknet, 
Charles Pincknet, 
Pierce Butler. 

GEORGIA 

William Few, 
Abraham Baldwin. 

WILLIAM JACKSON, Secretary. 



AMENDMENTS TO THE CONSTITUTION. 



Art. I. — Congress shall make no law respecting an establishment of re- 
ligion, or prohibiting the free exercise thereof; or abridging the freedom of 
speech, or of the press ; or the right of the people peaceably to assemble 
and to petition the government for a redress of grievances. 

Art. II. — A well regulated militia bsing necessary to the security of a 
free state, the right of the people to keep and bear arms shall not be in- 
fringed. 

Art. III. — No soldier shall, in time of peace, be quartered in any house 
without the consent of the owner, nor in time of war but in a manner to be 
prescribed by law. 

Art. IV. — The right of the people to be secure in their persons, houses, 
papers and effects, against unreasonable searches and seizures, shall not 
be violated ; and no warrants shall issue but upon probable cause, support- 
ed by oath or affirmation, and particularly describing the place to be searched* 
and the persons or things to be seized. 

Art. V. — No person shall be held to answer for a capital or otherwise- 
infamous crime, unless on a presentment or indictment of a grand jury, ex-, 
cept in cases arising in the land or naval forces, or in the militia when in 
actual service, in time of war or public danger ; nor shall any person be 
subject for the same offence to be twice put in jeapordy of life or limb ; nor 
shall be compelled, in any criminal case, to be witness against himself, nor 
be deprived of life, liberty, or property, without due process of law ; nor 
shall private property be taken for public use without just compensation. 

Art. VI. — In all criminal prosecutions, the accused shall enjoy the right 
to a speedy and public trial by an impartial jury of the state and district 
wherein the crime shall have been committed, which district shall have 
been previously ascertained by law, and to be informed of the nature and 
cause of the accusation : to be confronted with the witnesses against him ; 
to have compulsory process for obtaining witnesses in his favor; and to 
have the assistance of counsel for his defense. 

Art. VII. — In suits of common law, where the value in controversy shall 
exceed twenty dollars, the right of trial by jury shall be preserved ; and no 
fact, tried by a jury, shall be otherwise re examined in any court of the 
United States than according to the rules of the common law. 

Art. VIII.— Excessive bail shall not be required, nor excessive fines 
imposed, nor cruel and unusual punishments inflicted. 

Art. IX — The enumeration in the constitution of certain rights shall, 
not be construed to deny or disparage others retained by the people. 

Art. X. — The powers not delegated to the United States by the constl*. 

9 



&5 AMENDMENTS. 

tat ion, nor prohibited by it to the states, are reserred to the states respect- 
ively, or to the people. 

Art. XI. — The judicial power of the United States shall not be con- 
strued to extend to a suit in law or equity commenced or prosecuted against 
one of the United States by citizens of another state, or by citizens or sub- 
je::s ■::' any tbreign state. 

Art. X LI. — 1. Tne electors shah meet in their respective states, and 
Tjte by ball:: :br President an: Vi:e P.e-:de:::. :.:e : :" '■"■-.. :ni. a: least, shall 
rot be an inhabitant of the same state with themselves; they shall name 
in their ballots the person voted for as President, and in distinct ballots the 
persen v:ted :br as Yi:e Pre- _ :d they snail make alstin ;t lists cf 

p.!l Derscns v::eo f:>: as President; ani of all persons voted lb: as Vice 
President, and of the number of votes for each : which lists they shall sign 
and certify, and transmit, sealed, to the seat of government of the United 
States, directed to the President of the Se n a I e . T a e President : f the Be ■ • 
ate shall, in the presence of the Senate an: H ; e of Representatives, open 
all the certificates, and the votes shall then be counted ; the person h ■ 1 .; 
the greatest nonboe: :f vjtes :b: Presiien: shall := Preside.::, if s::h nam- 
ber be a majority of the whole number of electors appoiated ; and if no 
I ?:«::. have su :h r/ji; irity. then f: ::. th e : ers :n = having :.:.e ihgnest number, 
not exceeding three, on the list of those voted for as President, the House 
cf Representative- snail ::.;:ee immediately, by ballet tie President. 
But, in choosing the President, the votes shall be taken by states, the 
representation from each State having one vote ; a quorum for this pur- 
pose shall consist of a member or members from two thirds of the states, 
ht.d a ::::-.; t:i:y :: all t r, e states shall be necessary :: a ebb :e, And if the 
House of Representatives shall not choose ^President, w h ■:■ n e e : : he : 1 ~h i 
of choice shall devolve upon them, befire e f: :::';. day :: Ma::: next :bl- 
lowing, then the Vice President shall act as President, as in the case of 
the death or other constitutional disability of the President 

2. The person having the greatest number of votes as Vice President, 
shall be the Vice President, if such number be a majority of the whole 
number of electors appointed ; and if no person have a majority, then from 
the two highest numbers on the list the Senate shall choose the Vice Presi- 
dent ; a quorum for the purpose shall consist of two-thirds of the whole 
number of senators, and a majority of the whole number shall be necessary 
to a choice. 

2. But no person constitutionally ineligible to the office of President 
shall be eligible to that of Vice President of the United States. 

Art. XIII. — If any citizen of the United States shall accept, claim, re- 
ceive, or retain any title of nobility or honor, or shall, without the : asenl 
o r C:-.rre = -. a : : ■-- : : e:: : a.:y : -eser.t prr.si:.:. :nh:e. :: en: :!-:.:! :.\ 
cf any /.in: "--.-.-.ever. :": .: :::y en::e':-. king, prince, or foreign re-ver, 

a tvizen of the Unit?: States and shall be 
incapable of holding any office of trust or profit under them, or either of 
diem. 



TABLES OF INTEREST, 

AT 

SIX, SEVEN, EIGHT AND NINE PER CENT. PER ANNUM: 

ALSO, 

A COLLECTION OF MORE THAN TWO HUNDRED AND FIFTY 

CHOICE ESSAYS AND MAXIMS 

OF 

BENJAMIN FRANKLIN, 



AMONG WHICH IS THE CELEBRATED ESSAY, 



THE W.A.Y TO WEALTH, 

FROM 

"POOR RICHARD IMPROVED," 

COMPILED FROM HIS AUTOBIOGRAPHY AND FROM 

POOR RICHARD'S ALMANACS, 

COMMENCING WITH THE FIRST ISSUE IN 1*733, 



INTEREST TABLES BY GEORGE BECKWITH. 



NEW HAVEN 

1857. 



EXPLANATION OP INTEREST TABLES. 

The following Tables of Interest are calculated for 6, 7, 8 and 9 per cent, per annum. 
The sum3 on which they are calculated are— each consecutive number of dollars up 
to 10, then 20, 30, 40, 50, 60, 70, 80, 90, 100 and 1000 dollars, 

The computation is made for each day up to 30 days, then for each month to 11 ; 
then one year, and afterwards for intervals of half a year to four years. 

It will be seen that any sum given as the interest for 30 days is the same as that 
given for 1 month. This is agreeable to the practice in business, and to the provisions 
of law in most States of the Union. Although 12 divisions (call them months) of 30 
days each do not make an exact year, yet the error arising from this basis of compu- 
tation is hardly perceptible, and it is many times outweighed by the greater facility 
it affords in making computations for parts of a year. 

The State of Connecticut did indeed, in 1837, provide by law, that in reckoning for 
parts of a year, the whole year should be considered 365 days, and the interest for 
any length of time should have the same ratio to the interest for 1 year, that the 
time did to 365 days. But the application of this theory to mercantile practice oc- 
casioned so much difficulty, and made so little difference in the result, that the law 
was repealed the next year, together with that passed at the same session with this, 
which prohibited the circulation of bills of a less denomination than three dollars. 

One of the reasons that induced the construction of these tables for so large a num- 
ber of rates, is that in the different forms of accommodation, (so called,) a rate of in- 
terest much higher than the lawful rates, is either directly or indirectly taken. While 
therefore they will be found useful for finding the interest on any sum for any time 
at lawful rates, they may be made equally available to those who discount paper at 
higher rates than legal interest. 

Each rate of interest occupies two pages. The tables are constructed on the same 
principle as other tables of the same character and will- be readily understood. We 
may add, though it may be superfluous, an exampJe to illustrate their use : 

Let it be required to find the interest of $156.00 for 4 months and 18 days at 6 
per cent. In this case we may find the interest of $100, $50, and $6 for the time 
separately, and add the results together. 

1. In the table of 6 per cent, under $100 and opposite 4 months, we find the in- 
terest to be $2.00. Alo, opposite 18 days, we find 30 cents, which, added, make 
$2.30, the interest of $100 for 4 months and 18 days. 

2. In the same table, under $50, and against 4 months, we find $1.00 ; also, against 
18 days we find 15 cents, which make $1.15, the interest of $50 for 4 months and 18 
days. 

3. In the same table still, under $6, and on a line with 4 months, we find 12 cents ; 
also, opposite 18 days, 1 cent and 8 mills, which make $0.13,8, the interest of $6 for 
4 months and 18 days. 

The sum of these three results is the interest of $166 for 4 months and 18 days. 
The parts collected are : 

Interest of $100 for 4 months and 18 days, - $2.30,0 

" 50 " " «... 1.15,0 

6 " " « . . . 13,8 

" * 156 " " " 3,58,8 



TABEE§ OF INTEREST, 

6 PER CEHT PER AKNUM, OR 1-2 PER GENT. PER MOTH. 



i 


»1 


| $2 | S3 


i 84 j §5 


1 S« | 


_*l_ t 


x§ 


89 


Sio 




M 




U 1 j 

c z ~ 


X i 

c Z~ 


z z Z - 


_^ — _ 


i — ■= x 


m £ jj 1 




-• • • 
— - ^ 


"5 ~ ~ 


= 


H I- 


Z'_S 


- C 5 


z a s - 


la w 2 n us 


f oS 


a os 


5i 


— w S 


P 


1 


. 


o . o; 


j . c 


. : 


1 . 


I .01 


. [ 1 


. 01 


. c _ 


. 2 


1 


2 


. 


a . o' 


I . 


1 . 


1 . 


3 


. 2 


. 3 


. 3 




2 


8 




i ■ << 


1 . 


2 . 


2 . 


3 . 3 


. 4 


. 4 




. 5 


3 


4 




1 . 


1 . 


2 . 


:» . 


1 


. 5 




. 6 


. oh 


4 


5 


. o 


1 . 


2 . 


3 . 


3 . 


4 . 05 




' 


. C B 


. 08 


5 


6 




1 . 


2 . 


S . 

4 . 


4 . 


5 . 0J6 


■ oh 




. Ov 


. 10 


6 


7 




1 . 


2 . 


5 . 


6 . 7 


. t B 


. 9 


. 11 


. 1 2 


7 


8 




1 . 


1 . 


4 . 


5 . 


7 . 0,8 




. 11 


. 12 


. 13 


8 


9 




2 . 0] 


3 . 


5 . 


6 . 


8.09 


. 11 


. 12 


. 14 


. 15 


9 


10 




2 . 


3 . 


5 . 


7 . 


s . 10 


. 12 


. 14 


. 15 


. 17 


10 


11 




2 . 


4 . 


6 . 


7 . C 


9.11 


. 13 


. 15 


• 1 1 7 


. 15 


11 


12 


. 


2 . 


4 . 


6 . 


8 . 1 


. 12 


. 14 


. 16 


. 18 


2 


12 


13 




2 . 


4 . 


T • 


9 . 1 


1 • lo 

2 . 14 


. 15 


. 17 


. 2 


2 2 


13 


.-14 


. 


2 . 


5 . 


7 . 


9 • 1 


. 16 


. 19 


. 21 


. 2 3 


14 « 


flo 


. 


3 . o: 


9 . 


^ • 1 


. I 


3 .15 


. 18 


. 2)0 


. 2 3 


. 2 5 


15 & 


C 16 


• o 


3 . o! 


5 . 


8 . 1 


1 . 1 


3 .16 


. 19 


. 21 


. 2 4 


2 7 


1€ " 


IT 




3 . 


6 . 


9 . 1 


1 . 1 


4 . 17 


. 2|(] 


. 2 3 


. 2 6 


. 28 


17 


18 


. 


3 .0 


6 . 


9 . 1 


I . 1 


5 .18 


• 2 \ l 


. 2 4 


. 27 


. 3 


IS 


19 




. 


6 . 1 


. 1 


3 • 1 


6 .19 


■-, 


. 2 5 


. 2 9 


3 2 


19 


20 


. 


3 . 


7 . 1 


: • i 


3 . 1 


7 . 2 : 


'. 11 


. 27 


. 3 


. 1 3 


20 


21 


. 


4 . 


7 . 1 


i . l 


4 . 1 


S . 21 


. . • 


. 28 


I . 


. 3 5 


21 


22 


. 


4 . 


7 . 1 


i . i 


5 . 1 


8 . 22 


. 2 7 


. 29 


. 33 


: 


22 


23 


. d 


4 . 


S . 1 


2 . 1 


5 . 1 


9 .23 




. 31 


. 3 5 


. i B 


23 


24 




4 . 


6 . 1 


2 . 1 


6 . 2 


!0 . 2,4 


. ■■ - 


. 3 2 


■ m 


. 4 


24 


25 


. 


4 . 

4 . 


8 . 1 


1 . 1 


7 . 2 


jl . 2jo 


t 


. 1 >. 


. 3S 


. 4 2 


25 


26 


. 


9 . 1 


3 . 1 


7 . 2 


2 . 2 6 




. 35 


. 3 9 


. 4 3 


26 


2? 


. 


5 . 


9 . 1 


4 . 1 


8 . 2 


■ . 2 7 




. 36 


. 41 


. 4 5 


-" 


28 


. 


5 . 


9 . 1 


4 . 1 


9 . 2 


3 .an 

4 . 2 9 


. 3 3 


. 37 


. 4 2 


• 4 P 


28 


29 


. 


■j . 1 


. 1 


5 . 1 


9 . 2 


. 34 


. 39 


. 44 


. 48 




30 


. 


B . 1 


a . i 


5 . 2 


: . 2 


5 . 3<:> 


. 35 


. 4 


. 45 


. 5K> 


30 




* 


* 


* 


* 


* 


* 


* 


* 


* 


* 




1 


. 


5 . 1 


3 . 1 


5 . 2 


Q . 2 


5| . 3 


. So 


. 4[« 


. 4 5 


. 5 'J 


1 


2 


. 1 


- • 2 


. 3 


. 4 


. 5 




. 7 • 


. 80 


. 9 


. I 1 . 1 '-' 


2 


3 


. 1 


5 . 3 


] . 4 


5 . 6 


. i 


5] . 9 


.10 S 


.12 <; 


.13 5 


. 1 5 


3 


4 


. 2 


. 4 


. 6 


. 8 


.1C 


.12 


.14' 


.16'". 


.18 


'_ 


4 


i o 


2 


5 . 5 


: . t 


5 .10 


.12 


.15 


.17 S 


.■- 


.22 5 


_" 


5 | 


l 6 


. 3 


. 6 


. 9 


.12 


.11 


9 .18 C 


.210 


.24 C 


.27 


.30 


b e 


1 7 


. 3 


•: • • 


.10 


5 .14 


.17 


5 .21 <: 


.24 5 


.28 


.315 


.35 


7 2 


8 


. 4 


. 8 

1 . 9 


.12 


.16 


] .2 


Oj .24 k 


.28k 


.32 


.36 


« : 


8 


9 


. 4 


.13 


5 .18 


.22 


0; .27 [ 


.315 




.40 5 


.45 


9 


10 


. 5 


: . i ] 


.11 


:■ .2: 


.21 


1 .30C 


.35-: 


M 


.45 




10 


11 


. 5 


5 .11 


a .16 


5 .22 


.27 




.385 


.44'". 




.55 


11 




* 


* 


* 


* 


* 


i * 


* 


* 


* 


* 




1 


. 6 


; .12 


.18 


.24 


!o .3( 


>0 .36.; 


.42 «: 


.48 e 


.54 




1 


n 


. 9 


D .18 


.27 


;0 .36 
'0 .43 


! .4c 


D .54C 


.63 D 


.:■■ : 


.810 




1| 


rf 2 


.12 


.24 


.36 


■ .•;■ 


flo] .7-: 


.84 C 


.96 




1.20 


2 


1 2i 


.15 


.30 


a .45 


JO .60 


.7; 


.90'". 


1.05 C 


1.20|c 


1.85 


1.50)0 


JJAJ 


£ 3 


.18 


■0 .36 


a .54 


.72 


.9' 


»J0 1.08 C 




1.44 -: 


1.62)0 


1.80 


3 r 


n 


.21 


: .42 

( .46 


Q .63 


.54 


1.0c 


1.26'- 


1.47 C 


1.68 


1.59 


2.10 


s i 


4 


.24 


Of .72 


lol .96 


1.2C 


»o' 1.44 ■: 


1.68': 


1.92 


2.16 


2.40 


4* 





TABLES ©F INTEREST, 


6 PER CENT. PER ANNUM, OR 1-2 PER CENT. PER MONTH. 


|§20 | $30 | $40 1 $50 | $60 


$70 


$SO | $90 |$IOO|$IOOO| 


Time. 

Dolls. 

Cents. 
Mills 




1 §| 


S c '— — c — 


1 l| 


1 |ff 

Q OS 


Q OS 


to Z aj 

1 11 


s 


1 


. 01 


! . 0. 


5 . Ot 


. Oh 


. lf( 


) .11 


. 11 


. lc 


. 10 


.167 


i 


2 


. Ot 


5 . 1 


. 1? 


. If 


. 2 1 


) .21 


. 21 


i . 30 


) . 33 


.33 3 


2 


3 


. ll 


] • ! 


5 . 2< 


. 25 


. 30 


) . 8.* 


. 4( 


. 4c 


) .50 


.50 


3 


4 


. 11 


5 . 2 ! 


. %i 


. 3 8 


. 40 


) . 40 


. m 


i . 60 


) . 60 


.66 7 


4 


5 


. 11 


5 . 8 


5 .31 


. 41 


. 50 


) . 56 


. 60 


> .It 


. 83 


.83 3 


5 


6 


. 2( 


J . 3 


. 4t 


. 5 


. 60 


) . 70 


. 80 


. 90 


) 40 


1.00 


6 


7 


. 31 


5 . 3 


5 . 40 


. 58 


. 70 


) . 81 


. 91 


1 40 £ 


.lie 


1467 


7 


8 


. 2( 


> . 4 


. 51 


. 60 


. 80 


) .91 


.10 


> .120 


) .13 3 


1.33 3 


8 


9 


. 3< 


J • 4 


5 . 6< 


. 75 


. 90 


) .10 c 


.12 


t 48. £ 


450 


1.50 


9 


10 


. 31 


5 . 5 1 


. 60 


. 83 


.10 ( 


) .11 


.13 1 


1 .15 


) .16 


1.66 7 


10 


11 


. 3( 


i • 5, 


5 .71 


. 91 


.110 


) .12 6 


.14 


) 46 c 


.183 


1.83 3 


11 


12 


. 4( 


) . 6 


. 80 


.100 


.120 


) .141 


) .160 


) 480 


) .200 


2.00 


12 


13 


. 4, 


5 . 6' 


5 . 8r0 


.108 


.13 


) .15 1 


.17; 


} .191 


> .210 


2.16 7 


13 


«14 


. 4( 


5 . 1 


.91 


.110 


.141 


) .16 1 


.180 


> .210 


) .23 3 


2.33 3 


14 „• 


£15 


. 5( 


J . 7 


5 .100 


.125 


.150 


) .17 i 


.20* 


) .22 c 


> .25 


2.50 


15 £ 


Q 16 


. 5! 


J . 8 1 


.10 


.13? 


.16( 


) .18 


> .21 1 


i .24 


) .26 


2.66 7 


16 fi 


17 


. 5( 


3 . 8 


5 .111 


.14 1 


.17 


) .196 


.22 1 


) .25 1 


) .28 3 


2.83 3 


17 


18 


. 6( 


) . 9 


.120 


.15 


.180 


) .21 < 


.241 


) .27 


) .30 


3.00 


18 


19 


. 6 


J . 9 


5 .12 


.15 8 


.190 


) .22 1 


.25 1 


5 ,28 c 


> .310 


3.16 7 


19 


20 


. 6( 


5 .10 


.131 


.160 


.20 


) .23 1 


.261 


) .30 ( 


) .33 1 


3.33 3 


20 


21 


. 7( 


) .10 


5 .14( 


.17 5 


.21 ( 


) .24 1 


.281 


) .31c 


> .350 


3.50 


21 


22 


. 7 


5 .11 


.140 


.18 3 


.22( 


) .25 


.291 


5 .33 ( 


J .36 


3.66 7 


22 


23 


. 7 


5 .11 


5 .151 


.19 1 


.23 


) .26 6 


! .30 ( 


> .34 j 


> .38 3 


3.83 1 


23 


24 


. 8( 


» .12 


.160 


.20 


.241 


) .28 < 


) .321 


i .36 ( 


J .40 


4.00 


24 


25 


. 8 


3 .12 


5 .16 


.20 6 


.25 ( 


) .291 


.33, 


5 .37. 


) .410 


446 7 


25 


26 


. 8 


5 .13 


.17 1 


.21 ( 


.26 


) .30 1 


i .34 


) .39 ( 


) .431 


4.33 3 


26 


27 


. 9t 


i .13 


5 48( 


.22 5 


.27 


) .31 i 


) .36 ( 


) .40. 


) .45 


4.50 


27 


28 


. 9 


3 .14 


.18 


.23 § 


.28 ( 


) .32 ( 


) .37: 


1 .42 ( 


) .460 


4.66 7 


28 


29 


. 9 


J .14 


5 .19 1 


.24 1 


.29 ( 


) .33 { 


5 .38 


5 .43, 


) .481 


4.83 3 


29 


30 


40< 


) .15 


.20 < 


.25 


.30)1 


) .35 ( 


i .40K 


1 .45 ( 


) .5010 


) 5.00 C 


30 




* 


* 


* 


* 


* 


* 


* 


* 


* 


* 




1 


.10 ( 


) .15 


.20 ( 


.25 ll 


.30 < 


) .35 


) .40 ( 


) .45 < 


J .50.0 


) 5.00 


1 


2 


.20 ( 


1 .30 


.40 ( 


.50( 


.60 ( 


) .70* 


) .80 ( 


) .90* 


3 1.00 ( 
3 1.50 ( 


> 10.00 c 


2 


3 


.,30 < 


1 .45 


.601 


.750 


.90* 


) 1.051 


J 1.20 ( 


) 1.351 


) 15.00 


3 


i ^ 


.40 


3 .60 


.80 ( 


) 1.00 I 


) 1.20 


) 1.401 


) 1.60 


3 1.80* 


) 2.001 


) 20.00 


4 -s 


1 5 


.50 


) .75 


1.00 ( 


) 1.250 


) 1.50 ( 


3 1.75 ( 


) 2.00 


3 2.25 


3 2.50 ( 


) 25.00 


5 1 


1 6 


.60! 


J .90 


1.20 ( 


) 1.501 


) 1.80 


J 2.10 


3 2.40 


) 2.70 


1 3.00 ( 


) 30.001 


> 6 £ 


7 


.70 


1 1.05 


1.40 ( 


J 1.750 


) 2.10 


) 2.45 


1 2.80 


3 3.15 


) 3.501 


) 35.00 


) 7 


! 8 


.50, 


) 1.20 


1.60 < 


) 2.00|( 


) 2.40 


) 2.80 


3 3.20 


3 3.60 


3 4.001 


) 40.00 


8 


9 


.90 


) 1.35 


1.80 ( 


) 2.25|0 


) 2.70 


) 3.15 


) 3.60 


3 4.05 


3 4.501 


) 45.00 


) 9 


10 


1.00, 


1.50 


2.00 ( 


) 2.501 


) 3.00 


3 3.50 


3 4.00 


3 4.50 


3 5.00( 


) 50.00 


) 10 


11 


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D 1.65 


2.20 


J 2.7 5j( 


) 3.30 


) 3.85 


> 4.40! 


3 4.95 


3 5.50i< 


) 55.00 


) 11 




* 


* 


* 


* 


* 


* 


* 


* 


* 


* 




1 


1.20 


1 1.80 


2.40 


3 3.00 


i 3.60 


) 4.20 


3 4.80 


3 5.40 


3 6.00 


3 60.00 


) 1 


H 


1.80 


) 2.70 


01 3.60 


3 4.50 


) 5.40 


) 6.30 


3 7.20 


3 8.10 


) 9.00 


) 90.00 


) H 


* 2 


2.40 


' 3.60 


i! 4.80 


) 6.00 


) 7.20 


8.40 


3 9.60 


110.80 


012.00 


3 120.00 ( 


> 2 ^ 


S3 24 


3.00 


4.50 


ii 6.00 


3 7.50 


* 9.00 


10.50 


312.00 


) 13.50 


315.00 


) 150.001 


) 24 1 


S 3 


3.60 


5.40 


7.20 


i 9.00 


3 10.8K3 


) 12.60 


3 14.40 


3 16.20 


3 18.00 


J 180.00 


) 3 £ 


3J 


1.20 


0| 6.30 
0| 7.20 


8.40 


10.50 


3 12.60) 


014.70 


016.80 


018.90 


3 21.00 


) 210.001 


i H 


4 


1.80 


jo 9.60 


) 12.00)1 


) 14.40 


0116.80 


019.20 


0J21,60 


3 24.00 


3 240.00 


) 4 









TABLES OF INTEREST 


> 






7 PER CENT. PER ANNUM, OR 7- 


12 PilR CENT. PER MONTH. 




$1 | $2 | $:* j #4 | $5 | #6 | $7 | $8 


$9 


; $io 




V 

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2.80 





* 







TABLES OF INTEREST 






7 PER CENT. PER ANNUM, 


OR 7-12 PER CENT. PER MONTH. 


|$20| $30 $10 $50|$60 . 




V 

S 


■ CO 

~ C : 

do: 


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23.33 


3 


4 


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70.00 





1 


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105.00 





H 


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8.40 


9.80 


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12.60 


14.00 





140.00 





2 „• 


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3.50 


5.25 


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8.75 


010.50 


12.25 


3 14.00 


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175.00 


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l£ 3 


4.20 


6.30 


8.40 


10.50 


12,60 


14.70 


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18.90 


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210.00 





3 £ 


Bi 


4.90 


7.35 


9.80 


012.25 


5 14.70 


17.15 


U9.60 


22.05 


24.50 





245.00 





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5.60 


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0311.20 


14.00 


16.80 


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) 22.40 


25.20 


0128.00 





280.00 


o 


4 







TABLE§ OF INTEREST 


» 






§ PER CENT. PER ANNUM, OR 2-3 PER CENT. PER MONTH. 






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I *3 


$4 I 85 | 8« | $7 | S§ 


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7 .300 


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8 


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.40 


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3 .600 


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7 .22 


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3 .58 


7 .6610 


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1.92 


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2.56 


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4 





TABLES OF INTEREST, 

8 PER CENT. PER ANNUM, OR 2-3 PER CENT. PER MONTH. 



I $20 



fgOJ $10 



$50 1 $00 j $70 1 $§0 1 $90 |$I00|$100© 



3 is 

Q OS 



a oS 



c a M- 5 c ~ 



« if 3 « 






Q OS 



I ii 



Q O g 



9 
10 
11 
13 
13 
14 

Q 16 

17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 
30 

1 

2 

3 

4 

5 5 

§ 6 

S 7 



10 

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1 

2 

3 

84 

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. 8 
. 9 
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. 2 
. 3 
. 4 
. 4 
5 
. 6 



. 9 

.10 

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.11 

.12 

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.13 

.14 

.14 

.15 

.16 

.16 

.17 

.18 

.18 

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* 

.20 

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.22 
.23 
.24 
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1.33 
1.60 
2.86 
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2.40 
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4.800 
6.400 
8.00 
9.60 
11.20 
12.80 



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.11 
.12 
.13 
.14 
.15 
.16 
.17 
.18 
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.21 
.22 
.23 
.24 
.25 
.26 
.27 
.28 
.30 
.31 
.32 
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6.00 
8.00 
10.00 
12.00 
14.00 
16.00 



. 1 

. 2 
. 4 
. 5 
. 6 
. 8 
. 9 
.10 
.12 
.13 
.14 
.16 
.17 
.18 
.20 
.21 
.22 
.24 
.25 
.26 
.28 
.29 
.30 
.32 
.33 
.34 
.36 
.37 
.38 
.40 

.40 
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1.20 
1.60 
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2.40 
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3.60 
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4.80 
7.20 
9.60 
12.00 
14.40 
16.80 
19.20 



. 7 
. 9 
.10 
.12 
.14 
.15 
.17 
.18 
.20 
.21 
.23 
.24 
.26 
.28 
.29 
.31 
.32 
.34 
.35 
.37 
.38 
.40 
.42 
.43 
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40 

93 

40 

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33 

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26 

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. 1 
. 3 
. 5 
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.16 
.17 
.19 
.21 
.23 
.24 
.26 
.28 
.30 
.32 
.33 
.35 
.37 
.39 
.40 
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.44 
.46 
.48 
.49 
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1.06 7 
1.60 
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2.66 7 
3.20 
3.73 3 
4.26 7 
4.80 
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6.40 
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0125.60 



• 2 |°i 

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. 60 

. 80 

.100 

.120 

.140 

.160 

.180 

.20 

.22 

.24 

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.28 

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1.55 
1.77 

2.00 
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2.66 
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3.55 
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200.00 
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9 

10 

11 

12 

13 

14 

15 & 

16° 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 

30 

1 

2 
i 
4 
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10 
11 

1 

n 

2 rA 

24| 

3 x 

H 

4 



TABLES OF 1STIREST, 

9 PER CENT. PER AXNUM, OR 3-4 PER CENT. PER MONTH. 



, Si ; 82 . §3 , $4 ; §5 



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. 3 3 
. 3 5 
. 38 
. 40 
. 43 
. 4 5 
. 4J8 
. 5 
. 5 3 
. 5 5 
. 58 
. 6" 
. 63 
. 6 5 
. 6 B 
. 7" 
. 73 
. 7 5 

* 
. 7[5 
.150 
.22 5 
.3"') 
.37 5 
.45 
.52 5 
.6 "» 
.67 5 
.75 
.82 5 

* 
.90>(O 
1.35|0 
1.80J0 
2.2510 
2.7 m 
2.15 
3.600 



1 




TABLES OF INTEREST, 








9 PER CENT. PER ANNUM, OR 3-4 PER CENT. 


PER MONTH. 




|$20| $30 | $40 J $50 j $60 |$70 | $SS*> | $«H> |$JOO|$IOOO| 




6 

s 


O 0) 


=3 a c 
- o c 

Sao 


3 | £ 

SCO 


■ s 4 

I O § 

Sac 


£ «5 2 

5 3 5 
S Q o 


iS — " 

S Q O 


J2 — ~ .H 

gacg 


« 2x 
Q OS 


q o: 


2 Q US 


a 




1 


. 


o . 


8 . 1 


1 . 1 


3 . 1 


5 . 1 


8 . 2 


) . 2.3 


. 2 


5 .25 





1 




2 


. 1 


. 1 


5 . 2 


e . 2 


5 . 3 


) . 3 


5 . 4 


3 . 45 


. 5 


.50 





2 




3 


. 1 


5 . 2 


3 . 3 


l . 3 


8 . 4 


5 . 5 


3 . 6 


3 . 6|8 


. 7 


5 .75 





3 




4 


. 2 


. 3 


. 4 


( . 5 


. 6 


. 7 


. 8 


3 . 9 


.10 


6 l.oo 





4 




5 


2 


5 . 3 


8 . 5 


. 6 


3 . 7 


5 . 8 


8 .10 


3 .103 


.12 


5 1.25 





5 




6 


. 3 


. 4 


5 . 6 


e . 7 


5 . 9 


> .10 


5 .12 


3 .135 


.15 


1.50 





6 




7 


. 3 


5 . 5 


3 . 7 


. 8 


8 .10 


5 .12 


3 .14 


3 .158 


.17 


5 1.75 


G 


7 




8 


. 4 


. 6 


. 8 


.10 


.12 


.14 


.16 


3 .180 


.20 


2.00 





8- 




9 


. 4 


5 . 6 


8 • 9 


.11 


3 .13 


5 .15 


8 .18 


3 .203 


.22 


5 2.25 





9 < 




10 


. 5 


. 7 


5 .10 


.12 


5 .15 


.17 


5 .20 


3 .225 


.25 


2.50 





10 




11 


. 5 


5 . 8 


3 .11 


.13 


8 .16 


5 .19 


3 .22 


3 .24 8 


.27 


5 2.75 





11 




12 


. 6 


. 9 


.12 


.15 


.18 


) .21 


.24 


3 .270 


.30 


3.00 





12 




13 


. 6 


5 . 9 


8 .13 


.16 


3 .19 


5 .22 


8 .26 


3 .29 3 


.32 


5 3.25 





13 




»14 


. 7 


.10 


5 .14 


.17 


5 .21 


J .24 


5 .28 


i .31 


5 


.35 


3.50 





14 „5 




£•15 


. 7 


5 .11 


3 .15 


.18 


8 .22 


5 .26 


3 .30 


3 .33 


8 


.37 


5 3.75 





15 | 




°16 


. 8 


.12 


.16 


.20 


.24 


3 .28 


.32 


3 .36 





.40 


4.00 





16 fi 




17 


. 8 


5 .12 


8 .17 


.21 


3 .25 


5 .29 


8 .34 


) .38 


3 


.42 


5 4.25 





17 




18 


. 9 


.13 


5 .18 


.22 


5 .27 


) .31 


5 .36 


3 .40 


5 


.45 


4.50 





18 




19 


. 9 


5 .14 


3 .19 


.23 


8 .28 


5 .33 


3 .38 ( 


3 .42 


8 


.47 


5 4.75 





19 




20 


.10 


.15 


.20 


.25 


.30 


3 .35 


.40 


3 .45 





.50 


5.00 





20 




21 


.10 


5 .15 


8 .21 


.26 


3 .31 


5 .36 


8 .42 < 


> .47 


3 


.52 


5 5.25 





21 




22 


.11 


.16 


5 .22 


.27 


5 .33 


) .38 


5 .44 


3 .49 


u 


.55 


5.50 


o 


22 




23 


.11 


5 .17 


3 .23 


.28 


8 .34 


5 .40 


3 .46 ( 


) .51 


8 


.57 


5 5.75 





23 




24 


.12 


.18 


.24 


.30 


.36 


3 .42 


.48 


) .54 


.60 


o 6.00 





24 




25 


.12 


5 .18 


8 .25 


.31 


3 .37 


5 .43 


8 .50 ( 


> .56 


o 


.62 


5 6.25 





25 




26 


.13 


.19 


5 .26 


.32 


5 .39 


) .45 


5 .52 


1 .58 


5 


.65 


6.50 





26 




27 


.13 


5 .20 


3 .27 


.33 


8 .40 


5 .47 


3 .54* 


> 60 


8 


.67 


5 6.75 





27 




28 


.14 


.21 


.28 


.35 


.42 


3 .49 


.56 


) .63 


.70 


7.00 





28 




29 


.14 


5 .21 


8 .29 


.36 


3 .43 


5 .50 


8 .58 ( 


i .653 


.72 


5 7.25 





29 


i 


30 


.15 


.22 


5 .30 


.37 


5 .45 


) .52 


5 .60 


) .6715 


.75 


7.50 





30 






* 


* 


* 


* 


* 


* 


* 


* 


* 


* 






1 


.15 


.22 


5 .30 


.37 


5 .45 


3 .52 


5 .60 ( 


) .67|5 


.75 


7.50 





1 




2 


.30 


.45 


.60 


.75 


.90 


) 1.05 


1.20 < 


1 1.350 


1.50 


15.00 





2 




3 


.45 


.67 


5 .90 


1.12 


5 1.35 


3 1.57 


5 1.80 ( 


3 2.02 ! 5 


2.25 


22.50 





3 




& 4 


.60 


.90 


1.20 


1.50 


1.80 


3 2.10 


2.40 ( 


' 2.700 


3.00 


30.00 





4 ^ 




c 5 


.75 


1.12 


5 1.50 


1.87 


5 2.25 


) 2.62 


5 3.00 ( 


3 3.375 


3.75 


37.50 





5 S 




1 6 


.90 


1.35 


1.80 


2.25 


2.70 


3 3.15 


3.601 


■ 4.050 


4.50 


45.00 





6| 




7 


1.05 


1.57 


5 2.10 


Q 2.62 


5 3.15 


) 3.67 


5 4.20 < 


l 4.725 


5.25 


52.50 





7 




8 


1.20 


1.80 


2.40 


3.00 


3.60 


) 4.20 


4.80 < 


) 5.400 


6.00 


60.00 





8 


: 


9 


1.35 


2.02 


5 2.70 


3.37 


5 4.05 


3 4.72 


5 5.40 < 


) 6.07J5 


6.75 


67.50 





9 




10 


1.50 


2.25 


3.00 


3.75 


4.50 


) 5.25 


6.00 ( 


) 6.75 ! 


7.50 


75.00 





10 




11 


1.65 


2.47 


5 3.30 


4.12 


5 4.95 


) 5.77 


5 6.60 ( 


) 7.42|5 


8.25 


82.50 





11 






* 


* 


* 


* 


* 


* 


* 


* 


* 


* 






1 


1.80 


2.70 


3.60 


4.50 


.540 


3 6.30 


7.20 ( 


) 8.10 





9.00 


90.00 





1 




H 


2.70 


4.05 


5.40 


6.75 


8.10 


) 9.45 


10.80 ( 


) 12.15 





13.50 


135.00 





H 


; 


4 2 


3.60 


5.40 


7.20 


9.00 


010.80 


312.60 


14.40 


116.20 





18.00 


180.00 





2 „• 


' 


i 2 ^ 


4.50 


6.75 


9.00 


11.25 


13.50 


) 15.75 


18.00 


) 20.25 


[) 


22,50 


225.00 


(3 


2iJ 


j 


X 3 


5.40 


8.10 


10.80 


13.50 


16.20 


3 18.9W 


i) 21.60 


) 24.30 





27.00 


270.00 





3 ;* 




3| 


6.30 


9.45 


12.60 


15.75 


018.90 


3 22.05 


25.20 


> 28.35 





31.50 


315.00 





H - 




4 


7.20 


10.80 


14.40 


18.00 


21.60 


3 25.20 


28.80 


3 32.40 


36.00 


360.00 





4 


• 



BENJAMIN FRANKLIN, 




Born at Boston, Mass., January 17, 1706 — Died at Philadelphia, Penn., 

April 17, 1790. 

Dr. Franklin, in 1728, wrote his epitaph, which he subsequently- 
corrected in some minor particulars, and left among his papers, as fol- 
lows : 

"THE BODY 

OF 

BENJAMIN FRANKLIN, 

PRINTER, 

(like the cover of an old book, 

its contents torn out, 

and stripped of it3 lettering and gilding,) 

lies here food for worms ; 

yet the work itself shall not be lost, 

for it will (as he believed) appear once more 

in a new and more elegant edition, 

revised and corrected 

by 
THE AUTHOR." 



WRITINGS OF FRANKLIN 



ESSAYS, 

HUMOROUS, MORAL, ECONOMICAL, AND POLITICAL. 



THE WAY TO WEALTH, 

As clearly shown in the practice of an old Pennsylvania Almanac, entitled, 
u Poor Richard Improved" 

Courteous Reader, 

I have heard that nothing gives an author so great pleasure as to find 
his works respectfully quoted by others. Judge, then, how much I 
must have been gratified by an incident I am going to relate to you. I 
stopped my horse lately where a great number of people were collect- 
ed at an auction of merchants' goods. The hour of the sale not being 
come, they were conversing on the badness of the times ; and one of 
the company called to a plain, clean old man, with white locks, " Pray, 
Father Abraham, what think you of the times ? Will not these heavy 
taxes quite ruin the country ? How shall we ever be able to pay them % 
What would you advise us to ?" Father Abraham stood up and re- 
plied, u If you would have my advice, I will give it you in short ; for 
4 A word to the wise is enough,' as Poor Richard says." They joined 
in desiring him to speak his mind ; and, gathering round him, he pro- 
ceeded as follows : 

* 4 Friends," said he, *' the taxes are indeed very heavy, and if those 
laid on by the government were the only ones we had to pay, we might 
more easily discharge them ; but we have many others, and much more 
grievous to some of us. We are taxed twice as much by our idleness, 
three times as much by our pride, and four times as much by our folly ; 
and from these taxes the commissioners cannot ease or deliver us, by 
allowing an abatement. However, let us hearken to good advice, and 
something may be done for us : ' God helps them that help themselves/ 
as Poor Richard says. 

" I. It would be thought a hard government that should tax its people 
one-tenth part of their time, to be employed in its service; but idleness 
taxes many of us much more ; sloth, by bringing on diseases, absolutely 
shortens life. ' Sloth, like rust, consumes faster than labor wears ; 
while the used key is always bright,' as Poor Richard says. How 



14 WRITINGS OF FRANKLIN. 

much more than is necessary do we spend in sleep ? forgetting that 
' The sleeping fox catches no poultry,' and that ' There will be sleeping 
enough in the grave,' as Poor Richard says. 

"'If time be of all things the most precious, wasting time must be/ 
as Poor Richard says, ' the greatest prodigality ;' since, as he elsewhere 
tells us, ' Lost time is never found again ; and what we call time enough, 
always proves little enough.' Let us, then, up and be doing, and doing 
to the purpose ; so by diligence shall we do more with less perplexity. 
'Sloth makes all things difficult, but industry all easy;' and ' He that 
riseth late must trot all day, and shall scarce overtake his business at 
night ;' while * Laziness travels so slowly, that Poverty soon overtakes 
him.' ' Drive thy business, let not that drive thee f and ' Early to bed 
and early to rise, makes a man healthy, wealthy, and wise,' as Poor 
Richard says. 

" So what signifies wishing and hoping for better times ? We may 
make these times better if we bestir ourselves. ' Industry need not 
wish, and he that lives upon hopes will die fasting.' There are no gains 
without pains ; then help hands, for I have no lands ; or, if I have, they 
are smartly taxed. ' He that hath a trade hath an estate ; and he that 
hath a calling hath an office of profit and honor,' as Poor Richard 
says; but then the trade must be worked at, and the calling followed, or 
neither the estate nor the office will enable us to pay our taxes. If we 
are industrious we shall never starve ; for, ' At the workmgman's house 
hunger looks in, but dares not enter.' Nor will the bailiff or the con- 
stable enter ; for ' Industry pays debts, while despair increaseth them.* 
What though you have found no treasure, nor has any rich relation left 
you a legacy ? • Diligence is the mother of luck, and God gives all 
things to industry. Then plow deep while sluggards sleep, and you 
shall have corn to sell and to keep.' Work while it, is called to-day, for 
you know not how much you may be hindered to-morrow. ' One to- 
day is worth two to morrows,' as Poor Richard says ; and further, 
' Never leave that till to-morrow which you can do to-day.' If you 
were a servant, would you not be ashamed that a good master should 
catch you idle? Are you, then, your own master? Be ashamed to 
catch yourself idle when there is so much to be done for yourself, your 
family, and your country. Handle your tools without mittens ; remem- 
ber that * The cat in gloves catches no mice,' as Poor Richard says. 
It is true there is much to be done, and perhaps you are weak-handed ; 
but stick to it steadily, and you will see great effects ; for ' Constant 
dropping wears away stones ;' and ' By diligence and patience the 
mouse ate in two the cable ; and ' Little strokes fell great oaks.' 

" Methinks I hear some of you say, ' Must a man afford himself no 
leisure V I wil tell thee, my friend, what Poor Richard says : ' Employ 
thy time well, if thou meanest to gain leisure ; and, since thou art not 
6ure of a minute, throw not away an hour.' Leisure is time for doing 



ESSAYS. 15 

something useful ; this leisure the diligent man will obtain, but the lazy- 
man never; for ' A life of leisure and a life of laziness are two things.' 
* Many, without labor, would live by their wits only, but they break for 
want of stock ;' whereas industry gives comfort, and plenty, and respect. 
1 Fly pleasures, and they will follow you.' ' The diligent spinner has a 
large shift ; and now I have a sheep and a cow, everybody bids me 
good-morrow.' 

" II. But with our industry we must likewise be steady, settled, and 
careful, and oversee our own affairs with our own eyes, and not trust 
too much to others ; for, as Poor Richard says, 

I never saw an oft-removed tree, 

Nor yet an oft-removed family, 

That throve so well as those that settled be.' 

And again, ' Three removes are as bad as a fire ;' and again, * Keep thy 
shop, and thy shop will keep thee ;' and again, ' If you would have your 
business done, go; if not, send.' And again, 

'He that by the plow would thrive, 
Himself must either hold or drive.' 

And again, * The eye of the master will do more work than both his 
hands ;' and again, ' Want of care does us more damage than want of 
knowledge ;' and again, l Not to oversee workmen.Js to leave them your 
purse open.' Trusting too much to others' care is the ruin of many: 
4 For in the affairs of this world men are saved, not by faith, but by the 
want of it ;' but a man's own care is profitable ; for, ' If you would have 
a faithful servant, and one that you like, serve yourself.' * A little ne- 
glect may breed great mischief; for want of a nail the shoe was lost; 
for want of a shoe the horse was lost ; for want of a horse the rider was 
lost, being overtaken and slain by the enemy ; all for want of a little care 
about a horseshoe nail.' 

li III. So much for industry, my friends, and attention to one's own 
business ; but to these we must add frugality, if we would make our 
industry more certainly successful. A man may, if he knows not how 
to save as he gets, keep his nose all his life to the grindstone, and die 
not worth a groat at last. * A fat kitchen makes a lean will ;' 

* Many estates are spent in the getting, 
Since women for tea forsook spinning and knitting, 
And men for punch forsook hewing and splitting.' 

1 If you would be wealthy, think of saving as well as of getting.' ' The 
Indies have not made Spain rich, because her outgoes are greater than 
her incomes.' 

"Away, then, with your expensive follies, and you will not then have 
so much cause to complain of hard times, heavy taxes, and chargeable 



lb WRITINGS OF FRANKLIN. 

families. And fuither, ' what maintains one vice would bring up two 
children.' You may think, perhaps, that a little tea, or a little punch 
now and then, diet a little more costly, clothes a little finer, and a little 
entertainment now and then, can be no great matter ; but remember, 

• Many a little makes a mickle.' Beware of little expenses : ' A small 
leak will sink a great ship,' as Poor Richard says: and again, ' Who 
dainties love, shall beggars prove ; and moreover, ' Fools make feasts, 
and wise men eat them.' 

rt Here you are all got together at this sale of fineries and knicknacks. 
You call them goods ; but if you do not take care, they will prove evils 
to some of you. You expect they will be sold cheap, and perhaps they 
may for less than they cost; but, if you have no occasion for them, they 
must be dear to you. Remember what Poor Richard says : ' Buy what 
thou hast no need of, and ere long thou shalt sell thy necessaries.' And 
again, ' At a great pennyworth pause a while.' He means, that per- 
haps the cheapness is apparent only, and not real ; or the bargain, by 
straightening thee in thy business, may do thee more harm than good. 
For in another place he says, ' Many have been ruined by buying good 
pennyworths.' Again, ' It is foolish to lay out money in a purchase of 
repentance ;' and yet this folly is practised every day at auctions, for 
want of minding the Almanac. Many a one, for sake of finery on the 
back, have gone with a hungry belly, and half starved their families. 

* Bilks and satins, scarlet and velvets, put out the kitchen fire,' as Poor 
Richard says. 

" These are not the necessaries of life ; they can scarcely be called 
the conveniences ; and yet, only because they look pretty, how many 
want to have them ! By these and other extravagances, the genteel 
are reduced to poverty, and forced to borrow of those whom they for- 
merly despised, but who, through industry and frugality, have maintained 
their standing ; in which case it appears plainly that ' A plowman on 
his legs is higher than a gentleman on his knees,' as Poor Richard says. 
Perhaps they have had a small estate left them, which they knew 
not the getting of; they think 'It is day, and will never be night ;' that 
a little to be spent out of so much is not worth minding; but ' Always 
taking out of the mealtub and never putting in, soon comes to the bot- 
tom,' as Poor Richard says ; and then, ' When the well is dry, they 
know the worth of water.' But this they might have known before if 
they had taken his advice. ' If you would know the value of money, 
go and try to borrow some ; for he that goes a borrowing goes a sor- 
rowing,' as Poor Richard says ; and indeed so does he that lends to such 
people, when he goes to get it in again. Poor Dick further advises, and 
says, 

' Fond pride of dress is sure a very curse ; 
Ere fancy you consult, consult your purse.' 



ESSAYS. 17 

And again, 'Pride is as loud a beggar as Want, and a great deal more 
«aucy.' When you have bought one fine thing, you must buy ten more, 
that your appearance may be all of a-piece ; but Poor Dick says * It is 
easier to suppress the first desire than to satisfy all that follow it.' And 
it is as truly folly for the poor to ape the rich, as for the frog to swell 
in order to equal the ox. 

* Vessels large may venture more, 
But little boats should keep near shore.' 

It is, however, a folly soon punished ; for, as Poor Richard says, 4 Pride 
that dines on vanity, sups on contempt.' * Pride breakfasted with Plenty, 
dined with Poverty, and supped with Infamy.' And, after all, of what 
use is this pride of appearance, for which so much is risked, so much 
is suffered ? It cannot promote health nor ease pain ; it makes no in- 
crease of merit in the person ; it creates envy ; it hastens misfortune. 

" But what madness must it be to run in debt for these superfluities 1 
We are offered, by the terms of this sale, six months' credit ; and that, 
perhaps, has induced some of us to attend it, because we cannot spare 
the ready money, and hope now to be fine without it. But ah ! think 
what you do when you run in debt ; you give to another power over 
your liberty. If you cannot pay at the time, you will be ashamed to 
see your creditor ; you will be in fear when you speak to him ; you 
will make poor, pitiful, sneaking excuses, and, by degrees, come to lose 
your veracity, and sink into base, downright lying ; for ' The second vice 
is lying, the first is running in debt,' as Poor Richard says ; and again, 
to the same purpose, ' Lying rides on Debt's back;' whereas a freeborn 
ought not to be ashamed or afraid to see or speak to any man living. 
But poverty often deprives a man of all spirit and virtue. ' It is hard 
for an empty bag to stand upright.' 

" What would you think of that prince or of that government who 
should issue an edict forbidding you to dress like a gentleman, or gentle- 
woman, on pain of imprisonment or servitude 1 Would you not say 
that you were free, have a right to dress as you please, and that such an 
edict would be a breach of your privileges, and such a government ty- 
rannical ? And yet you are about to put yourself under such tyranny, 
when you run in debt for such dress ! Your creditor has authority, at 
his pleasure, to deprive you of your liberty, by confining you in jail till 
you shall be able to pay him. When you have got your bargain, you 
may, perhaps, think little of payment ; but, as Poor Richard says, • Cred- 
itors have better memories than debtors ; creditors are a superstitious 
sect, great observers of set days and times.' The day comes round be- 
fore you are aware, and the demand is made before you are prepared 
to satisfy it ; or if you bear your debt in mind, the term, which at 
first seemed so long, will, as it lessens, appear extremely short. Time 
will seem to have added wings to his heels as well as his shoulders. 



18 WRITINGS OF FRANKLIN. 

' Those have a short lent who owe money to be paid at Easter.' At 
present, perhaps, you may think yourselves in thriving circumstances, 
and that you can bear a little extravagance without injury ; but 

• For age and want save while you may ; 
lso morning sun lasts a whole day.' 

Gain may be temporary and uncertain, but ever, while you live, expense 
is constant and certain ; and ' It is easier to build two chimneys than 
to keep one in fuel/ as Poor Richard says ; so, ' Rather go to bed sup- 
perless than rise in debt.' 

" TV. This doctrine, my friends, is reason and wisdom; but, after all, 
do not depend too much upon your own industry, and frugality, and 
prudence, though excellent things ; for they may all be blasted without 
the blessing of Heaven ; and therefore, ask that blessing humbly, and 
be not uncharitable to those that at present seem to want it, but comfort 
and help them. Remember, Job suffered, and was afterward prosperous. 

" And now, to conclude, ' Experience keeps a dear school, but fools 
will learn in no other,' as Poor Richard says, and scarce in that ; for it 
is true, * "We may give advice, but we cannot give conduct.' However, 
remember this, ' They that will not be counselled cannot be helped ;' 
and further, that, ' If you will not hear Reason, she will surely rap your 
knuckles,' as Poor Richard says." 

Thus the old gentleman ended his harangue. The people heard it, 
and approved the doctrine : and immediately practised the contrary, just 
as if it had been a common sermon ; for the auction opened, and they 
began to buy extravagantly. I found the good man had thoroughly 
studied my Almanacs, and digested all I had dropped on these topics 
during the course of twenty-five years. The frequent mention he made 
of me must have tired any one else ; but my vanity was wonderfully 
delighted with it, though I was conscious that not a tenth part of the 
wisdom was my own which he ascribed to me, but rather the glean- 
ings that I had made of the sense of all ages and nations. However, I 
resolved to be the better for the echo of it ; and, though I had at first 
determined to buy stuff for a new coat, I went away resolved to wear 
my old one a little longer. Reader, if thou wilt do the same, thy profit 
will be as great as mine. I am, as ever, thine to serve thee, 

Richard Saunders. 



maxims. 



The favour of the great is no inheri- 
tance. 

Fools make feasts, and wise men eat 
them. 



Beware of the young doctor and the 
old barber. 

The poor have little, beggars none ; the 
rich too much, enough, not one. 



ESSAYS. 19 



ON THE USEFULNESS OF THE MATHEMATICS. 

Mathematics originally signified any kind of discipline or learning, 
but now it is taken for that science which teaches or contemplates what- 
ever is capable of being numbered or measured. That part of the ma- 
thematics which relates to numbers only, is called arithmetic ; and that 
which is concerned about measure in general, whether length, breadth, 
motion, force, &c, is called geometry. 

As to the usefulness of arithmetic, it is well known that no business, 
commerce, trade, or employment whatsoever, even from the merchant 
to the shopkeeper, &c, can be managed and carried on without the as. 
sistance of numbers ; for by these the trader computes the value of all 
sorts of goods that he dealeth in, does his business with ease and cer- 
tainty, and informs himself how matters stand at any time with respect 
to men, money, and merchandise, to profit and loss, whether he goes 
forward or backward, grows richer or poorer. Neither is this science 
only useful to the merchant, but is reckoned tfie primum mobile (or first 
mover) of all mundane affairs in general, and is useful for all sorts and 
degrees of men, from the highest to the lowest. 

As to the usefulness of geometry, it is as certain that no curious art 
or mechanic work can either be invented, improved, or performed with- 
out its assisting principles. 

It is owing to this that astronomers are put into a way of making 
their observations, coming at the knowledge of the extent of the heavens, 
the duration of time, the motions, magnitudes, and distances of the 
heavenly bodies, their situations, positions, risings, settings, aspects, and 
eclipses ; also the measure of seasons, of years, and of ages. 

It is by the assistance of this science that geographers present to our 
view at once the magnitude and form of the whole earth, the vast extent 
of the seas, the divisions of empires, kingdoms and provinces. 

It is by the help of geometry the ingenious mariner is instructed how 
to guide a ship through the vast ocean, from one part of the earth to 
another, the nearest and safest way, and in the shortest time. 

By help of this science the architects take their just measures for the 
structure of buildings, as private houses, churches, palaces, ships, fortifi- 
cations, &c. 

By its help engineers conduct all their works, take the situation and 
plan of towns, forts, and castles, measure their distances from one another, 
and carry their measures into places that are only accessible to the eye. 

From hence also is deduced that admirable art of drawing sun-dials 
on any place, howsoever situate, and for any part ot" the world, to point 
out the exact time of the day, the sun's declination, altitude, amplitude, 
azimuth, and other astronomical matters. 



20 WRITINGS OF FRANKLIN. 

By geometry the surveyor is directed how to draw a map of any 
country, to divide his lands, and to lay down and plot any piece of 
ground, and thereby discover the area in acres, rods, and perches ; the 
guager is instructed how to find the capacities or solid contents of all 
kinds of vessels, in barrels, gallons, bushels, &c. ; and the measurer is 
furnished with rules for finding the areas and contents of superfices 
and solids, and casting up all manner of workmanship. All these, and 
many more useful arts, too many to be enumerated here, wholly depend 
upon the aforesaid sciences, namely, arithmetic and geometry. 

This science is descended from the infancy of the world, the inventors 
of which were the first propagators of human kind, as Adam, Noah, 
Abraham, Moses, and divers others. 

There has not been any science so much esteemed and honored as 
this of the mathematics, nor with so much industry and vigilance be- 
come the care of great men, and labored in by the potentates of the 
world, namely, emperors, kings, princes, &c. 

Mathe?natical demonstrations are a logic of as much or more use than 
that commonly learned at schools, serving to a just formation of the 
mind, enlarging its capacity, and strengthening it so as to render the 
same capable of exact reasoning, and discerning truth from falsehood 
in all occurrences, even subjects not mathematical. For which reason 
it is said the Egyptians, Persians, and Lacedaemonians seldom elected 
any new kings but such as had some knowledge in the mathematics ; 
imagining those who had not, men of imperfect judgments, and unfit to 
rule and govern. 

Though Plato's censure, that those who did not understand the 117th 
proposition of the 13th book of Euclid's Elements ought not to be ranked 
among rational creatures, was unreasonable and unjust, yet to give a 
man the character of universal learning, who is destitute of a competent 
knowledge in the mathematics, is no less so. 

The usefulness of some particular parts of the mathematics, in the 
common affairs of human life, has rendered some knowledge of them 
very necessary to a great part of mankind, and very convenient to all 
the rest, that are any way conversant beyond the limits of their own 
particular callings. 

Those whom necessity has obliged to get their bread by manual in- 
dustry, where some degree of art is required to go along with it, and 
who have had some insight into these studies, have very often found ad- 
vantages from them sufficient to reward the pains they were at in ac- 
quiring them. And whatever may have been imputed to some other 
studies, under the notion of insignificance and loss of time, yet these, 
I believe, never caused repentance in any, except it was for their remiss- 
ness in the prosecution of them. 

Philosophers do generally affirm that human knowledge to be most 
excellent which is conversant among the most excellent things. What 



ESSAYS. 



21 



science, then, can there be more noble, more excellent, more useful for 
men, more admirably high and demonstrative, than this of the mathe- 
matics 1 

I shall conclude with what Plato says, in the seventh book of his 
Republic, with regard to the excellence and usefulness of geometry, 
being to this purpose : m 

" Dear friend : You see then that mathematics are necessary, because, 
by the exactness of the method, we get a habit of using our minds to 
the best advantage. And it is remarkable that, all men being capable 
by nature to reason and understand the sciences, the less acute, by study- 
ing this, though useful to them in every other respect, will gain this ad- 
vantage, that their minds will be improved in reasoning aright ; for no 
study employs it more, nor makes it susceptible of attention so much ; 
and those who we find have a mind worth cultivating, ought to apply 
themselves to this study." 



MAXIMS 



Eat to live, and not live to eat. 

To lengthen thy life, lessen thy meals. 

The proof of gold is fire ; the proof of 
woman, gold ; the proof of man, a woman. 

A fat kitchen, a lean will. 

Distrust and caution are the parents of 
security. 

Tongue double, brings trouble. 

He that drinks fast, pays slow. 

Great famine when wolves eat wolves. 

A good wife lost, is God's gift lost. 

He's the best physician that knows the 
worthlessness of the most medicines. 

Beware of meat twice boiled, and an 
old foe reconciled. 

The heart of a fool is in his mouth, but 
the mouth of a wise man is in his heart. 

Where bread is wanting, all's to be sold. 

There is neither honor nor gain in deal- 
ing with a villain. 

Snowy winter, a plentiful harvest. 

Nothing more like a fool than a drunk- 
en man. 

God works wonders now and then ; 

Behold ! a lawyer, an honest man. 
You cannot pluck roses without fear of 

thorns, 
Nor enjoy a fair wife without danger of 
horns. 

Without justice, courage is weak. 

Many medicines, few cures. 



Where carcasses are, eagles will gather, 
And where good laws are, much people 
flock thither. 

Would you live with ease, do what you 
ought, and not what you please. 

Better slip with foot than tongue. 

Blame-all and praise-all are two block- 
heads. 

Be temperate in wine, in eating, girls, 
and sloth, or the gout will seize you and 
plague you both. 

In success be moderate. 
Take this remark from Richard, poor and 

lame, 
What e'er's begun in anger, ends in shame. 

What one relishes, nourishes. 

No man e'er was glorious, who was not 
laborious. 

All things are easy to industry, 

All things difficult to sloth. 
If you ride a horse, sit close and tight, 
If you ride a man sit easy and light. 

Hope of gain lessens pain. 
Grief often treads upon the heels of plea- 
sure, 
Married in haste, we oft repent at leisure ; 
Some by experience finds these words 

misplaced, 
Married at leisure, they repent in haste. 

Where there's marriage without love, 
there will be love without marriage. 



22 WRITINGS OF FRANKLIN. 



ADYICE TO A YOUNG TRADESMAN. 

To my Friend A. B. 

As you have desired it of me, I write the following hints, which have 
been of service to me, and may. if observed, be so to you. 

Remember that time is money. He that can earn ten shillings a day 
by his labor, and goes abroad or sits idle one half of that day, though he 
spends but sixpence during his diversion or idleness, ought not reckon 
that the only expense ; he has really spent, or rather thrown away, 
five shillings besides. 

Remember that credit is money. If a man lets his money lie in my 
hands after it is due, he gives me the interest, or so much as I can make 
of it during that time. This amounts to a considerable sum where a 
man has good and large credit, and makes good use of it. 

Remember that money is of the prolific, generating nature. Money 
can beget money, and its offspring can beget more, and so on. Five 
shillings turned is sis, turned again it is seven and threepence, and so 
on till it becomes a hundred pounds. The more there is of it, the more 
it produces every turning, so that the profits rises quicker and quicker. 
He that kills a breeding-sow, destroys all her offspring to the thousandth 
generation. He that murders a crown, destroys all that it might have 
produced, even scores of pounds. 

Remember that six pounds a year is but a groat a day. For this 
little sum, (which may be daily wasted either in time or expense un- 
perceived,) a man of credit may, on his own security, have the constant 
possession and use of a hundred pounds. So much in stock, briskly 
turned by an industrious man. produces great advantage. 

Remember this saying, The good ■paymaster is lord of another man's 
purse. He that is known to pay punctually and exactly to the time he 
promises, may at any time, and on any occasion, raise all the money his 
friends can spare. This is sometimes of great use. After industry and 
frugality, nothing contributes more to the raising of a young man in the 
world than punctuality and justice in all his dealings ; therefore never 
keep borrowed money an hour behind the time you'promised, lest a 
disappointment shut up your friend's purse for ever. 

The most trifling actions that affect a man's credit are to be regarded. 
The sound of your hammer at five in the morning or nine at night, heard 
by a creditor, makes him easy six months longer; but if he sees you 
at a billiard table, or hears your voice at a tavern when you should be 
at work, he sends for his money the next day ; demands it, before he 
can receive it, in a lump. 

It shows, besides, that you are mindful of what you owe ; it makes 
you appear a careful as well as an honest man, and that still increases 
your credit. 



ESSAYS. 



23 



Beware of thinking all your own that you possess, and of living ac- 
cordingly. It is a mistake that many people who have credit fall into. 
To prevent this, keep an exact account for some time both of your ex. 
penses and your income. If you take the pains at first to mention 
particulars, it will have this good effect : you will discover how wonder- 
fully small, trifling expenses mount up to large sums, and will discern 
what mio-ht have been, and may, for the future, be saved, without oc- 
casioning any great inconvenience. 

In short, the way to wealth, if you desire it, is as plain as the way to 
market. It depends chiefly on two words, industry and frugality ; that 
is, waste neither time nor money, but make the best use of both. With- 
out industry and frugality nothing will do, and with them- everything. 
He that gets all he can honestly, and saves all he gets, (necessary ex- 
penses excepted) will certainly, become rich, if that Being who governs 
the world, to whom- all should look for a blessing on their honest en- 
deavors, doth not, in his wise providence, otherwise determine. 

An Old Tradesman. 



maxims. 



Would you persuade, speak of interest, 
not of reason. 
Some men grow mad by studying much 

to know, 
But who grows mad by studying good to 
grow. 
Jack Little sowed little, and little he'll 
reap. 

A lawyer being sick and extreme ill, 
Was moved by his friends to make his 

will, 
Which soon he did, gave all the wealth 

he had, 
To frantic persons,, lunatic and mad. 
And to his friends this reason did reveal, 
(That they might see with equity he'd 

deal,) 
From madmen's hands I did my wealth 

receive, 
Therefore that wealth to madmen's hands 
I leave. 
He that cannot obey, cannot command. 
There have been as great souls un- 
known to fame as any of the most famous. 
Do good to thy friend to keep him, to 
thy enemy to gain him. 

He does not possess wealth, it possesses 
him. 



Who pleasure gives, shall joy receive; 
A good man is seldom uneasy, an ill. 
one never easie. 

Teach your child to hold his tongue^ 
he'll learn fast enough to speak. 

Don't value a. man for the value he ia 
of, but for the qualities he possesses. 

An innocent plowman is more worthy 
than a viscious prince. 

He that is rich need not live sparingly, 
and he that live sparingly need not be 
rich. 

If you would be revenged of your 
enemy, govern yourself. 

A wicked hero will turn his back to an 
innocent coward. 

Laws like to cobwebs, catch small flies, 
Great ones break through before your 
eyes. 

An egg to-day is better than a hen to* 
morrow. 

Drink water, put the money in your 
pocket, and leave the dry-bellyache in 
the punch-bowl. 

Strange, that he who lives^ by shifts, , 
can seldom shift himself. 

The magistrate should obey the laws>. 
the people should, obey, the magistrate* 



24 



WRITINGS OF FRANKLIN. 



RULES OF HEALTH. 

Eat and drink such an exact quantity as the constitution of thy body 
allows of, in reference to the services of the mind. 

They that study much ought not to eat so much as those that work 
hard, their digestion being not so good. 

The exact quantity and quality being found out, is to be kept to con- 
stantly. 

Excess in all other things whatever, as well as in meat and drink, is 
also to be avoided. 

Youth, age, and the sick require a different quantity. 

And so do those of contrary complexions ; for that which is too much 
for a phlegmatic man is not sufficient for a choleric. 

The measure of food ought to be, (as much as possibly may be,) ex- 
actly proportionable to the quality and condition of the stomach, because 
the stomach digests it. 

That quantity that is sufficient, the stomach can perfectly concoct and 
digest, and it sufficeth the due nourishment of the body. 

A greater quantity of some things may be eaten than of others, some 
being of lighter digestion than others. 

The difficulty lies in finding out an exact measure ; but eat for ne- 
cessity, not pleasure; for lust knows not where necessity ends. 

Wouldst thou enjoy a long life, a healthy body, and a vigorous mind, 
and be acquainted also with the wonderful works of God, labor in the 
first place to bring thy appetite to reason. 



MAXIMS 



When 'tis fair, be sure take your great 
coat with you. 

Necessity has no law — I know some 
attorneys of the name. 

Onions can make even heirs and widows 
weep. 

As sore places meet most rubs, proud 
folks meet most affronts. 

The thrifty maxims of the-wary Dutch, 
is to save all the money they can touch. 

He that waits upon fortune-, is- never 
sure of a dinner. 

A learned blockhead is a greater block- 
head than an ignorant one. 

Marry your son when you will, but 
your daughter when you can. 



Avariee and happiness never saw each 
other, how then should they become 
acquainted. 

Bad commentators spoil the best of 
books. 

Approve not of him who commends all 
you say. 

By diligence and patience, the mouse 
bit in two the cable. 

A little house well filled, a little field 
well tilled, and a little wife well willed, 
are great riches. 

Old maids lead apes there, where the 
old bachelors are turned to apes. 

He that goes far to marry, will either 
deceive or be deceived. 



ESSAYS. 25 



ON TRUTH AND FALSEHOOD. 

Veritas luce clarior.* 

A friend of mine was the other day cheapening some trifles at a 
shopkeeper's, and after a few words they agreed on a price. At the 
tying up of the parcels he had purchased, the mistress of the shop told 
him that people were growing very hard, for she actually lost by every- 
thing she sold. How, then, is it possible, said my friend, that you can 
keep on your business 1 Indeed, sir, answered she, I must of necessity 
shut my doors, had I not a very great trade. The reason, said my 
friend, (with a sneer,) is admirable. 

There are a great many retailers who falsely imagine that being his- 
torical (the modern phrase for lying) is much for their advantage ; and 
some of them have a saying, that it is a pity lying is a sin, it is so useful 
in trade; though if they would examine into the reason why a number 
of shopkeepers raise considerable estates, while others who have set out 
with better fortunes have become bankrupts, they would find that the 
former made up with truth, diligence, and probity, what they were de- 
ficient of in stock; while the latter have been found guilty of imposing 
on such customers as they found had no skill in the quality of their 
goods. 

The former character raises a credit which supplies the want of 
fortune, and their fair dealing brings them customers ; whereas none 
will return to buy of him by whom he has been once imposed upon. 
If people in trade would judge rightly, we might buy blindfolded, and 
they would save, both to themselves and customers, the unpleasantness 
of haggling. 

Though there are numbers of shopkeepers who scorn the mean vice 
of lying, and whose word may very safely be relied on, yet there are 
too many who will endeavor, and backing their falsities with assevera- 
tions, pawn their salvation to raise their prices. 

As example works more than precept, and my sole view being the 
good and interest of my countrymen, whom I could wish to see with- 
out any vice or folly, I shall offer an example of the veneration bestow- 
ed on truth and abhorrence of falsehood among the ancients. 

Augustus, triumphing over Mark Anthony and Cleopatra, among 
other captives who accompanied them, brought to Rome a priest of 
about sixty years old ; the senate being informed that this man had 
never been detected in a falsehood, and was believed never to have told 
a lie, not only restored him to liberty, but made him a high priest, and 

* Truth is brighter than light. 



26 WRITINGS OF FRANKLIN. 

caused a statue to be erected to his honor. The priest thus honored 
was an Egyptian, and an enemy to Rome, but his virtue removed all 
obstacles. 

Pamphilius was a Roman citizen, whose body upon his death was 
forbidden sepulture, his estate was confiscated, his house razed, and h»s 
wife and children banished the Roman territories, wholly for his having 
been a notorious and inveterate liar. 

Could there be greater demonstrations of respect for truth than these 
of the Romans, who elevated an enemy to the greatest honors, and 
exposed the family of a citizen to the greatest contumely? 

There can be no excuse for lying, neither is there anything equally 
despicable and dangerous as a liar, no man being safe who associates 
with him ; for he who will lie will swear to it, says the proverb ; and 
such a one may endanger my life, turn my family out of doors, and ruin 
my reputation, whenever he shall find it his interest; and if a man will 
lie and swear to it in his shop to obtain a trifle, why should we doubt 
his doing so when he may hope to make a fortune by his perjury ] 
The crime is in itself so mean, that to call a man a liar is esteemed 
every where an affront not to be forgiven. 

If any have lenity enough to allow the dealers an excuse for this bad 
practice, I believe they will allow none for the gentleman who is addicted 
to this vice ; and must look upon him with contempt. That the world 
does so, is visible by the derision with which his name is treated when- 
ever it is mentioned. 

The philosopher Epimenides gave the Rhodians this description of 
Truth. She is the companion of the gods, the joy of heaven, the light 
of the earth, the pedestal of justice, and the basis of good policy. 

Eschines told the same people, that truth was a virtue without which 
force was enfeebled, justice corrupted ; humility became dissimulation, 
patience intolerable, chastity a dissembler, liberty lost, and pity super- 
fluous. 

Pharmanes the philosopher told the Romans that truth was the centre 
on which all things rested ; a chart to sail by, a remedy for all evils, and 
a light to the whole world. 

Anaxarchus, speaking of truth, said it was health incapable of sick- 
ness, life not subject to death, an elixir that healeth all, a sun not to be 
obscured, a moon without eclipse, an herb which never withereth, agate 
that is never closed, and a path which never fatigues the traveler. 

But if we are blind to the beauties of truth, it is astonishing that we 
should not open our eyes to the inconvenience of falsity. A man given 
to romance must be always on his guard, for fear of contradicting and 
exposing himself to derision ; for the most historical would avoid the 
odious character, though it is impossible, with the utmost circumspec- 
tion, to travel long on this route without detection, and shame and con- 
fusion follow. Whereas he who is a votary of truth never hesitates for 



ESSAYS. 



27 



an answer, has never to rack his invention to make the sequel quadrate 
with the beginning of his story, nor obliged to burden his memory with 
minute circumstances, since truth speaks easily what it recollects, and 
repeats openly and frequently without varying facts, which liars cannot 
always do, even though gifted with a good memory.* 



MAXIMS. 



The poor man must walk to get meat 
for his stomach, the rich man to get a 
stomach to his meat. 

Be not sick too late, nor well too soon. 

Necessity nerer made a good bargain. 

There's many witty men whose brains 
can't fill their bellies. 

Weighty questions as for deliberate an- 
swers. 

Be slow in choosing a friend, slower in 
changing. 

Pain wastes the body ; pleasures the 
understanding. 

Keep thy shop, and thy shop will keep 
thee. 

Nothing but money, is sweeter than 
honey. 

Of learned fools, I have seen ten times 
ten ; of unlearned wise men, I have seen 
a hundred. 

Three may keep a secret, if two of them 
are dead. 

Poverty wants some things, luxury 
many things, avarice all things. 

A lie stands on one leg, truth on two. 

Sloth aad silence are a fool's virtues. 

Deny self for self's sake. 

Ever since follies have pleased, fools 
have been able to divert. 

It is better to take many injuries, than 
to give one. 

Early to bed and early to rise, makes a 
man healthy, wealthy and wise. 

To be humble to superiors is duty, to 
equals courtesy, to inferiors nobleness. 

Here comes the orator, with his flood 
of words, and his drop of reason. 
If what most men admire, they would de- 
spise, 
*T would seem as if mankind were growing 
wise. 

An old young man will be a young old 



Are you angi*y that others disappoint 
you ? remember you cannot depend upon 
yourself. 

One mend -fault is worth two find-faults, 
but one find-fault is better than two make- 
faults. 

Reader, I wish thee health, wealth, hap- 
piness, and may kind heaven thy year's 
industry bless. 

If you know how to spend less than you 
get, you have the philosopher's- stone. 

Fish and visiters smell in three days. 

Diligence is the mother of good luck. 

Do not do that which you would not 
have known. 

Wealth is not his that has it, but his 
that enjoys it. 

'Tis easy to see, hard to foresee. 

Keep flax from fire, youth from gaming. 

Bargaining has neither friends nor re- 
lations. 

Admiration is the daughter of igno- 
rance. 

He that takes a wife takes care. 

He that can have patience can have 
what he will. 

Now I have a sheep and a cow, every 
body bids me good morrow. 

God helps them that help themselves. 

Why does the blind man's wife paint 
herself. 

None preaches better than the ant, and 
she says nothing. 

The absent are never without fault, nor 
the present without excuse. 

Make your will and take care of your 
soul. 

Don't throw stones at your neighbors', 
if your own windows are glass. 

The excellency of hogs is — fatness, of 
men — virtue. 

Good wives and good plantations are 
made by good husbands. 



28 



WRITINGS OF FRANKLIN. 



NECESSARY HINTS TO THOSE THAT WOULD BE 

RICH. 

The use of money is all the advantage there is in having money. 

For six pounds a year you may have the use of one hundred pounds, 
provided you are a man of known prudence and honesty. 

He that spends a groat a day idly, spends idly above six pounds a 
year, which is the price for the use of one hundred pounds. 

He that wastes idly a groat's worth of his time per day, one day with 
another, wastes the privilege of using one hundred pounds each day. 

He that idly loses five shillings worth of time, loses five shillings, and 
might as prudently throw five shillings into the sea. 

He that loses five shillings, not only loses that sum, but all the advan- 
tage that might be made by turning it in dealing, which, by the time 
that a young man becomes old, will amount to a considerable sum of 
money. 

Again : he that sells upon credit, asks a price for what he sells equi- 
valent to the principal and interest of his money for the time he is to 
be kept out of it ; therefore, he that buys upon credit pays interest for 
what he buys, and he that pays ready money might let that money out 
to use : so that he that possesses anything he bought, pays interest for 
tbe use of it. 

Yet, in buying goods, it is best to pay ready money, because he that 
sells upon credit expects to lose five per cent, by bad debts ; therefore 
he charges, on all he sells upon credit, an advance that shall make up 
that deficiency. 

Those who pay for what they buy upon credit, pay their share of this 
advance. 

He that pays ready money escapes, or may escape, that charge. 

A penny saved is two pence clear, 
A pin a day's a groat a year. 



MAXIMS 



"He that sells upon trust, loses many 
■friends, and always wants money. 

Lovers, travelers, and poets will give 
money to be heard. 

He that speaks much, is much mistaken. 

Creditors have better memories than 
debtors. 

There's none deceived but he that trusts. 



If you desire many things, many things 
will seem but a few. 

Mary's mouth costs her nothing, for she 
never opens it but at others' expense. 

Three things are men most likely to be 
cheated in, a horse, a wig, and a wife. 

Poverty, poetry, and new titles of 
honor, make men ridiculous. 



ESSAYS. 



29 



THE WAY TO MAKE MONEY PLENTY IN EVERY 
MAN'S POCKET. 

At this time, when the general complaint is that " money is scarce," 
it will be an act of kindness to inform the moneyless how they may re- 
inforce their pockets. I will acquaint them with the true secret of 
money-catching, the certain way to fill empty purses, and how to keep 
them always full. Two simple rules, well observed, will do the busi- 
ness. 

First, let honesty and industry be thy constant companions ; and, 

Secondly, spend one penny per day less than thy clear gains. 

Then shall thy hidebound pocket soon begin to thrive, and will never 
again cry with the empty bellyache : neither will creditors insult thee, 
nor want oppress, nor hunger bite, nor nakedness freeze thee. The 
whole hemisphere will shine brighter, and pleasure spring up in every 
corner of thy heart. Now, therefore, embrace these rules, and be happy. 
Banish the bleak winds of sorrow from thy mind, and live independent. 
Then shalt thou be a man and not hide thy face at the approach of the 
rich, nor suffer the pain of feeling little when the sons of fortune walk 
at thy right hand : for independence, whether with little or much, is 
good fortune, and placeth thee on even ground with the proudest of the 
golden fleece. Oh, then, be wise, and let industry walk with thee in 
the morning, and attend thee until thou readiest the evening hour for 
rest. Let honesty be as the breath of thy soul, and never forget to have 
a penny when all thy expenses are enumerated and paid : then shalt 
thou reach the point of happiness, and independence shall be thy shield 
and buckler, thy helmet and crown ; then shalt thy soul walk upright, 
nor stoop to the silken wretch because he hath riches, nor pocket an 
abuse because the hand which offers it wears a ring set with diamonds. 



MAXIMS. 



God heals and the doctor takes the fee. 

The masterpiece of man, is to live to 
the purpose. 

He that steals the old man's supper does 
him no wrong. 

A countryman between two lawyers, 
is like a fish between two cats. 

He that can take rest is greater than 
he that can take cities. 

After crosses and losses, men grow 
humbler and wise. 



The nearest way to come at glory, is to 
do that for conscience which we do for 
glory. 

He that can compose himself, is wiser 
than he that composes books. 

The miser's cheese is wholesomest. 

Love, cough, and a smoke, can't well 
be hid. 

Well done is better than well said. 

He that can travel well afoot, keeps a 
good horse. 



30 



WRITINGS OF FRANKLIN. 



Fine linen, girls and gold so bright. 

There are no ugly loves, nor handsome 
prisons. 

No better relation than a prudent and 
faithful friend. 

A traveler should have a hog's nose, 
deer's legs and an ass's back. 

At the working man's house hunger 
looks in, but dares not enter. 

A good lawyer, a bad neighbor. 
Certainly these things agree, the priest, 

the lawyer, and death all three ; 
Death takes both the weak and the strong, 
The lawyer takes from both right and 

wrong, 
And the priest from living and dead has 
his fee. 

Don't misinform your doctor nor your 
lawyer. 

I never saw an oft-transplanted tree, 
Nor yet an oft-removed family, 
That throve so well as those that settled 
be. 

Let the letter stay for the post, and not 
the post for the letter. 

Three good meals a day is bad living. 

'Tis better leave for an enemy at one's 
death, than beg of a friend in one's life. 
To whom thy secret thou dost tell, 
To him thy freedom thou dost sell. 

If you'd have a servant that you like, 
serve yourself. 

He that pursues two hares at once, does 
not catch one and lets 'tother go. 

If you want a neat wife, choose her on 
a Saturday. 

If j T ou have time, don't wait for time. 

Tell a miser he's rich, and a woman 
she's old, you'll get no money of one, nor 
kindness of 'tother. 

Don't go to the doctor with every dis- 
temper, nor to the lawyer with every 
quarrel, nor to the pot with every thirst. 

The creditors are a superstitious sect, 
great observers of set days and times. 

The noblest question in the world is, 
What good may I do in it ? 

Nothing so popular as goodness. 

There are three faithful friends — an old 
wife, an old dog, and ready money. 

Great talkers should be crop'd, for they 
have no need of ears. 

"Who has deceived thee so oft as thyself? 

Read much, but not too many books. 



He that would have a short Lent, let 
him borrow money to be repaid at Easter. 

Fly pleasures, and they'll follow you. 

Buy what thou hast no need of, and 
e'er long thou shalt sell thy necessaries. 

If thou hast wit and learning, add to it 
wisdom and modesty. 

You may be more happy than princes, 
if you will be more virtuous. 

If you would not be forgotten, as soon 
as you are dead and rotten, either write 
things worth reading, or do things worth 
the writing. 

Sell not virtue to purchase wealth, nor 
liberty to purchase power. 

Let thy vices die before thee. 

Keep your eyes wide open before mar- 
riage, half shut afterwards. 

Since I cannot govern my own tongue, 
though within my own teeth, how can I 
hope to govern the tongues of others ? 

Since thou art not sure of a minute, 
throw not away an hour. 

If you do what you should not, you 
must hear what you would not. 

Wish not so much to live long, as to live 
well. 

As we must account for every idle word, 
so we must for every idle silence. 

I have never seen the Philosopher's 
stone that turns lead into gold, but I have 
known the pursuit of it turn a man's gold 
into lead. 

Never intreat a servant to dwell with 
thee. 

Time is an herb that cures all diseases. 

Wish a miser long life, and you wish 
him no good. 

None but the well-bred man knows how 
to confess a fault, or acknowledge himself 
in error. 

Drive thy business — let not that drive 
thee. 

There is much difference between imi- 
tating a good man and counterfeiting him. 

Wink at small faults — remember thou 
hast great ones. 

Eat to please thyself, but dress to please 
others. 

Search others for their virtues, thyself 
for thy vices. 

Never spare the parson's wine, nor 
baker's pudding. 

At a great penny worth pause a while. 



MAXIMS. 



31 



Each year one vicious habit rooted out, 
In time might make the worst man good 
throughout. 

If thou would'st live long, live well ; 
for folly and wickedness shorten life. 

Trust thyself, and another shall not be- 
tray thee. 

He that pays for work before it's done, 
has but a penny worth forth two pence. 

Grace thou thy house, and let not that 
grace thee. 

Blessed is he that expects nothing, for 
he shall not be disappointed. 

Rather go to bed supperless than run 
in debt for a breakfast. 

Let thy discontents be secrets. 

A man of knowledge, like a rich soil, 
feeds. 

An infallible remedy for toothache, viz., 
Wash the root of it in Elder vinegar, and 
let it dry half an hour in the sun ; after 
which it will never ache more. 

Honour thy father and thy mother, i. e. 
Live so as to be an honor to them though 
they are dead. 

Hear no ill of a friend, nor speak any 
of an enemy. 

Pay what you owe, and you'll know 
what is your own. 

Be not niggardly of what costs thee 
nothing, as courtesy, counsel, and counte- 
nance. 

Beware of him that is slow to anger : 
he is angry for something, and will not be 
pleased for nothing. 

Proclaim not all thou knowest, all thou 
owest, all thou hast, nor all thou can'st. 

Let our fathers and grandfathers be 
valued for their goodness, ourselves for 
for our own. 

O Lazy bones! Dost thou think God 
would have given thee arms and legs, if 
he had not designed thou shouldst use 
them. 



Sin is not hurtful because it is forbid- 
den, but it is forbidden because it is hurt- 
ful. 

Nor is a duty beneficial because it is 
commanded, but it is commanded because 
it is beneficial. 

An open foe may prove a curse ; 
But a pretended friend is worse. 
A wolf eats sheep but now and then, 
Ten thousands are devoured by men. 
The poor have little — beggars none ; 
The rich too much — enough not one. 

He that would thrive must ask his wife 

Promises may get thee friends, but non 
performance will turn them into enemies 

When you speak to a man, look on his 
eyes ; when he speaks to thee, look on his 
mouth. 

Who knows a fool, must know his brother; 
For one will recommend another. 
Avoid dishonest gain : no price, 
Can recompense the pangs of vice. 
When befriended, remember it : 
When you befriend — forget it. 

Employ thy time well, if thou meanest 
to gain leasure. 
Enjoy the present hour, be mindful of the 

past ; 
And neither fear nor wish the approaches 
of the last. 

E'er you remark another's sin, 
Bid your own conscience look within. 

At twenty years of age the will reigns ; 
at thirty the wit ; at forty the judgment. 

L3 T ing rides on debt's back. 

They who have nothing to be troubled 
at, will be troubled at nothing. 

Let no pleasure tempt thee, no profit 
allure thee, no ambition corrupt thee, no 
example sway thee, no persuasion move 
thee, to do any thing which thou knowest 
to be evil ; so shalt thou always live jollily : 
for a good conscience is a continual Christ- 
mas. Adieu. 



Dr. Franklin was born on Sunday, January 6th, 1706, old style, corresponding to 
January 17th, 1706, new style, the date given by most of his biographers. The re- 
cords of the Old South Church, Boston, show that he was baptized on the day of 
his birth. The site of the house in which he was born, in Milk Street, opposite the 
church alluded to, is now occupied by a fine granite store, called " The Birth-place 
of Franklin." On the 17th of April, 1790, about eleven o'clock at night, he quietly 
expired, closing a long and useful life of eighty-four years and three months. 



PRACTICAL AND EASY METHOD 

FOR 

Urasjrts to § t0a for pastors mft fjwr JfamiKes 

IN THE DECLINE OF LIFE, 



IN" THE DAY OF ADVERSITY. 



DEVISED AND MATURED 

By WILLIAM FRANKLIN 



ADOPTED BY THE FRIENDS OF 

Rev. ELISHA L. CLEVELAND, D.D., 

PASTOR OF THE THIRD CONGREGATIONAL CHURCH, IN NEW HAVEN, CONN., 
AND RECOMMENDED TO GENERAL "USE AMONG ALL CHRISTIAN DENOMINATIONS. 



NEW HAVEN. 

1856. 



> 



A PRACTICAL AND EASY METHOD 

FOR PARISHES TO PROVIDE FOR PASTORS AND THEIR FAMILIES IN THE 
DECLINE OF LIFE, OR IN THE DAY OF ADVERSITY, WITH REASONS FOR 
ITS ADOPTION. 



While the author was earnestly engaged in securing an arrangement 
for such provision for his own esteemed pastor, as is contemplated in 
this article, he was often and strongly impressed with the importance,, 
reasonableness and utility of similar arrangements in all the christian-, 
congregations throughout the land. 

In preparing the requisite papers for obtaining and perpetuating pn> 
vision for Rev. Elisha L. Cleveland, D. D., pastor of the Third Con- 
gregational Church in New Haven, and for his family, the writer has 
therefore had in mind, not only to have all the instruments such as 
would be safe and appropriate in this case, but also such as, with obvious 
slight changes of dates, names, localities and amounts, should be equally- 
adapted to all christian congregations and parishes in the land. This he 
has done, believing that, on this subject, what is suitable for one is sub- 
stantially suitable for all. 

In order to secure the best results in this matter, he has not only used' 
the utmost diligence in the application of his own most earnest thought 
to the subject, but has freely consulted intelligent and judicious friends 
sympathizing in the effort, and fully competent to render all needful as- 
sistance in arranging and digesting a secure and efficient plan. 

This plan embraces an Accumulation Deposit Fund and a Policy of 
Insurance on the life of the Pastor. It will be found, in full, on the 
later pages of this work. Meanwhile, the attention of the reader is in- 
vited to some considerations touching the general subject. 

In most of the christian communities in our country, the opinion is 
prevalent that ministers of the Gospel, while able to preach and perform, 
parochial duties, should devote their whole time to the work of the mi- 
nistry. 

This sentiment, in application to the pastors of christian churches,, 
may be said to be almost universal 1 . 



In its support are urged such Scriptures as Paul's instructions to 
Timothy, " Meditate on these things. Give thyself wholly to them," 
" Be instant in season and out of season." "No man that warreth en- 
tangleth himself with the affairs of this life." Such instructions, it is 
urged, with other Scripture testimonies respecting the nature and mag- 
nitude of the work committed to christian ministers, indicate God's judg- 
ment that this work cannot be, in ordinary circumstances, fully and well 
performed, if the minister's time and powers of body and mind are oc- 
cupied in other employments. 

Again, it is said that if wc had no Scripture testimony on the subject, 
it is apparent from the nature of the case, that no ordinary powers can 
be adequate to the great work of the christian pastor, if they are en- 
grossed with other employments. The principle, it is urged, runs 
through all human arrangements, and is attested by all human experi. 
ence, that to have business ivell done, it must be the business of him who 
does it. All other professions, all manufacturers, all trades, and all 
mechanic employments are arranged and pursued on this principle. It 
is asked then, can the arduous and momentous work of the ministry of 
Christ be appropriately and successfully performed by one whose time, 
talents and energy are spent in other pursuits ? 

Without intending to discuss the question of the right or wrong of 
this sentiment, but only to look at the subject as we find it on the face 
of our social organizations, it is to the purpose of this article to say, that 
the common sentiment of the country is, that the christian pastor must, 
as a general thing, have no other business than his profession. He is to 
live for the work of the ministry, for the good of his people, and for the 
salvation of men. Not merely as all should live for these ends, by mak- 
ing their employments conducive to them, but in the sense that his 
whole employment is directly for them. It is his work to labor for them, 
and he may pursue other employments only as a needed relaxation and 
invigoration of his powers for this work, or as directly conducive and 
tributary to this. 

Hence, ordinarily, the minister can pursue no employment, as a means 
of livelihood or temporal support. For this he must depend on his pa- 
rishioners. He gives to them and to God the powers which others em- 
ploy in acquiring property. Consequently the sentiment is as univer- 
sal as that before named, that it is both the duty and the privilege, as 
well as the interest, of every congregation to provide for their pastor a 
comfortable support. 

Here, again the common sentiment brings to its countenance and up. 
holding the Scripture testimony, as in 1st Corinthians 9 : " Who goeth a 
warfare, any time, at his own charges ] For it is written, Thou shalt 
not muzzle the mouth of the ox that treadeth out the corn. Doth God 
take care for oxen ? Or saith he this altogether for our sakes ? For 



our sakes, no doubt this is written. If we have sown into you spiritual 
things, is it a great matter if we shall reap your carnal things'? Even 
so hath the Lord ordained, that they who preach the Gospel should live 
of the Gospel." 

Now, as Protestant Christianity holds, not only that it is lawful, but 
also expedient for the best good of a people, that " a Bishop should be 
the husband of one wife," and " have his children in subjection with all 
gravity," in other words, that a pastor should have a family — a well 
trained model household, it is generally admitted that a comfortable and 
proper support for a pastor includes a competent provision for maintain- 
ing, respectably, a family establishment. To this he would certainly be 
entitled, because he would readily earn and acquire it, if, instead of de- 
voting himself to this service, he pursued any worldly business calling. 
In such calling he would be likely to acquire not only competence but 
wealth. It is then among the settled convictions of christian congrega. 
tions, that while the pastor renounces those business avocations, and 
their legitimate gains, that he may break to his people " the bread of 
life," they must furnish him the means of sustaining a creditable family 
establishment and of educating his children. 

But while this is readily admitted, while it is unquestioned as theory, 
does the practice of the parishes of our several religious denominations 
correspond with it? On the contrary, is it not true that the means of 
support to the ministers of the Gospel is often exceedingly meagre ? 
The fact stands out conspicuously, it attracts often the notice even of 
minds devoted to the world, that no other class of men, of equal ability, 
consent to receive so small pecuniary consideration for the service which 
they render. In very many cases it is hardly possible that the smallness 
of the minister's salary should fail to leave him subject to very trying 
and perplexing embarrassments, altogether incompatible with his ren. 
dering the highest and most efficient service to the congregation in his 
appropriate sacred duties. 

While this is true during the period of his greatest vigor, and of his 
greatest popularity, when various circumstances combine to make the 
means of support flow in more readily than at any other period, what 
is the prospect before the pastor and his family when his popularity 
declines, when the infirmities of age come upon him — when his relation 
to his parish is dissolved, and this, perhaps, at a time of life when he is 
not likely to be sought by a congregation proffering a very liberal sup- 
port? The experience of not a few who have been laborious, faithful, 
acceptable and highly useful pastors, gives to these inquiries a sad an- 
swer ; not more sad, however, for the bitterness of the pastor's experi- 
ence, than for the grievous discredit which it does to the Christianity of 
the congregation, 

If Jehovah's vengeance is imprecated on the men, (James 5 : 4,) the 



6 

hire of the laborers who have reaped, whose fields crieth unto him, be. 
cause it is kept back by fraud ; how shall they answer it to HIM, who 
have failed to make competent provision for the faithful, laborious and 
self-denying servants of (rod, who have garnered among them the spirit- 
ual harvest ! 

In view of the reasonableness of reflections like these, members of 
the Third Ecclesiastical Society in New Haven, enjoying the ministry 
of Dr. Cleveland, have attempted something in the way of their duty in 
this respect, and would rejoice to see a similar arrangement go into effect 
to the great comfort both of ministers and churches throughout our 
land. 

Before submitting the plan to the reader, it may be in place to offer 
some remarks respecting its other features. 



LIFE INSURANCE. 

Some persons have doubts whether it is right to take a policy of Life 
Assurance. They see the desirableness of such a provision for their 
families if it were right. But they have a vague impression that there 
is something in the transaction like either a tempting or a defying of 
Providence. 

It would seem that a little careful examination of the subject, and the 
application to it of a little common sense, must remove these doubts. 

The principle upon which this Insurance, or Assurance, is made, i3 
the same which is acted on in the case of insurance against loss or dam- 
age by fire, or by the dangers of the sea. The average proportion of 
the property exposed to these dangers, which is annually lost, or which 
is lost in certain voyages, is approximately ascertained by the observa- 
tions of a long series of years. Now, by your paying to an Insurance 
Company a fraction more than your actual proportion of the risk in- 
curred by your property, that Company can afford to secure to you the 
payment of the value of that property in case it is lost. The payment 
which the Company thus receives, both where losses do and where they 
do not occur, enable them to make the payments where such losses do 
occur. Now, you have, it may be 1,01)0 or it may be 5,000 dollars 
worth of property so exposed. If it should be destroyed, the means of 
supporting your family, or of prosecuting your business are gone. 
You pay for a policy of Insurance, say one dollar for each one hundred 
dollars thus exposed. If your properly is not lost, you can well afford 
to pay the small sum which Policies of Insurance cost toward the pro- 
vision which this system of insurance makes for re-imbursing the losses 
of others. If your property is lost, you have the benefit of the re-im- 



bursement from the insurance payments of those whose property is not 
lost. 

So in the case of what is called Life Assurance. It is not an assur- 
ance that you shall live to a certain age. It is simply a system by which, 
for the deposit of a certain sum at one time, or at stated periods, you 
are assured that at your death a certain larger sum shall be paid to those 
who are dependent on you for your support or means of livelihood. 

You have a trade, or are in a business or profession, by which you 
earn 500, or 1,000 or 2,000 dollars a year. With these earnings you 
are enabled to provide a comfortable support for your family. But in 
case of your death, they would be comparatively destitute. Now, it has 
been ascertained that a certain proportion of persons, situated as you 
are, live to a certain age. Another proportion, to another certain age, 
and so on. On this ascertained fact of the average length of life, is legi- 
timately determined the sum to which, during a man's life, of average 
length, a certain sum now invested will amount. 

In this way, the Life Assurance Company is able to pay to you, for 
so much money deposited with them, at a certain age they will assure to 
you the payment, to your family, or heirs, at your death, a certain aad 
much larger sum. To meet the convenience of the persons making such 
deposits, the amount to be deposited to secure a given payment to their 
family, or heirs, is divided into small amounts to be paid at stated periods, 
usually in annual payments, or what is called the annual premium on a 
policy of Life Assurance. 

The two following tables, taken respectively from the last Annual 
Report of " The Mutual Life Insurance Company, of New York," and 
of" The American Mutual Life Insurance and Trust Company, of New 
Haven, Connecticut," are constructed on this principle, and are similar 
to tables published for the same object by other similar Companies. 

The main practical difference between Mutual and other Insurance 
Companies is, that in the Mutual Companies you pay a higher premium 
for a policy of Assurance of a given amount, and either you or your 
heirs have your proportion of the profits of the business of the Company 
in addition to the specific sum assured ; while in other Companies you 
pay a smaller premium, but have none of the profits of the business. 

In the second of the subjoined tables, the right and left hand columns 
are the same, showing the age at which the sums specified in the other 
columns will secure the payment of 1,000 dol'ars, at the death of the 
person making the deposit of those sums, at the times and during the 
periods specified. 

The second table indicates, in the first or in the fifth column, the age 
at which the sum opposite that age, in the second or sixth column, will 
secure the payment of 1,000 dollars, if the party dies within one year ; 
at which, also the sum placed opposite, in the third or the fourth column, 



paid annually for seven years, will secure the payment of 1,000 dollars, 
if the party dies within seven years; and at which the sum set opposite 
in the fourth or in the eighth column, paid annually during life, will 
secure the payment of 1,000 dollars whenever death may occur. 

It is right to say that there are two points in which these two Com- 
panies differ from each other respecting the advantages of their course, 
respectively, in which applicants must judge for themselves. 

The New York Company makes no dividend of profits to the insur- 
ed during life, but adds, from time to time, the accruing profits to a 
cumulating fund for the benefit of Life Policies, drawing interest till the 
expiration of the policy by death, when the whole of its accumulation 
is added to the sum specified in that policy, and paid to those for whose 
benefit the policy was held. The New Haven Company, as a substitute 
for the ordinary gains, issues the policy at about 15 per cent, less pre- 
mium than the New York Company, and any surplus profits which it 
may realize, are distributed from time to time among the policy holders. 

Similar differences exist among other similar Institutions. In another 
respect, both these Companies differ from some other sound Companies, 
which, like the Connecticut Mutual, at Hartford, allow a part of the pre- 
mium on a policy of Insurance to be withheld by such of the insured as 
choose, they giving their note, on interest, for such part ; and these 
notes, secured of course on the policy, are in time given up to the hold- 
ers of the policy, in payment of the dividends of profits. 

The proprietor of this work has no interest in any Insurance Com- 
pany beyond the possession of a Life Policy for a small amount — the 
annual premium on which he cheerfully pays — and therefore has no 
reason for advertising one good Company to the disadvantage of another. 
He would have all investigate for themselves the relative advantages for 
them, in insurance in one or another ; but, as a friend to their comfort 
and peace of mind, in regard to provision for their families, he would 
intreat all in moderate circumstances, and those having still smaller re- 
sources, not to be long in deciding in what Company they will insure. 



From these tables any person, in good health, can see at a glance at 
what rate he, or she, can obtain, in a sound Mutual Company, an As- 
surance for any specified sum, simply multiplying or dividing as that 
sum is more or less than 1,000 dollars. 



AMERICAN MUTUAL LIFE INSURANCE AND TRUST COMPANY, OF NEW 

HAVEN, CONN. 

Annual Premiums charged for each $1,000 of Insurance, for One Year, Seven Years, 

and for Life. 



Age. 


One Year. 


Seven Years. 


Life. 


Age. 


One Year. 


Seven Years. 


Life. 


14 


6.80 


7.70 


13.10 


41 


14.90 


16.60 


28.00 


15 


6.90 


8.20 


13.30 


42 


15.40 


16.90 


29.50 


16 


7.20 


8.60 


13.50 


43 


15.70 


17.20 


30.10 


17 


7.50 


9.10 


13.70 


44 


15.80 


17.50 


31.30 


18 


7.60 


9.50 


14.10 


45 


16.00 


17.80 


32.00 


19 


7.70 


10.10 


14.50 


46 


16.20 


18.00 


33.00 


20 


7.90 


10.60 


14.90 


47 


16.40 


18.30 


34.50 


21 


8.00 


11.20 


15.30 


48 


16.70 


18.70 


36.00 


22 


8.20 


11.60 


15.90 


49 


17.00 


19.20 


37.50 


23 


8.40 


12.00 


16.30 


50 


17.20 


19.60 


40.00 


24 


8.90 


12.20 


16.80 


51 


17.50 


20.80 


42.50 


25 


9.30 


12.50 


17.40 


52 


17.90 


21.60 


45.50 


26 


9.70 


12.70 


17.80 


53 


18.50 


22.50 


47.00 


27 


10.20 


13.00 


18.30 


54 


19.00 


25.00 


50.00 


28 


10.50 


13.30 


18.80 


55 


20.50 


27.00 


53.50 


29 


10.70 


13.50 


19.30 


56 


23.00 


30.00 


57.00 


30 


11.20 


13.80 


19.80 


57 


25.50 


32.70 


61.50 


31 


11.90 


14.00 


20.60 


58 


28.00 


35.50 


• 64.50 


32 


12.20 


14.30 


21.10 


59 


32.50 


37.50 


68.50 


33 


12.30 


14.50 


21.80 


60 


35.00 


40.00 


72.00 


34 


12.55 


14.90 


22.90 


61 


37.50 


42.20 


74.50 


35 


12.70 


15.00 


23.40 


62 


40.00 


45.00 


77.50 


36 


12.90 


15.60 


24.00 


63 


42.50 


47.00 


80.00 


37 


13.10 


15.60 


25.00 


64 


44.00 


50.00 


89.00 


38 


13.50 


15.80 


25.50 


65 


47.00 


52.50 


95.00 


39 


13.80 


16.10 


26.80 


66 


48.50 


54.50 


99.00 


40 


14.40 


16.40 


27.30 


67 


50.00 


57.00 


102.00 



These Premiums are payable in cash in advance, either Annually, Semi-Annually, 
or Quarterly, on or before 12 o'clock of the day they are due, or the Policy expires 
at noon. 



10 



MUTUAL LIFE INSURANCE COMPANY OF NEW YORK. 









LIFE 


TABLE. 








The Rates of Assurance of One Thousand Dollars on a Single Life, for the whole con 








iinuance thereof 










Quarterly 


demi-Annaa 


Annual 


i Annual 


1 Annual 


In One 

Payment. 




Age. 


Payments for Payments for Payments fo 


^Payments for Payments fo 


Age. 




Life. 


Life. 


Life. 


Ten Years. 


| Five Years. 




14 


3.77 


7.48 


14.71 


33.49 


57.68 


254.59 


14 


15 


3.88 


7.68 


15.11 


34.18 


58.86 


259.69 


15 


16 


3.98 


7.89 


15.52 


34.89 


60.05 


264.88 


16 


17 


4.09 


8.11 


15.94 


35.62 


61.27 


270.16 


17 


18 


4.20 


8.33 


16.38 


36.35 


62.51 


275.53 


18 


19 


4.32 


8.56 


16.83 


37.11 


63.78 


280.99 


19 


20 


4.44 


8.80 


17.30 


37.87 


65.07 


286.56 


20 


21 


4.56 


9.05 


17.78 


38.66 


66.38 


292.23 


21 


22 


4.69 


9.30 


18.28 


39.45 


67.72 


298.00 


22 


23 


4.82 


9.56 


18.80 


40.27 


69.08 


303.88 


23 


24 


4.96 


9.84 


19.34 


41.10 


70.48 


309.87 


24 


25 


5.10 


10.12 


19.89 


41.95 


71.89 


315.97 


25 


26 


5.25 


10.41 


20.47 


42,82 


73.35 


322.20 


26 


27 


5.41 


10.72 


21.07 


43.71 


74.83 


328.55 


27 


28 


5.57 


11.04 


-21.70 


44.62 


76.34 


335:03 


28 


29 


5.73 


11.37 


22.35 


45.55 


77.88 


341.64 


29 


30 


5.91 


11.71 


23.02 


46.51 


79.46 


348.38 


30 


31 


6.09 


12,07 


23.73 


47.48 


81.07 


355.26 


31 


32 


6.28 


12.45 


24.47 


48.48 


82.72 


362.29 


32 


33 


6.47 


12.84 


25.23 


49.50 


84.41 


369.46 


33 


34 


6.68 


13.24 


26.03 


50.55 


86.13 


376.78 


34 


35 


6.89 


13.67 


26.87 


51.62 


87.89 


384.26 


35 


36 


7.12 


14.12 


27.75 


52.72 


89.70 


391.90 


36 


37 


7.36 


14.59 


28.67 


53.86 


91.55 


399.71 


37 


38 


7.61 


15.08 


29.64 


55.02 


93.44 


407.70 


38 


39 


7.87 


15.60 


30.66 


56.21 


95.38 


415.83 


39 


40 


8.14 
8.43 


16.14 


31.73 


57.45 


97.37 


424.23 


40 


41 


16.72 


32.86 


58.72 


99.41 


432.79 


41 


42 


8.74 


17.32 


34.05 


60.03 


101.51 


441.54 


42 


43 


9.06 


17.96 


35.30 


61.38 


103.66 


450.49 


43 


44 


9.40 


18.64 


36.63 


62.78 


105.87 


459.66 


44 


45 


9.76 


19.35 


38.04 


6424 


108.15 


469.03 


45 


46 


10.14 


20.11 


39.53 


65.74 


110.49 


478.62 


46 


47 


10.55 


20.92 


41.11 


67.31 


112.91 


488.41 


47 


48 


10.98 


21.77 


42.78 


68.92 


115.39 


498.37 


48 


49 


11.43 


22.66 


44.55 


70.59 


117.92 


508.49 


49 


50 


11.91 


23.61 


46.42 


72.31 


120.51 


518.75 


50 


51 


12.42 


24.62 


48.39 


74.08 


123.15 


529.15 


51 


52 


12.95 


25.69 


50.49 


75.91 


135.85 


539.68 


52 


53 


13.52 


26,82 


52.71 


77.81 


128.61 


550.36 


53 


54 


14.13 


28.02 


55.07 


79.78 


131.44 


561.17 


54 


55 


14.77 


29.29 


57.58 


8L84 


134.34 


572.12 


55 


56 


15.46 1 


30.65 


60.25 


83.98 


137.32 


583.19 


56 



The importance of the subject is commended to the consideration of 
individuals for themselves, and most earnestly to Parishes for their 
Pastors. 



SUBSCRIPTION 

FOR 

LIFE INSURANCE AND SAVINGS FUND 

FOR 

Rev. ELISHA L. CLEVELAND, D. D. 

Pastor of the Third Ecclesiastical Society, New Haven, Conn, 



We, the subscribers, agree to pay the sums annexed to our respective 
names, for the purpose of forming a pastor's fund, and paying the pre- 
mium for the current year on an insurance of the life of Dr. Elisha 
L. Cleveland, pastor of the Third Congregational Church in New 
Haven, the surplus beyond the sum requisite for said purpose to be 
deposited in the New Haven Savings Bank, or otherwise invested as 
the Society's Committee may direct, in the name of the Agent ap- 
pointed by the Society, in trust, for the benefit of the said Cleveland 
and his family, to accumulate with such additional sums as may be de- 
posited there by the said Agent for the same purpose, and subject to be 
drawn from said Bank by said Agent, in accordance with the vote of 
the Society on this subiect. 



ACTION OF THE THIRD CONGREGATIONAL SOCIETY. 

At a Society meeting of the Third Congregational Society in New 
Haven, regularly convened, on the day of 1856, the 

following action was taken, viz. : 

Voted, That the Society will, annually, at the time of election of So- 
ciety Officers, appoint an Agent to raise money for the puroose of form- 



12 

ing a Pastor's Fund, and of paying the premium on an Insurance of the 
Life of Dr. E. L. Cleveland, and for a Savings Fund to accumulate foi 
the benefit of the said Cleveland and his family. His designation shall 
be " The Agent for the Pastor's Insurance and Savings Fund," 

The duties of the Agent shall be to collect money annually, by volun- 
tary subscription, and first pay the premium on the sum of Two 
Thousand Dollars iusured, and then deposit the balance so collected, 
together with any other sums which may be committed to him for this 
purpose, in his name, as Agent of the Society, in the New Haven Savings 
Bank, or to invest otherwise as the Society may direct, in trust, to accu- 
mulate for the benefit of said Cleveland and his family. 

The object of this Fund is to provide for the said Cleveland and his 
family, in case he should become disabled, or the pastoral relation should 
be dissolved, and for his family in the event of his death. 

Whenever the pastoral relations shall be mutually dissolved, or shall 
be dissolved by a Council, or by the advice of such Council, the said 
fund and policy of Insurance shall be deemed to belong to the said E. 
L. Cleveland, and it shall be the duty of the said Agent to withdraw 
from the bank the said fund, and call in any other investments that may 
be made for his benefit, and pay it over to the said Cleveland, or his 
order, and also transfer to him the said Policy of Insurance. Should 
the pastoral relation be dissolved by death, the said fund shall be the 
property of the then surviving members of the family of the said 
Cleveland. 

At any time after the said Cleveland shall attain to the age of 60 
years, and certify the same to the Agent, the said Agent shall, at his 
request, withdraw the whole of said fund and pay it over to the said 
Cleveland, and the accumulation shall then cease. 

In case any controversy should arise in regard to the disposition of 
this fund, the question shall be decided by three arbitrators, one chosen 
by the Pastor, or his legal representative, one by the Society, and the 
other by the two thus chosen. The Society shall, in such case, furnish 
to the arbitrators a true and attested copy of this vote and of the orginal 
subscription for this object, and shall be governed in its action by the 
decision of the arbitrators. 



13 

The fund shaft not accumulate so as to exceed Ten Thousand Dollars 
previous to the Pastor's attaining the age of sixty years. If, previous to 
his attaining that ao:e, it shall reach that sum, the additional accumula- 
tions shall be appropriated, one-half for the benefit of the poor of the 
Society, in the usual manner of such appropriations, and the other half 
shall be at the disposal of the Pastor for benevolent purposes. If there 
are no poor of the Society requiring aid, the whole of this surplus shall 
be at the disposal of the Pastor as above, and the Society shall, by vote; 
authorize the Agent to draw the surplus for these purposes. 

The Deposit can be drawn from the Bank in whole or in part only by 
the Agent appointed by the Society from time to time, who must exhibit 
to the Treasurer of the said Bank a certificate of his appointment, 
and the vote, certificate, or order authorizing his withdrawal, as herein- 
before provided. 

A certified copy of the Annual Subscriptions for this object, and of 
this vote, shall be deposited with the Bank, to remain in the hands of its 
Treasurer, and shall be referred to in the Deposit Book as specifying 
the conditions on which the Deposit is made. 

This vote shall not be subject to repeal by the Society, nor to any 
such modification as would divert said fund from the object above set 
forth in the subscription. 



DEPOSIT BOOK NEW HAVEN SAVINGS BANK. 

Account with A. B., Agent of the Pastor's Insurance and Savings Fund 
of the Third Ecclesiastical Society in New Haven. 

The vote of the Third Ecclesiastical Society of New Haven, for rais- 
ing a Life Insurance and Savings Fnnd for the benefit of E. L. Cleve- 
land, Pastor of said Society, and his family, passed on the day of 
1856, and annual subscriptions for said Fund are here referred 
to as together, showing the condition on which this deposit was made. 






f> 



